WESTERN REGION (Contd.)

STATE : MAHARASHTRA

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

7,47,472

6410,01

5557,36

10,68,418

23540,48

19203,03

299

745,17

363,17

1. Direct Finance

7,38,733

5308,31

4586,50

10,50,506

16654,29

13495,81

26

183,35

72,34

2. Indirect Finance

8,739

1101,70

970,85

17,912

6886,20

5707,22

273

561,81

290,84

II.

INDUSTRY

40,530

176414,46

112867,70

1,76,739

324308,63

221322,65

12,291

73735,04

24033,14

1. Mining & Quarrying

531

6777,58

4723,38

1,224

7841,91

5954,91

304

1253,47

1002,74

2. Food Manufacturing & Processing

3,989

2618,40

2077,12

13,061

7837,16

5357,25

210

2088,10

411,98

(a) Rice Mills, Flour & Dal Mills

919

501,78

349,59

1,723

518,37

371,08

68

62,74

43,58

(b) Sugar

41

197,24

179,08

158

2301,48

2086,82

6

3,17

3,03

(c) Edible Oils & Vanaspati

370

707,02

575,59

1,499

868,46

690,19

22

1753,25

130,74

(d) Tea Processing

22

3,19

2,20

306

283,70

269,82

-

-

-

(e) Processing of Fruits & Vegetables

140

141,51

110,82

307

258,92

168,34

3

86,95

79,21

(f) Others

2,497

1067,67

859,84

9,068

3606,22

1770,99

111

181,99

155,41

3. Beverage & Tobacco

224

540,63

443,82

415

898,72

720,98

105

694,81

477,36

4. Textiles

4,380

16600,77

12706,38

30,583

27220,29

19375,45

1,309

5840,38

1624,29

(a) Cotton Textiles

2,618

6475,45

5122,78

11,155

14528,72

10289,80

362

3108,54

487,21

(b) Jute & Other Natural Fibre Textiles

58

57,20

32,83

266

443,36

61,94

1

3,50

3,50

(c) Handloom Textiles & Khadi

209

314,85

275,93

1,421

353,00

318,21

7

151,40

17,22

(d) Other Textiles & Textile Products

1,495

9753,26

7274,83

17,741

11895,21

8705,50

939

2576,94

1116,35

5. Paper, Paper Products & Printing

1,282

1688,72

1212,67

3,823

4187,74

3362,19

321

1330,96

578,05

6. Woods and Wood Products

607

117,05

75,80

2,251

459,29

319,71

19

79,30

19,01

7. Leather & Leather Products

369

115,83

91,09

1,695

411,87

274,28

34

115,64

33,04

8. Gems and Jewellery

7,382

16775,05

6909,10

16,892

21179,22

9023,22

165

1149,04

652,63

9. Rubber & Plastic Products

1,204

3094,07

1367,75

4,575

4028,97

2791,67

307

1156,84

759,03

10. Chemicals & Chemical Products

3,119

8707,87

6202,68

12,220

19456,86

10734,58

2,448

17078,80

5539,92

(a) Heavy Industrial Chemicals

348

1742,54

1068,31

1,112

3884,45

1728,13

862

3594,67

1269,70

(b) Fertilisers

69

677,60

296,64

129

465,46

389,68

17

146,72

68,75

(c) Drugs & Pharmaceuticals

415

2971,80

2144,89

5,128

9290,78

5366,45

544

9078,97

2707,48

(d) Non-Edible Oils

131

237,02

178,00

80

312,06

199,73

1

2

-

(e) Other Chemicals & Chemical Products

2,156

3078,91

2514,84

5,771

5504,12

3050,59

1,024

4258,42

1493,99

11. Petroleum, Coal Products & Nuclear Fuels

200

32019,08

24970,76

400

16617,03

11744,93

70

9274,27

2186,00

12. Manufacture of Cement & Cement Products

433

958,45

391,19

2,512

3591,14

2723,44

27

397,33

142,81

13. Basic Metals & Metal Products

2,552

25625,19

15339,99

19,659

62896,55

35261,04

1,419

9851,47

3104,25

(a) Iron & Steel

925

21223,51

12780,75

2,071

35589,28

22751,43

206

2335,70

619,26

(b) Non-Ferrous Metals

371

2698,86

1498,90

973

7600,87

5484,34

159

5846,43

1409,32

(c) Metal Products

1,256

1702,82

1060,33

16,615

19706,40

7025,27

1,054

1669,34

1075,67

14. Engineering

3,981

9860,15

7028,48

29,361

25524,94

18079,54

1,685

7867,51

2519,80

(a) Heavy Engineering

320

1102,37

696,63

1,749

4976,81

3607,53

110

961,55

479,88

(b) Light Engineering

2,612

4906,32

3422,78

20,105

9662,39

5851,93

731

2989,14

740,14

(c) Electrical Machinery & Goods

777

1914,45

1323,25

6,033

4441,36

2590,23

622

3424,57

985,10

(d) Electronic Machinery & Goods

272

1937,01

1585,81

1,474

6444,38

6029,86

222

492,25

314,68

15. Vehicles, Vehicle Parts & Transport Equipments

729

7398,37

5161,99

2,647

16618,02

12710,07

1,115

3151,92

1610,33

16. Other Industries

3,157

2541,02

1930,52

23,594

6483,37

4721,11

695

7595,06

422,49

17. Electricity, Gas & Water

189

7604,01

3907,49

788

23013,91

17298,49

27

676,97

498,98

(a) Electricity Generation & Transmission

102

7279,67

3682,55

377

21591,59

16246,25

15

524,66

469,53

(b) Non-Conventional Energy

22

42,08

34,07

141

669,49

500,20

3

132,00

10,59

(c) Gas, Steam & Water Supply

65

282,25

190,87

270

752,83

552,03

9

20,31

18,86

18. Construction

6,202

33372,21

18327,50

11,039

76041,64

60869,77

2,031

4133,13

2450,43

(a) Other than Infrastructure

317

3041,36

1740,63

4,755

13525,31

10675,42

562

2009,66

1023,85

(b) Infrastructure Construction

5,885

30330,85

16586,87

6,284

62516,33

50194,35

1,469

2123,47

1426,59

III.

TRANSPORT OPERATORS

5,993

9349,48

6512,72

25,069

30361,33

27291,11

502

1446,65

1084,74

IV.

PROFESSIONAL AND OTHER SERVICES

17,414

10060,80

6881,25

1,39,930

78888,30

64256,53

8,984

11176,59

7076,79

1. Professional Services

1,387

340,41

186,41

31,062

5808,22

5310,35

2,998

2904,85

2395,48

2. Tourism, Hotel & Restaurants

1,986

1229,52

915,98

12,281

5441,89

3944,21

96

579,47

198,95

3. Recreation services

373

908,94

753,51

1,734

3787,30

2989,54

223

553,18

306,71

4. IT and Telecommunications

179

727,42

377,44

848

22188,38

17364,82

210

2398,82

1065,60

5. Others

13,489

6854,52

4647,91

94,005

41662,52

34647,62

5,457

4740,27

3110,05

V.

PERSONAL LOANS

6,09,717

24922,51

19023,98

11,70,541

40037,57

32723,97

24,64,819

24290,33

11441,76

1. Housing

2,23,765

18743,24

14642,72

4,06,851

27847,82

23475,59

44,018

8157,49

6660,30

2. Consumer Durables

11,733

89,49

63,50

35,822

251,56

205,28

164

4,84

2,56

3. Vehicles

64,579

1806,03

1380,36

94,872

1693,34

1405,36

469

13,15

8,73

4. Education

37,112

1173,03

792,56

1,05,436

2838,10

2230,40

7

3

3

5. Personal Credit Cards

-

-

-

56,209

300,50

201,11

22,59,700

11887,70

1878,53

6. Others

2,72,528

3110,73

2144,84

4,71,351

7106,26

5206,24

1,60,461

4227,11

2891,61

VI.

TRADE

73,078

15703,51

10053,85

2,73,712

59351,14

44079,92

9,452

15892,35

6471,98

1. Wholesale Trade

2,567

10814,51

6539,73

51,930

40426,38

30528,13

2,500

9060,43

4050,49

2. Retail Trade

70,511

4889,00

3514,13

2,21,782

18924,76

13551,79

6,952

6831,93

2421,49

VII.

FINANCE

672

14544,41

10603,09

10,801

103621,15

88552,76

2,497

15823,47

9742,30

VIII.

ALL OTHERS

9,134

521,08

349,09

1,07,235

10235,90

7695,22

3,822

7958,11

1208,77

TOTAL BANK CREDIT

15,04,010

257926,26

171849,04

29,72,445

670344,50

505125,18

25,02,666

151067,71

61422,65

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING
CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE : MAHARASHTRA

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,00,098

1293,15

1134,37

2,46,845

14711,76

9085,28

23,63,132

46700,57

35343,22

1. Direct Finance

2,97,610

1235,96

1091,97

2,43,382

11830,95

7022,74

23,30,257

35212,87

26269,36

2. Indirect Finance

2,488

57,19

42,40

3,463

2880,81

2062,54

32,875

11487,70

9073,86

II.

INDUSTRY

4,892

74,52

59,25

2,51,556

84130,44

55205,42

4,86,008

658663,08

413488,16

1. Mining & Quarrying

109

5,38

4,55

176

1479,03

1049,46

2,344

17357,38

12735,04

2. Food Manufacturing & Processing

338

10,50

7,50

10,360

1794,39

1148,18

27,958

14348,55

9002,03

(a) Rice Mills, Flour & Dal Mills

177

5,34

4,13

368

184,64

132,93

3,255

1272,86

901,30

(b) Sugar

-

-

-

46

191,89

150,46

251

2693,77

2419,39

(c) Edible Oils & Vanaspati

11

5

3

1,413

370,32

231,48

3,315

3699,10

1628,04

(d) Tea Processing

5

3

2

90

206,24

85,79

423

493,16

357,84

(e) Processing of Fruits & Vegetables

39

1,75

99

39

147,48

95,65

528

636,62

455,02

(f) Others

106

3,33

2,33

8,404

693,83

451,86

20,186

5553,04

3240,44

3. Beverage & Tobacco

7

35

23

60

312,33

246,58

811

2446,85

1888,97

4. Textiles

54

1,76

1,23

16,835

5544,27

3605,10

53,161

55207,48

37312,44

(a) Cotton Textiles

38

1,18

59

8,795

2096,27

1555,79

22,968

26210,16

17456,18

(b) Jute & Other Natural Fibre Textiles

4

4

5

123

47,75

43,06

452

551,86

141,38

(c) Handloom Textiles & Khadi

5

30

38

279

10,45

4,68

1,921

830,00

616,41

(d) Other Textiles & Textile Products

7

24

21

7,638

3389,79

2001,58

27,820

27615,45

19098,47

5. Paper, Paper Products & Printing

61

71

57

4,153

1389,66

890,91

9,640

8597,80

6044,39

6. Woods and Wood Products

149

91

72

420

190,39

126,39

3,446

846,93

541,64

7. Leather & Leather Products

130

47

25

535

118,66

84,05

2,763

762,47

482,71

8. Gems and Jewellery

655

1,00

97

9,284

1583,57

989,50

34,378

40687,89

17575,44

9. Rubber & Plastic Products

4

18

17

1,132

2084,28

978,38

7,222

10364,35

5897,01

10. Chemicals & Chemical Products

29

72

47

12,522

10241,52

5848,69

30,338

55485,78

28326,35

(a) Heavy Industrial Chemicals

-

-

-

180

910,59

460,29

2,502

10132,24

4526,44

(b) Fertilisers

14

16

13

161

912,09

780,40

390

2202,04

1535,60

(c) Drugs & Pharmaceuticals

3

2

2

5,957

4506,24

3047,67

12,047

25847,80

13266,51

(d) Non-Edible Oils

1

13

12

11

38,91

31,62

224

588,15

409,47

(e) Other Chemicals & Chemical Products

11

41

21

6,213

3873,69

1528,70

15,175

16715,56

8588,33

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

91

3769,19

2441,27

761

61679,58

41342,96

12. Manufacture of Cement & Cement Products

6

26

16

740

887,18

410,10

3,718

5834,37

3667,71

13. Basic Metals & Metal Products

22

1,04

82

4,673

8748,25

6279,27

28,325

107122,50

59985,37

(a) Iron & Steel

1

3

3

643

5542,68

4054,73

3,846

64691,19

40206,19

(b) Non-Ferrous Metals

-

-

-

118

1302,14

1069,08

1,621

17448,30

9461,65

(c) Metal Products

21

1,01

79

3,912

1903,43

1155,47

22,858

24983,01

10317,54

14. Engineering

77

98

72

20,302

6230,25

2644,00

55,406

49483,83

30272,53

(a) Heavy Engineering

5

24

16

341

788,20

394,66

2,525

7829,17

5178,86

(b) Light Engineering

15

37

24

6,740

1694,38

1171,64

30,203

19252,60

11186,74

(c) Electrical Machinery & Goods

46

30

25

612

1223,65

682,90

8,090

11004,33

5581,72

(d) Electronic Machinery & Goods

11

8

7

12,609

2524,03

394,80

14,588

11397,74

8325,22

15. Vehicles, Vehicle Parts & Transport Equipments

223

1,68

1,13

6,424

12307,11

8719,33

11,138

39477,09

28202,86

16. Other Industries

2,024

12,27

9,19

1,33,344

4795,07

2697,59

1,62,814

21426,79

9780,89

17. Electricity, Gas & Water

4

18

11

89

4343,75

3323,85

1,097

35638,82

25028,91

(a) Electricity Generation & Transmission

3

15

9

44

3594,18

3106,82

541

32990,26

23505,24

(b) Non-Conventional Energy

-

-

-

22

195,59

155,72

188

1039,16

700,58

(c) Gas, Steam & Water Supply

1

3

3

23

553,98

61,31

368

1609,41

823,09

18. Construction

1,000

36,12

30,44

30,416

18311,52

13722,78

50,688

131894,63

95400,91

(a) Other than Infrastructure

727

33,31

28,25

7,166

7699,77

5820,86

13,527

26309,42

19288,99

(b) Infrastructure Construction

273

2,81

2,19

23,250

10611,75

7901,92

37,161

105585,21

76111,92

III.

TRANSPORT OPERATORS

1,248

17,28

11,87

1,07,356

11250,09

7678,00

1,40,168

52424,83

42578,44

IV.

PROFESSIONAL AND OTHER SERVICES

10,844

63,55

47,31

19,74,427

42206,15

18691,04

21,51,599

142395,39

96952,92

1. Professional Services

5,937

26,19

19,10

74,863

3486,40

2329,94

1,16,247

12566,07

10241,28

2. Tourism, Hotel & Restaurants

491

5,19

4,19

6,599

1088,96

633,82

21,453

8345,03

5697,15

3. Recreation services

25

27

15

269

1339,53

1006,87

2,624

6589,22

5056,78

4. IT and Telecommunications

2

13

14

340

5321,09

3849,10

1,579

30635,84

22657,10

5. Others

4,389

31,76

23,73

18,92,356

30970,15

10871,30

20,09,696

84259,23

53300,62

V.

PERSONAL LOANS

62,061

539,22

418,46

121,08,183

68310,40

32696,12 1

64,15,321

158100,03

96304,29

1. Housing

9,991

175,00

141,43

2,76,725

21232,27

16518,86

9,61,350

76155,82

61438,90

2. Consumer Durables

11,535

85,18

69,34

4,143

56,25

32,62

63,397

487,32

373,29

3. Vehicles

3,839

22,90

17,77

3,75,001

5698,86

2774,30

5,38,760

9234,27

5586,51

4. Education

1,060

12,30

9,41

59,764

1553,10

1291,69

2,03,379

5576,57

4324,11

5. Personal Credit Cards

-

-

-

82,55,005

27187,22

6285,33 1

05,70,914

39375,43

8364,96

6. Others

35,636

243,84

180,51

31,37,545

12582,69

5793,31

40,77,521

27270,63

16216,51

VI.

TRADE

41,723

242,18

187,39

1,04,639

29781,10

14857,74

5,02,604

120970,29

75650,87

1. Wholesale Trade

2,759

30,64

24,16

8,156

14964,42

6393,09

67,912

75296,38

47535,60

2. Retail Trade

38,964

211,54

163,23

96,483

14816,68

8464,64

4,34,692

45673,91

28115,28

VII.

FINANCE

10,672

54,06

39,76

17,588

33282,55

26247,87

42,230

167325,64

135185,77

VIII.

ALL OTHERS

19,587

118,12

92,91

18,93,161

17625,64

6322,61

20,32,939

36458,84

15668,60

TOTAL BANK CREDIT

4,51,125

2402,08

1991,32

167,03,755

301298,12

170784,07

241,34,001

1383038,68

911172,26