Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

SOUTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,89,381

531,64

506,33

4,08,198

457,88

444,02

2

1

1

1.

Direct Finance

3,84,429

438,90

414,80

4,07,419

431,11

422,14

-

-

-

2.

Indirect Finance

4,952

92,73

91,53

779

26,78

21,88

2

1

1

II.

INDUSTRY

80,032

1192,12

1059,76

46,266

1262,69

1041,38

44

55,10

44,43

1.

Mining & Quarrying

392

12,66

7,41

104

10,76

10,20

-

-

-

2.

Food Manufacturing and Processing

4,145

225,13

194,94

1,943

410,76

316,80

18

41,53

30,07

(a)

Rice Mills, Flour and Dal Mills

461

10,05

8,15

253

6,46

6,09

-

-

-

(b)

Sugar

3

53

56

5

95

99

-

-

-

(c)

Edible Oils and Vanaspati

388

9,59

8,10

308

21,38

17,81

-

-

-

(d)

Tea Processing

31

27,11

20,86

46

52,90

42,82

16

23,93

14,48

(e)

Processing of Fruits & Vegetables

234

5,41

5,19

45

90

70

-

-

-

(f)

Others

3,028

172,43

152,08

1,286

328,17

248,39

2

17,60

15,59

3.

Beverage and Tobacco

107

2,95

1,67

119

9,47

8,53

1

10

-

4.

Textiles

1,167

59,44

52,42

1,170

157,45

131,84

-

-

-

(a)

Cotton Textiles

93

14,05

12,41

164

71,48

65,52

-

-

-

(b)

Jute Textiles

9

86

91

4

3

3

-

-

-

(c)

Handloom Textiles & Khadi

59

79

60

75

5,58

4,36

-

-

-

(d)

Other Textiles

1,006

43,74

38,50

927

80,35

61,93

-

-

-

5.

Paper, Paper Products and Printing

828

40,45

32,30

601

46,02

40,06

-

-

-

6.

Leather and Leather Products

126

2,56

2,27

132

1,57

1,26

-

-

-

7.

Rubber and Rubber Products

949

71,63

50,32

627

92,03

79,51

5

6,97

6,02

8.

Chemicals and Chemical Products

1,344

161,10

148,97

1,283

131,35

103,84

3

77

15

(a)

Heavy Industrial Chemicals

61

14,66

14,55

45

12,61

12,34

-

-

-

(b)

Fertilizers

48

65,36

45,77

26

49,54

30,74

-

-

-

(c)

Drugs and Pharmaceuticals

224

8,58

7,47

247

12,23

11,98

2

17

15

(d)

Non-Edible Oils

30

10,44

11,96

27

13,00

11,21

-

-

-

(e)

Other Chemicals & Chemical Products

981

62,06

69,22

938

43,97

37,56

1

60

-

9.

Petroleum, Coal Products & Nuclear Fuels

43

11,36

3,68

27

3,62

3,41

-

-

-

10.

Manufacture of Cement & Cement Products

210

5,91

3,32

153

6,25

4,59

-

-

-

11.

Basic Metals & Metal Products

939

63,81

68,29

761

52,88

41,57

7

3,02

3,10

(a)

Iron and Steel

192

32,58

35,56

129

12,58

14,45

-

-

-

(b)

Non-Ferrous Metals

65

1,58

1,35

35

15,33

9,28

2

62

78

(c)

Other Metal Products

682

29,65

31,38

597

24,97

17,85

5

2,40

2,32

12.

Engineering

1,081

240,27

241,48

990

149,35

145,85

4

2,04

4,61

(a)

Heavy Engineering

58

23,75

15,08

50

4,18

3,83

1

1

1

(b)

Light Engineering

503

23,68

13,48

369

12,66

10,98

-

-

-

(c)

Electrical Machinery & Goods

283

148,79

156,16

240

55,49

53,32

3

2,03

4,60

(d)

Electronic Machinery & Goods

237

44,05

56,75

331

77,02

77,72

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

409

12,33

10,35

491

12,39

11,39

-

-

-

14.

Other Industries

67,859

241,14

219,07

37,364

138,91

111,20

5

65

44

15.

Electricity, Gas & Water

70

19,79

6,58

45

17,20

12,25

-

-

-

(a)

Electricity Generation & Transmission

61

19,59

6,38

35

17,02

12,09

-

-

-

(b)

Non-Conventional Energy

2

11

11

3

6

9

-

-

-

(c)

Gas, Steam & Water Supply

7

9

9

7

12

7

-

-

-

16.

Construction

363

21,60

16,69

456

22,67

19,10

1

2

2

III.

TRANSPORT OPERATORS

14,150

158,01

118,46

8,403

82,53

71,25

1

70

27

IV.

PROFESSIONAL AND OTHER SERVICES

18,029

98,08

82,17

80,384

161,64

121,04

10

80

62

V.

PERSONAL LOANS

2,39,260

642,13

572,24

1,50,390

561,34

503,76

1,476

19,59

15,37

1.

Loans for Purchase of Consumer Durables

32,385

54,45

48,07

12,558

21,02

18,18

-

-

-

2.

Loans for Housing

23,918

181,94

164,44

22,507

167,77

155,04

30

57

57

3.

Rest of the Personal Loans

1,82,957

405,74

359,73

1,15,325

372,55

330,54

1,446

19,02

14,80

VI.

TRADE

1,47,108

611,61

531,82

1,05,943

582,10

457,02

52

27,04

7,03

1.

Wholesale Trade

5,573

317,97

283,68

3,310

369,53

270,53

47

26,63

6,64

2.

Retail Trade

1,41,535

293,64

248,14

1,02,633

212,57

186,50

5

41

40

VII.

FINANCE

64

10,74

8,68

223

53,28

39,50

4

29

23

VIII.

ALL OTHERS

93,469

204,52

172,02

1,56,519

262,22

241,61

3

2,84

2,08

TOTAL BANK CREDIT

9,81,493

3448,84

3051,48

9,56,326

3423,67

2919,59

1,592

106,35

70,03

OF WHICH :

1. Artisans & Village Industries

24,244

28,36

24,25

13,375

19,80

17,04

-

-

-

2. Other Small Scale Industries

46,871

344,39

304,01

27,199

514,36

413,24

1

6,00

4,16

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,72,234

156,77

153,56

1,13,470

197,47

180,55

11,83,285

1343,77

1284,47

1.

Direct Finance

2,70,595

155,61

152,47

1,10,270

173,86

160,76

11,72,713

1199,48

1150,18

2.

Indirect Finance

1,639

1,16

1,09

3,200

23,61

19,79

10,572

144,29

134,29

II.

INDUSTRY

30,077

17,70

16,18

31,441

803,43

626,19

1,87,860

3331,03

2787,94

1.

Mining & Quarrying

34

22

22

163

6,77

6,66

693

30,41

24,49

2.

Food Manufacturing and Processing

389

1,28

1,21

1,961

280,23

196,34

8,456

958,95

739,36

(a)

Rice Mills, Flour and Dal Mills

59

36

34

440

14,33

11,19

1,213

31,21

25,77

(b)

Sugar

-

-

-

4

26

14

12

1,74

1,69

(c)

Edible Oils and Vanaspati

32

28

25

394

11,87

9,70

1,122

43,11

35,86

(d)

Tea Processing

1

-

-

19

9,88

7,13

113

113,82

85,30

(e)

Processing of Fruits & Vegetables

1

-

-

27

90

94

307

7,22

6,83

(f)

Others

296

64

62

1,077

243,00

167,24

5,689

761,85

583,91

3.

Beverage and Tobacco

5

2

2

203

14,68

13,57

435

27,22

23,80

4.

Textiles

87

55

52

859

37,57

32,69

3,283

255,00

217,47

(a)

Cotton Textiles

22

16

15

61

8,23

9,71

340

93,93

87,79

(b)

Jute Textiles

-

-

-

17

19

12

30

1,08

1,06

(c)

Handloom Textiles & Khadi

1

1

1

53

77

47

188

7,14

5,44

(d)

Other Textiles

64

38

36

728

28,37

22,39

2,725

152,85

123,17

5.

Paper, Paper Products and Printing

25

16

16

676

35,66

30,25

2,130

122,29

102,76

6.

Leather and Leather Products

4

3

3

67

2,74

2,63

329

6,90

6,19

7.

Rubber and Rubber Products

13

5

5

626

64,71

51,37

2,220

235,39

187,27

8.

Chemicals and Chemical Products

23

21

19

830

38,65

34,51

3,483

332,08

287,66

(a)

Heavy Industrial Chemicals

-

-

-

19

61

60

125

27,88

27,49

(b)

Fertilizers

-

-

-

6

17

16

80

115,07

76,67

(c)

Drugs and Pharmaceuticals

9

5

5

222

18,46

17,25

704

39,49

36,91

(d)

Non-Edible Oils

2

1

1

18

44

49

77

23,89

23,67

(e)

Other Chemicals & Chemical Products

12

15

13

565

18,98

16,00

2,497

125,75

122,92

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

25

1,36

1,31

95

16,34

8,40

10.

Manufacture of Cement & Cement Products

9

11

13

195

3,08

2,80

567

15,35

10,84

11.

Basic Metals & Metal Products

31

23

22

451

9,12

7,39

2,189

129,05

120,57

(a)

Iron and Steel

4

3

3

90

3,67

2,99

415

48,86

53,03

(b)

Non-Ferrous Metals

-

-

-

22

21

22

124

17,74

11,62

(c)

Other Metal Products

27

20

19

339

5,24

4,18

1,650

62,45

55,92

12.

Engineering

14

9

8

799

28,32

27,54

2,888

420,07

419,56

(a)

Heavy Engineering

2

1

-

57

4,11

3,80

168

32,06

22,73

(b)

Light Engineering

3

1

1

301

4,24

3,27

1,176

40,60

27,75

(c)

Electrical Machinery & Goods

8

7

5

187

8,88

10,06

721

215,26

224,20

(d)

Electronic Machinery & Goods

1

1

-

254

11,08

10,41

823

132,16

144,88

Vehicles, Vehicle Parts & Transport Equipments

10

11

10

666

11,21

7,77

1,576

36,05

29,61

14.

Other Industries

29,428

14,54

13,22

22,223

177,35

130,00

1,56,879

572,59

473,93

15.

Electricity, Gas & Water

1

-

-

31

3,96

4,04

147

40,95

22,87

(a)

Electricity Generation & Transmission

1

-

-

19

3,51

3,60

116

40,12

22,07

(b)

Non-Conventional Energy

-

-

-

6

22

22

11

39

42

(c)

Gas, Steam & Water Supply

-

-

-

6

23

22

20

44

37

16.

Construction

4

8

3

1,666

88,03

77,33

2,490

132,40

113,17

III.

TRANSPORT OPERATORS

998

11,11

9,41

26,660

297,35

220,71

50,212

549,69

420,09

IV.

PROFESSIONAL AND OTHER SERVICES

38,257

21,43

19,77

35,822

158,89

125,97

1,72,502

440,83

349,57

V.

PERSONAL LOANS

61,601

53,92

51,15

2,92,271

598,42

553,78

7,44,998

1875,39

1696,31

1.

Loans for Purchase of Consumer Durables

9,419

10,03

9,04

25,223

36,43

29,28

79,585

121,93

104,57

2.

Loans for Housing

2,381

9,50

8,71

17,684

143,75

128,00

66,520

503,54

456,77

3.

Rest of the Personal Loans

49,801

34,38

33,40

2,49,364

418,24

396,49

5,98,893

1249,92

1134,97

VI.

TRADE

1,17,997

84,18

77,83

66,492

693,49

550,90

4,37,592

1998,42

1624,61

1.

Wholesale Trade

56

37

33

4,561

351,04

272,52

13,547

1065,53

833,69

2.

Retail Trade

1,17,941

83,82

77,50

61,931

342,45

278,38

4,24,045

932,88

790,92

VII.

FINANCE

3

3

2

357

26,79

17,41

651

91,12

65,83

VIII.

ALL OTHERS

38,910

25,23

24,37

2,96,002

351,56

319,67

5,84,903

846,37

759,75

TOTAL BANK CREDIT

5,60,077

370,37

352,30

8,62,515

3127,39

2595,18

33,62,003

10476,63

8988,57

OF WHICH :

1. Artisans & Village Industries

21,136

8,49

7,60

4,176

8,87

7,58