Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

12,778

12,65

13,36

4,024

4,57

4,99

1.

Direct Finance

12,376

11,44

12,08

3,993

4,40

4,80

2.

Indirect Finance

402

1,21

1,28

31

17

19

II.

INDUSTRY

10,547

18,76

19,47

7,560

15,62

17,22

1.

Mining & Quarrying

41

26

25

2

2

2

2.

Food Manufacturing and Processing

149

82

87

115

54

57

(a) Rice Mills, Flour and Dal Mills

55

50

52

9

3

3

(b) Sugar

2

1

1

-

-

-

(c) Edible Oils and Vanaspati

2

1

1

2

1

1

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

6

3

3

1

-

-

(f) Others

84

27

29

103

49

52

3.

Beverage and Tobacco

-

-

-

2

2

2

4.

Textiles

458

2,24

2,48

305

1,61

1,71

(a) Cotton Textiles

39

19

20

22

9

10

(b) Jute Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

165

85

97

81

43

45

(d) Other Textiles

254

1,19

1,30

202

1,09

1,15

5.

Paper, Paper Products and Printing

17

14

16

10

7

8

6.

Leather and Leather Products

4

3

4

14

9

10

7.

Rubber and Rubber Products

1

-

-

1

-

-

8.

Chemicals and Chemical Products

4

2

3

17

12

14

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

4

2

3

8

5

6

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

9

6

8

9.

Petroleum, Coal Products & Nuclear Fuels

2

1

1

-

-

-

10.

Manufacture of Cement & Cement Products

4

2

2

2

1

1

11.

Basic Metals & Metal Products

48

32

32

34

16

19

(a) Iron and Steel

16

12

12

11

5

5

(b) Non-Ferrous Metals

8

10

7

3

1

1

(c) Other Metal Products

24

11

12

20

10

12

12.

Engineering

42

33

33

19

12

13

(a) Heavy Engineering

3

2

3

9

7

8

(b) Light Engineering

8

9

9

1

-

-

(c) Electrical Machinery & Goods

11

8

7

3

1

1

(d) Electronic Machinery & Goods

20

13

14

6

4

4

13.

Vehicles, Vehicle Parts & Transport Equipments

12

1,39

94

2

4

4

14.

Other Industries

9,714

12,80

13,65

6,763

10,16

11,34

15.

Electricity, Gas & Water

18

13

14

26

39

41

(a) Electricity Generation & Transmission

13

11

12

23

37

39

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

2

3

3

2

2

16.

Construction

33

24

23

248

2,27

2,46

III.

TRANSPORT OPERATORS

604

2,32

2,07

652

1,68

1,79

IV.

PROFESSIONAL AND OTHER SERVICES

625

1,40

1,46

434

68

73

V .

PERSONAL LOANS

2,713

5,82

5,60

1,357

5,93

5,35

1.

Loans for Purchase of Consumer Durables

221

22

18

162

28

20

2.

Loans for Housing

137

1,13

1,14

129

88

82

3.

Rest of the Personal Loans

2,355

4,47

4,28

1,066

4,77

4,33

V I.

TRADE

6,456

10,58

11,15

3,931

9,14

10,01

1.

Wholesale Trade

69

89

67

12

6

6

2.

Retail Trade

6,387

9,69

10,47

3,919

9,08

9,95

VII.

FINANCE

45

30

31

1

2

2

VIII.

ALL OTHERS

1,118

3,78

3,82

641

67

64

TOTAL BANK CREDIT

34,886

55,60

57,24

18,600

38,31

40,74

OF WHICH :

1. Artisans & Village Industries

6,566

7,86

8,30

3,104

5,72

6,39

2. Other Small Scale Industries

2,969

6,50

7,10

2,748

4,69

5,22

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,735

3,59

3,82

-

-

-

1.

Direct Finance

1,723

3,48

3,72

-

-

-

2.

Indirect Finance

12

11

9

-

-

-

II.

INDUSTRY

4,138

19,27

19,14

-

-

-

1.

Mining & Quarrying

1

1

1

-

-

-

2.

Food Manufacturing and Processing

138

2,57

2,00

-

-

-

(a) Rice Mills, Flour and Dal Mills

15

1,09

43

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

4

51

58

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

7

17

19

-

-

-

(f) Others

112

80

79

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

685

4,19

4,41

-

-

-

(a) Cotton Textiles

69

74

79

-

-

-

(b) Jute Textiles

1

1

1

-

-

-

(c) Handloom Textiles & Khadi

244

1,39

1,50

-

-

-

(d) Other Textiles

371

2,06

2,10

-

-

-

5.

Paper, Paper Products and Printing

37

34

37

-

-

-

6.

Leather and Leather Products

16

10

11

-

-

-

7.

Rubber and Rubber Products

8

25

30

-

-

-

8.

Chemicals and Chemical Products

24

1,51

1,17

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

2

1,32

1,00

-

-

-

(d) Non-Edible Oils

2

2

2

-

-

-

(e) Other Chemicals & Chemical Products

20

17

16

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

9

8

8

-

-

-

10.

Manufacture of Cement & Cement Products

16

7

8

-

-

-

11.

Basic Metals & Metal Products

78

1,70

1,50

-

-

-

(a) Iron and Steel

48

1,37

1,12

-

-

-

(b) Non-Ferrous Metals

17

10

12

-

-

-

(c) Other Metal Products

13

23

26

-

-

-

12.

Engineering

60

66

74

-

-

-

(a) Heavy Engineering

5

3

4

-

-

-

(b) Light Engineering

10

8

8

-

-

-

(c) Electrical Machinery & Goods

14

28

35

-

-

-

(d) Electronic Machinery & Goods

31

27

27

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

57

67

67

-

-

-

14.

Other Industries

2,941

6,74

7,12

-

-

-

15.

Electricity, Gas & Water

1

1

1

-

-

-

(a) Electricity Generation & Transmission

1

1

1

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

67

39

58

-

-

-

III.

TRANSPORT OPERATORS

345

4,30

4,21

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

440

1,66

1,66

-

-

-

V.

PERSONAL LOANS

7,237

11,66

10,38

-

-

-

1.

Loans for Purchase of Consumer Durables

893

53

52

-

-

-

2.

Loans for Housing

245

2,59

2,46

-

-

-

3.

Rest of the Personal Loans

6,099

8,54

7,39

-

-

-

V I.

TRADE

4,695

16,53

11,92

-

-

-

1.

Wholesale Trade

70

6,32

1,25

-

-

-

2.

Retail Trade

4,625

10,21

10,67

-

-

-

VII.

FINANCE

41

1,66

1,85

-

-

-

VIII.

ALL OTHERS

706

1,79

1,73

-

-

-

TOTAL BANK CREDIT

19,337

60,46

54,71

-

-

-

OF WHICH :

1. Artisans & Village Industries

1,344

2,72

2,89

-

-

-

2. Other Small Scale Industries

1,808

9,18

9,26

-

-

-