Jharkhand - ആർബിഐ - Reserve Bank of India
Jharkhand
Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks according to Occupation | ||||||||
March 2002 | ||||||||
EASTERN REGION | (Amount in Rupees Lakh) | |||||||
RURAL | SEMI-URBAN | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 3,15,499 | 372,60 | 281,95 | 45,530 | 103,09 | 82,90 | |
1. | Direct Finance | 2,86,165 | 334,45 | 254,06 | 41,904 | 85,06 | 68,38 | |
2. | Indirect Finance | 29,334 | 38,15 | 27,89 | 3,626 | 18,03 | 14,52 | |
II. | INDUSTRY | 55,156 | 666,23 | 609,18 | 16,577 | 245,93 | 196,96 | |
1. | Mining & Quarrying | 30 | 69,91 | 67,81 | 55 | 14,41 | 13,67 | |
2. | Food Manufacturing & Processing | 3,323 | 14,65 | 10,77 | 1,398 | 18,40 | 15,82 | |
(a) Rice Mills, Flour & Dal Mills | 1,989 | 8,22 | 6,19 | 713 | 5,63 | 5,07 | ||
(b) Sugar | 1 | 5 | 4 | 2 | 17 | 21 | ||
(c) Edible Oils &Vanaspati | 67 | 89 | 75 | 143 | 6,85 | 6,46 | ||
(d) Tea Processing | 3 | 9 | 8 | 1 | 7 | 7 | ||
(e) Processing of Fruits & Vegetables | 8 | 48 | 47 | 3 | 8 | 7 | ||
(f) Others | 1,255 | 4,92 | 3,22 | 536 | 5,60 | 3,93 | ||
3. | Beverage & Tobacco | 7 | 5,64 | 4,96 | 39 | 2,57 | 2,03 | |
4. | Textiles | 1,389 | 45,14 | 24,17 | 510 | 8,25 | 5,05 | |
(a) Cotton Textiles | 37 | 36,96 | 18,31 | 22 | 4,57 | 2,18 | ||
(b) Jute & Other Natural Fibre Textiles | 305 | 1,23 | 1,26 | 44 | 41 | 42 | ||
(c) Handloom Textiles & Khadi | 132 | 21 | 16 | 12 | 13 | 11 | ||
(d) Other Textiles & Textile Products | 915 | 6,73 | 4,44 | 432 | 3,15 | 2,33 | ||
5. | Paper,Paper Products & Printing | 114 | 1,67 | 1,48 | 172 | 12,35 | 6,07 | |
6. | Leather & Leather Products | 242 | 60 | 48 | 103 | 1,36 | 1,12 | |
7. | Rubber & Plastic Products | 46 | 3,75 | 3,09 | 84 | 3,61 | 3,22 | |
8. | Chemicals & Chemical Products | 178 | 22,68 | 21,86 | 233 | 14,39 | 9,97 | |
(a) Heavy Industrial Chemicals | 4 | 89 | 74 | 16 | 4,50 | 3,35 | ||
(b) Fertilisers | 1 | 2 | 2 | 1 | 5 | 5 | ||
(c) Drugs & Pharmaceuticals | 54 | 15,48 | 15,62 | 53 | 1,73 | 1,24 | ||
(d) Non-EdibleOils | 1 | 10 | 10 | 3 | 31 | 18 | ||
(e) Other Chemicals & Chemical Products | 118 | 6,20 | 5,37 | 160 | 7,81 | 5,15 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 11 | 1,13 | 1,11 | 24 | 2,76 | 2,36 | |
10. | Manufacture of Cement & Cement Products | 82 | 2,45 | 1,99 | 61 | 3,06 | 2,47 | |
11. | Basic Metals & Metal Products | 305 | 385,05 | 383,31 | 366 | 59,91 | 45,98 | |
(a) Iron & Steel | 65 | 378,38 | 377,89 | 69 | 34,65 | 25,38 | ||
(b) Non-Ferrous Metals | 2 | 29 | 17 | 13 | 3,26 | 2,19 | ||
(c) Metal Products | 238 | 6,38 | 5,25 | 284 | 22,00 | 18,41 | ||
12. | Engineering | 488 | 35,43 | 24,76 | 405 | 20,74 | 18,19 | |
(a) Heavy Engineering | 7 | 11,62 | 10,75 | 18 | 9,42 | 8,48 | ||
(b) Light Engineering | 191 | 12,84 | 4,16 | 148 | 6,57 | 5,36 | ||
(c) Electrical Machinery & Goods | 206 | 10,70 | 9,64 | 172 | 2,57 | 2,74 | ||
(d) Electronic Machinery & Goods | 84 | 27 | 21 | 67 | 2,18 | 1,61 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 575 | 9,37 | 8,37 | 505 | 7,48 | 5,82 | |
14. | OtherIndustries | 46,745 | 60,67 | 48,07 | 11,754 | 68,76 | 58,15 | |
15. | Electricity,Gas & Water | 4 | 16 | 13 | 6 | 21 | 17 | |
(a) Electricity Generation &Transmission | 3 | 12 | 10 | 3 | 13 | 10 | ||
(b) Non-Conventional Energy | 1 | 4 | 3 | 2 | 6 | 6 | ||
(c) Gas, Steam & Water Supply | — | — | — | 1 | 3 | 1 | ||
16. | Construction | 1,617 | 7,93 | 6,83 | 862 | 7,66 | 6,87 | |
III. | TRANSPORT OPERATORS | 11,046 | 89,11 | 63,27 | 5,290 | 58,76 | 43,17 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 18,962 | 34,29 | 25,06 | 4,198 | 25,52 | 19,93 | |
V. | PERSONAL LOANS | 95,690 | 315,98 | 249,91 | 68,199 | 318,37 | 258,35 | |
1. | Loans for Purchase of Consumer Durables | 10,178 | 31,21 | 21,49 | 8,932 | 30,46 | 21,91 | |
2. | Loans for Housing | 3,804 | 34,63 | 32,05 | 4,246 | 63,22 | 57,80 | |
3. | Rest of the Personal Loans | 81,708 | 250,14 | 196,38 | 55,021 | 224,70 | 178,64 | |
VI. | TRADE | 1,03,387 | 227,00 | 179,39 | 29,565 | 203,52 | 172,12 | |
1. | Wholesale Trade | 5,989 | 25,28 | 20,32 | 1,175 | 42,41 | 36,71 | |
2. | Retail Trade | 97,398 | 201,72 | 159,07 | 28,390 | 161,10 | 135,42 | |
VII. | FINANCE | 974 | 28,58 | 22,53 | 238 | 6,09 | 3,88 | |
VIII. | ALL OTHERS | 95,233 | 284,75 | 228,68 | 38,992 | 219,09 | 164,70 | |
TOTAL BANK CREDIT | 6,95,947 | 2018,54 | 1659,97 | 2,08,589 | 1180,36 | 942,01 | ||
OF WHICH: 1.Artisans and Village &Tiny Industries | 28,344 | 38,14 | 28,78 | 4,816 | 34,51 | 29,58 | ||
2.Other Small Scale Industries | 15,607 | 56,32 | 47,91 | 6,262 | 66,56 | 56,94 | ||
(Amount in Rupees Lakh) | ||||||||
URBAN | METROPOLITAN | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 5,129 | 393,14 | 271,92 | — | — | — | |
1. | Direct Finance | 4,517 | 42,13 | 38,58 | — | — | — | |
2. | Indirect Finance | 612 | 351,01 | 233,34 | — | — | — | |
II. | INDUSTRY | 10,925 | 2278,13 | 1655,20 | — | — | — | |
1. | Mining & Quarrying | 51 | 47,60 | 45,29 | — | — | — | |
2. | Food Manufacturing & Processing | 516 | 16,02 | 13,71 | — | — | — | |
(a) Rice Mills, Flour & Dal Mills | 174 | 6,27 | 4,29 | — | — | — | ||
(b) Sugar | — | — | — | — | — | — | ||
(c) Edible Oils &Vanaspati | 36 | 1,48 | 1,39 | — | — | — | ||
(d) Tea Processing | 1 | 10 | 10 | — | — | — | ||
(e) Processing of Fruits & Vegetables | 21 | 1,09 | 1,08 | — | — | — | ||
(f) Others | 284 | 7,08 | 6,85 | — | — | — | ||
3. | Beverage & Tobacco | 105 | 11,68 | 11,72 | — | — | — | |
4. | Textiles | 423 | 13,90 | 11,86 | — | — | — | |
(a) Cotton Textiles | 57 | 2,09 | 1,82 | — | — | — | ||
(b) Jute & Other Natural Fibre Textiles | 4 | 6 | 6 | — | — | — | ||
(c) Handloom Textiles & Khadi | 32 | 2,44 | 2,38 | — | — | — | ||
(d) Other Textiles & Textile Products | 330 | 9,30 | 7,61 | — | — | — | ||
5. | Paper,Paper Products & Printing | 197 | 5,13 | 3,91 | — | — | — | |
6. | Leather & Leather Products | 65 | 96 | 86 | — | — | — | |
7. | Rubber & Plastic Products | 190 | 23,27 | 17,65 | — | — | — | |
8. | Chemicals & Chemical Products | 378 | 49,43 | 30,45 | — | — | — | |
(a) Heavy Industrial Chemicals | 18 | 13,26 | 11,59 | — | — | — | ||
(b) Fertilisers | 1 | 5 | 5 | — | — | — | ||
(c) Drugs & Pharmaceuticals | 72 | 18,22 | 5,52 | — | — | — | ||
(d) Non-EdibleOils | 5 | 2,47 | 1,99 | — | — | — | ||
(e) Other Chemicals & Chemical Products | 282 | 15,44 | 11,30 | — | — | — | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 92 | 28,16 | 26,69 | — | — | — | |
10. | Manufacture of Cement & Cement Products | 90 | 15,66 | 15,64 | — | — | — | |
11. | Basic Metals & Metal Products | 1,361 | 957,31 | 733,75 | — | — | — | |
(a) Iron & Steel | 196 | 905,01 | 687,71 | — | — | — | ||
(b) Non-Ferrous Metals | 15 | 3,10 | 2,28 | — | — | — | ||
(c) Metal Products | 1,150 | 49,20 | 43,77 | — | — | — | ||
12. | Engineering | 1,003 | 532,05 | 336,61 | — | — | — | |
(a) Heavy Engineering | 24 | 37,47 | 36,80 | — | — | — | ||
(b) Light Engineering | 488 | 462,98 | 274,26 | — | — | — | ||
(c) Electrical Machinery & Goods | 424 | 26,58 | 21,34 | — | — | — | ||
(d) Electronic Machinery & Goods | 67 | 5,03 | 4,21 | — | — | — | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 387 | 340,57 | 236,22 | — | — | — | |
14. | Other Industries | 5,739 | 65,10 | 57,23 | — | — | — | |
15. | Electricity,Gas & Water | 27 | 92,57 | 41,69 | — | — | — | |
(a) Electricity Generation &Transmission | 6 | 18,25 | 18,22 | — | — | — | ||
(b) Non-Conventional Energy | — | — | — | — | — | — | ||
(c) Gas, Steam & Water Supply | 21 | 74,31 | 23,47 | — | — | — | ||
16. | Construction | 301 | 78,71 | 71,91 | — | — | — | |
III. | TRANSPORT OPERATORS | 3,217 | 47,25 | 36,60 | — | — | — | |
IV. | PROFESSIONAL AND OTHER SERVICES | 3,342 | 65,71 | 51,54 | — | — | — | |
V. | PERSONAL LOANS | 76,878 | 561,56 | 476,30 | — | — | — | |
1. | Loans for Purchase of Consumer Durables | 10,481 | 43,24 | 32,28 | — | — | — | |
2. | Loansf or Housing | 9,134 | 200,28 | 180,55 | — | — | — | |
3. | Rest of the Personal Loans | 57,263 | 318,05 | 263,46 | — | — | — | |
VI. | TRADE | 16,452 | 301,87 | 264,46 | — | — | — | |
1. | Wholesale Trade | 3,149 | 121,31 | 108,37 | — | — | — | |
2. | Retail Trade | 13,303 | 180,57 | 156,08 | — | — | — | |
VII. | FINANCE | 278 | 11,72 | 10,64 | — | — | — | |
VIII. | ALL OTHERS | 22,082 | 612,61 | 540,81 | — | — | — | |
TOTAL BANK CREDIT | 1,38,303 | 4272,00 | 3307,46 | — | — | — | ||
OF WHICH: 1.Artisans and Village &Tiny Industries | 1,601 | 67,94 | 57,64 | — | — | — | ||
2.Other Small Scale Industries | 5,140 | 209,25 | 164,07 | — | — | — | ||