Jharkhand - ആർബിഐ - Reserve Bank of India
Jharkhand
Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks according to Occupation |
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March 2002 |
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EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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RURAL |
SEMI-URBAN |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
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1 |
2 |
3 |
4 |
5 |
6 |
|||
|
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I. |
AGRICULTURE |
3,15,499 |
372,60 |
281,95 |
45,530 |
103,09 |
82,90 |
|
1. |
Direct Finance |
2,86,165 |
334,45 |
254,06 |
41,904 |
85,06 |
68,38 |
|
2. |
Indirect Finance |
29,334 |
38,15 |
27,89 |
3,626 |
18,03 |
14,52 |
|
II. |
INDUSTRY |
55,156 |
666,23 |
609,18 |
16,577 |
245,93 |
196,96 |
|
1. |
Mining & Quarrying |
30 |
69,91 |
67,81 |
55 |
14,41 |
13,67 |
|
2. |
Food Manufacturing & Processing |
3,323 |
14,65 |
10,77 |
1,398 |
18,40 |
15,82 |
|
(a) Rice Mills, Flour & Dal Mills |
1,989 |
8,22 |
6,19 |
713 |
5,63 |
5,07 |
||
(b) Sugar |
1 |
5 |
4 |
2 |
17 |
21 |
||
(c) Edible Oils &Vanaspati |
67 |
89 |
75 |
143 |
6,85 |
6,46 |
||
(d) Tea Processing |
3 |
9 |
8 |
1 |
7 |
7 |
||
(e) Processing of Fruits & Vegetables |
8 |
48 |
47 |
3 |
8 |
7 |
||
(f) Others |
1,255 |
4,92 |
3,22 |
536 |
5,60 |
3,93 |
||
3. |
Beverage & Tobacco |
7 |
5,64 |
4,96 |
39 |
2,57 |
2,03 |
|
4. |
Textiles |
1,389 |
45,14 |
24,17 |
510 |
8,25 |
5,05 |
|
(a) Cotton Textiles |
37 |
36,96 |
18,31 |
22 |
4,57 |
2,18 |
||
(b) Jute & Other Natural Fibre Textiles |
305 |
1,23 |
1,26 |
44 |
41 |
42 |
||
(c) Handloom Textiles & Khadi |
132 |
21 |
16 |
12 |
13 |
11 |
||
(d) Other Textiles & Textile Products |
915 |
6,73 |
4,44 |
432 |
3,15 |
2,33 |
||
5. |
Paper,Paper Products & Printing |
114 |
1,67 |
1,48 |
172 |
12,35 |
6,07 |
|
6. |
Leather & Leather Products |
242 |
60 |
48 |
103 |
1,36 |
1,12 |
|
7. |
Rubber & Plastic Products |
46 |
3,75 |
3,09 |
84 |
3,61 |
3,22 |
|
8. |
Chemicals & Chemical Products |
178 |
22,68 |
21,86 |
233 |
14,39 |
9,97 |
|
(a) Heavy Industrial Chemicals |
4 |
89 |
74 |
16 |
4,50 |
3,35 |
||
(b) Fertilisers |
1 |
2 |
2 |
1 |
5 |
5 |
||
(c) Drugs & Pharmaceuticals |
54 |
15,48 |
15,62 |
53 |
1,73 |
1,24 |
||
(d) Non-EdibleOils |
1 |
10 |
10 |
3 |
31 |
18 |
||
(e) Other Chemicals & Chemical Products |
118 |
6,20 |
5,37 |
160 |
7,81 |
5,15 |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
11 |
1,13 |
1,11 |
24 |
2,76 |
2,36 |
|
10. |
Manufacture of Cement & Cement Products |
82 |
2,45 |
1,99 |
61 |
3,06 |
2,47 |
|
11. |
Basic Metals & Metal Products |
305 |
385,05 |
383,31 |
366 |
59,91 |
45,98 |
|
(a) Iron & Steel |
65 |
378,38 |
377,89 |
69 |
34,65 |
25,38 |
||
(b) Non-Ferrous Metals |
2 |
29 |
17 |
13 |
3,26 |
2,19 |
||
(c) Metal Products |
238 |
6,38 |
5,25 |
284 |
22,00 |
18,41 |
||
12. |
Engineering |
488 |
35,43 |
24,76 |
405 |
20,74 |
18,19 |
|
(a) Heavy Engineering |
7 |
11,62 |
10,75 |
18 |
9,42 |
8,48 |
||
(b) Light Engineering |
191 |
12,84 |
4,16 |
148 |
6,57 |
5,36 |
||
(c) Electrical Machinery & Goods |
206 |
10,70 |
9,64 |
172 |
2,57 |
2,74 |
||
(d) Electronic Machinery & Goods |
84 |
27 |
21 |
67 |
2,18 |
1,61 |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
575 |
9,37 |
8,37 |
505 |
7,48 |
5,82 |
|
14. |
OtherIndustries |
46,745 |
60,67 |
48,07 |
11,754 |
68,76 |
58,15 |
|
15. |
Electricity,Gas & Water |
4 |
16 |
13 |
6 |
21 |
17 |
|
(a) Electricity Generation &Transmission |
3 |
12 |
10 |
3 |
13 |
10 |
||
(b) Non-Conventional Energy |
1 |
4 |
3 |
2 |
6 |
6 |
||
(c) Gas, Steam & Water Supply |
— |
— |
— |
1 |
3 |
1 |
||
16. |
Construction |
1,617 |
7,93 |
6,83 |
862 |
7,66 |
6,87 |
|
III. |
TRANSPORT OPERATORS |
11,046 |
89,11 |
63,27 |
5,290 |
58,76 |
43,17 |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
18,962 |
34,29 |
25,06 |
4,198 |
25,52 |
19,93 |
|
V. |
PERSONAL LOANS |
95,690 |
315,98 |
249,91 |
68,199 |
318,37 |
258,35 |
|
1. |
Loans for Purchase of Consumer Durables |
10,178 |
31,21 |
21,49 |
8,932 |
30,46 |
21,91 |
|
2. |
Loans for Housing |
3,804 |
34,63 |
32,05 |
4,246 |
63,22 |
57,80 |
|
3. |
Rest of the Personal Loans |
81,708 |
250,14 |
196,38 |
55,021 |
224,70 |
178,64 |
|
VI. |
TRADE |
1,03,387 |
227,00 |
179,39 |
29,565 |
203,52 |
172,12 |
|
1. |
Wholesale Trade |
5,989 |
25,28 |
20,32 |
1,175 |
42,41 |
36,71 |
|
2. |
Retail Trade |
97,398 |
201,72 |
159,07 |
28,390 |
161,10 |
135,42 |
|
VII. |
FINANCE |
974 |
28,58 |
22,53 |
238 |
6,09 |
3,88 |
|
VIII. |
ALL OTHERS |
95,233 |
284,75 |
228,68 |
38,992 |
219,09 |
164,70 |
|
|
||||||||
TOTAL BANK CREDIT |
6,95,947 |
2018,54 |
1659,97 |
2,08,589 |
1180,36 |
942,01 |
||
OF WHICH: 1.Artisans and Village &Tiny Industries |
28,344 |
38,14 |
28,78 |
4,816 |
34,51 |
29,58 |
||
2.Other Small Scale Industries |
15,607 |
56,32 |
47,91 |
6,262 |
66,56 |
56,94 |
||
|
(Amount in Rupees Lakh) |
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|
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URBAN |
METROPOLITAN |
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|
||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
|||
|
||||||||
7 |
8 |
9 |
10 |
11 |
12 |
|||
|
||||||||
I. |
AGRICULTURE |
5,129 |
393,14 |
271,92 |
— |
— |
— |
|
1. |
Direct Finance |
4,517 |
42,13 |
38,58 |
— |
— |
— |
|
2. |
Indirect Finance |
612 |
351,01 |
233,34 |
— |
— |
— |
|
II. |
INDUSTRY |
10,925 |
2278,13 |
1655,20 |
— |
— |
— |
|
1. |
Mining & Quarrying |
51 |
47,60 |
45,29 |
— |
— |
— |
|
2. |
Food Manufacturing & Processing |
516 |
16,02 |
13,71 |
— |
— |
— |
|
(a) Rice Mills, Flour & Dal Mills |
174 |
6,27 |
4,29 |
— |
— |
— |
||
(b) Sugar |
— |
— |
— |
— |
— |
— |
||
(c) Edible Oils &Vanaspati |
36 |
1,48 |
1,39 |
— |
— |
— |
||
(d) Tea Processing |
1 |
10 |
10 |
— |
— |
— |
||
(e) Processing of Fruits & Vegetables |
21 |
1,09 |
1,08 |
— |
— |
— |
||
(f) Others |
284 |
7,08 |
6,85 |
— |
— |
— |
||
3. |
Beverage & Tobacco |
105 |
11,68 |
11,72 |
— |
— |
— |
|
4. |
Textiles |
423 |
13,90 |
11,86 |
— |
— |
— |
|
(a) Cotton Textiles |
57 |
2,09 |
1,82 |
— |
— |
— |
||
(b) Jute & Other Natural Fibre Textiles |
4 |
6 |
6 |
— |
— |
— |
||
(c) Handloom Textiles & Khadi |
32 |
2,44 |
2,38 |
— |
— |
— |
||
(d) Other Textiles & Textile Products |
330 |
9,30 |
7,61 |
— |
— |
— |
||
5. |
Paper,Paper Products & Printing |
197 |
5,13 |
3,91 |
— |
— |
— |
|
6. |
Leather & Leather Products |
65 |
96 |
86 |
— |
— |
— |
|
7. |
Rubber & Plastic Products |
190 |
23,27 |
17,65 |
— |
— |
— |
|
8. |
Chemicals & Chemical Products |
378 |
49,43 |
30,45 |
— |
— |
— |
|
(a) Heavy Industrial Chemicals |
18 |
13,26 |
11,59 |
— |
— |
— |
||
(b) Fertilisers |
1 |
5 |
5 |
— |
— |
— |
||
(c) Drugs & Pharmaceuticals |
72 |
18,22 |
5,52 |
— |
— |
— |
||
(d) Non-EdibleOils |
5 |
2,47 |
1,99 |
— |
— |
— |
||
(e) Other Chemicals & Chemical Products |
282 |
15,44 |
11,30 |
— |
— |
— |
||
9. |
Petroleum, Coal Products & Nuclear Fuels |
92 |
28,16 |
26,69 |
— |
— |
— |
|
10. |
Manufacture of Cement & Cement Products |
90 |
15,66 |
15,64 |
— |
— |
— |
|
11. |
Basic Metals & Metal Products |
1,361 |
957,31 |
733,75 |
— |
— |
— |
|
(a) Iron & Steel |
196 |
905,01 |
687,71 |
— |
— |
— |
||
(b) Non-Ferrous Metals |
15 |
3,10 |
2,28 |
— |
— |
— |
||
(c) Metal Products |
1,150 |
49,20 |
43,77 |
— |
— |
— |
||
12. |
Engineering |
1,003 |
532,05 |
336,61 |
— |
— |
— |
|
(a) Heavy Engineering |
24 |
37,47 |
36,80 |
— |
— |
— |
||
(b) Light Engineering |
488 |
462,98 |
274,26 |
— |
— |
— |
||
(c) Electrical Machinery & Goods |
424 |
26,58 |
21,34 |
— |
— |
— |
||
(d) Electronic Machinery & Goods |
67 |
5,03 |
4,21 |
— |
— |
— |
||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
387 |
340,57 |
236,22 |
— |
— |
— |
|
14. |
Other Industries |
5,739 |
65,10 |
57,23 |
— |
— |
— |
|
15. |
Electricity,Gas & Water |
27 |
92,57 |
41,69 |
— |
— |
— |
|
(a) Electricity Generation &Transmission |
6 |
18,25 |
18,22 |
— |
— |
— |
||
(b) Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) Gas, Steam & Water Supply |
21 |
74,31 |
23,47 |
— |
— |
— |
||
16. |
Construction |
301 |
78,71 |
71,91 |
— |
— |
— |
|
III. |
TRANSPORT OPERATORS |
3,217 |
47,25 |
36,60 |
— |
— |
— |
|
IV. |
PROFESSIONAL AND OTHER SERVICES |
3,342 |
65,71 |
51,54 |
— |
— |
— |
|
V. |
PERSONAL LOANS |
76,878 |
561,56 |
476,30 |
— |
— |
— |
|
1. |
Loans for Purchase of Consumer Durables |
10,481 |
43,24 |
32,28 |
— |
— |
— |
|
2. |
Loansf or Housing |
9,134 |
200,28 |
180,55 |
— |
— |
— |
|
3. |
Rest of the Personal Loans |
57,263 |
318,05 |
263,46 |
— |
— |
— |
|
VI. |
TRADE |
16,452 |
301,87 |
264,46 |
— |
— |
— |
|
1. |
Wholesale Trade |
3,149 |
121,31 |
108,37 |
— |
— |
— |
|
2. |
Retail Trade |
13,303 |
180,57 |
156,08 |
— |
— |
— |
|
VII. |
FINANCE |
278 |
11,72 |
10,64 |
— |
— |
— |
|
VIII. |
ALL OTHERS |
22,082 |
612,61 |
540,81 |
— |
— |
— |
|
|
||||||||
TOTAL BANK CREDIT |
1,38,303 |
4272,00 |
3307,46 |
— |
— |
— |
||
OF WHICH: 1.Artisans and Village &Tiny Industries |
1,601 |
67,94 |
57,64 |
— |
— |
— |
||
2.Other Small Scale Industries |
5,140 |
209,25 |
164,07 |
— |
— |
— |
||
|