Kerala - ആർബിഐ - Reserve Bank of India
Kerala
SOUTHERN REGION |
||||||||||
STATE : KERALA |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND ITS ASSOCIATES |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
3,33,220 |
3463,42 |
3048,41 |
8,56,341 |
8592,56 |
7238,86 |
6 |
69 |
49 |
1. Direct Finance |
3,19,272 |
2976,78 |
2604,99 |
7,64,406 |
5594,62 |
4897,36 |
1 |
16 |
16 |
|
2. Indirect Finance |
13,948 |
486,64 |
443,42 |
91,935 |
2997,95 |
2341,50 |
5 |
52 |
33 |
|
II. |
INDUSTRY |
40,876 |
7389,43 |
4715,46 |
55,964 |
5696,76 |
4000,93 |
392 |
192,76 |
142,40 |
1. Mining & Quarrying |
251 |
86,53 |
67,32 |
138 |
59,95 |
44,66 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
8,534 |
2270,03 |
1009,05 |
6,071 |
1046,72 |
667,89 |
109 |
53,40 |
44,15 |
|
(a) Rice Mills, Flour & Dal Mills |
399 |
90,14 |
70,42 |
365 |
41,48 |
31,22 |
5 |
5 |
5 |
|
(b) Sugar |
5 |
26 |
23 |
2 |
8 |
8 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
507 |
82,37 |
66,42 |
367 |
20,85 |
16,96 |
- |
- |
- |
|
(d) Tea Processing |
72 |
58,76 |
34,23 |
112 |
92,19 |
70,16 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
181 |
75,96 |
51,16 |
50 |
6,11 |
4,36 |
- |
- |
- |
|
(f) Others |
7,370 |
1962,55 |
786,59 |
5,175 |
886,01 |
545,12 |
104 |
53,34 |
44,10 |
|
3. Beverage & Tobacco |
106 |
34,21 |
22,96 |
108 |
48,66 |
42,20 |
- |
- |
- |
|
4. Textiles |
8,817 |
868,63 |
612,92 |
8,656 |
601,17 |
399,67 |
- |
- |
- |
|
(a) Cotton Textiles |
171 |
196,84 |
130,18 |
755 |
329,17 |
176,27 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
123 |
17,94 |
11,35 |
274 |
12,06 |
11,51 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
519 |
31,78 |
26,94 |
778 |
38,86 |
35,19 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
8,004 |
622,07 |
444,45 |
6,849 |
221,08 |
176,70 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
1,885 |
346,50 |
201,25 |
2,010 |
213,05 |
151,09 |
13 |
2,40 |
2,36 |
|
6. Woods and Wood Products |
2,146 |
125,92 |
103,45 |
3,854 |
171,48 |
140,61 |
1 |
4 |
4 |
|
7. Leather & Leather Products |
344 |
10,27 |
8,50 |
496 |
14,97 |
13,10 |
- |
- |
- |
|
8. Gems and Jewellery |
631 |
46,56 |
39,72 |
1,009 |
160,22 |
153,50 |
1 |
7 |
7 |
|
9. Rubber & Plastic Products |
1,474 |
482,66 |
335,82 |
2,194 |
456,19 |
395,60 |
14 |
3,14 |
3,01 |
|
10. Chemicals & Chemical Products |
1,908 |
735,77 |
582,09 |
1,768 |
252,32 |
190,79 |
9 |
2,04 |
2,04 |
|
(a) Heavy Industrial Chemicals |
55 |
42,62 |
33,37 |
45 |
42,00 |
27,77 |
4 |
35 |
35 |
|
(b) Fertilisers |
63 |
373,55 |
316,75 |
19 |
11,20 |
4,09 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
485 |
99,05 |
76,76 |
337 |
38,55 |
26,88 |
2 |
91 |
90 |
|
(d) Non-Edible Oils |
29 |
5,02 |
4,83 |
18 |
5,30 |
4,32 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,276 |
215,53 |
150,38 |
1,349 |
155,27 |
127,73 |
3 |
78 |
78 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
29 |
5,48 |
5,04 |
26 |
102,64 |
42,01 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
1,412 |
72,32 |
51,82 |
970 |
35,94 |
29,10 |
1 |
47 |
47 |
|
13. Basic Metals & Metal Products |
1,082 |
371,97 |
322,57 |
2,042 |
146,85 |
123,05 |
16 |
58,23 |
43,51 |
|
(a) Iron & Steel |
119 |
301,87 |
273,79 |
115 |
43,45 |
36,67 |
7 |
19,05 |
13,86 |
|
(b) Non-Ferrous Metals |
136 |
29,12 |
20,48 |
50 |
9,70 |
7,13 |
9 |
39,18 |
29,64 |
|
(c) Metal Products |
827 |
40,99 |
28,30 |
1,877 |
93,70 |
79,25 |
- |
- |
- |
|
14. Engineering |
2,030 |
390,08 |
294,86 |
3,152 |
234,13 |
180,79 |
178 |
27,77 |
20,90 |
|
(a) Heavy Engineering |
192 |
33,43 |
19,89 |
87 |
10,76 |
8,72 |
163 |
23,86 |
17,50 |
|
(b) Light Engineering |
1,231 |
217,95 |
159,94 |
1,457 |
72,56 |
54,10 |
10 |
2,45 |
2,07 |
|
(c) Electrical Machinery & Goods |
414 |
107,69 |
88,62 |
1,090 |
87,47 |
68,79 |
5 |
1,46 |
1,34 |
|
(d) Electronic Machinery & Goods |
193 |
31,01 |
26,42 |
518 |
63,35 |
49,18 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
197 |
37,62 |
31,26 |
653 |
82,32 |
71,38 |
1 |
45 |
- |
|
16. Other Industries |
7,483 |
276,43 |
216,26 |
15,972 |
453,70 |
340,12 |
17 |
41,50 |
23,00 |
|
17. Electricity, Gas & Water |
35 |
29,71 |
27,07 |
115 |
501,60 |
275,76 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
15 |
24,77 |
23,60 |
39 |
433,11 |
210,33 |
- |
- |
- |
|
(b) Non-Conventional Energy |
7 |
1,52 |
1,24 |
33 |
61,05 |
60,22 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
13 |
3,42 |
2,23 |
43 |
7,44 |
5,21 |
- |
- |
- |
|
18. Construction |
2,512 |
1198,75 |
783,49 |
6,730 |
1114,86 |
739,62 |
32 |
3,25 |
2,84 |
|
(a) Other than Infrastructure |
1,079 |
220,83 |
164,97 |
4,535 |
615,17 |
343,56 |
28 |
3,00 |
2,59 |
|
(b) Infrastructure Construction |
1,433 |
977,93 |
618,52 |
2,195 |
499,69 |
396,07 |
4 |
25 |
25 |
|
III. |
TRANSPORT OPERATORS |
6,557 |
309,39 |
243,67 |
14,497 |
366,17 |
281,92 |
20 |
4,35 |
4,35 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
19,611 |
2006,31 |
1388,86 |
78,156 |
3561,88 |
2594,21 |
248 |
67,89 |
60,53 |
|
1. Professional Services |
3,990 |
147,69 |
111,87 |
17,225 |
442,85 |
365,83 |
84 |
24,28 |
24,20 |
|
2. Tourism, Hotel & Restaurants |
2,378 |
604,61 |
417,68 |
4,868 |
778,80 |
558,03 |
8 |
3,18 |
3,18 |
|
3. Recreation services |
1,670 |
114,34 |
59,57 |
1,250 |
127,27 |
69,26 |
10 |
1,81 |
1,78 |
|
4. IT and Telecommunications |
134 |
12,08 |
8,50 |
209 |
28,08 |
20,84 |
9 |
2,31 |
2,31 |
|
5. Others |
11,439 |
1127,60 |
791,23 |
54,604 |
2184,88 |
1580,25 |
137 |
36,32 |
29,06 |
V. |
PERSONAL LOANS |
9,86,430 |
23200,75 |
18024,77 |
5,09,402 |
12217,43 |
10220,28 |
7,748 |
183,75 |
142,30 |
1. Housing |
2,59,352 |
13448,35 |
10385,91 |
1,69,742 |
7006,33 |
5963,36 |
574 |
69,87 |
65,06 |
|
2. Consumer Durables |
9,500 |
50,50 |
35,50 |
13,371 |
92,56 |
74,42 |
- |
- |
- |
|
3. Vehicles |
85,996 |
2352,63 |
1769,45 |
33,726 |
681,36 |
548,57 |
3 |
12 |
2 |
|
4. Education |
1,19,843 |
2909,73 |
2161,97 |
88,628 |
2036,73 |
1655,85 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
8,572 |
48,91 |
32,36 |
1,471 |
44,88 |
8,66 |
|
6. Others |
5,11,739 |
4439,54 |
3671,93 |
1,95,363 |
2351,54 |
1945,72 |
5,700 |
68,88 |
68,56 |
|
VI. |
TRADE |
1,43,832 |
5006,92 |
3909,11 |
1,19,355 |
5508,00 |
4274,32 |
479 |
177,86 |
162,37 |
1. Wholesale Trade |
4,573 |
1763,24 |
1330,14 |
5,726 |
1466,56 |
1185,25 |
241 |
70,82 |
63,76 |
|
2. Retail Trade |
1,39,259 |
3243,67 |
2578,97 |
1,13,629 |
4041,44 |
3089,07 |
238 |
107,04 |
98,60 |
|
VII. |
FINANCE |
2,598 |
1510,64 |
1360,09 |
2,604 |
2161,54 |
1050,31 |
20 |
9,66 |
9,66 |
VIII. |
ALL OTHERS |
34,044 |
495,19 |
455,16 |
1,00,597 |
1209,15 |
897,85 |
110 |
33,50 |
33,50 |
|
TOTAL BANK CREDIT |
15,67,168 |
43382,04 |
33145,52 |
17,36,916 |
39313,50 |
30558,69 |
9,023 |
670,46 |
555,59 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010 |
||||||||||
SOUTHERN REGION |
||||||||||
STATE : KERALA |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED COMMERCIAL BANKS |
|||||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
7,50,849 |
2508,26 |
2479,09 |
4,42,783 |
5494,51 |
4237,44 |
23,83,199 |
20059,43 |
17004,29 |
1. Direct Finance |
7,49,146 |
2496,03 |
2469,17 |
4,31,253 |
4165,55 |
3393,42 |
22,64,078 |
15233,14 |
13365,11 |
|
2. Indirect Finance |
1,703 |
12,22 |
9,91 |
11,530 |
1328,96 |
844,02 |
1,19,121 |
4826,29 |
3639,18 |
|
II. |
INDUSTRY |
23,900 |
170,20 |
151,24 |
34,765 |
6955,55 |
4654,42 |
1,55,897 |
20404,70 |
13664,45 |
1. Mining & Quarrying |
2 |
7 |
7 |
195 |
98,48 |
71,09 |
586 |
245,03 |
183,14 |
|
2. Food Manufacturing & Processing |
2,530 |
21,25 |
18,09 |
3,629 |
1500,43 |
755,60 |
20,873 |
4891,83 |
2494,78 |
|
(a) Rice Mills, Flour & Dal Mills |
492 |
5,00 |
4,36 |
309 |
108,46 |
87,63 |
1,570 |
245,13 |
193,69 |
|
(b) Sugar |
- |
- |
- |
4 |
28,25 |
28,16 |
11 |
28,59 |
28,47 |
|
(c) Edible Oils & Vanaspati |
3 |
3 |
3 |
206 |
63,00 |
45,61 |
1,083 |
166,24 |
129,02 |
|
(d) Tea Processing |
17 |
16 |
13 |
27 |
29,32 |
20,78 |
228 |
180,42 |
125,30 |
|
(e) Processing of Fruits & Vegetables |
6 |
25 |
21 |
36 |
6,41 |
4,20 |
273 |
88,72 |
59,93 |
|
(f) Others |
2,012 |
15,82 |
13,36 |
3,047 |
1265,00 |
569,21 |
17,708 |
4182,72 |
1958,38 |
|
3. Beverage & Tobacco |
30 |
1,33 |
1,29 |
45 |
70,27 |
55,41 |
289 |
154,47 |
121,86 |
|
4. Textiles |
5,711 |
18,39 |
15,40 |
2,470 |
319,62 |
229,72 |
25,654 |
1807,81 |
1257,71 |
|
(a) Cotton Textiles |
- |
- |
- |
618 |
151,70 |
114,59 |
1,544 |
677,72 |
421,04 |
|
(b) Jute & Other Natural Fibre Textiles |
5 |
3 |
2 |
186 |
37,04 |
22,25 |
588 |
67,06 |
45,13 |
|
(c) Handloom Textiles & Khadi |
85 |
41 |
36 |
70 |
3,65 |
2,87 |
1,452 |
74,69 |
65,36 |
|
(d) Other Textiles & Textile Products |
5,621 |
17,95 |
15,02 |
1,596 |
127,23 |
90,01 |
22,070 |
988,34 |
726,18 |
|
5. Paper, Paper Products & Printing |
272 |
4,04 |
3,62 |
774 |
156,87 |
122,41 |
4,954 |
722,86 |
480,73 |
|
6. Woods and Wood Products |
1,597 |
9,97 |
8,20 |
1,628 |
125,23 |
94,52 |
9,226 |
432,63 |
346,81 |
|
7. Leather & Leather Products |
80 |
45 |
34 |
244 |
19,78 |
17,82 |
1,164 |
45,47 |
39,76 |
|
8. Gems and Jewellery |
370 |
2,36 |
1,97 |
270 |
126,74 |
115,09 |
2,281 |
335,95 |
310,35 |
|
9. Rubber & Plastic Products |
155 |
2,75 |
2,51 |
1,097 |
858,73 |
583,64 |
4,934 |
1803,47 |
1320,58 |
|
10. Chemicals & Chemical Products |
200 |
2,01 |
1,81 |
5,803 |
202,10 |
173,62 |
9,688 |
1194,24 |
950,35 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
27 |
14,26 |
4,45 |
131 |
99,23 |
65,94 |
|
(b) Fertilisers |
3 |
1 |
1 |
28 |
6,44 |
5,06 |
113 |
391,20 |
325,92 |
|
(c) Drugs & Pharmaceuticals |
99 |
1,15 |
1,03 |
138 |
27,90 |
21,90 |
1,061 |
167,56 |
127,46 |
|
(d) Non-Edible Oils |
- |
- |
- |
10 |
1,83 |
1,21 |
57 |
12,15 |
10,36 |
|
(e) Other Chemicals & Chemical Products |
98 |
85 |
78 |
5,600 |
151,67 |
141,00 |
8,326 |
524,10 |
420,68 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
25 |
6,90 |
5,36 |
80 |
115,02 |
52,41 |
|
12. Manufacture of Cement & Cement Products |
247 |
4,38 |
4,00 |
3,558 |
101,68 |
91,67 |
6,188 |
214,79 |
177,06 |
|
13. Basic Metals & Metal Products |
701 |
7,23 |
6,04 |
1,355 |
235,62 |
201,30 |
5,196 |
819,90 |
696,45 |
|
(a) Iron & Steel |
- |
- |
- |
92 |
126,05 |
106,73 |
333 |
490,42 |
431,05 |
|
(b) Non-Ferrous Metals |
1 |
5 |
5 |
16 |
30,22 |
26,50 |
212 |
108,27 |
83,80 |
|
(c) Metal Products |
700 |
7,18 |
5,99 |
1,247 |
79,35 |
68,07 |
4,651 |
221,21 |
181,60 |
|
14. Engineering |
209 |
1,93 |
1,82 |
4,297 |
253,56 |
180,98 |
9,866 |
907,46 |
679,36 |
|
(a) Heavy Engineering |
- |
- |
- |
30 |
5,62 |
3,95 |
472 |
73,67 |
50,07 |
|
(b) Light Engineering |
82 |
40 |
35 |
3,905 |
104,62 |
89,88 |
6,685 |
397,98 |
306,33 |
|
(c) Electrical Machinery & Goods |
4 |
4 |
4 |
231 |
120,51 |
77,45 |
1,744 |
317,17 |
236,24 |
|
(d) Electronic Machinery & Goods |
123 |
1,49 |
1,43 |
131 |
22,81 |
9,69 |
965 |
118,65 |
86,71 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
74 |
16 |
15 |
194 |
39,06 |
30,65 |
1,119 |
159,61 |
133,44 |
|
16. Other Industries |
9,706 |
38,02 |
30,64 |
3,463 |
365,97 |
271,66 |
36,641 |
1175,62 |
881,68 |
|
17. Electricity, Gas & Water |
- |
- |
- |
75 |
128,67 |
102,70 |
225 |
659,98 |
405,54 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
35 |
110,31 |
87,58 |
89 |
568,19 |
321,51 |
|
(b) Non-Conventional Energy |
- |
- |
- |
7 |
3,10 |
1,54 |
47 |
65,67 |
63,01 |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
33 |
15,26 |
13,58 |
89 |
26,11 |
21,02 |
|
18. Construction |
2,016 |
55,85 |
55,30 |
5,643 |
2345,84 |
1551,18 |
16,933 |
4718,56 |
3132,44 |
|
(a) Other than Infrastructure |
661 |
42,07 |
42,04 |
3,564 |
1391,65 |
987,13 |
9,867 |
2272,71 |
1540,29 |
|
(b) Infrastructure Construction |
1,355 |
13,78 |
13,25 |
2,079 |
954,19 |
564,06 |
7,066 |
2445,84 |
1592,15 |
|
III. |
TRANSPORT OPERATORS |
8,973 |
108,68 |
103,76 |
21,874 |
1274,30 |
706,03 |
51,921 |
2062,89 |
1339,73 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
41,996 |
160,60 |
151,93 |
22,738 |
2546,91 |
1816,98 |
1,62,749 |
8343,59 |
6012,51 |
|
1. Professional Services |
908 |
4,59 |
3,86 |
3,008 |
572,75 |
395,47 |
25,215 |
1192,16 |
901,23 |
|
2. Tourism, Hotel & Restaurants |
4,228 |
25,27 |
22,07 |
1,588 |
423,60 |
340,26 |
13,070 |
1835,45 |
1341,21 |
|
3. Recreation services |
94 |
70 |
64 |
421 |
116,54 |
102,72 |
3,445 |
360,65 |
233,97 |
|
4. IT and Telecommunications |
1 |
3 |
1 |
108 |
41,39 |
26,79 |
461 |
83,88 |
58,45 |
|
5. Others |
36,765 |
130,02 |
125,36 |
17,613 |
1392,63 |
951,74 |
1,20,558 |
4871,45 |
3477,65 |
V. |
PERSONAL LOANS |
3,46,058 |
1805,21 |
1169,67 |
7,10,884 |
12849,22 |
9712,15 |
25,60,522 |
50256,36 |
39269,17 |
1. Housing |
30,980 |
457,15 |
452,63 |
1,03,552 |
5725,04 |
4630,99 |
5,64,200 |
26706,73 |
21497,95 |
|
2. Consumer Durables |
809 |
5,79 |
5,26 |
11,559 |
371,17 |
247,98 |
35,239 |
520,02 |
363,16 |
|
3. Vehicles |
9,720 |
139,01 |
132,08 |
2,17,363 |
2377,38 |
1364,46 |
3,46,808 |
5550,50 |
3814,59 |
|
4. Education |
16,126 |
177,25 |
201,53 |
29,731 |
810,33 |
653,54 |
2,54,328 |
5934,03 |
4672,90 |
|
5. Personal Credit Cards |
- |
- |
- |
2,211 |
70,84 |
12,80 |
12,254 |
164,63 |
53,82 |
|
6. Others |
2,88,423 |
1026,02 |
378,16 |
3,46,468 |
3494,47 |
2802,38 |
13,47,693 |
11380,45 |
8866,76 |
|
VI. |
TRADE |
1,13,190 |
608,96 |
519,25 |
42,161 |
4866,16 |
3757,72 |
4,19,017 |
16167,90 |
12622,77 |
1. Wholesale Trade |
807 |
6,67 |
6,29 |
6,574 |
1810,81 |
1333,05 |
17,921 |
5118,11 |
3918,49 |
|
2. Retail Trade |
1,12,383 |
602,29 |
512,96 |
35,587 |
3055,35 |
2424,68 |
4,01,096 |
11049,79 |
8704,28 |
|
VII. |
FINANCE |
3,237 |
48,98 |
39,78 |
5,366 |
3585,46 |
2883,70 |
13,825 |
7316,29 |
5343,54 |
VIII. |
ALL OTHERS |
13,633 |
109,51 |
84,02 |
1,65,074 |
1645,15 |
1410,85 |
3,13,458 |
3492,49 |
2881,38 |
|
TOTAL BANK CREDIT |
13,01,836 |
5520,40 |
4698,74 |
14,45,645 |
39217,26 |
29179,30 |
60,60,588 |
128103,65 |
98137,84 |