Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

EASTERN REGION

STATE :SIKKIM

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

6,568

8,04

5,29

4,375

3,36

3,22

-

-

-

1.

Direct Finance

6,565

7,63

5,28

4,375

3,36

3,22

-

-

-

2.

Indirect Finance

3

40

1

-

-

-

-

-

-

II.

INDUSTRY

383

10,45

11,35

341

4,40

2,59

-

-

-

1.

Mining & Quarrying

2

5

7

-

-

-

-

-

-

2.

Food Manufacturing & Processing

6

4,20

4,69

11

37

28

-

-

-

(a)

Rice Mills, Flour & Dal Mills

1

1

2

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

3

4,09

4,59

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

2

10

9

11

37

28

-

-

-

3.

Beverage & Tobacco

2

1,35

1,15

1

1

1

-

-

-

4.

Textiles

8

3

3

4

11

12

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

1

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

-

-

1

6

6

-

-

-

(d)

Other Textiles

6

2

2

3

5

6

-

-

-

5.

Paper, Paper Products & Printing

11

17

11

5

3

2

-

-

-

6.

Leather & Leather Products

1

14

33

-

-

-

-

-

-

7.

Rubber & Rubber Products

5

65

1,34

-

-

-

-

-

-

8.

Chemicals & Chemical Products

4

14

31

2

3

3

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

1

1

1

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

8

24

1

2

2

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

5

6

1

1

1

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

11

46

52

-

-

-

-

-

-

(a)

Iron & Steel

1

19

20

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

10

27

32

-

-

-

-

-

-

12.

Engineering

6

1,23

1,18

6

2,66

1,04

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

4

1,16

1,13

4

2,48

88

-

-

-

(c)

Electrical Machinery & Goods

1

2

1

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

1

5

5

2

18

16

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

9

99

1,14

-

-

-

-

-

-

14.

Other Industries

316

1,02

47

305

90

84

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

2

2

2

7

27

23

-

-

-

III.

TRANSPORT OPERATORS

201

2,69

2,08

80

1,09

90

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

37

1,08

74

61

55

47

-

-

-

V.

PERSONAL LOANS

2,246

6,89

5,54

1,197

6,37

5,85

-

-

-

1.

Loans for Purchase of Consumer Durables

102

16

18

103

18

16

-

-

-

2.

Loans for Housing

175

75

66

70

72

66

-

-

-

3.

Rest of the Personal Loans

1,969

5,97

4,71

1,024

5,48

5,03

-

-

-

VI.

TRADE

1,310

5,62

4,69

1,988

6,21

4,98

-

-

-

1.

Wholesale Trade

25

32

28

5

1,03

6

-

-

-

2.

Retail Trade

1,285

5,30

4,41

1,983

5,18

4,92

-

-

-

VII.

FINANCE

1

1,25

-

-

-

-

-

-

-

VIII.

ALL OTHERS

48

59

49

188

2,23

2,19

-

-

-

TOTAL BANK CREDIT

10,794

36,61

30,18

8,230

24,21

20,20

-

-

-

OF WHICH:

1. Artisans & Village Industries

168

19

16

183

13

12

-

-

-

2. Other Small Scale Industries

103

3,86

4,54

144

1,18

1,05

-

-

-

EASTERN REGION

STATE :SIKKIM

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

10,943

11,39

8,51

1.

Direct Finance

-

-

-

-

-

-

10,940

10,99

8,50

2.

Indirect Finance

-

-

-

-

-

-

3

40

1

II.

INDUSTRY

-

-

-

-

-

-

724

14,85

13,93

1.

Mining & Quarrying

-

-

-

-

-

-

2

5

7

2.

Food Manufacturing & Processing

-

-

-

-

-

-

17

4,58

4,98

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

1

1

2

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

3

4,09

4,59

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

13

48

37

3.

Beverage & Tobacco

-

-

-

-

-

-

3

1,36

1,17

4.

Textiles

-

-

-

-

-

-

12

14

15

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

1

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

2

6

6

(d)

Other Textiles

-

-

-

-

-

-

9

8

9

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

16

20

13

6.

Leather & Leather Products

-

-

-

-

-

-

1

14

33

7.

Rubber & Rubber Products

-

-

-

-

-

-

5

65

1,34

8.

Chemicals & Chemical Products

-

-

-

-

-

-

6

17

34

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

1

1

1

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

2

10

27

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

3

6

7

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

11

46

52

(a)

Iron & Steel

-

-

-

-

-

-

1

19

20

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

10

27

32

12.

Engineering

-

-

-

-

-

-

12

3,89

2,22

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

8

3,64

2,00

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

1

2

1

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

3

23

21

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

9

99

1,14

14.

Other Industries

-

-

-

-

-

-

621

1,92

1,31

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

9

29

25

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

281

3,78

2,98

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

98

1,64

1,21

V.

PERSONAL LOANS

-

-

-

-

-

-

3,443

13,26

11,39

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

205

34

34

2.

Loans for Housing

-

-

-

-

-

-

245

1,47

1,31

3.

Rest of the Personal Loans

-

-

-

-

-

-

2,993

11,45

9,74

VI.

TRADE

-

-

-

-

-

-

3,298

11,83

9,67

1.

Wholesale Trade

-

-

-

-

-

-

30

1,35

34

2.

Retail Trade

-

-

-

-

-

-

3,268

10,48

9,32

VII.

FINANCE

-

-

-

-

-

-

1

1,25

-

VIII.

ALL OTHERS

-

-

-

-

-

-

236

2,82

2,68

TOTAL BANK CREDIT

-

-

-

-

-

-

19,024

60,82

50,38

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

351

32

28

2. Other Small Scale Industries

-

-

-

-

-

-

247

5,04

5,59