Himachal Pradesh - ആർബിഐ - Reserve Bank of India
Himachal Pradesh
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTHERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
30,223 |
125,82 |
99,25 |
60,030 |
200,27 |
160,03 |
||
1. Direct Finance |
29,334 |
91,46 |
68,15 |
58,751 |
179,83 |
141,72 |
|||
2. Indirect Finance |
889 |
34,35 |
31,10 |
1,279 |
20,44 |
18,31 |
|||
II. |
INDUSTRY |
7,071 |
162,86 |
133,31 |
11,991 |
624,05 |
574,48 |
||
1. Mining & Quarrying |
39 |
2,89 |
2,32 |
45 |
3,47 |
3,47 |
|||
2. Food Manufacturing & Processing |
329 |
28,85 |
24,88 |
154 |
12,36 |
9,87 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
162 |
8,68 |
7,39 |
74 |
6,08 |
4,69 |
||
(b) |
Sugar |
— |
— |
— |
4 |
25 |
20 |
||
(c) |
Edible Oils & Vanaspati |
17 |
3,87 |
2,51 |
13 |
1,32 |
1,22 |
||
(d) |
Tea Processing |
2 |
9 |
10 |
2 |
9 |
8 |
||
(e) |
Processing of Fruits & Vegetables |
9 |
3,11 |
2,67 |
6 |
55 |
48 |
||
(f) |
Others |
139 |
13,11 |
12,22 |
55 |
4,07 |
3,20 |
||
3. Beverage & Tobacco |
11 |
4,76 |
4,43 |
14 |
6,26 |
6,81 |
|||
4. Textiles |
451 |
8,93 |
7,14 |
259 |
39,12 |
37,02 |
|||
(a) |
Cotton Textiles |
16 |
3,57 |
3,00 |
23 |
13,52 |
13,38 |
||
(b) |
Jute & Other Natural Fibre Textiles |
11 |
18 |
13 |
1 |
2 |
2 |
||
(c) |
Handloom Textiles & Khadi |
309 |
1,82 |
1,34 |
144 |
2,33 |
2,32 |
||
(d) |
Other Textiles & Textile Products |
115 |
3,35 |
2,68 |
91 |
23,24 |
21,30 |
||
5. Paper, Paper Products & Printing |
107 |
6,13 |
4,86 |
86 |
3,95 |
3,03 |
|||
6. Leather & Leather Products |
60 |
60 |
39 |
32 |
57 |
36 |
|||
7. Rubber & Plastic Products |
139 |
16,20 |
14,79 |
103 |
24,99 |
21,15 |
|||
8. Chemicals & Chemical Products |
100 |
17,35 |
11,47 |
93 |
17,39 |
12,66 |
|||
(a) |
Heavy Industrial Chemicals |
3 |
19 |
20 |
6 |
7,69 |
5,05 |
||
(b) |
Fertilisers |
2 |
24 |
12 |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
50 |
13,74 |
8,43 |
32 |
3,24 |
2,91 |
||
(d) |
Non-Edible Oils |
5 |
23 |
18 |
5 |
67 |
38 |
||
(e) |
Other Chemicals & Chemical Products |
40 |
2,95 |
2,54 |
50 |
5,80 |
4,32 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
3 |
60 |
62 |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
44 |
1,88 |
1,57 |
19 |
63 |
61 |
|||
11. Basic Metals & Metal Products |
224 |
11,96 |
10,17 |
337 |
46,10 |
40,78 |
|||
(a) |
Iron & Steel |
34 |
4,94 |
3,81 |
45 |
14,13 |
12,03 |
||
(b) |
Non-Ferrous Metals |
3 |
17 |
16 |
6 |
1,35 |
79 |
||
(c) |
Metal Products |
187 |
6,85 |
6,19 |
286 |
30,62 |
27,96 |
||
12. Engineering |
330 |
30,41 |
26,44 |
162 |
19,19 |
15,93 |
|||
(a) |
Heavy Engineering |
16 |
2,54 |
2,40 |
22 |
4,58 |
4,32 |
||
(b) |
Light Engineering |
64 |
2,65 |
2,08 |
45 |
5,70 |
3,54 |
||
(c) |
Electrical Machinery & Goods |
206 |
6,74 |
5,96 |
68 |
4,57 |
3,90 |
||
(d) |
Electronic Machinery & Goods |
44 |
18,48 |
16,00 |
27 |
4,33 |
4,17 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
51 |
1,09 |
73 |
79 |
9,68 |
9,42 |
|||
14. Other Industries |
5,076 |
27,24 |
20,03 |
10,225 |
67,05 |
58,17 |
|||
15. Electricity, Gas & Water |
2 |
8 |
8 |
16 |
354,21 |
339,80 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
13 |
353,89 |
339,52 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
2 |
8 |
8 |
3 |
32 |
28 |
||
16. Construction |
105 |
3,90 |
3,36 |
367 |
19,07 |
15,40 |
|||
III. |
TRANSPORT OPERATORS |
3,493 |
84,92 |
45,67 |
4,023 |
97,27 |
73,16 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,771 |
33,37 |
21,93 |
4,422 |
114,38 |
102,55 |
||
V. |
PERSONAL LOANS |
53,111 |
301,61 |
242,02 |
51,441 |
321,67 |
271,56 |
||
1. Loans for Purchase of Consumer Durables |
5,560 |
24,97 |
16,36 |
4,941 |
16,95 |
13,04 |
|||
2. Loans for Housing |
7,764 |
118,92 |
98,73 |
6,122 |
103,43 |
91,29 |
|||
3. Rest of the Personal Loans |
39,787 |
157,72 |
126,92 |
40,378 |
201,30 |
167,23 |
|||
VI. |
TRADE |
16,301 |
156,76 |
124,18 |
24,182 |
196,52 |
165,83 |
||
1. Wholesale Trade |
752 |
29,50 |
24,16 |
509 |
38,59 |
36,08 |
|||
2. Retail Trade |
15,549 |
127,25 |
100,02 |
23,673 |
157,93 |
129,74 |
|||
VII. |
FINANCE |
197 |
4,83 |
2,85 |
87 |
3,59 |
3,31 |
||
VIII. |
ALL OTHERS |
7,170 |
167,34 |
134,95 |
11,361 |
109,46 |
96,42 |
||
|
|||||||||
TOTAL BANK CREDIT |
1,19,337 |
1037,51 |
804,15 |
1,67,537 |
1667,21 |
1447,34 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
2,302 |
40,64 |
34,02 |
5,793 |
21,09 |
16,52 |
|||
2.OtherSmallScaleIndustries |
4,010 |
47,87 |
40,75 |
4,687 |
90,61 |
75,98 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
15,701 |
29,31 |
21,74 |
||
1. Direct Finance |
— |
— |
— |
14,386 |
26,29 |
19,35 |
|||
2. Indirect Finance |
— |
— |
— |
1,315 |
3,03 |
2,39 |
|||
II. |
INDUSTRY |
3 |
10,61 |
10,61 |
4,782 |
12,61 |
9,78 |
||
1. Mining & Quarrying |
— |
— |
— |
3 |
17 |
10 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
40 |
91 |
65 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
26 |
70 |
46 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
2 |
2 |
2 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
2 |
9 |
9 |
||
(f) |
Others |
— |
— |
— |
10 |
10 |
8 |
||
3. Beverage & Tobacco |
— |
— |
— |
1 |
2 |
1 |
|||
4. Textiles |
— |
— |
— |
27 |
1,17 |
87 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
2 |
8 |
6 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
16 |
64 |
43 |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
9 |
46 |
38 |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
1 |
4 |
1 |
|||
6. Leather & Leather Products |
— |
— |
— |
1 |
— |
— |
|||
7. Rubber & Plastic Products |
— |
— |
— |
1 |
— |
— |
|||
8. Chemicals & Chemical Products |
1 |
10,00 |
10,00 |
— |
— |
— |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
1 |
10,00 |
10,00 |
— |
— |
— |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
— |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
7 |
7 |
5 |
|||
11. Basic Metals & Metal Products |
1 |
50 |
50 |
11 |
14 |
12 |
|||
(a) |
Iron & Steel |
1 |
50 |
50 |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
11 |
14 |
12 |
||
12. Engineering |
— |
— |
— |
11 |
17 |
12 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
1 |
3 |
1 |
||
(b) |
Light Engineering |
— |
— |
— |
4 |
5 |
4 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
5 |
7 |
5 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
1 |
2 |
2 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
15 |
35 |
42 |
|||
14. Other Industries |
— |
— |
— |
4,521 |
8,74 |
6,68 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
1 |
11 |
11 |
143 |
82 |
73 |
|||
III. |
TRANSPORT OPERATORS |
1 |
15 |
1 |
3,784 |
36,60 |
24,95 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
1 |
45,00 |
25,00 |
1,327 |
4,44 |
3,64 |
||
V. |
PERSONAL LOANS |
10 |
8 |
7 |
17,218 |
49,05 |
40,78 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
1,786 |
4,64 |
3,68 |
|||
2. Loans for Housing |
— |
— |
— |
952 |
9,13 |
8,18 |
|||
3. Rest of the Personal Loans |
10 |
8 |
7 |
14,480 |
35,28 |
28,91 |
|||
VI. |
TRADE |
1 |
3 |
1 |
8,081 |
32,08 |
26,49 |
||
1. Wholesale Trade |
1 |
3 |
1 |
344 |
2,97 |
2,32 |
|||
2. Retail Trade |
— |
— |
— |
7,737 |
29,11 |
24,17 |
|||
VII. |
FINANCE |
— |
— |
— |
39 |
14 |
7 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
7,859 |
16,67 |
12,35 |
||
|
|||||||||
TOTAL BANK CREDIT |
16 |
55,87 |
35,70 |
58,791 |
180,90 |
139,80 |
|||
OF WHICH:1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
3,110 |
5,41 |
3,97 |
|||
2.OtherSmallScaleIndustries |
— |
— |
— |
721 |
3,27 |
2,55 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
25 |
15,88 |
12,31 |
1,05,979 |
371,28 |
293,33 |
||
1. Direct Finance |
23 |
15,65 |
12,11 |
1,02,494 |
313,23 |
241,33 |
|||
2. Indirect Finance |
2 |
22 |
20 |
3,485 |
58,04 |
52,00 |
|||
II. |
INDUSTRY |
85 |
147,79 |
102,04 |
23,932 |
957,91 |
830,22 |
||
1. Mining & Quarrying |
— |
— |
— |
87 |
6,53 |
5,90 |
|||
2. Food Manufacturing & Processing |
2 |
4,83 |
71 |
525 |
46,96 |
36,12 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
262 |
15,45 |
12,54 |
||
(b) |
Sugar |
— |
— |
— |
4 |
25 |
20 |
||
(c) |
Edible Oils & Vanaspati |
2 |
4,83 |
71 |
34 |
10,05 |
4,46 |
||
(d) |
Tea Processing |
— |
— |
— |
4 |
18 |
18 |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
17 |
3,75 |
3,24 |
||
(f) |
Others |
— |
— |
— |
204 |
17,28 |
15,50 |
||
3. Beverage & Tobacco |
— |
— |
— |
26 |
11,04 |
11,26 |
|||
4. Textiles |
8 |
67,18 |
55,23 |
745 |
116,39 |
100,26 |
|||
(a) |
Cotton Textiles |
2 |
3,10 |
2,20 |
43 |
20,27 |
18,63 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
12 |
20 |
15 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
469 |
4,79 |
4,09 |
||
(d) |
Other Textiles & Textile Products |
6 |
64,08 |
53,03 |
221 |
91,13 |
77,39 |
||
5. Paper, Paper Products & Printing |
1 |
10,41 |
45 |
195 |
20,53 |
8,34 |
|||
6. Leather & Leather Products |
— |
— |
— |
93 |
1,17 |
75 |
|||
7. Rubber & Plastic Products |
1 |
40 |
40 |
244 |
41,60 |
36,34 |
|||
8. Chemicals & Chemical Products |
5 |
25,98 |
22,84 |
199 |
70,72 |
56,96 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
9 |
7,88 |
5,24 |
||
(b) |
Fertilisers |
— |
— |
— |
2 |
24 |
12 |
||
(c) |
Drugs & Pharmaceuticals |
5 |
25,98 |
22,84 |
88 |
52,96 |
44,18 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
10 |
89 |
56 |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
90 |
8,75 |
6,86 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
3 |
60 |
62 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
70 |
2,57 |
2,24 |
|||
11. Basic Metals & Metal Products |
8 |
4,60 |
3,56 |
581 |
63,30 |
55,12 |
|||
(a) |
Iron & Steel |
8 |
4,60 |
3,56 |
88 |
24,16 |
19,90 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
9 |
1,52 |
96 |
||
(c) |
Metal Products |
— |
— |
— |
484 |
37,61 |
34,27 |
||
12. Engineering |
13 |
29,09 |
17,61 |
516 |
78,86 |
60,11 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
39 |
7,15 |
6,74 |
||
(b) |
Light Engineering |
1 |
1,00 |
1,00 |
114 |
9,40 |
6,65 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
279 |
11,38 |
9,91 |
||
(d) |
Electronic Machinery & Goods |
12 |
28,09 |
16,61 |
84 |
50,92 |
36,81 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
3 |
4,79 |
77 |
148 |
15,91 |
11,34 |
|||
14. Other Industries |
42 |
36 |
31 |
19,864 |
103,39 |
85,20 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
18 |
354,29 |
339,88 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
13 |
353,89 |
339,52 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
5 |
40 |
36 |
||
16. Construction |
2 |
15 |
16 |
618 |
24,04 |
19,77 |
|||
III. |
TRANSPORT OPERATORS |
6 |
22 |
20 |
11,307 |
219,16 |
143,98 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
56 |
256,08 |
257,80 |
7,577 |
453,27 |
410,92 |
||
V. |
PERSONAL LOANS |
489 |
3,69 |
3,25 |
1,22,269 |
676,11 |
557,67 |
||
1. Loans for Purchase of Consumer Durables |
8 |
5 |
4 |
12,295 |
46,61 |
33,13 |
|||
2. Loans for Housing |
25 |
61 |
58 |
14,863 |
232,08 |
198,79 |
|||
3. Rest of the Personal Loans |
456 |
3,04 |
2,62 |
95,111 |
397,42 |
325,76 |
|||
VI. |
TRADE |
86 |
3,15 |
2,98 |
48,651 |
388,53 |
319,48 |
||
1. Wholesale Trade |
8 |
43 |
42 |
1,614 |
71,52 |
63,00 |
|||
2. Retail Trade |
78 |
2,72 |
2,55 |
47,037 |
317,02 |
256,48 |
|||
VII. |
FINANCE |
1 |
9,00 |
9,01 |
324 |
17,57 |
15,24 |
||
VIII. |
ALL OTHERS |
62 |
29 |
22 |
26,452 |
293,76 |
243,94 |
||
|
|||||||||
TOTAL BANK CREDIT |
810 |
436,10 |
387,80 |
3,46,491 |
3377,60 |
2814,79 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
11,205 |
67,14 |
54,51 |
|||
2.OtherSmallScaleIndustries |
7 |
5 |
4 |
9,425 |
141,80 |
119,33 |
|||
|