Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,12,986

953,96

808,57

1,84,166

475,78

410,31

1. Direct Finance

5,05,639

893,81

759,63

1,82,379

439,25

380,91

2. Indirect Finance

7,347

60,15

48,93

1,787

36,52

29,40

II.

INDUSTRY

1,59,110

292,17

248,54

51,997

333,62

289,17

1. Mining & Quarrying

20

1,23

1,15

34

1,80

1,57

2. Food Manufacturing & Processing

4,698

36,75

31,73

1,162

97,94

78,31

(a) Rice Mills, Flour & Dal Mills

1,478

12,61

11,55

794

15,91

12,17

(b) Sugar

8

14,57

12,08

15

73,37

58,78

(c) Edible Oils & Vanaspati

265

2,30

2,07

146

1,56

1,44

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

15

7

4

19

20

(f) Others

2,946

7,12

5,96

203

6,91

5,72

3. Beverage & Tobacco

9

1,76

84

15

1,05

87

4. Textiles

389

3,23

2,42

473

7,85

7,23

(a) Cotton Textiles

29

14

14

10

2,39

1,89

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

4

3

3

19

1,16

1,15

(d) Other Textiles

356

3,06

2,26

444

4,30

4,19

5. Paper, Paper Products & Printing

46

87

81

175

21,07

15,44

6. Leather & Leather Products

186

94

90

152

2,00

1,92

7. Rubber & Rubber Products

15

8,79

6,73

24

28

28

8. Chemicals & Chemical Products

120

4,36

2,51

264

17,04

17,67

(a) Heavy Industrial Chemicals

3

1,75

65

5

61

62

(b) Fertilisers

—

—

—

9

10,40

11,52

(c) Drugs & Pharmaceuticals

21

48

33

181

2,09

1,92

(d) Non-Edible Oils

2

16

3

4

38

38

(e) Other Chemicals & Chemical Products

94

1,97

1,50

65

3,56

3,24

9. Petroleum, Coal Products & Nuclear Fuels

9

2,11

88

40

9,71

8,49

10. Manufacture of Cement & Cement Products

50

28

27

70

13,25

16,98

11. Basic Metals & Metal Products

126

3,85

3,48

180

9,14

7,86

(a) Iron & Steel

7

1,61

1,50

15

5,44

4,07

(b) Non-Ferrous Metals

1

10

3

3

28

32

(c) Other Metal Products

118

2,14

1,96

162

3,41

3,47

12. Engineering

173

2,71

1,91

274

3,14

2,57

(a) Heavy Engineering

11

1,17

58

11

63

53

(b) Light Engineering

62

93

77

155

1,12

99

(c) Electrical Machinery & Goods

99

57

52

103

1,17

84

(d) Electronic Machinery & Goods

1

4

4

5

23

21

13. Vehicles, Vehicle Parts & Transport Equipments

393

12,10

7,77

119

3,19

2,75

14. Other Industries

1,52,841

212,44

186,47

48,600

143,42

125,08

15. Electricity, Gas & Water

5

34

30

5

39

28

(a) Electricity Generation & Transmission

2

25

23

1

10

10

(b) Non-Conventional Energy

—

—

—

1

3

1

(c) Gas, Steam & Water Supply

3

9

8

3

26

17

16. Construction

30

40

38

410

2,37

1,87

III.

TRANSPORT OPERATORS

37,717

103,72

81,45

10,172

46,97

36,86

IV.

PROFESSIONAL AND OTHER SERVICES

42,122

69,41

59,89

13,512

50,07

44,10

V.

PERSONAL LOANS

1,89,498

475,88

406,45

1,10,979

359,78

316,17

1. Loans for Purchase of Consumer Durables

7,957

21,78

18,02

9,497

22,85

19,78

2. Loans for Housing

13,249

106,26

96,56

13,977

112,37

104,55

3. Rest of the Personal Loans

1,68,292

347,84

291,88

87,505

224,56

191,85

VI.

TRADE

3,01,064

417,47

355,91

91,134

271,72

242,39

1. Wholesale Trade

10,526

32,61

26,45

5,462

55,07

48,37

2. Retail Trade

2,90,538

384,87

329,46

85,672

216,65

194,02

VII.

FINANCE

125

7,11

8,63

62

4,43

2,87

VIII.

ALL OTHERS

38,461

114,82

99,88

17,978

114,26

91,21

TOTAL BANK CREDIT

12,81,083

2434,52

2069,31

4,80,000

1656,63

1433,08

OF WHICH: 1. Artisans & Village Industries

89,124

90,66

75,59

19,566

39,74

29,41

2. Other Small Scale Industries

36,516

97,56

91,01

19,215

129,75

117,06

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

33,004

139,98

119,43

—

—

—

1. Direct Finance

32,475

112,23

99,31

—

—

—

2. Indirect Finance

529

27,75

20,13

—

—

—

II.

INDUSTRY

26,532

535,26

430,87

—

—

—

1. Mining & Quarrying

24

4,52

2,57

—

—

—

2. Food Manufacturing & Processing

564

61,61

27,05

—

—

—

(a) Rice Mills, Flour & Dal Mills

308

23,10

15,56

—

—

—

(b) Sugar

2

24,62

7

—

—

—

(c) Edible Oils & Vanaspati

82

3,82

3,28

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

1,75

1,99

—

—

—

(f) Others

171

8,31

6,15

—

—

—

3. Beverage & Tobacco

20

7,33

6,68

—

—

—

4. Textiles

547

24,55

23,29

—

—

—

(a) Cotton Textiles

54

2,44

2,09

—

—

—

(b) Jute Textiles

8

1,58

1,39

—

—

—

(c) Handloom Textiles & Khadi

23

46

39

—

—

—

(d) Other Textiles

462

20,07

19,41

—

—

—

5. Paper, Paper Products & Printing

282

20,10

17,08

—

—

—

6. Leather & Leather Products

93

3,39

2,72

—

—

—

7. Rubber & Rubber Products

45

3,91

2,53

—

—

—

8. Chemicals & Chemical Products

503

47,85

41,89

—

—

—

(a) Heavy Industrial Chemicals

8

6,54

3,46

—

—

—

(b) Fertilisers

12

4,78

4,30

—

—

—

(c) Drugs & Pharmaceuticals

145

11,69

11,43

—

—

—

(d) Non-Edible Oils

2

11

12

—

—

—

(e) Other Chemicals & Chemical Products

336

24,72

22,58

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

6

1,09

86

—

—

—

10. Manufacture of Cement & Cement Products

47

10,28

10,55

—

—

—

11. Basic Metals & Metal Products

426

145,37

123,12

—

—

—

(a) Iron & Steel

109

111,03

92,05

—

—

—

(b) Non-Ferrous Metals

9

2,02

1,98

—

—

—

(c) Other Metal Products

308

32,32

29,09

—

—

—

12. Engineering

276

23,27

18,97

—

—

—

(a) Heavy Engineering

8

1,65

47

—

—

—

(b) Light Engineering

105

3,83

3,66

—

—

—

(c) Electrical Machinery & Goods

136

15,43

12,64

—

—

—

(d) Electronic Machinery & Goods

27

2,36

2,20

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

199

9,46

8,32

—

—

—

14. Other Industries

23,142

144,34

139,21

—

—

—

15. Electricity, Gas & Water

17

21,72

1,00

—

—

—

(a) Electricity Generation & Transmission

8

20,26

29

—

—

—

(b) Non-Conventional Energy

3

9

8

—

—

—

(c) Gas, Steam & Water Supply

6

1,37

63

—

—

—

16. Construction

341

6,47

5,02

—

—

—

III.

TRANSPORT OPERATORS

5,450

50,62

40,87

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

10,422

102,92

81,40

—

—

—

V.

PERSONAL LOANS

1,48,744

711,98

622,90

—

—

—

1. Loans for Purchase of Consumer Durables

11,624

40,24

32,99

—

—

—

2. Loans for Housing

30,996

317,78

291,96

—

—

—

3. Rest of the Personal Loans

1,06,124

353,96

297,95

—

—

—

VI.

TRADE

58,907

508,50

442,47

—

—

—

1. Wholesale Trade

5,696

141,60

117,31

—

—

—

2. Retail Trade

53,211

366,90

325,16

—

—

—

VII.

FINANCE

28

7,80

7,97

—

—

—

VIII.

ALL OTHERS

25,660

353,59

298,86

—

—

—

TOTAL BANK CREDIT

3,08,747

2410,63

2044,78

—

—

—

OF WHICH: 1. Artisans & Village Industries

5,390

14,70

13,99

—

—

—

2. Other Small Scale Industries

14,240

196,30

179,88

—

—

—