Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

19,405

18,53

19,83

4,851

6,14

6,09

-

-

-

1.

Direct Finance

19,255

15,40

16,69

4,850

6,13

6,08

-

-

-

2.

Indirect Finance

150

3,13

3,13

1

1

1

-

-

-

II.

INDUSTRY

4,092

18,01

18,22

705

21,81

22,14

4

20,63

20,63

1.

Mining & Quarrying

4

3

3

-

-

-

-

-

-

2.

Food Manufacturing and Processing

119

7,71

7,41

55

2,85

2,84

-

-

-

(a)

Rice Mills, Flour and Dal Mills

59

2,02

1,71

22

67

60

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

3

4

1

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

1

6

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

-

-

-

-

-

-

-

-

(f)

Others

56

5,65

5,68

32

2,13

2,24

-

-

-

3.

Beverage and Tobacco

2

15

13

1

27

16

-

-

-

4.

Textiles

41

28

28

11

4

5

-

-

-

(a)

Cotton Textiles

3

6

8

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

10

5

5

2

1

1

-

-

-

(d)

Other Textiles

28

18

16

9

3

4

-

-

-

5.

Paper, Paper Products and Printing

16

15

16

9

16

12

-

-

-

6.

Leather and Leather Products

3

3

4

6

4

5

-

-

-

7.

Rubber and Rubber Products

6

12

5

3

2

2

-

-

-

8.

Chemicals and Chemical Products

9

20

15

12

4,46

5,02

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

2

11

11

2

1

1

-

-

-

(d)

Non-Edible Oils

-

-

-

3

4

4

-

-

-

(e)

Other Chemicals & Chemical Products

7

9

4

7

4,41

4,98

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

11

10

1

-

-

-

-

-

11.

Basic Metals & Metal Products

21

49

48

8

18

8

-

-

-

(a)

Iron and Steel

9

37

36

4

15

5

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

12

12

12

4

3

3

-

-

-

12.

Engineering

12

66

93

5

3

4

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

2

2

1

2

1

1

-

-

-

(c)

Electrical Machinery & Goods

7

62

89

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

3

2

3

3

3

3

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

9

31

26

18

14

21

-

-

-

14.

Other Industries

3,821

7,45

7,84

548

12,40

12,39

4

20,63

20,63

15.

Electricity, Gas & Water

2

2

3

12

35

36

-

-

-

(a)

Electricity Generation & Transmission

2

2

3

8

31

31

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

4

4

5

-

-

-

16.

Construction

26

29

33

16

86

80

-

-

-

III.

TRANSPORT OPERATORS

416

4,02

3,25

215

2,47

2,45

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

299

2,00

1,81

394

1,74

1,87

-

-

-

V.

PERSONAL LOANS

5,442

8,34

7,41

1,323

7,86

7,24

-

-

-

1.

Loans for Purchase of Consumer Durables

356

60

69

56

24

21

-

-

-

2.

Loans for Housing

77

1,04

1,12

251

1,27

1,13

-

-

-

3.

Rest of the Personal Loans

5,009

6,70

5,60

1,016

6,34

5,90

-

-

-

VI.

TRADE

4,704

12,51

12,28

1,715

8,66

8,86

-

-

-

1.

Wholesale Trade

114

88

82

31

1,11

78

-

-

-

2.

Retail Trade

4,590

11,63

11,46

1,684

7,55

8,08

-

-

-

VII.

FINANCE

-

-

-

3

1

1

-

-

-

VIII.

ALL OTHERS

565

1,28

1,48

2,432

4,03

3,92

-

-

-

TOTAL BANK CREDIT

34,923

64,69

64,27

11,638

52,72

52,58

4

20,63

20,63

OF WHICH :

1. Artisans & Village Industries

1,570

74

74

73

24

25

-

-

-

2. Other Small Scale Industries

2,115

9,78

9,80

449

6,03

6,27

4

20,63

20,63

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

693

37

24

234

16

16

25,183

25,19

26,32

1.

Direct Finance

693

37

24

234

16

16

25,032

22,06

23,18

2.

Indirect Finance

-

-

-

-

-

-

151

3,13

3,14

II.

INDUSTRY

199

13

12

12

9

8

5,012

60,66

61,19

1.

Mining & Quarrying

1

-

-

-

-

-

5

4

3

2.

Food Manufacturing and Processing

-

-

-

1

1

1

175

10,57

10,26

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

81

2,69

2,31

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

3

4

1

(d)

Tea Processing

-

-

-

-

-

-

1

6

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

-

-

(f)

Others

-

-

-

1

1

1

89

7,78

7,93

3.

Beverage and Tobacco

-

-

-

-

-

-

3

42

29

4.

Textiles

-

-

-

-

-

-

52

32

33

(a)

Cotton Textiles

-

-

-

-

-

-

3

6

8

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

12

6

5

(d)

Other Textiles

-

-

-

-

-

-

37

21

20

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

25

31

28

6.

Leather and Leather Products

-

-

-

-

-

-

9

7

9

7.

Rubber and Rubber Products

1

1

1

-

-

-

10

16

7

8.

Chemicals and Chemical Products

-

-

-

-

-

-

21

4,66

5,17

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

4

11

12

(d)

Non-Edible Oils

-

-

-

-

-

-

3

4

4

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

14

4,50

5,01

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

1

1

1

3

12

12

11.

Basic Metals & Metal Products

-

-

-

-

-

-

29

67

56

(a)

Iron and Steel

-

-

-

-

-

-

13

52

41

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

16

15

15

12.

Engineering

-

-

-

1

-

-

18

70

97

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

4

2

2

(c)

Electrical Machinery & Goods

-

-

-

1

-

-

8

63

89

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

6

5

6

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

27

46

48

14.

Other Industries

197

11

11

7

4

4

4,577

40,63

41,01

15.

Electricity, Gas & Water

-

-

-

1

1

1

15

37

39

(a)

Electricity Generation & Transmission

-

-

-

1

1

1

11

34

34

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

4

4

5

16.

Construction

-

-

-

1

1

1

43

1,16

1,14

III.

TRANSPORT OPERATORS

2

6

5

8

4

2

641

6,58

5,77

IV.

PROFESSIONAL AND OTHER SERVICES

3

-

-

27

19

19

723

3,93

3,87

V.

PERSONAL LOANS

64

14

11

159

1,34

1,40

6,988

17,68

16,16

1.

Loans for Purchase of Consumer Durables

-

-

-

31

4

2

443

88

93

2.

Loans for Housing

-

-

-

1

1

1

329

2,32

2,26

3.

Rest of the Personal Loans

64

14

11

127

1,29

1,37

6,216

14,48

12,98

VI.

TRADE

280

19

28

26

20

10

6,725

21,57

21,52

1.

Wholesale Trade

-

-

-

4

9

4

149

2,08

1,64

2.

Retail Trade

280

19

28

22

11

6

6,576

19,48

19,88

VII.

FINANCE

-

-

-

-

-

-

3

1

1

VIII.

ALL OTHERS

4

-

-

190

28

22

3,191

5,59

5,62

TOTAL BANK CREDIT

1,245

88

80

656

2,30

2,18

48,466

141,22

140,46

OF WHICH :

1. Artisans & Village Industries

41

3

3

1

1

1

1,685

1,02

1,03

2. Other Small Scale Industries

157

9

8

8

5

5

2,733

36,58

36,84