Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

7,46,884

521,54

474,96

1,58,533

168,62

146,50

1.

Direct Finance

7,40,047

496,22

453,94

1,57,274

146,15

126,46

2.

Indirect Finance

6,837

25,32

21,02

1,259

22,47

20,04

II.

INDUSTRY

1,33,960

170,79

162,11

34,365

433,76

387,93

1.

Mining & Quarrying

111

2,82

2,13

99

7,50

5,85

2.

Food Manufacturing and Processing

2,133

25,62

22,89

1,244

64,67

54,60

(a)

Rice Mills, Flour and Dal Mills

560

10,04

8,40

394

13,71

11,19

(b)

Sugar

6

5,35

5,39

8

15,26

11,53

(c)

Edible Oils and Vanaspati

107

1,76

1,76

96

14,50

12,52

(d)

Tea Processing

2

1

1

1

1

(e)

Processing of Fruits & Vegetables

50

3,46

2,64

26

31

32

(f)

Others

1,408

5,01

4,69

719

20,89

19,04

3.

Beverage and Tobacco

51

94

85

49

3,26

3,14

4.

Textiles

1,042

14,82

15,29

439

42,15

40,76

(a)

Cotton Textiles

123

2,33

2,28

79

34,91

34,57

(b)

Jute Textiles

13

1,10

1,06

12

2,43

1,90

(c)

Handloom Textiles & Khadi

152

72

70

82

80

63

(d)

Other Textiles

754

10,67

11,25

266

4,00

3,66

5.

Paper, Paper Products and Printing

119

7,35

7,61

170

17,61

17,08

6.

Leather and Leather Products

52

25

27

49

26

28

7.

Rubber and Rubber Products

20

8

8

49

1,75

1,78

8.

Chemicals and Chemical Products

151

7,75

7,10

265

27,16

17,99

(a)

Heavy Industrial Chemicals

13

2,85

2,56

25

1,24

1,01

(b)

Fertilizers

4

3,11

3,10

5

1,05

1,02

(c)

Drugs and Pharmaceuticals

17

29

27

61

4,69

2,11

(d)

Non-Edible Oils

8

11

11

8

1,23

1,23

(e)

Other Chemicals & Chemical Products

109

1,39

1,06

166

18,96

12,61

9.

Petroleum, Coal Products & Nuclear Fuels

69

37

41

43

1,14

75

10.

Manufacture of Cement & Cement Products

363

4,60

4,60

167

44,96

44,28

11.

Basic Metals & Metal Products

526

9,86

9,46

425

134,96

122,32

(a)

Iron and Steel

58

5,52

5,28

90

111,94

99,58

(b)

Non-Ferrous Metals

62

77

71

56

17,75

17,37

(c)

Other Metal Products

406

3,57

3,46

279

5,28

5,37

12.

Engineering

178

3,10

4,12

179

14,42

9,05

(a)

Heavy Engineering

28

44

1,33

34

50

47

(b)

Light Engineering

32

26

25

37

68

68

(c)

Electrical Machinery & Goods

57

1,01

1,05

74

12,50

7,14

(d)

Electronic Machinery & Goods

61

1,39

1,49

34

74

76

13.

Vehicles, Vehicle Parts & Transport Equipments

121

1,09

1,00

187

5,86

4,27

14.

Other Industries

1,28,891

86,05

80,85

30,879

64,27

63,44

15.

Electricity, Gas & Water

60

2,36

2,10

25

1,69

43

(a)

Electricity Generation & Transmission

56

2,23

2,02

24

1,69

42

(b)

Non-Conventional Energy

1

8

8

1

—

—

(c)

Gas, Steam & Water Supply

3

5

1

—

—

—

16.

Construction

73

3,72

3,35

96

2,09

1,92

III.

TRANSPORT OPERATORS

30,322

68,04

59,56

10,034

37,74

31,61

IV.

PROFESSIONAL AND OTHER SERVICES

83,747

67,80

63,68

19,436

31,43

30,12

V.

PERSONAL LOANS

1,76,327

190,68

169,81

91,308

158,90

141,26

1.

Loans for Purchase of Consumer Durables

10,424

10,64

8,65

8,612

9,61

8,11

2.

Loans for Housing

7,371

30,54

27,91

5,961

44,95

41,23

3.

Rest of the Personal Loans

1,58,532

149,49

133,25

76,735

104,34

91,92

VI.

TRADE

4,25,903

268,06

247,01

1,08,299

143,78

137,14

1.

Wholesale Trade

4,756

10,51

9,67

2,168

28,74

28,63

2.

Retail Trade

4,21,147

257,56

237,34

1,06,131

115,05

108,51

VII.

FINANCE

17

64

44

49

5,69

6,49

VIII.

ALL OTHERS

1,35,041

80,00

76,02

40,108

62,36

56,24

TOTAL BANK CREDIT

17,32,201

1367,54

1253,59

4,62,132

1042,28

937,29

OF WHICH :

1.

Artisans & Village Industries

93,887

54,59

50,75

14,934

13,55

12,70

2.

Other Small Scale Industries

31,782

48,74

47,37

14,431

108,97

100,88

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

24,133

122,46

97,46

—

—

—

1.

Direct Finance

23,732

61,68

59,92

—

—

—

2.

Indirect Finance

401

60,78

37,54

—

—

—

II.

INDUSTRY

14,295

605,07

567,57

—

—

—

1.

Mining & Quarrying

101

31,74

21,24

—

—

—

2.

Food Manufacturing and Processing

744

46,44

39,50

—

—

—

(a)

Rice Mills, Flour and Dal Mills

175

18,76

13,42

—

—

—

(b)

Sugar

1

1

1

—

—

—

(c)

Edible Oils and Vanaspati

37

11,49

10,05

—

—

—

(d)

Tea Processing

2

1

1

—

—

—

(e)

Processing of Fruits & Vegetables

25

3,00

2,74

—

—

—

(f)

Others

504

13,18

13,28

—

—

—

3.

Beverage and Tobacco

39

1,31

1,24

—

—

—

4.

Textiles

428

41,13

41,60

—

—

—

(a)

Cotton Textiles

69

28,09

28,69

—

—

—

(b)

Jute Textiles

28

32

28

—

—

—

(c)

Handloom Textiles & Khadi

12

3,38

3,36

—

—

—

(d)

Other Textiles

319

9,35

9,27

—

—

—

5.

Paper, Paper Products and Printing

472

49,02

19,57

—

—

—

6.

Leather and Leather Products

90

1,61

1,73

—

—

—

7.

Rubber and Rubber Products

66

10,92

10,66

—

—

—

8.

Chemicals and Chemical Products

539

73,36

73,32

—

—

—

(a)

Heavy Industrial Chemicals

50

5,13

4,84

—

—

—

(b)

Fertilizers

8

40,71

39,22

—

—

—

(c)

Drugs and Pharmaceuticals

145

12,52

13,47

—

—

—

(d)

Non-Edible Oils

5

1,01

99

—

—

—

(e)

Other Chemicals & Chemical Products

331

13,99

14,80

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

48

1,96

1,44

—

—

—

10.

Manufacture of Cement & Cement Products

116

55,17

79,38

—

—

—

11.

Basic Metals & Metal Products

824

123,87

118,23

—

—

—

(a)

Iron and Steel

227

74,03

70,19

—

—

—

(b)

Non-Ferrous Metals

38

31,36

30,83

—

—

—

(c)

Other Metal Products

559

18,47

17,21

—

—

—

12.

Engineering

533

53,63

50,08

—

—

—

(a)

Heavy Engineering

47

7,80

6,48

—

—

—

(b)

Light Engineering

123

16,56

14,54

—

—

—

(c)

Electrical Machinery & Goods

217

22,29

21,89

—

—

—

(d)

Electronic Machinery & Goods

146

6,98

7,17

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

121

4,90

4,66

—

—

—

14.

Other Industries

9,982

64,28

72,66

—

—

—

15.

Electricity, Gas & Water

39

38,09

24,42

—

—

—

(a)

Electricity Generation & Transmission

32

37,74

24,04

—

—

—

(b)

Non-Conventional Energy

3

26

27

—

—

—

(c)

Gas, Steam & Water Supply

4

9

10

—

—

—

16.

Construction

153

7,63

7,85

—

—

—

III.

TRANSPORT OPERATORS

3,828

32,38

30,37

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

10,411

63,91

59,86

—

—

—

V.

PERSONAL LOANS

85,192

204,85

187,71

—

—

—

1.

Loans for Purchase of Consumer Durables

10,223

13,51

11,50

—

—

—

2.

Loans for Housing

8,031

76,85

73,42

—

—

—

3.

Rest of the Personal Loans

66,938

114,50

102,80

—

—

—

VI.

TRADE

30,128

150,17

140,69

—

—

—

1.

Wholesale Trade

1,704

63,23

54,96

—

—

—

2.

Retail Trade

28,424

86,94

85,73

—

—

—

VII.

FINANCE

144

35,34

17,01

—

—

—

VIII.

ALL OTHERS

38,402

241,56

216,25

—

—

—

TOTAL BANK CREDIT

2,06,533

1455,73

1316,93

—

—

—

OF WHICH :

1.

Artisans & Village Industries

2,500

6,00

5,88

—

—

—

2.

Other Small Scale Industries

9,027

161,76

152,49

—

—

—