Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,68,938

335,78

265,91

35,495

120,95

94,54

1. Direct Finance

1,65,804

325,71

258,55

35,091

115,68

91,70

2. Indirect Finance

3,134

10,07

7,37

404

5,27

2,84

II.

INDUSTRY

33,145

277,00

266,70

10,288

844,57

794,19

1. Mining & Quarrying

10

104,17

104,02

24

10,71

2,60

2. Food Manufacturing & Processing

484

29,77

24,44

555

48,54

31,37

(a) Rice Mills, Flour & Dal Mills

410

16,21

12,31

512

39,00

26,18

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

22

8,08

7,63

7

7,30

3,93

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

3

2,95

2,32

1

22

10

(f) Others

49

2,53

2,18

35

2,02

1,16

3. Beverage & Tobacco

2

8,00

8,61

2

10

6

4. Textiles

85

16,39

13,98

46

1,06

89

(a) Cotton Textiles

4

9,18

8,27

1

3

9

(b) Jute Textiles

1

8

6

3

12

9

(c) Handloom Textiles & Khadi

28

47

20

17

32

29

(d) Other Textiles

52

6,66

5,46

25

58

42

5. Paper, Paper Products & Printing

14

82

53

61

7,49

4,71

6. Leather & Leather Products

8

4

3

2

2

2

7. Rubber & Rubber Products

7

52

49

2

5

4

8. Chemicals & Chemical Products

24

1,43

1,17

167

6,45

5,24

(a) Heavy Industrial Chemicals

1

3

2

5

68

46

(b) Fertilisers

2

22

21

1

10

7

(c) Drugs & Pharmaceuticals

5

5

3

18

25

13

(d) Non-Edible Oils

—

—

—

5

4,07

3,48

(e) Other Chemicals & Chemical Products

16

1,13

91

138

1,36

1,10

9. Petroleum, Coal Products & Nuclear Fuels

3

16

8

6

3,29

2,49

10. Manufacture of Cement & Cement Products

20

11,07

8,53

16

4,42

2,60

11. Basic Metals & Metal Products

119

43,57

43,89

64

697,84

687,98

(a) Iron & Steel

22

16,34

19,47

24

695,97

686,35

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

97

27,23

24,42

40

1,87

1,64

12. Engineering

87

3,28

3,12

37

1,19

99

(a) Heavy Engineering

12

67

63

4

35

35

(b) Light Engineering

58

43

37

15

50

39

(c) Electrical Machinery & Goods

17

2,19

2,12

16

26

19

(d) Electronic Machinery & Goods

—

—

—

2

8

6

13. Vehicles, Vehicle Parts & Transport Equipments

99

1,16

80

29

32

25

14. Other Industries

32,146

54,59

53,29

9,220

40,16

32,97

15. Electricity, Gas & Water

8

1,15

1,02

9

1,06

71

(a) Electricity Generation & Transmission

6

93

81

7

62

51

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

2

22

21

2

44

19

16. Construction

29

88

2,69

48

21,88

21,27

III.

TRANSPORT OPERATORS

3,885

17,15

10,98

1,181

12,19

8,86

IV.

PROFESSIONAL AND OTHER SERVICES

8,531

18,98

15,33

3,521

16,14

11,88

V.

PERSONAL LOANS

69,981

148,58

123,59

33,598

127,95

106,20

1. Loans for Purchase of Consumer Durables

8,862

17,39

13,24

4,506

13,01

10,07

2. Loans for Housing

5,704

28,83

25,97

4,208

39,39

34,98

3. Rest of the Personal Loans

55,415

102,36

84,38

24,884

75,54

61,15

VI.

TRADE

41,636

99,24

69,05

13,904

129,04

99,17

1. Wholesale Trade

2,052

14,42

6,12

608

34,99

25,32

2. Retail Trade

39,584

84,83

62,93

13,296

94,04

73,85

VII.

FINANCE

71

46

41

8

1,26

1,28

VIII.

ALL OTHERS

7,006

25,73

22,37

4,528

48,14

29,55

TOTAL BANK CREDIT

3,33,193

922,94

774,34

1,02,523

1300,23

1145,68

OF WHICH: 1. Artisans & Village Industries

19,654

23,00

19,47

3,218

4,73

4,28

2. Other Small Scale Industries

6,971

64,67

53,92

5,028

79,04

56,48

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

6,894

96,93

84,22

—

—

—

1. Direct Finance

6,740

85,38

74,29

—

—

—

2. Indirect Finance

154

11,55

9,93

—

—

—

II.

INDUSTRY

16,432

1510,86

971,34

—

—

—

1. Mining & Quarrying

43

12,53

10,72

—

—

—

2. Food Manufacturing & Processing

524

376,43

323,94

—

—

—

(a) Rice Mills, Flour & Dal Mills

334

310,11

269,39

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

61

57,13

48,11

—

—

—

(d) Tea Processing

6

51

40

—

—

—

(e) Processing of Fruits & Vegetables

5

47

30

—

—

—

(f) Others

118

8,21

5,74

—

—

—

3. Beverage & Tobacco

14

8,64

8,65

—

—

—

4. Textiles

96

16,84

14,09

—

—

—

(a) Cotton Textiles

6

11

11

—

—

—

(b) Jute Textiles

8

60

55

—

—

—

(c) Handloom Textiles & Khadi

2

2

2

—

—

—

(d) Other Textiles

80

16,11

13,42

—

—

—

5. Paper, Paper Products & Printing

131

10,80

7,59

—

—

—

6. Leather & Leather Products

22

89

73

—

—

—

7. Rubber & Rubber Products

17

1,71

1,29

—

—

—

8. Chemicals & Chemical Products

266

66,60

51,47

—

—

—

(a) Heavy Industrial Chemicals

10

2,64

1,67

—

—

—

(b) Fertilisers

9

11,30

10,34

—

—

—

(c) Drugs & Pharmaceuticals

14

10,42

8,27

—

—

—

(d) Non-Edible Oils

3

47

40

—

—

—

(e) Other Chemicals & Chemical Products

230

41,78

30,78

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

24

5,74

3,65

—

—

—

10. Manufacture of Cement & Cement Products

32

10,76

4,12

—

—

—

11. Basic Metals & Metal Products

608

810,89

395,23

—

—

—

(a) Iron & Steel

277

356,83

299,49

—

—

—

(b) Non-Ferrous Metals

15

373,56

28,10

—

—

—

(c) Other Metal Products

316

80,50

67,65

—

—

—

12. Engineering

282

28,93

20,80

—

—

—

(a) Heavy Engineering

34

6,55

4,61

—

—

—

(b) Light Engineering

142

9,17

7,87

—

—

—

(c) Electrical Machinery & Goods

99

12,04

7,06

—

—

—

(d) Electronic Machinery & Goods

7

1,16

1,27

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

55

3,13

1,75

—

—

—

14. Other Industries

14,185

143,57

118,22

—

—

—

15. Electricity, Gas & Water

43

7,92

4,73

—

—

—

(a) Electricity Generation & Transmission

27

3,76

2,43

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

16

4,15

2,30

—

—

—

16. Construction

90

5,49

4,37

—

—

—

III.

TRANSPORT OPERATORS

1,450

21,78

16,61

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

5,517

77,52

66,87

—

—

—

V.

PERSONAL LOANS

54,357

296,62

251,44

—

—

—

1. Loans for Purchase of Consumer Durables

5,928

22,99

17,84

—

—

—

2. Loans for Housing

14,411

130,79

116,04

—

—

—

3. Rest of the Personal Loans

34,018

142,84

117,55

—

—

—

VI.

TRADE

16,670

279,33

227,74

—

—

—

1. Wholesale Trade

3,437

142,71

116,19

—

—

—

2. Retail Trade

13,233

136,63

111,55

—

—

—

VII.

FINANCE

116

9,23

8,01

—

—

—

VIII.

ALL OTHERS

9,161

240,49

202,71

—

—

—

TOTAL BANK CREDIT

1,10,597

2532,77

1828,95

—

—

—

OF WHICH: 1. Artisans & Village Industries

1,156

4,72

4,18

—

—

—

2. Other Small Scale Industries

4,852

221,60

168,14

—

—

—