Kerala - ആർബിഐ - Reserve Bank of India
Kerala
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
SOUTHERN REGION | (Amount in Rupees Lakh) | |||||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||||
AND ITS ASSOCIATES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||||
I. | AGRICULTURE | 3,21,896 | 823,99 | 762,93 | 4,27,920 | 1040,14 | 888,02 | |||||||
1. Direct Finance | 3,16,495 | 769,18 | 713,55 | 4,15,097 | 873,15 | 759,49 | ||||||||
2. Indirect Finance | 5,401 | 54,81 | 49,38 | 12,823 | 166,99 | 128,53 | ||||||||
II. | INDUSTRY | 67,961 | 1943,88 | 1472,04 | 59,919 | 2167,03 | 1707,35 | |||||||
1. Mining & Quarrying | 81 | 68,62 | 55,97 | 69 | 10,71 | 10,30 | ||||||||
2. Food Manufacturing & Processing | 3,657 | 397,80 | 288,45 | 3,002 | 655,70 | 439,47 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 1,078 | 32,22 | 29,93 | 1,327 | 21,75 | 21,53 | |||||||
(b) | Sugar | 1 | 4 | 2 | 1 | 65 | 25 | |||||||
(c) | Edible Oils & Vanaspati | 474 | 28,23 | 18,71 | 310 | 39,26 | 22,89 | |||||||
(d) | Tea Processing | 30 | 82,65 | 30,27 | 40 | 43,41 | 27,03 | |||||||
(e) | Processing of Fruits & Vegetables | 24 | 2,21 | 2,21 | 44 | 10,51 | 10,56 | |||||||
(f) | Others | 2,050 | 252,46 | 207,31 | 1,280 | 540,11 | 357,22 | |||||||
3. Beverage & Tobacco | 49 | 11,90 | 10,26 | 44 | 14,63 | 12,01 | ||||||||
4. Textiles | 3,406 | 170,84 | 132,18 | 1,970 | 242,44 | 168,13 | ||||||||
(a) | Cotton Textiles | 126 | 58,79 | 43,88 | 182 | 101,35 | 44,81 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 80 | 81 | 73 | 32 | 55 | 50 | |||||||
(c) | Handloom Textiles & Khadi | 187 | 7,12 | 6,60 | 105 | 19,98 | 17,71 | |||||||
(d) | Other Textiles & Textile Products | 3,013 | 104,12 | 80,97 | 1,651 | 120,55 | 105,11 | |||||||
5. Paper, Paper Products & Printing | 1,548 | 96,80 | 66,37 | 737 | 49,27 | 41,67 | ||||||||
6. Leather & Leather Products | 375 | 6,91 | 5,94 | 367 | 5,67 | 5,30 | ||||||||
7. Rubber & Plastic Products | 1,537 | 136,98 | 131,48 | 1,363 | 110,76 | 92,22 | ||||||||
8. Chemicals & Chemical Products | 849 | 172,80 | 130,86 | 795 | 150,77 | 127,84 | ||||||||
(a) | Heavy Industrial Chemicals | 32 | 10,93 | 7,10 | 34 | 15,18 | 11,70 | |||||||
(b) | Fertilisers | 25 | 74,55 | 51,07 | 15 | 76,93 | 61,17 | |||||||
(c) | Drugs & Pharmaceuticals | 337 | 18,57 | 16,32 | 247 | 22,43 | 21,57 | |||||||
(d) | Non-Edible Oils | 15 | 10,85 | 11,55 | 10 | 3,89 | 3,78 | |||||||
(e) | Other Chemicals & Chemical Products | 440 | 57,89 | 44,82 | 489 | 32,34 | 29,62 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 28 | 75,85 | 21,97 | 14 | 100,80 | 100,13 | ||||||||
10. Manufacture of Cement & Cement Products | 393 | 6,13 | 4,70 | 178 | 3,28 | 2,49 | ||||||||
11. Basic Metals & Metal Products | 689 | 60,25 | 52,36 | 1,143 | 41,26 | 34,08 | ||||||||
(a) | Iron & Steel | 68 | 34,98 | 30,73 | 58 | 13,91 | 11,34 | |||||||
(b) | Non-Ferrous Metals | 13 | 1,73 | 1,14 | 31 | 7,78 | 6,15 | |||||||
(c) | Metal Products | 608 | 23,55 | 20,49 | 1,054 | 19,57 | 16,60 | |||||||
12. Engineering | 1,525 | 280,47 | 203,69 | 1,411 | 105,89 | 88,60 | ||||||||
(a) | Heavy Engineering | 28 | 12,20 | 8,35 | 43 | 3,28 | 2,82 | |||||||
(b) | Light Engineering | 670 | 61,16 | 44,09 | 690 | 14,87 | 12,32 | |||||||
(c) | Electrical Machinery & Goods | 504 | 140,88 | 89,95 | 354 | 20,76 | 16,30 | |||||||
(d) | Electronic Machinery & Goods | 323 | 66,23 | 61,30 | 324 | 66,98 | 57,15 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 612 | 13,48 | 8,65 | 840 | 16,38 | 13,73 | ||||||||
14. Other Industries | 51,493 | 298,40 | 245,80 | 44,464 | 266,75 | 231,02 | ||||||||
15. Electricity, Gas & Water | 48 | 74,80 | 50,04 | 72 | 260,63 | 230,43 | ||||||||
(a) | Electricity Generation &Transmission | 12 | 71,85 | 47,54 | 50 | 258,91 | 228,96 | |||||||
(b) | Non-Conventional Energy | 11 | 1,05 | 87 | 2 | 18 | 17 | |||||||
(c) | Gas, Steam & Water Supply | 25 | 1,91 | 1,62 | 20 | 1,54 | 1,29 | |||||||
16. Construction | 1,671 | 71,84 | 63,33 | 3,450 | 132,10 | 109,92 | ||||||||
III. | TRANSPORT OPERATORS | 14,676 | 178,13 | 126,31 | 14,559 | 106,89 | 88,93 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 8,515 | 331,21 | 275,09 | 52,827 | 397,06 | 329,58 | |||||||
V. | PERSONAL LOANS | 3,37,403 | 2547,41 | 2084,68 | 2,75,755 | 1879,80 | 1652,59 | |||||||
1. Loans for Purchase of Consumer Durables | 27,495 | 93,47 | 69,48 | 24,116 | 72,72 | 57,28 | ||||||||
2. Loans for Housing | 62,844 | 1228,88 | 1062,56 | 63,492 | 851,71 | 767,43 | ||||||||
3. Rest of the Personal Loans | 2,47,064 | 1225,06 | 952,64 | 1,88,147 | 955,37 | 827,88 | ||||||||
VI. | TRADE | 89,788 | 1838,90 | 1606,65 | 86,193 | 1412,13 | 1264,85 | |||||||
1. Wholesale Trade | 4,598 | 1078,64 | 965,31 | 4,681 | 668,73 | 644,90 | ||||||||
2. Retail Trade | 85,190 | 760,27 | 641,34 | 81,512 | 743,39 | 619,95 | ||||||||
VII. | FINANCE | 1,591 | 17,40 | 13,63 | 1,326 | 69,92 | 58,78 | |||||||
VIII. | ALL OTHERS | 1,58,709 | 1319,89 | 1163,17 | 1,30,117 | 1103,82 | 925,56 | |||||||
TOTAL BANK CREDIT | 10,00,539 | 9000,83 | 7504,51 | 10,48,616 | 8176,79 | 6915,67 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 19,011 | 155,45 | 129,03 | 12,769 | 48,48 | 41,86 | ||||||||
2.OtherSmallScaleIndustries | 35,739 | 439,66 | 365,15 | 32,935 | 638,28 | 457,04 | ||||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||||
I. | AGRICULTURE | — | — | — | 4,62,539 | 555,41 | 535,02 | |||||||
1. Direct Finance | — | — | — | 4,58,413 | 551,31 | 531,09 | ||||||||
2. Indirect Finance | — | — | — | 4,126 | 4,10 | 3,93 | ||||||||
II. | INDUSTRY | 39 | 33,92 | 17,16 | 42,051 | 92,33 | 82,60 | |||||||
1. Mining & Quarrying | — | — | — | 21 | 1,04 | 86 | ||||||||
2. Food Manufacturing & Processing | 13 | 30,21 | 16,08 | 435 | 4,05 | 3,53 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 117 | 1,12 | 97 | |||||||
(b) | Sugar | — | — | — | — | — | — | |||||||
(c) | Edible Oils & Vanaspati | 1 | 75 | 52 | 60 | 1,12 | 99 | |||||||
(d) | Tea Processing | 8 | 11,80 | 14 | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | — | — | — | 2 | 6 | 3 | |||||||
(f) | Others | 4 | 17,66 | 15,42 | 256 | 1,74 | 1,55 | |||||||
3. Beverage & Tobacco | — | — | — | 4 | 18 | 16 | ||||||||
4. Textiles | 1 | 3,00 | 66 | 375 | 1,01 | 90 | ||||||||
(a) | Cotton Textiles | 1 | 3,00 | 66 | 1 | 1 | 1 | |||||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 2 | 4 | 4 | |||||||
(c) | Handloom Textiles & Khadi | — | — | — | 66 | 7 | 7 | |||||||
(d) | Other Textiles & Textile Products | — | — | — | 306 | 89 | 79 | |||||||
5. Paper, Paper Products & Printing | — | — | — | 59 | 83 | 73 | ||||||||
6. Leather & Leather Products | — | — | — | 16 | 9 | 8 | ||||||||
7. Rubber & Plastic Products | — | — | — | 81 | 59 | 51 | ||||||||
8. Chemicals & Chemical Products | 5 | 19 | 18 | 31 | 51 | 46 | ||||||||
(a) | Heavy Industrial Chemicals | — | — | — | 1 | 5 | 5 | |||||||
(b) | Fertilisers | — | — | — | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | — | — | — | 18 | 14 | 13 | |||||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 5 | 19 | 18 | 12 | 32 | 28 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | ||||||||
10. Manufacture of Cement & Cement Products | — | — | — | 44 | 33 | 30 | ||||||||
11. Basic Metals & Metal Products | — | — | — | 65 | 48 | 45 | ||||||||
(a) | Iron & Steel | — | — | — | 1 | 10 | 10 | |||||||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | |||||||
(c) | Metal Products | — | — | — | 64 | 38 | 35 | |||||||
12. Engineering | — | — | — | 133 | 50 | 43 | ||||||||
(a) | Heavy Engineering | — | — | — | — | — | — | |||||||
(b) | Light Engineering | — | — | — | 10 | 10 | 9 | |||||||
(c) | Electrical Machinery & Goods | — | — | — | 89 | 12 | 11 | |||||||
(d) | Electronic Machinery & Goods | — | — | — | 34 | 27 | 23 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 38 | 57 | 41 | ||||||||
14. Other Industries | 18 | 48 | 23 | 40,228 | 64,03 | 57,70 | ||||||||
15. Electricity, Gas & Water | — | — | — | 1 | 4 | 4 | ||||||||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | |||||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||||
(c) | Gas, Steam & Water Supply | — | — | — | 1 | 4 | 4 | |||||||
16. Construction | 2 | 4 | 2 | 520 | 18,09 | 16,03 | ||||||||
III. | TRANSPORT OPERATORS | 10 | 27 | 16 | 2,326 | 16,06 | 11,66 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 34 | 5,11 | 4,88 | 26,022 | 48,63 | 42,64 | |||||||
V. | PERSONAL LOANS | 4,173 | 102,10 | 89,55 | 42,606 | 149,75 | 134,13 | |||||||
1. Loans for Purchase of Consumer Durables | 963 | 10,00 | 10,00 | 3,603 | 7,27 | 6,21 | ||||||||
2. Loans for Housing | 261 | 19,24 | 18,87 | 4,549 | 59,03 | 52,45 | ||||||||
3. Rest of the Personal Loans | 2,949 | 72,87 | 60,68 | 34,454 | 83,45 | 75,48 | ||||||||
VI. | TRADE | 137 | 26,97 | 4,50 | 1,78,381 | 261,24 | 242,93 | |||||||
1. Wholesale Trade | 117 | 25,80 | 3,30 | 2,171 | 7,60 | 7,04 | ||||||||
2. Retail Trade | 20 | 1,18 | 1,20 | 1,76,210 | 253,64 | 235,89 | ||||||||
VII. | FINANCE | — | — | — | 878 | 2,78 | 2,17 | |||||||
VIII. | ALL OTHERS | 1,181 | 27,19 | 19,24 | 13,880 | 36,74 | 33,20 | |||||||
TOTAL BANK CREDIT | 5,574 | 195,56 | 135,49 | 7,68,683 | 1162,94 | 1084,34 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | — | — | — | 20,166 | 31,99 | 28,55 | ||||||||
2.OtherSmallScaleIndustries | 1 | 18 | 18 | 19,294 | 33,91 | 30,60 | ||||||||
OTHER SCHEDULED | ALL SCHEDULED | |||||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
Standing | standing | |||||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||||
I. | AGRICULTURE | 97,786 | 532,59 | 499,45 | 13,10,141 | 2952,14 | 2685,43 | |||||||
1. Direct Finance | 94,090 | 459,16 | 435,00 | 12,84,095 | 2652,81 | 2439,13 | ||||||||
2. Indirect Finance | 3,696 | 73,43 | 64,45 | 26,046 | 299,33 | 246,30 | ||||||||
II. | INDUSTRY | 44,203 | 2169,24 | 1744,59 | 2,14,173 | 6406,40 | 5023,74 | |||||||
1. Mining & Quarrying | 89 | 35,63 | 56,34 | 260 | 116,01 | 123,46 | ||||||||
2. Food Manufacturing & Processing | 1,826 | 506,36 | 373,40 | 8,933 | 1594,11 | 1120,94 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 456 | 49,51 | 44,48 | 2,978 | 104,61 | 96,91 | |||||||
(b) | Sugar | 1 | 10 | 10 | 3 | 79 | 37 | |||||||
(c) | Edible Oils & Vanaspati | 334 | 29,70 | 32,77 | 1,179 | 99,06 | 75,88 | |||||||
(d) | Tea Processing | 29 | 45,13 | 43,14 | 107 | 182,99 | 100,58 | |||||||
(e) | Processing of Fruits & Vegetables | 21 | 1,74 | 1,62 | 91 | 14,51 | 14,42 | |||||||
(f) | Others | 985 | 380,17 | 251,29 | 4,575 | 1192,14 | 832,78 | |||||||
3. Beverage & Tobacco | 73 | 53,47 | 58,08 | 170 | 80,18 | 80,52 | ||||||||
4. Textiles | 1,482 | 253,66 | 198,73 | 7,234 | 670,94 | 500,60 | ||||||||
(a) | Cotton Textiles | 228 | 151,47 | 111,75 | 538 | 314,61 | 201,10 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 22 | 7,83 | 3,93 | 136 | 9,23 | 5,20 | |||||||
(c) | Handloom Textiles & Khadi | 66 | 1,38 | 1,26 | 424 | 28,54 | 25,64 | |||||||
(d) | Other Textiles & Textile Products | 1,166 | 92,99 | 81,79 | 6,136 | 318,56 | 268,66 | |||||||
5. Paper, Paper Products & Printing | 558 | 77,30 | 64,34 | 2,902 | 224,21 | 173,12 | ||||||||
6. Leather & Leather Products | 112 | 11,18 | 10,60 | 870 | 23,84 | 21,92 | ||||||||
7. Rubber & Plastic Products | 810 | 119,10 | 106,96 | 3,791 | 367,44 | 331,17 | ||||||||
8. Chemicals & Chemical Products | 910 | 64,77 | 59,02 | 2,590 | 389,03 | 318,35 | ||||||||
(a) | Heavy Industrial Chemicals | 16 | 4,79 | 2,56 | 83 | 30,95 | 21,41 | |||||||
(b) | Fertilisers | 15 | 1,44 | 1,30 | 55 | 152,92 | 113,54 | |||||||
(c) | Drugs & Pharmaceuticals | 383 | 24,47 | 27,81 | 985 | 65,61 | 65,83 | |||||||
(d) | Non-Edible Oils | 3 | 22 | 31 | 28 | 14,97 | 15,64 | |||||||
(e) | Other Chemicals & Chemical Products | 493 | 33,85 | 27,03 | 1,439 | 124,59 | 101,93 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 10 | 47,01 | 37,85 | 52 | 223,66 | 159,95 | ||||||||
10. Manufacture of Cement & Cement Products | 183 | 23,03 | 18,16 | 798 | 32,77 | 25,65 | ||||||||
11. Basic Metals & Metal Products | 600 | 47,69 | 43,88 | 2,497 | 149,68 | 130,77 | ||||||||
(a) | Iron & Steel | 77 | 8,57 | 8,76 | 204 | 57,56 | 50,93 | |||||||
(b) | Non-Ferrous Metals | 13 | 20,88 | 20,73 | 57 | 30,39 | 28,01 | |||||||
(c) | Metal Products | 510 | 18,24 | 14,38 | 2,236 | 61,73 | 51,83 | |||||||
12. Engineering | 970 | 116,50 | 68,88 | 4,039 | 503,36 | 361,60 | ||||||||
(a) | Heavy Engineering | 22 | 1,91 | 1,08 | 93 | 17,39 | 12,26 | |||||||
(b) | Light Engineering | 554 | 9,88 | 9,49 | 1,924 | 86,01 | 65,99 | |||||||
(c) | Electrical Machinery & Goods | 171 | 72,41 | 42,10 | 1,118 | 234,17 | 148,46 | |||||||
(d) | Electronic Machinery & Goods | 223 | 32,30 | 16,21 | 904 | 165,78 | 134,89 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 212 | 50,64 | 25,70 | 1,702 | 81,07 | 48,49 | ||||||||
14. Other Industries | 32,794 | 414,36 | 318,60 | 1,68,997 | 1044,02 | 853,34 | ||||||||
15. Electricity, Gas & Water | 41 | 33,24 | 24,56 | 162 | 368,71 | 305,06 | ||||||||
(a) | Electricity Generation &Transmission | 16 | 31,16 | 22,83 | 78 | 361,92 | 299,33 | |||||||
(b) | Non-Conventional Energy | 3 | 18 | 19 | 16 | 1,40 | 1,24 | |||||||
(c) | Gas, Steam & Water Supply | 22 | 1,90 | 1,54 | 68 | 5,39 | 4,49 | |||||||
16. Construction | 3,533 | 315,31 | 279,50 | 9,176 | 537,38 | 468,80 | ||||||||
III. | TRANSPORT OPERATORS | 10,313 | 183,02 | 155,38 | 41,884 | 484,39 | 382,43 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 25,111 | 562,58 | 452,36 | 1,12,509 | 1344,59 | 1104,55 | |||||||
V. | PERSONAL LOANS | 3,53,594 | 1737,09 | 1511,08 | 10,13,531 | 6416,14 | 5472,03 | |||||||
1. Loans for Purchase of Consumer Durables | 8,211 | 22,75 | 18,70 | 64,388 | 206,21 | 161,66 | ||||||||
2. Loans for Housing | 42,179 | 641,74 | 571,68 | 1,73,325 | 2800,60 | 2473,00 | ||||||||
3. Rest of the Personal Loans | 3,03,204 | 1072,59 | 920,70 | 7,75,818 | 3409,34 | 2837,37 | ||||||||
VI. | TRADE | 64,298 | 1652,74 | 1494,78 | 4,18,797 | 5191,98 | 4613,71 | |||||||
1. Wholesale Trade | 3,871 | 754,45 | 667,61 | 15,438 | 2535,21 | 2288,15 | ||||||||
2. Retail Trade | 60,427 | 898,30 | 827,18 | 4,03,359 | 2656,77 | 2325,56 | ||||||||
VII. | FINANCE | 559 | 95,33 | 83,23 | 4,354 | 185,44 | 157,81 | |||||||
VIII. | ALL OTHERS | 3,30,596 | 1209,15 | 994,04 | 6,34,483 | 3696,79 | 3135,21 | |||||||
TOTAL BANK CREDIT | 9,26,460 | 8141,74 | 6934,91 | 37,49,872 | 26677,86 | 22574,92 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 4,962 | 25,44 | 24,24 | 56,908 | 261,35 | 223,67 | ||||||||
2.OtherSmallScaleIndustries | 28,896 | 607,48 | 482,02 | 1,16,865 | 1719,51 | 1334,99 | ||||||||