SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: KARNATAKA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,98,126

6486,06

5814,37

5,71,720

4841,72

4267,83

1.

Direct Finance

11,80,741

6017,62

5468,11

5,61,972

4293,24

3889,53

2.

Indirect Finance

17,385

468,44

346,26

9,748

548,48

378,30

II.

INDUSTRY

40,856

11590,24

7579,57

42,158

2399,69

1839,55

1.

Mining & Quarrying

251

302,07

278,40

764

70,46

64,07

2.

Food Manufacturing & Processing

1,846

575,87

427,65

4,092

487,96

398,09

(a)

Rice Mills, Flour & Dal Mills

726

54,27

35,17

890

55,57

46,21

(b)

Sugar

18

110,59

94,56

16

32,33

23,67

(c)

Edible Oils & Vanaspati

116

4,48

3,82

142

29,54

23,06

(d)

Tea Processing

27

1,93

1,80

7

51

53

(e)

Processing of Fruits & Vegetables

15

11,50

11,42

43

55,78

36,35

(f)

Others

944

393,10

280,88

2,994

314,23

268,26

3.

Beverage & Tobacco

67

62,03

54,08

90

10,75

7,66

4.

Textiles

1,838

642,74

431,86

1,643

54,30

45,15

(a)

Cotton Textiles

596

102,04

76,10

193

13,25

8,84

(b)

Jute & Other Natural Fibre Textiles

24

1,47

1,31

35

2,02

2,03

(c)

Handloom Textiles & Khadi

566

25,73

24,58

629

3,09

2,71

(d)

Other Textiles & Textile Products

652

513,50

329,87

786

35,95

31,57

5.

Paper, Paper Products & Printing

471

141,25

105,62

383

62,57

51,25

6.

Leather & Leather Products

87

19,50

9,85

99

2,06

98

7.

Rubber & Plastic Products

220

223,55

153,61

200

22,54

16,73

8.

Chemicals & Chemical Products

462

389,78

267,92

837

46,44

32,81

(a)

Heavy Industrial Chemicals

43

34,05

21,25

33

10,84

9,05

(b)

Fertilisers

17

39,42

11,73

3

28

5

(c)

Drugs & Pharmaceuticals

89

145,30

94,31

81

9,41

4,24

(d)

Non-Edible Oils

8

98

55

14

5,96

3,57

(e)

Other Chemicals & Chemical Products

305

170,02

140,08

706

19,96

15,90

9.

Petroleum, Coal Products & Nuclear Fuels

17

117,69

66,03

8

1,18

71

10.

Manufacture of Cement & Cement Products

200

73,73

55,40

143

12,70

10,77

11.

Basic Metals & Metal Products

705

2304,45

1465,41

412

558,40

385,97

(a)

Iron & Steel

153

2034,50

1262,96

40

494,51

340,37

(b)

Non-Ferrous Metals

153

143,01

96,40

43

11,74

7,72

(c)

Metal Products

399

126,94

106,05

329

52,15

37,88

12.

Engineering

1,652

2333,16

1058,89

1,636

414,59

287,12

(a)

Heavy Engineering

105

107,82

79,81

130

77,95

40,39

(b)

Light Engineering

925

448,43

298,15

1,018

181,10

124,36

(c)

Electrical Machinery & Goods

365

443,55

283,89

312

86,78

74,79

(d)

Electronic Machinery & Goods

257

1333,37

397,04

176

68,78

47,59

13.

Vehicles, Vehicle Parts & Transport Equipments

338

179,21

153,21

409

43,99

30,59

14.

Other Industries

28,517

1007,94

907,16

25,165

228,13

185,47

15.

Electricity, Gas & Water

124

1696,17

1040,25

77

36,79

31,66

(a)

Electricity Generation & Transmission

56

1667,69

1020,47

13

29,23

25,16

(b)

Non-Conventional Energy

41

26,41

18,11

19

2,22

1,86

(c)

Gas, Steam & Water Supply

27

2,07

1,68

45

5,34

4,64

16.

Construction

4,061

1521,10

1104,21

6,200

346,83

290,52

III.

TRANSPORT OPERATORS

15,470

366,33

284,98

11,602

178,88

141,55

IV.

PROFESSIONAL AND OTHER SERVICES

45,554

1353,27

966,95

34,618

563,44

466,18

V.

PERSONAL LOANS

3,90,691

5910,78

4793,59

4,37,902

4442,84

3655,73

1.

Loans for Purchase of Consumer Durables

22,636

102,54

86,29

29,529

160,88

129,48

2.

Loans for Housing

70,714

3440,35

2834,58

71,548

2112,51

1788,52

3.

Rest of the Personal Loans

2,97,341

2367,89

1872,72

3,36,825

2169,45

1737,74

VI.

TRADE

1,52,200

1644,13

1353,75

1,10,459

1148,89

936,82

1.

Wholesale Trade

5,536

518,76

431,78

5,613

293,04

230,54

2.

Retail Trade

1,46,664

1125,37

921,97

1,04,846

855,84

706,28

VII.

FINANCE

2,110

59,70

40,00

1,106

68,65

36,15

VIII.

ALL OTHERS

1,85,140

1049,41

868,24

1,15,712

760,08

620,99

TOTAL BANK CREDIT

20,30,147

28459,91

21701,45

13,25,277

14404,19

11964,80

OF WHICH : 1.

Artisans and Village & Tiny Industries

12,209

60,12

48,15

9,216

108,40

86,14

2.

Other Small Scale Industries

19,655

1136,26

802,13

19,897

574,16

439,17

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

SOUTHERN REGION STATE: KARNATAKA

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,62,549

2519,93

2177,72

7,610

3722,25

3341,36

1.

Direct Finance

1,55,990

1756,20

1534,34

6,361

529,04

458,04

2.

Indirect Finance

6,559

763,73

643,39

1,249

3193,21

2883,32

II.

INDUSTRY

34,586

6851,42

4781,04

95,444

38584,53

30284,57

1.

Mining & Quarrying

544

844,69

498,93

319

1528,56

1440,71

2.

Food Manufacturing & Processing

2,304

663,88

479,47

1,884

1850,64

1367,22

(a)

Rice Mills, Flour & Dal Mills

726

141,91

121,07

191

236,32

178,35

(b)

Sugar

23

165,93

113,01

62

322,30

249,83

(c)

Edible Oils & Vanaspati

182

62,10

50,37

77

45,06

41,44

(d)

Tea Processing

5

2,36

41

36

107,26

48,21

(e)

Processing of Fruits & Vegetables

99

46,57

35,94

379

262,85

198,29

(f)

Others

1,269

245,00

158,66

1,139

876,86

651,08

3.

Beverage & Tobacco

129

346,10

311,93

192

1021,07

797,75

4.

Textiles

1,485

296,37

217,93

6,164

3012,49

2291,99

(a)

Cotton Textiles

422

153,24

123,94

1,912

575,62

496,57

(b)

Jute & Other Natural Fibre Textiles

84

2,27

1,68

19

1,45

94

(c)

Handloom Textiles & Khadi

120

6,47

5,61

1,409

274,33

176,54

(d)

Other Textiles & Textile Products

859

134,39

86,70

2,824

2161,09

1617,94

5.

Paper, Paper Products & Printing

770

134,02

97,25

1,492

514,74

438,99

6.

Leather & Leather Products

252

4,01

3,24

875

261,70

198,13

7.

Rubber & Plastic Products

662

268,50

166,19

961

326,54

266,24

8.

Chemicals & Chemical Products

712

219,11

171,34

2,787

1739,74

1215,08

(a)

Heavy Industrial Chemicals

80

28,78

25,47

266

438,92

284,73

(b)

Fertilisers

20

39,77

37,05

29

118,83

89,72

(c)

Drugs & Pharmaceuticals

163

36,92

29,53

1,423

809,34

614,81

(d)

Non-Edible Oils

19

7,49

6,48

41

36,70

12,91

(e)

Other Chemicals & Chemical Products

430

106,15

72,80

1,028

335,94

212,91

9.

Petroleum, Coal Products & Nuclear Fuels

66

382,48

160,66

59

1379,00

1243,20

10.

Manufacture of Cement & Cement Products

243

110,52

56,90

1,227

311,06

270,98

11.

Basic Metals & Metal Products

1,998

689,22

500,51

3,098

2809,85

2208,40

(a)

Iron & Steel

392

501,15

355,85

470

1741,97

1468,18

(b)

Non-Ferrous Metals

104

41,13

32,70

165

556,33

332,76

(c)

Metal Products

1,502

146,95

111,97

2,463

511,55

407,46

12.

Engineering

2,080

555,32

447,85

12,648

5224,61

3819,63

(a)

Heavy Engineering

223

70,41

52,22

700

952,88

519,85

(b)

Light Engineering

989

110,50

76,35

7,455

1735,49

1283,91

(c)

Electrical Machinery & Goods

558

133,40

103,40

3,834

1244,73

976,05

(d)

Electronic Machinery & Goods

310

241,02

215,88

659

1291,51

1039,82

13.

Vehicles, Vehicle Parts & Transport Equipments

1,099

195,44

123,89

1,203

1601,24

1214,83

14.

Other Industries

16,503

465,81

363,21

49,584

2207,35

1615,72

15.

Electricity, Gas & Water

114

463,51

352,25

288

6331,49

5374,71

(a)

Electricity Generation & Transmission

66

422,43

312,55

165

5632,79

4783,04

(b)

Non-Conventional Energy

18

37,24

37,41

46

196,19

192,21

(c)

Gas, Steam & Water Supply

30

3,84

2,29

77

502,51

399,46

16.

Construction

5,625

1212,44

829,50

12,663

8464,47

6521,00

III.

TRANSPORT OPERATORS

15,580

478,72

368,08

16,803

997,84

866,79

IV.

PROFESSIONAL AND OTHER SERVICES

38,907

2367,54

1787,35

19,332

7298,44

5539,29

V.

PERSONAL LOANS

6,05,510

8916,03

7076,58

28,88,891

31279,97

21847,67

1.

Loans for Purchase of Consumer Durables

38,023

200,02

165,65

47,359

363,85

314,07

2.

Loans for Housing

1,22,725

4772,06

3963,48

1,51,801

15763,25

13536,71

3.

Rest of the Personal Loans

4,44,762

3943,94

2947,44

26,89,731

15152,86

7996,90

VI.

TRADE

77,496

2046,69

1595,26

33,378

4358,10

3212,85

1.

Wholesale Trade

5,555

644,94

507,58

11,381

2023,73

1486,92

2.

Retail Trade

71,941

1401,75

1087,68

21,997

2334,37

1725,92

VII.

FINANCE

1,626

720,92

673,07

956

3718,86

3527,52

VIII.

ALL OTHERS

1,62,848

1462,91

1163,36

1,94,045

3520,35

2599,38

TOTAL BANK CREDIT

10,99,102

25364,15

19622,47

32,56,459

93480,35

71219,43

OF WHICH : 1.

Artisans and Village & Tiny Industries

3,010

46,87

37,24

2,961

278,80

243,10

2.

Other Small Scale Industries

19,243

1074,89

839,99

39,539

1885,09

1429,79