43. Payment System Indicators - ആർബിഐ - Reserve Bank of India
83216040
പ്രസിദ്ധീകരിച്ചത് നവംബർ 10, 2016
43. Payment System Indicators
System | Volume (Million) |
Value (₹ Billion) |
||||||
2015-16 | 2016 | 2015-16 | 2016 | |||||
Jul. | Aug. | Sep. | Jul. | Aug. | Sep. | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
1 RTGS | 98.34 | 8.26 | 8.56 | 8.47 | 1,035,551.64 | 96,016.24 | 98,591.56 | 110,564.06 |
1.1 Customer Transactions | 93.95 | 7.92 | 8.21 | 8.13 | 700,899.82 | 64,718.26 | 66,495.95 | 74,069.13 |
1.2 Interbank Transactions | 4.37 | 0.33 | 0.35 | 0.33 | 123,678.19 | 10,201.29 | 11,092.37 | 12,618.22 |
1.3 Interbank Clearing | 0.016 | 0.002 | 0.002 | 0.001 | 210,973.63 | 21,096.69 | 21,003.23 | 23,876.71 |
2 CCIL Operated Systems | 3.12 | 0.35 | 0.34 | 0.31 | 807,370.42 | 89,800.06 | 94,427.60 | 97,280.80 |
2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 17,332.33 | 19,583.26 | 18,440.74 |
2.2 Govt. Securities Clearing | 1.02 | 0.19 | 0.17 | 0.14 | 269,778.20 | 40,872.50 | 41,104.59 | 38,214.22 |
2.2.1 Outright | 0.88 | 0.17 | 0.16 | 0.12 | 97,285.41 | 21,145.09 | 19,631.47 | 15,916.99 |
2.2.2 Repo | 0.134 | 0.014 | 0.016 | 0.014 | 172,492.78 | 19,727.41 | 21,473.12 | 22,297.23 |
2.3 Forex Clearing | 1.89 | 0.14 | 0.15 | 0.15 | 359,256.94 | 31,595.23 | 33,739.74 | 40,625.84 |
3 Paper Clearing | 1,096.37 | 85.86 | 88.31 | 84.92 | 81,860.79 | 6,282.95 | 6,458.65 | 6,230.27 |
3.1 Cheque Truncation System (CTS) | 958.39 | 79.24 | 81.62 | 78.94 | 69,889.15 | 5,716.59 | 5,924.66 | 5,736.57 |
3.2 MICR Clearing | – | - | - | - | – | – | – | – |
3.2.1 RBI Centres | – | - | - | - | – | – | – | – |
3.2.2 Other Centres | – | - | - | - | – | – | – | – |
3.3 Non-MICR Clearing | 137.98 | 6.61 | 6.69 | 5.99 | 11,971.64 | 566.36 | 533.99 | 493.70 |
4 Retail Electronic Clearing | 3,141.53 | 336.73 | 307.55 | 314.77 | 91,408.14 | 9,040.77 | 9,726.54 | 10,769.17 |
4.1 ECS DR | 224.75 | 0.87 | 0.83 | 0.73 | 1,651.50 | 2.60 | 2.49 | 1.72 |
4.2 ECS CR (includes NECS) | 39.00 | 0.60 | 0.95 | 0.66 | 1,059.44 | 7.49 | 9.65 | 7.68 |
4.3 EFT/NEFT | 1,252.88 | 113.48 | 118.55 | 120.15 | 83,273.11 | 8,145.39 | 8,764.13 | 9,880.29 |
4.4 Immediate Payment Service (IMPS) | 220.81 | 32.18 | 33.89 | 35.93 | 1,622.26 | 251.22 | 268.49 | 289.12 |
4.5 National Automated Clearing House (NACH) | 1,404.08 | 189.60 | 153.33 | 157.29 | 3,801.83 | 634.06 | 681.78 | 590.36 |
5 Cards | 10,038.67 | 961.25 | 971.81 | 945.88 | 29,397.65 | 2,608.91 | 2,640.63 | 2,623.94 |
5.1 Credit Cards | 791.67 | 80.05 | 84.59 | 78.53 | 2,437.02 | 246.34 | 260.50 | 244.83 |
5.1.1 Usage at ATMs | 6.00 | 0.61 | 0.65 | 0.60 | 30.41 | 2.92 | 3.04 | 2.85 |
5.1.2 Usage at POS | 785.67 | 79.44 | 83.95 | 77.93 | 2,406.62 | 243.41 | 257.46 | 241.98 |
5.2 Debit Cards | 9,247.00 | 881.20 | 887.22 | 867.35 | 26,960.63 | 2,362.57 | 2,380.13 | 2,379.11 |
5.2.1 Usage at ATMs | 8,073.39 | 752.13 | 756.68 | 742.16 | 25,371.36 | 2,191.65 | 2,196.44 | 2,219.78 |
5.2.2 Usage at POS | 1,173.61 | 129.07 | 130.54 | 125.19 | 1,589.27 | 170.92 | 183.69 | 159.33 |
6 Prepaid Payment Instruments (PPIs) | 748.02 | 77.85 | 96.28 | 97.07 | 487.58 | 53.40 | 56.46 | 56.28 |
6.1 m-Wallet | 603.98 | 59.45 | 70.68 | 75.30 | 205.84 | 27.60 | 30.74 | 31.92 |
6.2 PPI Cards | 143.47 | 18.35 | 25.56 | 21.72 | 253.77 | 23.09 | 23.69 | 21.74 |
6.3 Paper Vouchers | 0.56 | 0.05 | 0.04 | 0.05 | 27.97 | 2.71 | 2.03 | 2.62 |
7 Mobile Banking | 389.49 | 64.44 | 70.05 | 73.06 | 4,040.91 | 668.04 | 721.82 | 776.88 |
8 Cards Outstanding | 686.04 | 723.17 | 738.77 | 755.04 | – | – | – | – |
8.1 Credit Card | 24.51 | 25.94 | 26.38 | 26.86 | – | – | – | – |
8.2 Debit Card | 661.54 | 697.22 | 712.39 | 728.18 | – | – | – | – |
9 Number of ATMs (in actuals) | 212061 | 216030 | 216997 | 218542 | – | – | – | – |
10 Number of POS (in actuals) | 1385668 | 1443899 | 1496769 | – | – | – | – | – |
11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,470.30 | 1,472.84 | 1,451.42 | 1,835,102.59 | 182,705.64 | 190,898.20 | 203,647.80 |
Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. |
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