List of Abbreviation - ആർബിഐ - Reserve Bank of India
List of Abbreviation
AD |
Authorised Dealer |
ADR |
American Depository Receipt |
ADWDR |
Agricultural Debt Waiver and Debt Relief Scheme |
AFC |
Asset Finance Companies |
AFI |
Annual Financial Inspection |
AIFIs |
All India Financial Institutions |
ALM |
Asset-Liability Mismatch |
AMA |
Advanced Measurement Approach |
AML |
Anti-Money Laundering |
ANBC |
Adjusted Net Bank Credit |
ASA |
Alternate Standardised Approach |
ATM |
Automated Teller Machine |
BC |
Business Correspondent |
BCBS |
Basel Committee on Banking Supervision |
BCP-DR |
Business Continuity Management and Disaster Recovery |
BCSBI |
Banking Codes and Standards Boards of India |
BFS |
Board for Financial Supervision |
BIS |
Bank for International Settlements |
BO |
Banking Ombudsman |
BoD |
Board of Directors |
BoM |
Board of Management |
BPR |
Business Process Re-engineering |
BSE |
Bombay Stock Exchange Ltd. |
CAR |
Capacity Adequacy Ratio |
CAS |
Common Accounting System |
CASA |
Current Account and Savings Account |
CBI |
Central Board of Investigation |
CBLO |
Collateralised Borrowing and Lending Obligation |
CBS |
Core Banking Solutions |
CCAR |
Comprehensive Capital Assessment Review |
CCF |
Credit Conversion Factors |
CCP |
Central Counter Party |
CDs |
Certificates of Deposit |
CDS |
Credit Default Swaps |
CE |
Common Equity |
CEO |
Chief Executive Officer |
CEOBSE |
Credit Equivalent Amount Off-Balance Sheet Exposure |
CFSA |
Committee on Financial Sector Assessment |
CFT |
Combating Financing of Terrorism |
CGFS |
Committee on Global Financial Stability |
CGS |
Credit Guarantee Scheme |
CGTMSE |
Credit Guarantee Fund Trust for Micro and Small Enterprises |
CIC |
Credit Information Company |
CICs-ND-SI |
Systemically Important Non-deposit taking Core Investment Companies |
CMB |
Cash Management Bills |
CME |
Capital Market Exposure |
CNP |
Card Not Present |
CoR |
Certificate of Registration |
CPs |
Commercial Papers |
CP |
Card Present |
CPSS |
Committee on Payment and Settlement System |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRAs |
Credit Rating Agencies |
CRCS |
Central Registrar of Cooperative Societies |
CRE |
Commercial Real Estate |
CRR |
Cash Reserve Ratio |
DCCB |
District Central Cooperative Banks |
DGA |
Duration Gap Analysis |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DIN |
Director Identification Number |
DLIC |
District Level Implementation Committee |
DR |
Disaster Recovery |
DRT |
Debt Recovery Tribunal |
DSA |
Direct Selling Agents |
EaR |
Earnings at Risk |
EBA |
European Banking Authority |
ECCS |
Express Cheque Clearing System |
ECS |
Electronic Clearing Service |
EFSF |
European Financial Stability Facility |
EFSM |
European Financial Stabilisation Mechanism |
EIOPA |
European Insurance and Occupational Pensions Authority |
EL |
Expected Loss |
EME |
Emerging Market Economy |
EMV |
Euro pay MasterCard Visa |
ESA |
European Supervisory Authorities |
ESFS |
European System of Financial Supervisions |
ESM |
European Stability Mechanism |
ESMA |
European Securities and Markets Authority |
ESRB |
European Systemic Risk Board |
EU |
European Union |
EURIBOR |
Euro Inter-Bank Offered Rate |
EXIM Bank |
Export Import Bank of India |
FASB |
Financial Accounting Standards Board |
FATF |
Financial Action Task Force |
FB |
Foreign Banks |
FCA |
Financial Conduct Authority |
FCCB |
Foreign Currency Convertible Bonds |
FCMD |
Financial Conglomerate Monitoring Division |
FCNR (B) |
Foreign Currency Non-Resident (Banks) |
FEMA |
Foreign Exchange Management Act |
FHC |
Financial Holding Company |
FI |
Financial Institution |
FII |
Foreign Institutional Investments |
FIP |
Financial Inclusion Plan |
FLCC |
Financial Literacy and Credit Counselling Centres |
FMI |
Financial Market Infrastructure |
FMU |
Financial Market Utilities |
FPC |
Financial Policy Committee |
FSA |
Financial Services Authority |
FSAP |
Financial Sector Assessment Programme |
FSB |
Financial Stability Board |
FSDC |
Financial Stability and Development Council |
FSLRC |
Financial Sector Legislative Reforms Commission |
FSOC |
Financial Stability Oversight Council |
FSR |
Financial Stability Report |
G Sec |
Government Securities |
GCC |
General Credit Card |
GDP |
Gross Domestic Product |
GDR |
Global Depository Receipt |
GFSR |
Global Financial Stability Report |
GHOS |
Governors and Heads of Supervision |
GIC |
General Insurance Corporation of India |
GNPA |
Gross Non-Performing Assets |
GoI |
Government of India |
GSIB |
Global Systemically Important Bank |
HRM |
Human Resource Management |
HSBC |
Hong Kong and Shanghai Banking Corporation |
HTM |
Held to Maturity |
IAS |
International Accounting Standard |
IASB |
International Accounting Standards Board |
IBA |
Indian Banks’ Association |
ICs |
Investment Companies |
ICB |
Independent Commission on Banking |
ICDs |
Inter Corporate Deposits |
ICICI |
Industrial Credit and Investment Corporation of India |
ICT |
Information and Communications Technology |
IDBI |
Industrial Development Bank of India |
IDRBT |
Institute for Development and Research in Banking Technology |
IFC |
Infrastructure Finance Company |
IFRS |
International Financial Reporting Standards |
IIBI |
Industrial Investment Bank of India |
IL |
Incurred Loss |
IMA |
Internal Models Approach |
IMF |
International Monetary Fund |
Ind ASs |
Indian Accounting Standards |
INFINET |
Indian Financial NETwork |
IOSCO |
International Organisation of Securities Commission |
IRB |
Internal Rating Based |
IRC |
Incremental Risk Charge |
IRDA |
Insurance Regulatory and Development Authority |
IRSD |
Interest Rate Sensitivity under Duration Gap Analysis |
IT |
Information Technology |
IVR |
Interactive Voice Response |
JLGs |
Joint Liability Groups |
KCC |
Kisan Credit Card |
KYC |
Know Your Customer |
LAB |
Local Area Bank |
LAF |
Liquidity Adjustment Facility |
LCBG |
Large and Complex Banking Group |
LCR |
Liquidity Coverage Ratio |
LCs |
Loan Companies |
LEI |
Long-term Economic Impact |
LGD |
Loss Given Default |
LIBOR |
London Inter-Bank Offered Rate |
LIC |
Life Insurance Corporation of India |
LTCCS |
Long-Term Cooperative Credit Structure |
MAG |
Macro-economic Assessment Group |
MCA |
Ministry of Corporate Affairs |
MDG |
Modified Duration Gap |
MENA |
Middle East and North African |
MFI |
Micro Finance Institution |
MICR |
Magnetic Ink Character Recognition |
MIS |
Management Information System |
MoU |
Memorandum of Understanding |
MSE |
Micro and Small Enterprise |
MSF |
Marginal Standing Facility |
MSME |
Micro, Small and Medium Enterprises |
MVE |
Market Value of Equity |
NABARD |
National Bank for Agriculture and Rural Development |
NAFSCOB |
National Federation of State Cooperative Banks |
NBFC |
Non-Banking Financial Company |
NBFC-D |
Non-Banking Financial Company-Deposit taking |
NBFC-ND |
Non-Deposit taking Non-Banking Financial Company |
NBFC-ND-SI |
Systemically Important Non-Deposit taking Non-Banking Financial Company |
NBFIs |
Non-Banking Financial Institutions |
NDS |
Negotiated Dealing System |
NDTL |
Net Demand and Time Liability |
NECS |
National Electronic Clearing Service |
NEFT |
National Electronic Fund Transfer |
NGO |
Non-Government Organisation |
NHB |
National Housing Bank |
NII |
Net Interest Income |
NIM |
Net Interest Margin |
NIMC |
National Implementing and Monitoring Committee |
NOC |
No Objection Certificate |
NOF |
Net Owned Fund |
NOHC |
Non-Operative Holding Company |
NPA |
Non-Performing Asset |
NRE |
Non-Resident External |
NREGA |
National Rural Employment Guarantee Act |
NRRDA |
National Rural Roads Development Agency |
NRO |
Non-Resident Ordinary |
NSFR |
Net Stable Funding Ratio |
OBS |
Off-balance Sheet |
OECD |
Organisation for Economic Corporation and Development |
OSMOS |
Off-Site Monitoring and Surveillance System |
OTC |
Over the Counter |
PACS |
Primary Agricultural Credit Society |
PAT |
Profit After Tax |
PBT |
Profit Before Tax |
PCARDB |
Primary Cooperative Agriculture and Rural Development Bank |
PD |
Primary Dealer |
PDO - NDS |
Public Debt Office – Negotiated Dealing System |
PE |
Price Earning |
PFRDA |
Pension Fund Regulatory and Development Authority |
PIN |
Personal Identification Number |
POS |
Point of Sale |
PRA |
Prudential Regulation Authority |
PRBs |
Private Sector Banks |
PSB |
Public Sector Bank |
RCS |
Registrar of Cooperative Societies |
RIDF |
Rural Infrastructural Development Fund |
RNBC |
Residuary Non-Banking Company |
RoA |
Return on Assets |
ROE |
Return on Equity |
RORWA |
Return on Risk Weighted Assets |
RRB |
Regional Rural Bank |
RSA |
Rate-Sensitive Assets |
RSL |
Rate-Sensitive Liabilities |
RTGS |
Real Time Gross Settlement System |
SAO |
Seasonal Agricultural Operations |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBLP |
SHG-Bank Linkage Programme |
SC |
Scheduled Caste |
SCAP |
Supervisory Capital Assessment Programme |
SCARDB |
State Cooperative Agriculture and Rural Development Bank |
SCB |
Scheduled Commercial Bank |
SCs/RCs |
Securitisation Companies/ Reconstruction Companies |
SEBI |
Securities and Exchange Board of India |
SHG |
Self-Help Group |
SIDBI |
Small Industries' Development Bank of India |
SIFI |
Systemically Important Financial Institution |
SLIMC |
State Level Implementing and Monitoring Committee |
SLR |
Statutory Liquidity Ratio |
SME |
Small and Medium Enterprises |
SPV |
Special Purpose Vehicle |
SSI |
Small Scale Industry |
ST |
Scheduled Tribe |
StCB |
State Cooperative Bank |
STCCS |
Short-Term Cooperative Credit Structure |
T/B |
Treasury Bills |
TAFCUB |
Task Force for Urban Cooperative Bank |
TGA |
Traditional Gap Analysis |
TLE |
Terminal Line Encryption |
UBD |
Urban Banks Department |
UCB |
Urban Cooperative Bank |
UKPT |
Unique Key Per Terminal |
UO |
Umbrella Organisations |
VAPT |
Vulnerability Analysis and Penetration Test |
VaR |
Value at Risk |