NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

2,25,494

1940,91

1543,06

4,03,156

2601,45

2271,87

1. Direct Finance

2,21,975

1752,90

1406,90

3,93,089

1966,78

1698,74

2. Indirect Finance

3,519

188,01

136,15

10,067

634,67

573,13

II.

INDUSTRY

32,903

3219,29

2269,63

87,415

4908,62

4057,99

1. Mining & Quarrying

53

8,65

4,14

126

9,57

8,34

2. Food Manufacturing & Processing

1,837

384,99

302,30

5,054

766,06

611,43

(a)

Rice Mills, Flour & Dal Mills

1,355

324,71

256,00

1,750

456,85

372,68

(b)

Sugar

7

10,35

7,65

13

70,27

54,01

(c)

Edible Oils & Vanaspati

75

25,97

18,96

1,009

107,72

88,26

(d)

Tea Processing

11

81

49

20

1,89

1,72

(e)

Processing of Fruits & Vegetables

5

1,27

94

68

5,31

4,54

(f)

Others

384

21,88

18,27

2,194

124,02

90,22

3. Beverage & Tobacco

28

4,94

4,05

72

41,19

34,71

4. Textiles

5,108

1347,04

844,20

11,631

1813,87

1516,60

(a)

Cotton Textiles

409

524,30

265,04

1,257

392,14

341,05

(b)

Jute & Other Natural Fibre Textiles

102

6,07

5,78

150

13,15

12,46

(c)

Handloom Textiles & Khadi

951

14,92

13,12

1,976

60,72

52,20

(d)

Other Textiles & Textile Products

3,646

801,76

560,26

8,248

1347,86

1110,89

5. Paper, Paper Products & Printing

378

67,06

57,18

1,074

136,40

128,07

6. Leather & Leather Products

184

8,03

6,62

494

80,73

65,35

7. Rubber & Plastic Products

915

156,36

104,96

1,184

152,44

129,53

8. Chemicals & Chemical Products

494

94,03

76,38

1,055

108,64

95,93

(a)

Heavy Industrial Chemicals

13

2,82

2,35

57

36,73

33,40

(b)

Fertilisers

16

4,61

3,07

21

6,58

7,46

(c)

Drugs & Pharmaceuticals

80

11,30

8,95

252

17,93

17,33

(d)

Non-Edible Oils

9

5,00

4,20

12

3,00

2,48

(e)

Other Chemicals & Chemical Products

376

70,30

57,81

713

44,40

35,26

9. Petroleum, Coal Products & Nuclear Fuels

23

4,19

3,41

78

15,30

13,72

10. Manufacture of Cement & Cement Products

145

9,16

8,01

179

7,41

6,66

11. Basic Metals & Metal Products

3,081

330,88

249,14

4,078

480,57

390,48

(a)

Iron & Steel

756

225,85

162,71

978

219,39

189,45

(b)

Non-Ferrous Metals

132

8,92

6,81

65

16,12

13,83

(c)

Metal Products

2,193

96,12

79,61

3,035

245,06

187,19

12. Engineering

1,790

191,70

139,11

4,676

325,14

252,94

(a)

Heavy Engineering

291

48,04

39,50

555

64,26

55,82

(b)

Light Engineering

987

43,73

36,39

3,044

114,80

95,36

(c)

Electrical Machinery & Goods

406

86,44

54,29

802

54,35

51,52

(d)

Electronic Machinery & Goods

106

13,49

8,93

275

91,73

50,25

13. Vehicles, Vehicle Parts & Transport Equipments

2,147

262,87

194,55

2,597

286,31

225,36

14. Other Industries

16,165

164,38

131,20

53,273

410,07

338,35

15. Electricity, Gas & Water

18

125,18

100,86

63

73,77

72,59

(a)

Electricity Generation &Transmission

12

124,75

100,49

32

70,11

69,73

(b)

Non-Conventional Energy

1

4

4

—

—

—

(c)

Gas, Steam & Water Supply

5

39

33

31

3,66

2,85

16. Construction

537

59,82

43,53

1,781

201,14

167,95

III.

TRANSPORT OPERATORS

3,705

37,97

24,77

11,435

81,08

67,72

IV.

PROFESSIONAL AND OTHER SERVICES

3,637

141,29

109,35

17,184

433,41

293,04

V.

PERSONAL LOANS

1,43,692

1137,33

933,22

3,46,300

2036,03

1735,72

1. Loans for Purchase of Consumer Durables

11,531

51,06

36,61

23,002

77,89

60,47

2. Loans for Housing

25,832

513,52

445,04

51,123

762,40

694,28

3. Rest of the Personal Loans

1,06,329

572,75

451,57

2,72,175

1195,74

980,97

VI.

TRADE

36,375

718,67

549,99

1,15,705

5264,75

5040,06

1. Wholesale Trade

3,847

294,88

233,69

8,422

4365,50

4271,46

2. Retail Trade

32,528

423,78

316,30

1,07,283

899,25

768,60

VII.

FINANCE

579

17,54

15,73

1,999

56,33

50,69

VIII.

ALL OTHERS

27,444

825,72

559,18

80,826

1518,41

1265,17

TOTAL BANK CREDIT

4,73,829

8038,73

6004,92

10,64,020

16900,07

14782,26

OF WHICH: 1.ArtisansandVillage&TinyIndustries

8,941

427,10

332,83

15,153

71,60

58,99

2.OtherSmallScaleIndustries

17,933

732,75

566,72

44,118

1970,20

1589,44

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

52,387

224,04

186,97

1. Direct Finance

—

—

—

52,045

219,28

182,96

2. Indirect Finance

—

—

—

342

4,76

4,01

II.

INDUSTRY

62

139,23

80,97

9,103

19,06

15,83

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

4

95,07

40,22

35

56

39

(a)

Rice Mills, Flour & Dal Mills

—

—

—

31

36

27

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

4

95,07

40,22

4

20

12

3. Beverage & Tobacco

2

56

45

—

—

—

4. Textiles

5

5,15

4,40

354

77

57

(a)

Cotton Textiles

3

4,18

3,40

2

14

12

(b)

Jute & Other Natural Fibre Textiles

—

—

—

1

—

—

(c)

Handloom Textiles & Khadi

—

—

—

339

45

30

(d)

Other Textiles & Textile Products

2

97

1,00

12

18

15

5. Paper, Paper Products & Printing

5

5,83

5,30

296

65

61

6. Leather & Leather Products

—

—

—

27

11

9

7. Rubber & Plastic Products

1

3,35

3,35

1

3

3

8. Chemicals & Chemical Products

—

—

—

4

25

44

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

3

22

41

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

1

3

3

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

2

22

16

10. Manufacture of Cement & Cement Products

—

—

—

1

4

4

11. Basic Metals & Metal Products

2

50

48

—

—

—

(a)

Iron & Steel

2

50

48

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Metal Products

—

—

—

—

—

—

12. Engineering

1

1,20

7

8

7

6

(a)

Heavy Engineering

1

1,20

7

—

—

—

(b)

Light Engineering

—

—

—

1

3

3

(c)

Electrical Machinery & Goods

—

—

—

3

2

2

(d)

Electronic Machinery & Goods

—

—

—

4

2

1

13. Vehicles, Vehicle Parts & Transport Equipments

2

65

62

35

13

9

14. Other Industries

35

81

30

8,083

13,37

11,31

15. Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation &Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

5

26,12

25,77

257

2,87

2,04

III.

TRANSPORT OPERATORS

—

—

—

1,632

3,78

2,63

IV.

PROFESSIONAL AND OTHER SERVICES

6

14

8

1,093

2,41

2,02

V.

PERSONAL LOANS

8,832

92,72

56,81

15,733

64,70

58,08

1. Loans for Purchase of Consumer Durables

—

—

—

2,286

8,09

6,29

2. Loans for Housing

2

18

18

1,620

13,22

12,96

3. Rest of the Personal Loans

8,830

92,54

56,64

11,827

43,39

38,83

VI.

TRADE

188

5,11

2,41

8,587

17,25

13,61

1. Wholesale Trade

182

4,97

2,36

233

64

46

2. Retail Trade

6

14

6

8,354

16,62

13,15

VII.

FINANCE

1

4

4

43

10

9

VIII.

ALL OTHERS

—

—

—

2,168

7,63

6,60

TOTAL BANK CREDIT

9,089

237,22

140,31

90,746

338,99

285,82

OF WHICH: 1.ArtisansandVillage&TinyIndustries

—

—

—

6,285

9,85

8,49

2.OtherSmallScaleIndustries

1

1,50

48

1,035

3,25

2,72

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1,186

25,98

20,81

6,82,223

4792,39

4022,70

1. Direct Finance

1,028

18,59

14,77

6,68,137

3957,55

3303,37

2. Indirect Finance

158

7,40

6,04

14,086

834,84

719,33

II.

INDUSTRY

1,920

1093,74

840,40

1,31,403

9379,93

7264,82

1. Mining & Quarrying

6

22

16

185

18,43

12,63

2. Food Manufacturing & Processing

101

70,97

36,74

7,031

1317,65

991,08

(a)

Rice Mills, Flour & Dal Mills

5

1,30

87

3,141

783,22

629,82

(b)

Sugar

3

10,06

6,04

23

90,68

67,70

(c)

Edible Oils & Vanaspati

15

23,94

11,53

1,099

157,63

118,74

(d)

Tea Processing

—

—

—

31

2,70

2,20

(e)

Processing of Fruits & Vegetables

1

2

1

74

6,60

5,49

(f)

Others

77

35,65

18,29

2,663

276,82

167,12

3. Beverage & Tobacco

1

3

2

103

46,71

39,23

4. Textiles

172

604,28

473,81

17,270

3771,11

2839,57

(a)

Cotton Textiles

64

519,72

400,60

1,735

1440,47

1010,21

(b)

Jute & Other Natural Fibre Textiles

—

—

—

253

19,23

18,25

(c)

Handloom Textiles & Khadi

9

1,41

1,54

3,275

77,50

67,15

(d)

Other Textiles & Textile Products

99

83,15

71,67

12,007

2233,92

1743,96

5. Paper, Paper Products & Printing

53

47,58

34,33

1,806

257,52

225,49

6. Leather & Leather Products

28

6,63

5,59

733

95,50

77,65

7. Rubber & Plastic Products

53

19,84

19,82

2,154

332,03

257,70

8. Chemicals & Chemical Products

66

162,49

123,73

1,619

365,41

296,48

(a)

Heavy Industrial Chemicals

10

60,71

60,55

80

100,26

96,30

(b)

Fertilisers

4

19,13

18,30

44

30,54

29,23

(c)

Drugs & Pharmaceuticals

6

15

13

338

29,38

26,41

(d)

Non-Edible Oils

—

—

—

21

8,00

6,68

(e)

Other Chemicals & Chemical Products

46

82,51

44,76

1,136

197,24

137,86

9. Petroleum, Coal Products & Nuclear Fuels

24

2,72

2,62

127

22,43

19,90

10. Manufacture of Cement & Cement Products

4

1,89

90

329

18,50

15,61

11. Basic Metals & Metal Products

182

60,65

53,16

7,343

872,60

693,27

(a)

Iron & Steel

88

44,34

37,17

1,824

490,07

389,82

(b)

Non-Ferrous Metals

6

1,10

1,00

203

26,14

21,65

(c)

Metal Products

88

15,21

15,00

5,316

356,39

281,80

12. Engineering

150

42,26

26,34

6,625

560,37

418,53

(a)

Heavy Engineering

38

8,27

7,36

885

121,78

102,75

(b)

Light Engineering

63

27,48

14,00

4,095

186,04

145,78

(c)

Electrical Machinery & Goods

26

5,28

3,98

1,237

146,08

109,80

(d)

Electronic Machinery & Goods

23

1,23

1,00

408

106,46

60,19

13. Vehicles, Vehicle Parts & Transport Equipments

80

48,98

41,21

4,861

598,94

461,82

14. Other Industries

870

17,64

16,44

78,426

606,27

497,60

15. Electricity, Gas & Water

13

1,53

94

94

200,48

174,38

(a)

Electricity Generation &Transmission

—

—

—

44

194,86

170,22

(b)

Non-Conventional Energy

1

3

2

2

7

6

(c)

Gas, Steam & Water Supply

12

1,50

92

48

5,55

4,10

16. Construction

117

6,04

4,58

2,697

295,99

243,88

III.

TRANSPORT OPERATORS

228

7,84

6,38

17,000

130,68

101,50

IV.

PROFESSIONAL AND OTHER SERVICES

929

60,82

37,01

22,849

638,07

441,49

V.

PERSONAL LOANS

25,297

282,20

212,31

5,39,854

3612,98

2996,13

1. Loans for Purchase of Consumer Durables

704

2,49

2,11

37,523

139,54

105,48

2. Loans for Housing

4,487

55,77

38,71

83,064

1345,09

1191,16

3. Rest of the Personal Loans

20,106

223,94

171,49

4,19,267

2128,35

1699,49

VI.

TRADE

2,167

131,43

106,74

1,63,022

6137,21

5712,81

1. Wholesale Trade

758

60,94

42,39

13,442

4726,93

4550,35

2. Retail Trade

1,409

70,48

64,36

1,49,580

1410,28

1162,46

VII.

FINANCE

25

1,86

1,06

2,647

75,86

67,61

VIII.

ALL OTHERS

6,977

76,26

59,08

1,17,415

2428,02

1890,03

TOTAL BANK CREDIT

38,729

1680,13

1283,78

16,76,413

27195,14

22497,10

OF WHICH: 1.ArtisansandVillage&TinyIndustries

117

66

57

30,496

509,21

400,88

2.OtherSmallScaleIndustries

855

90,32

77,72

63,942

2798,02

2237,08