Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,88,903

307,72

267,66

3,02,602

294,30

272,05

—

—

—

1.

Direct Finance

2,86,326

250,23

228,93

2,99,643

249,85

237,51

—

—

—

2.

Indirect Finance

2,577

57,49

38,73

2,959

44,45

34,54

—

—

—

II.

INDUSTRY

55,661

569,94

516,64

61,198

587,69

552,85

8

14,88

15,46

1.

Mining & Quarrying

99

22,35

11,63

207

19,47

17,35

—

—

—

2.

Food Manufacturing and Processing

1,778

64,34

55,01

2,136

71,62

61,31

—

—

—

(a)

Rice Mills, Flour and Dal Mills

471

13,60

10,95

600

28,36

21,57

—

—

—

(b)

Sugar

8

13,35

11,52

7

7,26

5,40

—

—

—

(c)

Edible Oils and Vanaspati

140

23,67

20,20

100

4,09

4,13

—

—

—

(d)

Tea Processing

2

1

1

3

1

1

—

—

—

(e)

Processing of Fruits & Vegetables

35

3,77

2,86

65

2,96

2,84

—

—

—

(f)

Others

1,122

9,94

9,46

1,361

28,93

27,37

—

—

—

3.

Beverage and Tobacco

48

90

83

85

3,84

3,73

—

—

—

4.

Textiles

701

25,39

26,16

1,186

68,01

67,18

2

4,58

4,21

(a)

Cotton Textiles

139

13,93

14,18

121

51,35

51,32

—

—

—

(b)

Jute Textiles

40

38

41

13

3,46

2,83

—

—

—

(c)

Handloom Textiles & Khadi

93

3,73

3,52

152

1,16

1,17

—

—

—

(d)

Other Textiles

429

7,35

8,05

900

12,04

11,86

2

4,58

4,21

5.

Paper, Paper Products and Printing

261

58,51

28,40

488

15,05

15,46

—

—

—

6.

Leather and Leather Products

75

97

93

114

1,13

1,32

—

—

—

7.

Rubber and Rubber Products

49

2,53

2,25

84

10,19

10,24

—

—

—

8.

Chemicals and Chemical Products

471

62,80

59,33

475

38,53

30,58

3

6,91

8,46

(a)

Heavy Industrial Chemicals

30

4,18

3,59

57

5,03

4,82

—

—

—

(b)

Fertilizers

10

32,67

31,79

7

12,20

11,55

—

—

—

(c)

Drugs and Pharmaceuticals

116

7,01

4,28

101

3,75

3,09

2

6,71

8,46

(d)

Non-Edible Oils

9

18

17

11

2,15

2,16

—

—

—

(e)

Other Chemicals & Chemical Products

306

18,75

19,50

299

15,39

8,97

1

20

—

9.

Petroleum, Coal Products & Nuclear Fuels

85

1,21

83

74

2,25

1,76

—

—

—

10.

Manufacture of Cement & Cement Products

244

57,49

83,49

396

44,73

42,90

2

2,50

1,84

11.

Basic Metals & Metal Products

800

122,40

107,84

956

145,78

141,71

—

—

—

(a)

Iron and Steel

144

101,97

89,64

229

89,26

85,15

—

—

—

(b)

Non-Ferrous Metals

57

2,94

2,53

97

46,89

46,37

—

—

—

(c)

Other Metal Products

599

17,49

15,67

630

9,63

10,19

—

—

—

12.

Engineering

349

45,03

37,41

523

25,87

25,61

—

—

—

(a)

Heavy Engineering

52

2,00

1,79

53

6,63

6,37

—

—

—

(b)

Light Engineering

59

15,49

13,20

130

1,97

2,25

—

—

—

(c)

Electrical Machinery & Goods

139

23,58

17,97

206

12,20

12,09

—

—

—

(d)

Electronic Machinery & Goods

99

3,97

4,45

134

5,07

4,90

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

218

7,14

5,30

202

4,61

4,53

—

—

—

14.

Other Industries

50,398

87,04

90,98

53,920

93,85

96,27

1

90

95

15.

Electricity, Gas & Water

23

8,37

3,49

101

33,77

23,46

—

—

—

(a)

Electricity Generation & Transmission

17

8,19

3,31

95

33,48

23,17

—

—

—

(b)

Non-Conventional Energy

1

6

7

4

28

28

—

—

—

(c)

Gas, Steam & Water Supply

5

13

11

2

1

1

—

—

—

16.

Construction

62

3,46

2,76

251

9,00

9,43

—

—

—

III.

TRANSPORT OPERATORS

10,047

34,84

30,27

17,161

67,44

61,25

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

9,348

27,61

24,18

72,634

118,19

114,25

—

—

—

V.

PERSONAL LOANS

1,68,483

266,35

237,80

1,07,625

219,28

204,99

—

—

—

1.

Loans for Purchase of Consumer Durables

16,500

19,94

16,87

8,405

10,17

8,40

—

—

—

2.

Loans for Housing

9,746

70,65

67,45

10,934

73,93

69,12

—

—

—

3.

Rest of the Personal Loans

1,42,237

175,75

153,48

88,286

135,18

127,48

—

—

—

V I.

TRADE

1,48,560

171,81

161,54

2,13,529

280,79

268,17

—

—

—

1.

Wholesale Trade

3,738

32,77

31,95

4,425

68,28

60,07

—

—

—

2.

Retail Trade

1,44,822

139,04

129,59

2,09,104

212,52

208,10

—

—

—

VII.

FINANCE

34

3,19

2,22

173

38,29

21,54

—

—

—

VIII.

ALL OTHERS

31,650

174,72

149,99

88,430

164,43

157,89

—

—

—

TOTAL BANK CREDIT

7,12,686

1556,16

1390,30

8,63,352

1770,42

1653,00

8

14,88

15,46

OF WHICH :

1.

Artisans & Village Industries

27,620

21,78

20,58

27,711

24,40

24,40

—

—

—

2.

Other Small Scale Industries

21,150

174,64

159,22

26,192

135,76

132,91

1

4,26

4,26

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,38,032

207,96

176,56

13

2,65

2,65

9,29,550

812,62

718,92

1.

Direct Finance

3,35,071

201,33

171,23

13

2,65

2,65

9,21,053

704,05

640,31

2.

Indirect Finance

2,961

6,62

5,33

—

—

—

8,497

108,57

78,60

II.

INDUSTRY

65,659

35,29

30,92

94

1,82

1,73

1,82,620

1209,61

1117,60

1.

Mining & Quarrying

5

24

24

—

—

—

311

42,06

29,22

2.

Food Manufacturing and Processing

207

78

67

—

—

—

4,121

136,74

116,99

(a)

Rice Mills, Flour and Dal Mills

58

56

49

—

—

—

1,129

42,51

33,01

(b)

Sugar

—

—

—

—

—

—

15

20,61

16,93

(c)

Edible Oils and Vanaspati

—

—

—

—

—

—

240

27,75

24,32

(d)

Tea Processing

—

—

—

—

—

—

5

3

3

(e)

Processing of Fruits & Vegetables

1

3

—

—

—

—

101

6,77

5,70

(f)

Others

148

20

18

—

—

—

2,631

39,07

37,01

3.

Beverage and Tobacco

3

7

5

3

71

63

139

5,51

5,23

4.

Textiles

17

9

6

3

4

3

1,909

98,10

97,65

(a)

Cotton Textiles

11

6

4

—

—

—

271

65,34

65,54

(b)

Jute Textiles

—

—

—

—

—

—

53

3,85

3,24

(c)

Handloom Textiles & Khadi

1

—

—

—

—

—

246

4,89

4,69

(d)

Other Textiles

5

2

2

3

4

3

1,339

24,02

24,18

5.

Paper, Paper Products and Printing

8

5

4

4

37

36

761

73,98

44,27

6.

Leather and Leather Products

2

2

3

—

—

—

191

2,12

2,28

7.

Rubber and Rubber Products

2

3

3

—

—

—

135

12,75

12,53

8.

Chemicals and Chemical Products

3

3

2

3

1

1

955

108,27

98,41

(a)

Heavy Industrial Chemicals

—

—

—

1

—

—

88

9,21

8,42

(b)

Fertilizers

—

—

—

—

—

—

17

44,87

43,34

(c)

Drugs and Pharmaceuticals

2

2

1

2

1

1

223

17,49

15,85

(d)

Non-Edible Oils

1

1

1

—

—

—

21

2,34

2,34

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

606

34,35

28,47

9.

Petroleum, Coal Products & Nuclear Fuels

1

—

—

—

—

—

160

3,47

2,60

10.

Manufacture of Cement & Cement Products

4

1

1

—

—

—

646

104,73

128,25

11.

Basic Metals & Metal Products

12

37

31

7

14

13

1,775

268,69

250,00

(a)

Iron and Steel

2

26

25

—

—

—

375

191,49

175,05

(b)

Non-Ferrous Metals

2

5

1

—

—

—

156

49,88

48,91

(c)

Other Metal Products

8

6

5

7

14

13

1,244

27,32

26,04

12.

Engineering

15

12

11

3

12

12

890

71,15

63,25

(a)

Heavy Engineering

2

2

2

2

10

10

109

8,75

8,29

(b)

Light Engineering

3

3

2

—

—

—

192

17,49

15,47

(c)

Electrical Machinery & Goods

2

1

1

1

2

2

348

35,81

30,08

(d)

Electronic Machinery & Goods

8

7

6

—

—

—

241

9,11

9,41

13.

Vehicles, Vehicle Parts & Transport Equipments

7

7

7

2

2

3

429

11,85

9,92

14.

Other Industries

65,369

32,74

28,67

64

9

7

1,69,752

214,61

216,94

15.

Electricity, Gas & Water

—

—

—

—

—

—

124

42,14

26,94

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

112

41,67

26,48

(b)

Non-Conventional Energy

—

—

—

—

—

—

5

34

35

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

7

14

11

16.

Construction

4

66

59

5

32

34

322

13,44

13,11

III.

TRANSPORT OPERATORS

16,951

35,36

29,68

25

52

34

44,184

138,15

121,55

IV.

PROFESSIONAL AND OTHER SERVICES

31,559

16,33

14,34

53

1,00

90

1,13,594

163,13

153,66

V.

PERSONAL LOANS

76,347

67,25

54,64

372

1,55

1,36

3,52,827

554,43

498,78

1.

Loans for Purchase of Consumer Durables

4,333

3,60

2,95

21

4

3

29,259

33,75

28,25

2.

Loans for Housing

648

7,29

5,58

35

48

42

21,363

152,35

142,56

3.

Rest of the Personal Loans

71,366

56,36

46,11

316

1,03

90

3,02,205

368,33

327,97

V I.

TRADE

2,02,161

107,72

93,62

80

1,69

1,51

5,64,330

562,01

524,84

1.

Wholesale Trade

459

1,21

1,05

6

22

19

8,628

102,47

93,26

2.

Retail Trade

2,01,702

106,51

92,57

74

1,47

1,32

5,55,702

459,54

431,58

VII.

FINANCE

2

18

18

1

1

1

210

41,67

23,94

VIII.

ALL OTHERS

93,081

44,57

40,38

390

20

25

2,13,551

383,91

348,52

TOTAL BANK CREDIT

8,23,792

514,65

440,31

1,028

9,43

8,74

24,00,866

3865,54

3507,81

OF WHICH :

1.

Artisans & Village Industries

55,990

27,96

24,34

—

—

—

1,11,321

74,14

69,32

2.

Other Small Scale Industries

7,834

4,74

4,29

63

7

5

55,240

319,47

300,73