Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

SOUTHERN REGION

(Amount in Rupees Thousand)

BANGALORE

BANGALORE

BELGAUM

BELLARY

BIDAR

RURAL

URBAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

1

2

3

4

5

6

7

8

9

10

I.

AGRICULTURE

1,01,187

124,34,38

34,983

383,48,58

1,34,133

268,56,67

89,011

174,85,52

52,247

58,98,49

1.

Direct Finance

99,273

116,03,12

32,492

125,75,65

1,32,413

259,81,14

86,114

139,93,55

51,246

56,38,68

2.

Indirect Finance

1,914

8,31,26

2,491

257,72,93

1,720

8,75,53

2,897

34,91,97

1,001

2,59,81

II.

INDUSTRY

8,191

92,22,41

44,738

6252,72,19

15,061

182,08,85

11,655

136,56,24

3,767

22,70,60

1.

Mining & Quarrying

57

4,54,20

505

174,86,79

83

3,49,76

85

17,66,12

3

1,04

2.

Manufacturing & Processing

8,092

86,74,96

42,978

5879,32,59

14,852

175,12,95

11,525

114,49,30

3,755

22,25,76

3.

Electricity, Gas & Water

12

5,90

168

83,40,86

21

53,23

4

2,67,10

2

1,21

4.

Construction

30

87,35

1,087

115,11,95

105

2,92,91

41

1,73,72

7

42,59

III.

TRANSPORT OPERATORS

1,966

11,40,59

12,636

100,55,65

4,851

25,57,30

2,168

10,23,54

3,084

9,57,20

IV.

PROFESSIONAL AND OTHER SERVICES

4,672

11,88,85

26,807

389,43,37

15,229

37,31,16

11,107

14,48,48

5,193

5,44,85

V.

PERSONAL LOANS

22,914

40,77,31

2,92,123

1012,02,03

71,020

123,11,60

35,352

51,84,48

16,887

28,02,76

1.

Loans for Purchase of Consumer Durables

869

1,42,05

30,450

44,89,81

5,539

5,97,63

2,993

2,30,98

1,035

1,73,15

2.

Loans for Housing

920

7,72,97

21,604

191,10,76

4,471

29,49,31

1,597

14,54,26

1,106

6,39,49

3.

Rest of the Personal Loans

21,125

31,62,29

2,40,069

776,01,46

61,010

87,64,66

30,762

34,99,24

14,746

19,90,12

VI.

TRADE

14,681

26,45,76

47,059

674,18,03

26,900

58,21,68

26,445

49,88,02

13,261

19,17,63

1.

Wholesale Trade

179

8,51,82

4,661

362,98,31

1,656

11,29,82

1,034

13,31,04

803

1,48,82

2.

Retail Trade

14,502

17,93,94

42,398

311,19,72

25,244

46,91,86

25,411

36,56,98

12,458

17,68,81

VII.

FINANCE

12

11,69

956

737,89,62

31

40,50

25

28,39,96

5

7,83

VIII.

ALL OTHERS

6,874

11,21,41

1,54,177

1074,14,18

38,437

43,12,87

29,753

34,64,67

3,400

4,92,21

TOTAL BANK CREDIT

1,60,497

318,42,40

6,13,479

10624,43,65

3,05,662

738,40,63

2,05,516

500,90,91

97,844

148,91,57

OF WHICH:

1. Artisans & Village Industries

1,965

2,13,47

2,254

18,40,03

5,442

5,65,07

4,947

5,01,64

1,274

1,07,96

2. Other Small Scale Industries

4,746

43,70,39

28,206

1002,39,76

6,290

25,08,24

5,728

24,23,42

1,797

7,77,31

BIJAPUR

CHIKMAGALUR

CHITRADURGA

DAKSHIN

DHARWAD

KANNADA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

11

12

13

14

15

16

17

18

19

20

I.

AGRICULTURE

1,22,338

229,52,12

64,318

239,92,86

1,02,207

145,72,33

67,634

126,02,57

1,41,798

198,51,78

1.

Direct Finance

1,19,756

222,68,34

64,030

234,51,03

1,00,866

139,06,57

66,923

112,18,84

1,39,186

190,69,70

2.

Indirect Finance

2,582

6,83,78

288

5,41,83

1,341

6,65,76

711

13,83,73

2,612

7,82,08

II.

INDUSTRY

15,726

33,20,87

4,394

41,44,54

6,146

78,70,25

15,546

351,27,38

12,448

143,74,53

1.

Mining & Quarrying

30

70,88

6

1,02,90

20

9,11

117

2,44,44

108

2,07,72

2.

Manufacturing & Processing

15,673

32,26,96

4,367

39,76,50

6,049

77,82,65

15,097

335,86,90

12,185

132,01,37

3.

Electricity, Gas & Water

7

4,49

1

35,62

14

20,24

29

48,03

18

19,62

4.

Construction

16

18,54

20

29,52

63

58,25

303

12,48,01

137

9,45,82

III.

TRANSPORT OPERATORS

2,169

11,25,36

1,711

14,64,63

3,022

12,92,88

9,343

103,63,71

5,342

31,28,55

IV.

PROFESSIONAL AND OTHER SERVICES

11,044

19,62,68

6,767

24,77,63

14,307

19,45,95

19,887

64,71,28

13,875

27,89,26

V.

PERSONAL LOANS

41,604

67,65,95

22,873

64,33,45

33,688

56,21,00

95,412

286,79,77

69,203

151,35,91

1.

Loans for Purchase of Consumer Durables

2,531

2,70,46

1,825

3,03,58

2,708

2,62,20

4,857

8,62,59

5,830

9,46,96

2.

Loans for Housing

3,481

18,13,71

1,375

11,28,04

3,129

17,81,30

16,246

111,65,23

7,025

57,29,11

3.

Rest of the Personal Loans

35,592

46,81,78

19,673

50,01,83

27,851

35,77,50

74,309

166,51,95

56,348

84,59,84

VI.

TRADE

27,273

47,61,01

20,896

50,58,34

29,858

60,76,32

40,637

157,45,74

32,689

127,68,65

1.

Wholesale Trade

1,470

8,23,89

644

18,61,75

779

20,59,99

2,073

60,24,38

1,502

22,59,02

2.

Retail Trade

25,803

39,37,12

20,252

31,96,59

29,079

40,16,33

38,564

97,21,36

31,187

105,09,63

VII.

FINANCE

12

52,60

72

4,94,80

54

4,11,53

256

29,89,12

42

32,99,26

VIII.

ALL OTHERS

20,336

18,89,12

6,542

22,06,35

19,585

19,45,13

39,423

101,77,48

43,658

59,57,25

TOTAL BANK CREDIT

2,40,502

428,29,71

1,27,573

462,72,60

2,08,867

397,35,39

2,88,138

1221,57,05

3,19,055

773,05,19

OF WHICH:

1. Artisans & Village Industries

8,361

5,12,86

2,250

1,95,75

1,889

1,96,67

4,965

9,36,26

4,497

5,61,05

2. Other Small Scale Industries

6,339

10,00,74

1,651

6,20,61

3,208

36,04,14

7,403

152,32,90

5,035

47,69,91

GULBARGA

HASSAN

KODAGU

KOLAR

MANDYA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

21

22

23

24

25

26

27

28

29

30

I.

AGRICULTURE

1,11,671

138,67,21

93,469

152,78,67

36,850

123,05,86

1,19,845

128,54,48

91,370

90,76,64

1.

Direct Finance

1,10,528

126,85,71

92,365

149,36,08

36,801

119,65,10

1,16,725

122,71,05

90,865

87,27,06

2.

Indirect Finance

1,143

11,81,50

1,104

3,42,59

49

3,40,76

3,120

5,83,43

505

3,49,58

II.

INDUSTRY

8,459

60,77,45

4,724

26,56,32

2,383

36,81,78

7,381

57,23,93

3,390

19,82,38

1.

Mining & Quarrying

231

2,26,82

11

58,49

9

16,58

20

8,29,53

13

40,49

2.

Manufacturing & Processing

8,180

57,44,31

4,610

20,16,44

2,354

36,31,17

7,326

48,57,65

3,329

18,51,13

3.

Electricity, Gas & Water

12

15,67

4

2,53,17

1

85

21

8,67

26

57,44

4.

Construction

36

90,65

99

3,28,22

19

33,18

14

28,08

22

33,32

III.

TRANSPORT OPERATORS

4,356

15,69,03

2,810

13,47,82

1,199

11,28,16

2,325

12,16,90

1,693

5,19,30

IV.

PROFESSIONAL AND OTHER SERVICES

8,712

13,56,26

4,982

10,50,57

4,053

4,25,99

5,662

8,61,79

3,982

5,71,27

V.

PERSONAL LOANS

42,375

72,74,22

28,639

46,65,29

14,452

38,52,05

30,032

55,14,67

21,715

32,76,04

1.

Loans for Purchase of Consumer Durables

3,174

3,16,77

1,651

1,97,87

835

2,31,79

1,570

1,63,29

1,346

1,58,29

2.

Loans for Housing

2,480

22,13,76

1,865

10,60,30

1,072

7,49,98

1,758

9,60,16

1,730

6,08,32

3.

Rest of the Personal Loans

36,721

47,43,69

25,123

34,07,12

12,545

28,70,28

26,704

43,91,22

18,639

25,09,43

VI.

TRADE

29,060

49,65,97

20,227

48,65,95

10,228

20,82,39

18,166

39,00,34

14,325

21,69,11

1.

Wholesale Trade

1,701

8,46,12

1,031

19,03,34

104

2,28,63

1,457

15,48,56

493

2,02,03

2.

Retail Trade

27,359

41,19,85

19,196

29,62,61

10,124

18,53,76

16,709

23,51,78

13,832

19,67,08

VII.

FINANCE

8

7,37

29

37,54

48

1,03,01

26

4,09,74

6

73,62

VIII.

ALL OTHERS

13,684

12,23,21

22,293

18,83,11

4,118

12,71,54

19,350

24,67,77

13,344

12,98,73

TOTAL BANK CREDIT

2,18,325

363,40,72

1,77,173

317,85,27

73,331

248,50,78

2,02,787

329,49,62

1,49,825

189,67,09

OF WHICH:

1. Artisans & Village Industries

2,811

3,15,89

1,624

1,36,82

744

82,07

1,451

2,51,75

950

1,22,37

2. Other Small Scale Industries

4,390

23,72,83

2,380

9,39,58

793

2,34,58

3,356

15,26,90

1,992

9,31,30

MYSORE

RAICHUR

SHIMOGA

TUMKUR

UTTAR

KANNADA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

standing

31

32

33

34

35

36

37

38

39

40

I.

AGRICULTURE

1,22,676

146,00,29

1,27,722

203,42,51

1,14,252

149,51,32

95,324

110,78,64

21,697

33,17,40

1.

Direct Finance

1,21,359

133,49,74

1,23,236

185,02,14

1,13,746

145,88,81

94,167

105,57,05

21,640

30,71,40

2.

Indirect Finance

1,317

12,50,55

4,486

18,40,37

506

3,62,51

1,157

5,21,59

57

2,46,00

II.

INDUSTRY

9,502

359,45,87

10,033

38,86,87

8,943

101,23,35

7,156

66,14,84

7,697

65,37,43

1.

Mining & Quarrying

62

3,35,34

10

1,25,28

10

58,00

13

6,93,43

36

11,87,98

2.

Manufacturing & Processing

9,288

350,62,09

10,004

37,36,19

8,848

99,27,40

7,105

57,48,32

7,570

52,12,58

3.

Electricity, Gas & Water

16

87,86

6

9,35

5

7,10

12

62,60

3

2,62

4.

Construction

136

4,60,58

13

16,05

80

1,30,85

26

1,10,49

88

1,34,25

III.

TRANSPORT OPERATORS

2,567

11,62,25

2,024

11,12,32

3,424

21,92,09

1,653

11,90,82

1,954

15,63,13

IV.

PROFESSIONAL AND OTHER SERVICES

10,782

42,59,57

9,712

10,34,97

10,886

45,89,51

5,545

8,09,98

6,635

8,51,77

V.

PERSONAL LOANS

72,202

157,89,76

33,771

59,20,20

42,327

72,50,48

37,866

48,39,90

23,000

44,10,98

1.

Loans for Purchase of Consumer Durables

5,433

7,62,42

2,636

2,98,61

3,001

4,75,31

4,479

4,05,19

1,430

1,85,72

2.

Loans for Housing

4,698

52,32,02

1,472

15,43,68

3,384

22,05,50

1,422

11,06,72

1,545

12,30,76

3.

Rest of the Personal Loans

62,071

97,95,32

29,663

40,77,91

35,942

45,69,67

31,965

33,27,99

20,025

29,94,50

VI.

TRADE

36,429

72,51,96

28,912

52,85,18

28,046

68,25,23

26,783

32,78,50

21,737

49,92,75

1.

Wholesale Trade

1,346

14,93,87

2,369

15,34,31

580

22,48,21

931

5,27,08

1,003

13,87,55

2.

Retail Trade

35,083

57,58,09

26,543

37,50,87

27,466

45,77,02

25,852

27,51,42

20,734

36,05,20

VII.

FINANCE

69

13,48,05

11

20,32

34

2,04,34

39

3,28,91

19

1,57,04

VIII.

ALL OTHERS

37,512

52,43,44

24,242

29,95,75

15,524

22,16,16

19,110

28,52,53

12,852

15,05,13

TOTAL BANK CREDIT

2,91,739

856,01,19

2,36,427

405,98,12

2,23,436

483,52,48

1,93,476

309,94,12

95,591

233,35,63

OF WHICH:

1. Artisans & Village Industries

2,260

4,44,62

3,487

3,23,27

3,741

5,36,98

2,386

2,87,25

4,540

13,05,24

2. Other Small Scale Industries

4,609

66,10,57

5,644

18,02,81

3,535

23,05,22

3,877

20,72,15

2,047

14,43,39