List of Abbreviations - ആർബിഐ - Reserve Bank of India
List of Abbreviations
ACE | Asset Care Enterprise |
AD | Authorised Dealer |
AFS | Available for Sale |
ALM | Asset-Liability Management |
AMC | Asset Management Company |
ARC | Asset Reconstruction Company |
ARCIL | Asset Reconstruction Company (India) Limited |
AS | Accounting Standards |
ATM | Automated Teller Machine |
BCBS | Basel Committee on Banking Supervision |
BFS | Board for Financial Supervision |
BIFR | Board for Industrial and Financial Reconstruction |
BIS | Bank for International Settlements |
BSE | The Stock Exchange, Mumbai |
BSR | Basic Statistical Return |
CALCS | Capital Adequacy, Asset Quality, Liquidity, Compliance and System |
CAMELS | Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and Systems |
CAR | Capital Adequacy Ratio |
CBLO | Collateralised Borrowing and Lending Obligation |
CBS | Consolidated Banking Statistics |
CCB | Central Co-operative Bank |
CCEA | Cabinet Committee on Economic Affairs |
CCIL | Clearing Corporation of India Limited |
CD | Compact Diskette |
CDs | Certificate of Deposit |
CDR | Corporate Debt Restructuring |
CDSL | Central Depository Services Limited |
CEO | Chief Executive Officer |
CFS | Consolidated Financial Statements |
CIBIL | Credit Information Bureau of India Limited |
CISA | Certified Information Systems Auditor |
CLF | Collateralised Lending Facility |
CoR | Certificate of Registration |
CP | Commercial Paper |
CP3 | Third Consultative Paper |
CPR | Consolidated Prudential Report |
CPSS | Committee on Payment and Settlement Systems |
CRAR | Capital to Risk-Weighted Assets Ratio |
CRISIL | Credit Rating and Investment Services (India) Limited |
CRM | Country Risk Management |
CRR | Cash Reserve Ratio |
CSGL | Constituent Subsidiary General Ledger |
CVC | Central Vigilance Commission |
DAP | Development Action Plan |
DCA | Department of Company Affairs |
DCA | Debtor-Creditor Agreement |
DCCB | District Central Co-operative Bank |
DeaR | Daily Earnings at Risk |
DFHI | Discount and Finance House of India |
DFI | Development Financial Institution |
DICGC | Deposit Insurance and Credit Guarantee Corporation |
DNS | Deferred Net Settlement |
DRAT | Debt Recovery Appellate Tribunal |
DRI | Differential Rate of Interest |
DRT | Debt Recovery Tribunal |
DTL | Demand and Time Liabilities |
ECA | Export Credit Agencies |
ECR | Export Credit Refinance |
ECS | Electronic Clearing Service |
EDP | Electronic Data Processing |
EEFC | Exchange Earners’ Foreign Currency |
EFT | Electronic Funds Transfer |
EXIM Bank | Export Import Bank of India |
FC | Farmers Club |
FCNR | Foreign Currency Non-Resident |
FDI | Foreign Direct Investment |
FEMA | Foreign Exchange Management Act |
FFMC | Full-Fledged Money Changer |
FI | Financial Institution |
FIMMDA | Fixed Money Market and Derivatives Association of India |
FRA | Forward Rate Agreement |
GDP | Gross Domestic Product |
GLC | General Line of Credit |
HFC | Housing Finance Company |
HFT | Held for Trading |
HLCC | High Level Co-ordination Committee on Financial and Capital Markets |
HTM | Held to Maturity |
IBA | Indian Banks’ Association |
IBJ | Industrial Bank of Japan |
IBK | Industrial Bank of Korea |
IBS | International Banking Statistics |
ICA | Inter-Creditor Agreement |
ICAI | Institute of Chartered Accountants of India |
IC-D | Investment plus Credit to Deposit |
IDBI | Industrial Development Bank of India |
IDFC | Infrastructure Development Finance Company |
IDRBT | Institute for Development and Research in Banking Technology |
IFMS | Integrated Foreign Exchange Management System |
IFR | Investment Fluctuation Reserve |
IIBI | Industrial Investment Bank of India Limited |
INFINET | Indian Financial Network |
IPO | Initial Public Offering |
IRAC | Income Recognition and Asset Classification |
IRB | Internal Rating Based |
IRD | Interest Rate Derivative |
IRS | Interest Rate Swap |
IT | Information Technology |
JPC | Joint Parliamentary Committee |
KCC | Kisan Credit Card |
KYC | Know Your Customer |
L3 | Broad Liquidity |
LAB | Local Area Bank |
LAF | Liquidity Adjustment Facility |
LBS | Locational Banking Statistics |
LC | Letter of Credit |
LGD | Loss Given Default |
LIBOR | London Inter-Bank Offered Rate |
LOCOM | Lower of Cost and Market |
MBC | Mutual Benefit Company |
MBFC | Mutual Benefit Financial Company |
MBS | Mortgage Backed Securities |
MF | Mutual Fund |
MF | Microfinance |
MIBOR | Mumbai Inter-Bank Offer Rate |
MIDL | Modernisation and Institutional Development Loan |
MIFOR | Mumbai Inter-Bank Forward Rate |
MIS | Management Information System |
MLR | Minimum Lending Rate |
MNBC | Miscellaneous Non-Banking Company |
MoU | Memorandam of Understanding |
MTM | Mark to Market |
NABARD | National Bank for Agriculture and Rural Development |
NAV | Net Asset Value |
NBC | Net Bank Credit |
NBFC | Non-Banking Financial Company |
NCAER | National Council of Applied Economic Research |
NDS | Negotiated Dealing System |
NDTL | Net Demand and Time Liabilities |
NGO | Non-Government Organisation |
NHB | National Housing Bank |
NIAS | National Impact Assessment Survey |
NIBM | National Institute of Bank Management |
NII | Net Interest Income |
NMCE | National Multi Commodity Exchange of India |
NOF | Net Owned Fund |
NPA | Non-Performing Asset |
NPL | Non-Performing Loan |
NRE | Non-Resident External |
NRO | Non-Resident Ordinary |
NSDL | National Securities Depository Limited |
NSE | National Stock Exchange |
OBS | Off-Balance Sheet |
OBU | Off-Shore Banking Unit |
OCD | Optional Convertible Debenture |
OIS | Overnight Index Swap |
OLIC | Official Language Implementation Committee |
OS | Operating System |
OSMOS | Off-Site Monitoring and Surveillance System |
OSS | Off-site Surveillance Division |
OTCEI | Over the Counter Exchange of India |
OTS | One Time Settlement |
PAC | Public Accounts Committee |
PACS | Primary Agricultural Credit Society |
PB | Participating Bank |
PCA | Prompt Corrective Action |
PCARDB | Primary Co-operative Agricultural and Rural Development Bank |
PCFC | Pre-shipment Credit in Foreign Currency |
PD | Primary Dealer |
PDAI | Primary Dealers Association of India |
PKI | Public Key Infrastructure |
PLR | Prime Lending Rate |
PMLA | Prevention of Money Laundering Act |
PMRY | Prime Minister’s Rozgar Yojana |
PMS | Portfolio Management Services |
PSB | Public Sector Bank |
PSRS | Prudential Supervisory Reporting System |
PSU | Public Sector Undertaking |
PVBP | Present Value of Basis Points |
QIB | Qualified Institutional Buyer |
QIS | Quantitative Impact Study |
RBS | Risk Based Supervision |
RC | Reconstruction Company |
RFC | Resident Foreign Currency |
RIDF | Rural Infrastructural Development Fund |
RMC | Restricted Money Changer |
RMD | Resource Management Discussion |
RNBC | Residuary Non-Banking Company |
RoA | Return on Asset |
RRB | Regional Rural Bank |
SAC | Settlement Advisory Committee |
SACP | Special Agricultural Credit Plan |
SAO | Seasonal Agricultural Operation |
SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SC | Securitisation Company |
SCARDB | State Co-operative Agricultural and Rural Development Bank |
SCB | Scheduled Commercial Bank |
SEBI | Securities and Exchange Board of India |
SEZ | Special Economic Zone |
SFC | State Financial Corporation |
SGL | Subsidiary General Ledger |
SGSY | Swarnajayanti Gram Swarozgar Yojana |
SHCIL | Stock Holding Corporation of India Limited |
SHG | Self-Help Group |
SHPI | Self-Help Promoting Institution |
SIDBI | Small Industries Development Bank of India |
SKS | Swayam Krishi Sangam |
SLR | Statutory Liquidity Ratio |
SLRS | Scheme of Liberation and Rehabilitation of Scavengers |
SME | Small and Medium Enterprise |
SSI | Small Scale Industry |
StCB | State Co-operative Bank |
STCI | Securities Trading Corporation of India |
STPLR | Short-Term Prime Lending Rate |
STRIPS | Separate Trading for Interest and Principal of Securities |
SVP | Special Purpose Vehicles |
TAP | Technical Assistance Programme |
TFCI | Tourism Finance Corporation of India |
UBD | Urban Banks Department |
UCB | Urban Co-operative Bank |
URR | Uniform Rules and Regulation |
UTI | Unit Trust of India |
UTIMF | UTI Mutual Fund |
VaR | Value at Risk |
VRS | Voluntary Retirement Scheme |
VSAT | Very Small Aperture Terminal |
VVV | Vikas Volunteer Vahini |
WADR | Weighted Average Discount Rate |
YTM | Yield to Maturity |