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83538111

Kerala

Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

SOUTHERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

     

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

3,21,896

823,99

762,93

4,27,920

1040,14

888,02

 

1. Direct Finance

3,16,495

769,18

713,55

4,15,097

873,15

759,49

 

2. Indirect Finance

5,401

54,81

49,38

12,823

166,99

128,53

II.

INDUSTRY

67,961

1943,88

1472,04

59,919

2167,03

1707,35

 

1. Mining & Quarrying

81

68,62

55,97

69

10,71

10,30

 

2. Food Manufacturing & Processing

3,657

397,80

288,45

3,002

655,70

439,47

 

(a)

Rice Mills, Flour & Dal Mills

1,078

32,22

29,93

1,327

21,75

21,53

 

(b)

Sugar

1

4

2

1

65

25

 

(c)

Edible Oils & Vanaspati

474

28,23

18,71

310

39,26

22,89

 

(d)

Tea Processing

30

82,65

30,27

40

43,41

27,03

 

(e)

Processing of Fruits & Vegetables

24

2,21

2,21

44

10,51

10,56

 

(f)

Others

2,050

252,46

207,31

1,280

540,11

357,22

 

3. Beverage & Tobacco

49

11,90

10,26

44

14,63

12,01

 

4. Textiles

3,406

170,84

132,18

1,970

242,44

168,13

 

(a)

Cotton Textiles

126

58,79

43,88

182

101,35

44,81

 

(b)

Jute & Other Natural Fibre Textiles

80

81

73

32

55

50

 

(c)

Handloom Textiles & Khadi

187

7,12

6,60

105

19,98

17,71

 

(d)

Other Textiles & Textile Products

3,013

104,12

80,97

1,651

120,55

105,11

 

5. Paper, Paper Products & Printing

1,548

96,80

66,37

737

49,27

41,67

 

6. Leather & Leather Products

375

6,91

5,94

367

5,67

5,30

 

7. Rubber & Plastic Products

1,537

136,98

131,48

1,363

110,76

92,22

 

8. Chemicals & Chemical Products

849

172,80

130,86

795

150,77

127,84

 

(a)

Heavy Industrial Chemicals

32

10,93

7,10

34

15,18

11,70

 

(b)

Fertilisers

25

74,55

51,07

15

76,93

61,17

 

(c)

Drugs & Pharmaceuticals

337

18,57

16,32

247

22,43

21,57

 

(d)

Non-Edible Oils

15

10,85

11,55

10

3,89

3,78

 

(e)

Other Chemicals & Chemical Products

440

57,89

44,82

489

32,34

29,62

 

9. Petroleum, Coal Products & Nuclear Fuels

28

75,85

21,97

14

100,80

100,13

 

10. Manufacture of Cement & Cement Products

393

6,13

4,70

178

3,28

2,49

 

11. Basic Metals & Metal Products

689

60,25

52,36

1,143

41,26

34,08

 

(a)

Iron & Steel

68

34,98

30,73

58

13,91

11,34

 

(b)

Non-Ferrous Metals

13

1,73

1,14

31

7,78

6,15

 

(c)

Metal Products

608

23,55

20,49

1,054

19,57

16,60

 

12. Engineering

1,525

280,47

203,69

1,411

105,89

88,60

 

(a)

Heavy Engineering

28

12,20

8,35

43

3,28

2,82

 

(b)

Light Engineering

670

61,16

44,09

690

14,87

12,32

 

(c)

Electrical Machinery & Goods

504

140,88

89,95

354

20,76

16,30

 

(d)

Electronic Machinery & Goods

323

66,23

61,30

324

66,98

57,15

 

13. Vehicles, Vehicle Parts & Transport Equipments

612

13,48

8,65

840

16,38

13,73

 

14. Other Industries

51,493

298,40

245,80

44,464

266,75

231,02

 

15. Electricity, Gas & Water

48

74,80

50,04

72

260,63

230,43

 

(a)

Electricity Generation &Transmission

12

71,85

47,54

50

258,91

228,96

 

(b)

Non-Conventional Energy

11

1,05

87

2

18

17

 

(c)

Gas, Steam & Water Supply

25

1,91

1,62

20

1,54

1,29

 

16. Construction

1,671

71,84

63,33

3,450

132,10

109,92

III.

TRANSPORT OPERATORS

14,676

178,13

126,31

14,559

106,89

88,93

IV.

PROFESSIONAL AND OTHER SERVICES

8,515

331,21

275,09

52,827

397,06

329,58

V.

PERSONAL LOANS

3,37,403

2547,41

2084,68

2,75,755

1879,80

1652,59

 

1. Loans for Purchase of Consumer Durables

27,495

93,47

69,48

24,116

72,72

57,28

 

2. Loans for Housing

62,844

1228,88

1062,56

63,492

851,71

767,43

 

3. Rest of the Personal Loans

2,47,064

1225,06

952,64

1,88,147

955,37

827,88

VI.

TRADE

89,788

1838,90

1606,65

86,193

1412,13

1264,85

 

1. Wholesale Trade

4,598

1078,64

965,31

4,681

668,73

644,90

 

2. Retail Trade

85,190

760,27

641,34

81,512

743,39

619,95

VII.

FINANCE

1,591

17,40

13,63

1,326

69,92

58,78

VIII.

ALL OTHERS

1,58,709

1319,89

1163,17

1,30,117

1103,82

925,56


TOTAL BANK CREDIT

10,00,539

9000,83

7504,51

10,48,616

8176,79

6915,67

OF WHICH:1.ArtisansandVillage&TinyIndustries

19,011

155,45

129,03

12,769

48,48

41,86

2.OtherSmallScaleIndustries

35,739

439,66

365,15

32,935

638,28

457,04




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

4,62,539

555,41

535,02

 

1. Direct Finance

4,58,413

551,31

531,09

 

2. Indirect Finance

4,126

4,10

3,93

II.

INDUSTRY

39

33,92

17,16

42,051

92,33

82,60

 

1. Mining & Quarrying

21

1,04

86

 

2. Food Manufacturing & Processing

13

30,21

16,08

435

4,05

3,53

 

(a)

Rice Mills, Flour & Dal Mills

117

1,12

97

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

1

75

52

60

1,12

99

 

(d)

Tea Processing

8

11,80

14

 

(e)

Processing of Fruits & Vegetables

2

6

3

 

(f)

Others

4

17,66

15,42

256

1,74

1,55

 

3. Beverage & Tobacco

4

18

16

 

4. Textiles

1

3,00

66

375

1,01

90

 

(a)

Cotton Textiles

1

3,00

66

1

1

1

 

(b)

Jute & Other Natural Fibre Textiles

2

4

4

 

(c)

Handloom Textiles & Khadi

66

7

7

 

(d)

Other Textiles & Textile Products

306

89

79

 

5. Paper, Paper Products & Printing

59

83

73

 

6. Leather & Leather Products

16

9

8

 

7. Rubber & Plastic Products

81

59

51

 

8. Chemicals & Chemical Products

5

19

18

31

51

46

 

(a)

Heavy Industrial Chemicals

1

5

5

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

18

14

13

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

5

19

18

12

32

28

 

9. Petroleum, Coal Products & Nuclear Fuels

 

10. Manufacture of Cement & Cement Products

44

33

30

 

11. Basic Metals & Metal Products

65

48

45

 

(a)

Iron & Steel

1

10

10

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

64

38

35

 

12. Engineering

133

50

43

 

(a)

Heavy Engineering

 

(b)

Light Engineering

10

10

9

 

(c)

Electrical Machinery & Goods

89

12

11

 

(d)

Electronic Machinery & Goods

34

27

23

 

13. Vehicles, Vehicle Parts & Transport Equipments

38

57

41

 

14. Other Industries

18

48

23

40,228

64,03

57,70

 

15. Electricity, Gas & Water

1

4

4

 

(a)

Electricity Generation &Transmission

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

1

4

4

 

16. Construction

2

4

2

520

18,09

16,03

III.

TRANSPORT OPERATORS

10

27

16

2,326

16,06

11,66

IV.

PROFESSIONAL AND OTHER SERVICES

34

5,11

4,88

26,022

48,63

42,64

V.

PERSONAL LOANS

4,173

102,10

89,55

42,606

149,75

134,13

 

1. Loans for Purchase of Consumer Durables

963

10,00

10,00

3,603

7,27

6,21

 

2. Loans for Housing

261

19,24

18,87

4,549

59,03

52,45

 

3. Rest of the Personal Loans

2,949

72,87

60,68

34,454

83,45

75,48

VI.

TRADE

137

26,97

4,50

1,78,381

261,24

242,93

 

1. Wholesale Trade

117

25,80

3,30

2,171

7,60

7,04

 

2. Retail Trade

20

1,18

1,20

1,76,210

253,64

235,89

VII.

FINANCE

878

2,78

2,17

VIII.

ALL OTHERS

1,181

27,19

19,24

13,880

36,74

33,20


TOTAL BANK CREDIT

5,574

195,56

135,49

7,68,683

1162,94

1084,34

OF WHICH:1.ArtisansandVillage&TinyIndustries

20,166

31,99

28,55

2.OtherSmallScaleIndustries

1

18

18

19,294

33,91

30,60




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

Standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

97,786

532,59

499,45

13,10,141

2952,14

2685,43

 

1. Direct Finance

94,090

459,16

435,00

12,84,095

2652,81

2439,13

 

2. Indirect Finance

3,696

73,43

64,45

26,046

299,33

246,30

II.

INDUSTRY

44,203

2169,24

1744,59

2,14,173

6406,40

5023,74

 

1. Mining & Quarrying

89

35,63

56,34

260

116,01

123,46

 

2. Food Manufacturing & Processing

1,826

506,36

373,40

8,933

1594,11

1120,94

 

(a)

Rice Mills, Flour & Dal Mills

456

49,51

44,48

2,978

104,61

96,91

 

(b)

Sugar

1

10

10

3

79

37

 

(c)

Edible Oils & Vanaspati

334

29,70

32,77

1,179

99,06

75,88

 

(d)

Tea Processing

29

45,13

43,14

107

182,99

100,58

 

(e)

Processing of Fruits & Vegetables

21

1,74

1,62

91

14,51

14,42

 

(f)

Others

985

380,17

251,29

4,575

1192,14

832,78

 

3. Beverage & Tobacco

73

53,47

58,08

170

80,18

80,52

 

4. Textiles

1,482

253,66

198,73

7,234

670,94

500,60

 

(a)

Cotton Textiles

228

151,47

111,75

538

314,61

201,10

 

(b)

Jute & Other Natural Fibre Textiles

22

7,83

3,93

136

9,23

5,20

 

(c)

Handloom Textiles & Khadi

66

1,38

1,26

424

28,54

25,64

 

(d)

Other Textiles & Textile Products

1,166

92,99

81,79

6,136

318,56

268,66

 

5. Paper, Paper Products & Printing

558

77,30

64,34

2,902

224,21

173,12

 

6. Leather & Leather Products

112

11,18

10,60

870

23,84

21,92

 

7. Rubber & Plastic Products

810

119,10

106,96

3,791

367,44

331,17

 

8. Chemicals & Chemical Products

910

64,77

59,02

2,590

389,03

318,35

 

(a)

Heavy Industrial Chemicals

16

4,79

2,56

83

30,95

21,41

 

(b)

Fertilisers

15

1,44

1,30

55

152,92

113,54

 

(c)

Drugs & Pharmaceuticals

383

24,47

27,81

985

65,61

65,83

 

(d)

Non-Edible Oils

3

22

31

28

14,97

15,64

 

(e)

Other Chemicals & Chemical Products

493

33,85

27,03

1,439

124,59

101,93

 

9. Petroleum, Coal Products & Nuclear Fuels

10

47,01

37,85

52

223,66

159,95

 

10. Manufacture of Cement & Cement Products

183

23,03

18,16

798

32,77

25,65

 

11. Basic Metals & Metal Products

600

47,69

43,88

2,497

149,68

130,77

 

(a)

Iron & Steel

77

8,57

8,76

204

57,56

50,93

 

(b)

Non-Ferrous Metals

13

20,88

20,73

57

30,39

28,01

 

(c)

Metal Products

510

18,24

14,38

2,236

61,73

51,83

 

12. Engineering

970

116,50

68,88

4,039

503,36

361,60

 

(a)

Heavy Engineering

22

1,91

1,08

93

17,39

12,26

 

(b)

Light Engineering

554

9,88

9,49

1,924

86,01

65,99

 

(c)

Electrical Machinery & Goods

171

72,41

42,10

1,118

234,17

148,46

 

(d)

Electronic Machinery & Goods

223

32,30

16,21

904

165,78

134,89

 

13. Vehicles, Vehicle Parts & Transport Equipments

212

50,64

25,70

1,702

81,07

48,49

 

14. Other Industries

32,794

414,36

318,60

1,68,997

1044,02

853,34

 

15. Electricity, Gas & Water

41

33,24

24,56

162

368,71

305,06

 

(a)

Electricity Generation &Transmission

16

31,16

22,83

78

361,92

299,33

 

(b)

Non-Conventional Energy

3

18

19

16

1,40

1,24

 

(c)

Gas, Steam & Water Supply

22

1,90

1,54

68

5,39

4,49

 

16. Construction

3,533

315,31

279,50

9,176

537,38

468,80

III.

TRANSPORT OPERATORS

10,313

183,02

155,38

41,884

484,39

382,43

IV.

PROFESSIONAL AND OTHER SERVICES

25,111

562,58

452,36

1,12,509

1344,59

1104,55

V.

PERSONAL LOANS

3,53,594

1737,09

1511,08

10,13,531

6416,14

5472,03

 

1. Loans for Purchase of Consumer Durables

8,211

22,75

18,70

64,388

206,21

161,66

 

2. Loans for Housing

42,179

641,74

571,68

1,73,325

2800,60

2473,00

 

3. Rest of the Personal Loans

3,03,204

1072,59

920,70

7,75,818

3409,34

2837,37

VI.

TRADE

64,298

1652,74

1494,78

4,18,797

5191,98

4613,71

 

1. Wholesale Trade

3,871

754,45

667,61

15,438

2535,21

2288,15

 

2. Retail Trade

60,427

898,30

827,18

4,03,359

2656,77

2325,56

VII.

FINANCE

559

95,33

83,23

4,354

185,44

157,81

VIII.

ALL OTHERS

3,30,596

1209,15

994,04

6,34,483

3696,79

3135,21


TOTAL BANK CREDIT

9,26,460

8141,74

6934,91

37,49,872

26677,86

22574,92

OF WHICH:1.ArtisansandVillage&TinyIndustries

4,962

25,44

24,24

56,908

261,35

223,67

2.OtherSmallScaleIndustries

28,896

607,48

482,02

1,16,865

1719,51

1334,99


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