Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,53,802

945,49

773,68

8,47,191

2403,89

2050,52

19

38,23

29,94

1.

Direct Finance

4,50,978

651,84

564,67

8,36,023

1547,93

1399,68

7

43

37

2.

Indirect Finance

2,824

293,66

209,02

11,168

855,96

650,85

12

37,80

29,56

II.

INDUSTRY

61,742

15419,58

12184,22

1,25,746

25297,69

17894,40

5,401

11149,79

8291,24

1.

Mining & Quarrying

210

2218,34

1453,26

763

428,54

309,21

3

2,97

72

2.

Food Manufacturing and Processing

2,483

462,83

387,05

4,300

1180,03

738,42

309

313,52

228,18

(a) Rice Mills, Flour and Dal Mills

612

53,65

46,02

970

122,67

66,08

6

28,98

25,21

(b) Sugar

8

1,02

52

103

235,83

184,06

-

-

-

(c) Edible Oils and Vanaspati

411

235,23

200,71

569

252,26

154,83

23

166,09

112,12

(d) Tea Processing

8

1,21

54

30

56,56

26,62

8

10,34

6,09

(e) Processing of Fruits & Vegetables

66

37,90

31,28

299

82,01

49,91

1

2

1

(f) Others

1,378

133,83

107,98

2,329

430,70

256,93

271

108,09

84,75

3.

Beverage and Tobacco

50

31,38

29,87

354

151,89

110,13

55

178,49

129,66

4.

Textiles

2,461

2401,18

1634,62

9,371

4128,84

2694,83

336

1432,08

1084,62

(a) Cotton Textiles

1,172

1233,08

1041,74

2,618

1455,95

916,86

154

680,70

467,12

(b) Jute Textiles

28

2,30

1,97

64

4,39

3,96

-

-

-

(c) Handloom Textiles & Khadi

96

9,85

9,68

155

31,29

29,99

-

-

-

(d) Other Textiles

1,165

1155,96

581,23

6,534

2637,21

1744,02

182

751,38

617,49

5.

Paper, Paper Products and Printing

1,330

252,02

224,74

3,989

672,91

503,01

72

207,36

137,84

6.

Leather and Leather Products

300

52,51

59,19

943

136,96

89,68

13

5,37

2,62

7.

Rubber and Rubber Products

322

66,33

60,35

991

423,48

289,28

19

54,59

47,97

8.

Chemicals and Chemical Products

2,984

2490,92

2001,05

10,339

5505,40

3841,82

1,006

2431,68

1814,78

(a) Heavy Industrial Chemicals

428

610,30

537,11

1,438

1524,54

1009,69

260

546,21

438,25

(b) Fertilizers

83

424,78

276,51

152

121,21

76,03

14

89,67

88,94

(c) Drugs and Pharmaceuticals

567

531,34

446,42

2,061

1483,82

1095,86

412

1061,83

749,46

(d) Non-Edible Oils

52

5,89

4,74

136

38,72

35,30

4

1,56

1,15

(e) Other Chemicals & Chemical Products

1,854

918,62

736,26

6,552

2337,12

1624,94

316

732,42

536,98

9.

Petroleum, Coal Products & Nuclear Fuels

254

813,40

781,45

524

761,59

643,12

77

656,56

398,78

10.

Manufacture of Cement & Cement Products

256

296,67

256,36

557

201,77

124,02

33

224,44

213,16

11.

Basic Metals & Metal Products

2,533

1940,64

1737,88

7,710

3008,65

2225,91

271

865,62

609,15

(a) Iron and Steel

756

1688,39

1521,77

2,321

2099,43

1629,03

171

717,75

503,27

(b) Non-Ferrous Metals

143

51,30

44,75

497

153,72

113,25

20

42,79

36,68

(c) Other Metal Products

1,634

200,95

171,36

4,892

755,49

483,63

80

105,08

69,19

12.

Engineering

4,021

1888,81

1432,30

12,063

3868,76

2820,75

708

2508,79

1857,54

(a) Heavy Engineering

820

801,19

616,81

1,845

1411,97

1007,26

192

792,65

553,99

(b) Light Engineering

1,485

459,59

349,16

5,054

866,64

566,48

219

517,40

384,24

(c) Electrical Machinery & Goods

992

393,78

269,47

2,918

898,64

674,64

165

663,06

495,86

(d) Electronic Machinery & Goods

724

234,26

196,87

2,246

691,51

572,37

132

535,67

423,44

13.

Vehicles, Vehicle Parts & Transport Equipments

1,081

786,38

682,39

2,960

795,11

520,29

96

574,07

448,37

14.

Other Industries

42,617

1335,64

1137,07

67,195

2947,18

2147,69

2,248

1193,46

876,36

15.

Electricity, Gas & Water

61

71,57

64,22

486

446,21

311,80

40

261,09

239,08

(a) Electricity Generation & Transmission

48

70,58

63,38

322

409,65

279,49

36

257,16

235,69

(b) Non-Conventional Energy

3

3

4

29

1,87

1,43

2

3,13

3,13

(c) Gas, Steam & Water Supply

10

96

81

135

34,69

30,88

2

80

26

16.

Construction

779

310,94

242,41

3,201

640,37

524,43

115

239,69

202,43

III.

TRANSPORT OPERATORS

24,361

208,96

181,34

50,209

602,04

513,33

45

85,82

69,12

IV.

PROFESSIONAL AND OTHER SERVICES

28,751

523,39

489,30

1,56,748

1352,26

962,51

347

324,86

255,97

V.

PERSONAL LOANS

2,88,497

976,72

855,69

5,02,379

2139,72

1773,14

3,08,337

1624,21

1171,11

1.

Loans for Purchase of Consumer Durables

15,763

25,58

20,66

21,616

48,88

37,25

1,243

2,18

2,13

2.

Loans for Housing

34,219

362,18

318,72

67,935

707,96

644,83

2,079

191,39

182,49

3.

Rest of the Personal Loans

2,38,515

588,96

516,32

4,12,828

1382,89

1091,06

3,05,015

1430,64

986,49

VI.

TRADE

1,84,888

1655,47

1416,74

3,45,674

8399,98

6657,74

499

683,67

463,15

1.

Wholesale Trade

12,214

998,71

888,09

23,348

6969,13

5477,28

278

449,44

303,10

2.

Retail Trade

1,72,674

656,76

528,65

3,22,326

1430,86

1180,46

221

234,23

160,05

VII.

FINANCE

308

498,39

426,95

1,735

2230,34

1641,32

402

2092,56

1662,50

VIII. ALL OTHERS

36,985

1853,28

1641,88

1,93,274

3210,44

2347,41

1,064

964,98

847,10

TOTAL BANK CREDIT

10,79,334

22081,29

17969,81

22,22,956

45636,37

33840,36

3,16,114

16964,12

12790,13

OF WHICH :

1. Artisans & Village Industries

15,591

26,77

23,45

21,849

55,32

48,23

1,004

80

1,16

2. Other Small Scale Industries

30,751

1051,68

929,21

66,630

5394,50

3438,37

425

325,87

281,58

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,08,079

173,36

169,24

51,151

263,27

221,29

15,60,242

3824,25

3244,68

1.

Direct Finance

2,06,604

169,41

165,41

48,450

204,92

173,17

15,42,062

2574,52

2303,30

2.

Indirect Finance

1,475

3,95

3,83

2,701

58,36

48,12

18,180

1249,73

941,38

II.

INDUSTRY

8,945

14,02

12,40

16,793

4852,62

4176,34

2,18,627

56733,71

42558,61

1.

Mining & Quarrying

24

32

31

65

25,67

21,78

1,065

2675,84

1785,28

2.

Food Manufacturing and Processing

108

2,17

1,52

665

215,33

184,45

7,865

2173,88

1539,62

(a) Rice Mills, Flour and Dal Mills

21

22

19

160

27,89

20,93

1,769

233,41

158,44

(b) Sugar

8

1,16

72

13

23,62

20,25

132

261,62

205,55

(c) Edible Oils and Vanaspati

18

30

23

122

84,07

71,97

1,143

737,95

539,85

(d) Tea Processing

-

-

-

7

14,27

12,71

53

82,38

45,96

(e) Processing of Fruits & Vegetables

7

15

8

22

6,93

3,36

395

127,01

84,63

(f) Others

54

34

30

341

58,56

55,24

4,373

731,51

505,19

3.

Beverage and Tobacco

1

1

1

50

37,94

38,01

510

399,72

307,67

4.

Textiles

10

11

14

1,957

646,91

508,02

14,135

8609,13

5922,22

(a) Cotton Textiles

6

9

12

1,115

196,31

146,78

5,065

3566,14

2572,63

(b) Jute Textiles

-

-

-

16

1,06

78

108

7,75

6,72

(c) Handloom Textiles & Khadi

-

-

-

24

89

60

275

42,04

40,27

(d) Other Textiles

4

2

2

802

448,64

359,85

8,687

4993,20

3302,61

5.

Paper, Paper Products and Printing

70

60

56

723

108,72

75,66

6,184

1241,61

941,81

6.

Leather and Leather Products

3

1

1

199

20,56

17,03

1,458

215,41

168,53

7.

Rubber and Rubber Products

1

-

-

157

27,45

23,54

1,490

571,86

421,15

8.

Chemicals and Chemical Products

13

15

11

1,369

619,02

515,45

15,711

11047,18

8173,21

(a) Heavy Industrial Chemicals

-

-

-

256

113,19

83,70

2,382

2794,23

2068,75

(b) Fertilizers

-

-

-

28

45,03

40,39

277

680,68

481,87

(c) Drugs and Pharmaceuticals

3

4

4

212

147,51

122,12

3,255

3224,54

2413,91

(d) Non-Edible Oils

-

-

-

20

5,07

4,44

212

51,24

45,64

(e) Other Chemicals & Chemical Products

10

11

7

853

308,23

264,79

9,585

4296,49

3163,04

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

104

99,99

68,95

959

2331,53

1892,30

10.

Manufacture of Cement & Cement Products

5

10

8

124

102,64

89,13

975

825,63

682,75

11.

Basic Metals & Metal Products

22

58

56

1,067

556,65

483,34

11,603

6372,14

5056,84

(a) Iron and Steel

5

14

14

434

377,25

329,76

3,687

4882,96

3983,98

(b) Non-Ferrous Metals

-

-

-

150

59,75

59,27

810

307,57

253,95

(c) Other Metal Products

17

44

42

483

119,65

94,31

7,106

1181,61

818,92

12.

Engineering

29

39

35

1,560

684,80

595,56

18,381

8951,55

6706,51

(a) Heavy Engineering

12

22

21

321

138,79

119,92

3,190

3144,82

2298,19

(b) Light Engineering

5

6

7

445

142,82

123,79

7,208

1986,52

1423,74

(c) Electrical Machinery & Goods

8

7

6

383

143,72

120,32

4,466

2099,27

1560,34

(d) Electronic Machinery & Goods

4

4

2

411

259,47

231,54

3,517

1720,94

1424,24

13.

Vehicles, Vehicle Parts & Transport Equipments

155

2,52

2,19

247

58,68

42,40

4,539

2216,76

1695,64

14.

Other Industries

8,479

6,24

5,80

6,950

938,26

842,20

1,27,489

6420,78

5009,12

15.

Electricity, Gas & Water

1

-

-

62

38,89

34,59

650

817,77

649,70

(a) Electricity Generation & Transmission

1

-

-

52

17,09

15,83

459

754,49

594,40

(b) Non-Conventional Energy

-

-

-

2

1,76

1,00

36

6,80

5,59

(c) Gas, Steam & Water Supply

-

-

-

8

20,04

17,76

155

56,49

49,71

16.

Construction

24

82

76

1,494

671,10

636,24

5,613

1862,91

1606,26

III.

TRANSPORT OPERATORS

7,198

23,38

19,86

6,558

155,04

112,65

88,371

1075,23

896,31

IV.

PROFESSIONAL AND OTHER SERVICES

30,577

21,25

20,28

13,999

447,70

394,07

2,30,422

2669,45

2122,12

V.

PERSONAL LOANS

35,760

47,60

44,23

64,080

311,93

266,21

11,99,053

5100,18

4110,38

1.

Loans for Purchase of Consumer Durables

7,245

8,93

7,22

2,656

6,12

5,47

48,523

91,68

72,73

2.

Loans for Housing

2,387

12,06

12,08

9,328

90,36

78,14

1,15,948

1363,95

1236,26

3.

Rest of the Personal Loansz

26,128

26,61

24,92

52,096

215,45

182,60

10,34,582

3644,55

2801,39

VI.

TRADE

74,127

54,63

52,63

34,594

2007,32

1709,74

6,39,782

12801,07

10300,00

1.

Wholesale Trade

1,890

2,88

2,74

6,483

1028,99

868,09

44,213

9449,15

7539,30

2.

Retail Trade

72,237

51,74

49,90

28,111

978,33

841,64

5,95,569

3351,91

2760,70

VII.

FINANCE

5

57

57

767

1264,78

1082,27

3,217

6086,65

4813,61

VIII. ALL OTHERS

8,603

8,39

8,44

37,462

551,90

507,98

2,77,388

6589,01

5352,81

TOTAL BANK CREDIT

3,73,294

343,19

327,66

2,25,404

9854,57

8470,56

42,17,102

94879,53

73398,53

OF WHICH :

1. Artisans & Village Industries

5,889

3,86

3,51

2,107

8,58

7,56

46,440

95,32

83,91

2. Other Small Scale Industries

2,391

3,51

3,35

6,057

688,72

575,22

1,06,254

7464,27

5227,73