Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,428

4,00

4,25

9,266

9,42

9,78

-

-

-

1.

Direct Finance

4,403

3,26

3,45

9,100

9,11

9,48

-

-

-

2.

Indirect Finance

25

75

79

166

31

30

-

-

-

II.

INDUSTRY

5,358

17,53

16,89

13,477

31,33

34,11

-

-

-

1.

Mining & Quarrying

-

-

-

44

2,27

2,27

-

-

-

2.

Food Manufacturing and Processing

100

1,48

1,17

248

2,14

2,40

-

-

-

(a)

Rice Mills, Flour and Dal Mills

9

98

63

57

47

47

-

-

-

(b)

Sugar

-

-

-

2

1

1

-

-

-

(c)

Edible Oils and Vanaspati

7

8

11

3

46

51

-

-

-

(d)

Tea Processing

1

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

4

5

8

11

12

13

-

-

-

(f)

Others

79

36

35

175

1,08

1,28

-

-

-

3.

Beverage and Tobacco

-

-

-

3

3

3

-

-

-

4.

Textiles

329

1,46

1,57

893

4,14

4,67

-

-

-

(a)

Cotton Textiles

5

26

30

85

41

46

-

-

-

(b)

Jute Textiles

-

-

-

1

-

1

-

-

-

(c)

Handloom Textiles & Khadi

61

21

23

201

97

1,11

-

-

-

(d)

Other Textiles

263

99

1,04

606

2,76

3,09

-

-

-

5.

Paper, Paper Products and Printing

19

15

16

32

29

34

-

-

-

6.

Leather and Leather Products

14

11

10

24

14

15

-

-

-

7.

Rubber and Rubber Products

3

9

8

6

14

19

-

-

-

8.

Chemicals and Chemical Products

15

12

14

27

33

28

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

4

3

5

10

22

16

-

-

-

(d)

Non-Edible Oils

-

-

-

2

2

2

-

-

-

(e)

Other Chemicals & Chemical Products

11

9

10

15

9

9

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

1

1

3

2

3

-

-

-

10.

Manufacture of Cement & Cement Products

5

4

3

14

6

6

-

-

-

11.

Basic Metals & Metal Products

30

1,20

95

112

64

69

-

-

-

(a)

Iron and Steel

13

1,10

83

42

26

30

-

-

-

(b)

Non-Ferrous Metals

4

1

1

17

13

11

-

-

-

(c)

Other Metal Products

13

8

11

53

25

27

-

-

-

12.

Engineering

22

21

26

43

43

46

-

-

-

(a)

Heavy Engineering

3

1

1

10

12

13

-

-

-

(b)

Light Engineering

3

3

3

6

5

5

-

-

-

(c)

Electrical Machinery & Goods

7

8

14

12

19

20

-

-

-

(d)

Electronic Machinery & Goods

9

9

8

15

7

8

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

5

22

6

61

1,97

1,46

-

-

-

14.

Other Industries

4,814

12,44

12,34

11,792

17,00

19,10

-

-

-

15.

Electricity, Gas & Water

-

-

-

26

36

36

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

18

32

31

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

8

5

5

-

-

-

16.

Construction

-

-

-

149

1,36

1,63

-

-

-

III.

TRANSPORT OPERATORS

580

2,93

2,61

886

4,32

4,82

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

229

55

54

1,176

2,33

2,44

-

-

-

V.

PERSONAL LOANS

4,635

5,09

4,44

2,826

9,38

8,86

-

-

-

1.

Loans for Purchase of Consumer Durables

567

50

35

392

36

29

-

-

-

2.

Loans for Housing

75

70

64

394

3,43

3,22

-

-

-

3.

Rest of the Personal Loans

3,993

3,88

3,45

2,040

5,59

5,35

-

-

-

VI.

TRADE

3,186

9,20

5,69

7,582

16,71

17,21

-

-

-

1.

Wholesale Trade

11

5,19

1,45

98

1,65

1,28

-

-

-

2.

Retail Trade

3,175

4,01

4,23

7,484

15,06

15,93

-

-

-

VII.

FINANCE

-

-

-

67

1,75

1,87

-

-

-

VIII.

ALL OTHERS

61

12

13

2,073

4,92

4,89

-

-

-

TOTAL BANK CREDIT

18,477

39,42

34,54

37,353

80,16

83,98

-

-

-

OF WHICH :

1. Artisans & Village Industries

2,737

3,82

3,91

6,116

8,56

9,43

-

-

-

2. Other Small Scale Industries

2,183

9,88

9,97

4,757

11,55

13,29

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,040

1,56

1,77

-

-

-

16,734

14,98

15,80

1.

Direct Finance

3,039

1,55

1,76

-

-

-

16,542

13,91

14,69

2.

Indirect Finance

1

2

2

-

-

-

192

1,08

1,11

II.

INDUSTRY

1,943

59

65

-

-

-

20,778

49,45

51,64

1.

Mining & Quarrying

-

-

-

-

-

-

44

2,27

2,27

2.

Food Manufacturing and Processing

3

2

2

-

-

-

351

3,64

3,58

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

66

1,46

1,10

(b)

Sugar

-

-

-

-

-

-

2

1

1

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

10

54

61

(d)

Tea Processing

-

-

-

-

-

-

1

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

15

18

21

(f)

Others

3

2

2

-

-

-

257

1,46

1,65

3.

Beverage and Tobacco

-

-

-

-

-

-

3

3

3

4.

Textiles

-

-

-

-

-

-

1,222

5,61

6,24

(a)

Cotton Textiles

-

-

-

-

-

-

90

67

76

(b)

Jute Textiles

-

-

-

-

-

-

1

-

1

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

262

1,18

1,34

(d)

Other Textiles

-

-

-

-

-

-

869

3,75

4,13

5.

Paper, Paper Products and Printing

1

1

1

-

-

-

52

46

51

6.

Leather and Leather Products

-

-

-

-

-

-

38

25

25

7.

Rubber and Rubber Products

-

-

-

-

-

-

9

23

27

8.

Chemicals and Chemical Products

-

-

-

-

-

-

42

45

42

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

14

25

21

(d)

Non-Edible Oils

-

-

-

-

-

-

2

2

2

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

26

18

19

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

5

3

4

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

19

9

9

11.

Basic Metals & Metal Products

-

-

-

-

-

-

142

1,84

1,64

(a)

Iron and Steel

-

-

-

-

-

-

55

1,36

1,14

(b)

Non-Ferrous Metals

-

-

-

-

-

-

21

15

13

(c)

Other Metal Products

-

-

-

-

-

-

66

33

37

12.

Engineering

1

1

1

-

-

-

66

66

74

(a)

Heavy Engineering

-

-

-

-

-

-

13

13

14

(b)

Light Engineering

-

-

-

-

-

-

9

8

9

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

19

28

34

(d)

Electronic Machinery & Goods

1

1

1

-

-

-

25

17

17

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

66

2,19

1,53

14.

Other Industries

1,938

55

60

-

-

-

18,544

29,99

32,04

15.

Electricity, Gas & Water

-

-

-

-

-

-

26

36

36

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

18

32

31

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

8

5

5

16.

Construction

-

-

-

-

-

-

149

1,36

1,63

III.

TRANSPORT OPERATORS

363

53

49

-

-

-

1,829

7,78

7,92

IV.

PROFESSIONAL AND OTHER SERVICES

20

2

2

-

-

-

1,425

2,91

3,01

V.

PERSONAL LOANS

380

40

39

-

-

-

7,841

14,87

13,69

1.

Loans for Purchase of Consumer Durables

11

1

1

-

-

-

970

87

66

2.

Loans for Housing

4

2

2

-

-

-

473

4,16

3,87

3.

Rest of the Personal Loans

365

37

36

-

-

-

6,398

9,84

9,16

VI.

TRADE

2,441

1,26

1,36

-

-

-

13,209

27,18

24,25

1.

Wholesale Trade

-

-

-

-

-

-

109

6,85

2,73

2.

Retail Trade

2,441

1,26

1,36

-

-

-

13,100

20,33

21,52

VII.

FINANCE

-

-

-

-

-

-

67

1,75

1,87

VIII.

ALL OTHERS

5

1

1

-

-

-

2,139

5,04

5,02

TOTAL BANK CREDIT

8,192

4,38

4,68

-

-

-

64,022

123,96

123,21

OF WHICH :

1. Artisans & Village Industries

1,440

35

39

-

-

-

10,293