Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,483

14,21

9,90

8,786

53,46

45,95

4

57,65

8,75

1. Direct Finance

2,465

12,96

8,51

8,669

48,34

40,84

1

5,00

5,00

2. Indirect Finance

18

1,25

1,39

117

5,13

5,11

3

52,65

3,75

II.

INDUSTRY

4,043

194,14

167,03

11,339

628,50

483,91

12

10,34

4,89

1. Mining & Quarrying

25

58,02

45,26

134

232,53

185,16

1

50

-

2. Food Manufacturing & Processing

28

4,51

3,56

295

31,16

19,06

-

-

-

(a)

Rice Mills, Flour & Dal Mills

3

1,07

99

12

13

12

-

-

-

(b)

Sugar

-

-

-

2

30

28

-

-

-

(c)

Edible Oils & Vanaspati

2

90

87

1

8

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

3

23

22

11

2,89

1,13

-

-

-

(f)

Others

20

2,31

1,48

269

27,76

17,53

-

-

-

3. Beverage & Tobacco

21

2,38

1,34

68

12,64

11,33

-

-

-

4. Textiles

10

1,56

1,38

104

4,12

2,84

-

-

-

(a)

Cotton Textiles

-

-

-

4

4

4

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

3

5

4

-

-

-

(d)

Other Textiles

10

1,56

1,38

97

4,03

2,77

-

-

-

5. Paper, Paper Products & Printing

50

4,27

3,74

160

3,46

2,83

-

-

-

6. Leather & Leather Products

4

21

18

18

65

56

-

-

-

7. Rubber & Rubber Products

22

3,60

2,73

40

56

50

-

-

-

8. Chemicals & Chemical Products

61

17,77

17,08

237

133,75

94,71

3

2,40

26

(a)

Heavy Industrial Chemicals

-

-

-

4

27

14

-

-

-

(b)

Fertilisers

3

8,56

8,44

5

45,50

28,98

-

-

-

(c)

Drugs & Pharmaceuticals

8

1,01

98

72

60,72

43,36

1

80

26

(d)

Non-Edible Oils

-

-

-

3

9

6

-

-

-

(e)

Other Chemicals & Chemical Products

50

8,20

7,67

153

27,18

22,17

2

1,60

-

9. Petroleum, Coal Products & Nuclear Fuels

2

23

21

3

10

5

-

-

-

10. Manufacture of Cement & Cement Products

8

1,33

96

28

3,95

4,09

-

-

-

11. Basic Metals & Metal Products

93

37,73

38,46

460

40,38

29,20

-

-

-

(a)

Iron & Steel

34

31,35

33,58

144

32,05

22,96

-

-

-

(b)

Non-Ferrous Metals

7

2,78

2,09

11

2,62

1,26

-

-

-

(c)

Other Metal Products

52

3,59

2,79

305

5,71

4,98

-

-

-

12. Engineering

39

11,68

14,25

312

35,13

28,37

4

4,35

2,34

(a)

Heavy Engineering

2

45

43

16

5,19

2,01

-

-

-

(b)

Light Engineering

3

1,36

4,24

169

17,53

16,95

-

-

-

(c)

Electrical Machinery & Goods

27

5,21

4,80

109

2,90

2,30

2

2,60

1,66

(d)

Electronic Machinery & Goods

7

4,67

4,79

18

9,51

7,11

2

1,75

68

13. Vehicles, Vehicle Parts & Transport Equipments

18

5,89

3,92

106

21,58

20,53

-

-

-

14. Other Industries

3,615

42,27

29,89

7,987

75,19

58,05

4

3,09

2,29

15. Electricity, Gas & Water

10

39

38

10

2,26

1,71

-

-

-

(a)

Electricity Generation & Transmission

1

5

5

7

1,84

1,64

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

9

34

33

3

42

7

-

-

-

16. Construction

37

2,32

3,69

1,377

31,04

24,92

-

-

-

III.

TRANSPORT OPERATORS

1,124

18,30

11,21

4,514

74,00

54,74

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,551

15,67

12,67

6,316

154,71

118,96

1

25

29

V.

PERSONAL LOANS

13,872

69,45

58,04

42,366

230,94

201,33

-

-

-

1. Loans for Purchase of Consumer Durables

472

1,75

1,29

4,798

16,97

13,49

-

-

-

2. Loans for Housing

3,035

28,23

24,44

6,523

53,17

47,29

-

-

-

3. Rest of the Personal Loans

10,365

39,46

32,31

31,045

160,80

140,54

-

-

-

VI.

TRADE

2,066

41,99

37,12

7,780

91,49

76,16

-

-

-

1. Wholesale Trade

218

23,83

22,74

562

26,58

23,33

-

-

-

2. Retail Trade

1,848

18,16

14,38

7,218

64,91

52,83

-

-

-

VII.

FINANCE

40

12

12

86

34,61

23,16

-

-

-

VIII. ALL OTHERS

1,765

15,22

12,41

12,820

87,26

77,71

-

-

-

TOTAL BANK CREDIT

26,944

369,11

308,50

94,007

1354,96

1081,92

17

68,23

13,93

OF WHICH:

1. Artisans & Village Industries

882

1,44

1,20

3,987

6,51

6,29

-

-

-

2. Other Small Scale Industries

1,857

45,79

36,00

3,866

103,80

84,13

3

2,35

68

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   Standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

128

3,42

3,62

11,401

128,74

68,23

1. Direct Finance

-

-

-

122

48

76

11,257

66,78

55,11

2. Indirect Finance

-

-

-

6

2,94

2,86

144

61,96

13,12

II.

INDUSTRY

-

-

-

706

122,29

115,41

16,100

955,27

771,24

1. Mining & Quarrying

-

-

-

15

16,61

15,88

175

307,65

246,30

2. Food Manufacturing & Processing

-

-

-

10

3,25

2,19

333

38,92

24,80

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

15

1,20

1,11

(b)

Sugar

-

-

-

-

-

-

2

30

28

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

3

98

87

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

14

3,12

1,34

(f)

Others

-

-

-

10

3,25

2,19

299

33,32

21,20

3. Beverage & Tobacco

-

-

-

7

70

65

96

15,72

13,33

4. Textiles

-

-

-

8

25,55

23,38

122

31,23

27,61

(a)

Cotton Textiles

-

-

-

4

23,05

20,88

8

23,09

20,91

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

3

5

4

(d)

Other Textiles

-

-

-

4

2,50

2,50

111

8,09

6,65

5. Paper, Paper Products & Printing

-

-

-

4

79

1,06

214

8,52

7,63

6. Leather & Leather Products

-

-

-

-

-

-

22

86

75

7. Rubber & Rubber Products

-

-

-

2

9

2

64

4,24

3,25

8. Chemicals & Chemical Products

-

-

-

10

38,13

37,73

311

192,05

149,79

(a)

Heavy Industrial Chemicals

-

-

-

1

80

80

5

1,07

94

(b)

Fertilisers

-

-

-

3

30,25

30,11

11

84,31

67,52

(c)

Drugs & Pharmaceuticals

-

-

-

4

6,97

6,79

85

69,50

51,39

(d)

Non-Edible Oils

-

-

-

1

2

2

4

11

8

(e)

Other Chemicals & Chemical Products

-

-

-

1

9

1

206

37,06

29,85

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

5

33

26

10. Manufacture of Cement & Cement Products

-

-

-

5

2

2

41

5,30

5,06

11. Basic Metals & Metal Products

-

-

-

18

14,67

15,00

571

92,77

82,66

(a)

Iron & Steel

-

-

-

13

14,59

14,91

191

77,99

71,45

(b)

Non-Ferrous Metals

-

-

-

-

-

-

18

5,40

3,35

(c)

Other Metal Products

-

-

-

5

9

9

362

9,39

7,86

12. Engineering

-

-

-

12

3,30

3,13

367

54,46

48,09

(a)

Heavy Engineering

-

-

-

1

2,03

1,86

19

7,67

4,30

(b)

Light Engineering

-

-

-

4

13

13

176

19,01

21,31

(c)

Electrical Machinery & Goods

-

-

-

7

1,13

1,15

145

11,84

9,91

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

27

15,93

12,57

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

42

2,36

1,82

166

29,83

26,27

14. Other Industries

-

-

-

378

7,11

6,53

11,984

127,66

96,75

15. Electricity, Gas & Water

-

-

-

2

7

6

22

2,72

2,14

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

8

1,89

1,69

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

2

7

6

14

83

45

16. Construction

-

-

-

193

9,64

7,95

1,607

43,01

36,56

III.

TRANSPORT OPERATORS

-

-

-

151

1,60

1,21

5,789

93,89

67,16

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

286

41,46

41,33

8,154

212,09

173,25

V.

PERSONAL LOANS

-

-

-

3,724

35,25

30,27

59,962

335,64

289,64

1. Loans for Purchase of Consumer Durables

-

-

-

163

81

73

5,433

19,54

15,51

2. Loans for Housing

-

-

-

390

10,98

9,96

9,948

92,39

81,69

3. Rest of the Personal Loans

-

-

-

3,171

23,45

19,59

44,581

223,71

192,44

VI.

TRADE

-

-

-

405

9,96

9,97

10,251

143,45

123,25

1. Wholesale Trade

-

-

-

43

4,95

5,65

823

55,36

51,72

2. Retail Trade

-

-

-

362

5,01

4,32

9,428

88,09

71,54

VII.

FINANCE

-

-

-

14

71,63

36,08

140

106,36

59,36

VIII. ALL OTHERS

-

-

-

1,240

12,83

12,04

15,825

115,31

102,16

TOTAL BANK CREDIT

-

-

-

6,654

298,44

249,93

1,27,622

2090,75

1654,28

OF WHICH:

1. Artisans & Village Industries

-

-

-

285

61

43

5,154

8,55

7,92

2. Other Small Scale Industries

-

-

-

122

3,40

3,25

5,848

155,34

124,06