Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

3,06,550

961,52

802,37

3,53,293

1709,37

1411,41

1.

Direct Finance

3,04,247

870,19

733,54

3,50,014

1255,87

1087,43

2.

Indirect Finance

2,303

91,33

68,83

3,279

453,50

323,97

II.

INDUSTRY

64,533

7745,68

5344,95

99,498

10639,88

8498,00

1.

Mining & Quarrying

114

240,89

175,44

254

63,37

53,34

2.

Food Manufacturing & Processing

668

341,86

136,91

1,281

470,68

351,59

(a)

Rice Mills, Flour & Dal Mills

62

16,65

14,25

304

69,29

60,15

(b)

Sugar

1

10

13

9

9,36

9,57

(c)

Edible Oils & Vanaspati

324

60,24

36,22

138

138,10

83,58

(d)

Tea Processing

3

11,73

3,86

19

4,96

2,97

(e)

Processing of Fruits & Vegetables

12

4,84

3,58

41

40,93

31,75

(f)

Others

266

248,30

78,87

770

208,03

163,57

3.

Beverage & Tobacco

44

10,14

8,76

171

63,69

17,43

4.

Textiles

1,791

1153,76

926,96

9,448

2033,36

1755,38

(a)

Cotton Textiles

959

776,21

627,30

1,665

1036,54

901,91

(b)

Jute Textiles

17

21,21

25,12

9

1,33

1,15

(c)

Handloom Textiles & Khadi

12

12,40

11,61

749

37,48

32,74

(d)

Other Textiles

803

343,94

262,93

7,025

958,01

819,58

5.

Paper, Paper Products & Printing

276

138,61

90,38

1,310

223,99

168,37

6.

Leather & Leather Products

40

5,14

3,75

126

8,38

6,71

7.

Rubber & Rubber Products

79

12,00

7,36

318

33,92

25,13

8.

Chemicals & Chemical Products

1,913

1587,63

977,33

6,669

2924,05

2203,47

(a)

Heavy Industrial Chemicals

156

337,87

158,94

784

485,34

378,83

(b)

Fertilisers

15

92,69

57,64

108

639,01

488,91

(c)

Drugs & Pharmaceuticals

267

298,02

192,27

1,113

727,09

469,62

(d)

Non-Edible Oils

25

34,58

24,04

51

53,59

55,02

(e)

Other Chemicals & Chemical Products

1,450

824,47

544,43

4,613

1019,02

811,09

9.

Petroleum, Coal Products & Nuclear Fuels

111

894,62

442,08

161

236,93

204,38

10.

Manufacture of Cement & Cement Products

36

65,62

92,88

377

243,56

222,97

11.

Basic Metals & Metal Products

1,556

733,83

512,60

4,031

959,15

739,86

(a)

Iron & Steel

361

522,37

387,01

1,052

608,46

477,47

(b)

Non-Ferrous Metals

137

41,32

27,32

229

87,43

78,37

(c)

Other Metal Products

1,058

170,14

98,27

2,750

263,27

184,03

12.

Engineering

1,621

652,80

463,29

3,709

695,75

538,53

(a)

Heavy Engineering

553

225,63

161,36

451

155,72

110,33

(b)

Light Engineering

583

123,99

110,14

1,749

136,48

113,78

(c)

Electrical Machinery & Goods

400

246,36

150,12

1,168

244,69

202,80

(d)

Electronic Machinery & Goods

85

56,82

41,67

341

158,85

111,62

13.

Vehicles, Vehicle Parts & Transport Equipments

1,915

60,23

42,53

959

91,21

71,17

14.

Other Industries

54,219

1187,71

857,70

69,757

958,82

712,19

15.

Electricity, Gas & Water

32

570,06

529,12

165

1171,51

1065,27

(a)

Electricity Generation & Transmission

23

562,09

523,16

127

1144,40

1040,82

(b)

Non-Conventional Energy

2

5,69

3,77

5

24

17

(c)

Gas, Steam & Water Supply

7

2,28

2,20

33

26,87

24,28

16.

Construction

118

90,78

77,87

762

461,51

362,19

III.

TRANSPORT OPERATORS

6,037

68,31

50,98

11,977

145,37

125,40

IV.

PROFESSIONAL AND OTHER SERVICES

20,844

241,99

190,67

54,431

624,47

450,96

V.

PERSONAL LOANS

1,91,333

1014,78

863,30

3,63,925

1943,59

1685,67

1.

Loans for Purchase of Consumer Durables

10,458

27,78

18,82

20,718

77,17

63,74

2.

Loans for Housing

55,369

533,90

477,59

89,971

774,52

701,38

3.

Rest of the Personal Loans

1,25,506

453,09

366,89

2,53,236

1091,90

920,56

VI..

TRADE

43,120

1235,29

1016,67

72,064

1711,29

1468,52

1.

Wholesale Trade

7,593

981,11

823,87

8,948

1069,61

899,15

2.

Retail Trade

35,527

254,18

192,80

63,116

641,68

569,36

VII.

FINANCE

198

316,45

197,93

494

713,80

438,20

VIII.

ALL OTHERS

62,556

774,08

607,04

87,723

1600,70

1344,16

TOTAL BANK CREDIT

6,95,171

12358,10

9073,90

10,43,405

19088,46

15422,33

OF WHICH:

1. Artisans & Village Industries

10,077

23,60

17,88

12,409

45,02

38,86

2. Other Small Scale Industries

25,671

1050,13

684,38

32,581

1719,45

1243,55

CENTRAL REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

275

18,19

8,48

1,89,715

354,98

311,92

1.

Direct Finance

275

18,19

8,48

1,88,560

349,73

308,82

2.

Indirect Finance

-

-

-

1,155

5,26

3,10

II.

INDUSTRY

247

1069,82

875,22

14,443

29,69

21,84

1.

Mining & Quarrying

-

-

-

8

63

49

2.

Food Manufacturing & Processing

7

16,59

14,34

54

2,66

2,45

(a)

Rice Mills, Flour & Dal Mills

-

-

-

10

1,00

96

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

3

11,51

12,29

4

3

2

(d)

Tea Processing

1

5,00

2,00

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

3

8

5

40

1,63

1,48

3.

Beverage & Tobacco

2

3,50

2,73

20

1,46

75

4.

Textiles

29

233,45

224,68

11

42

37

(a)

Cotton Textiles

14

192,15

175,71

2

25

22

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

6

15

15

(d)

Other Textiles

15

41,29

48,97

3

2

1

5.

Paper, Paper Products & Printing

4

11

7

21

56

57

6.

Leather & Leather Products

-

-

-

1

-

-

7.

Rubber & Rubber Products

1

14

14

8

15

18

8.

Chemicals & Chemical Products

61

340,87

324,44

17

61

53

(a)

Heavy Industrial Chemicals

9

67,16

55,75

-

-

-

(b)

Fertilisers

1

18,00

48

-

-

-

(c)

Drugs & Pharmaceuticals

18

85,48

138,81

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

33

170,23

129,41

17

61

53

9.

Petroleum, Coal Products & Nuclear Fuels

5

120,26

22,01

-

-

-

10.

Manufacture of Cement & Cement Products

1

50

-

10

52

48

11.

Basic Metals & Metal Products

21

94,35

89,10

15

18

13

(a)

Iron & Steel

1

1,24

1,24

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

20

93,11

87,87

15

18

13

12.

Engineering

22

115,96

103,14

46

1,04

81

(a)

Heavy Engineering

3

2,90

1,24

-

-

-

(b)

Light Engineering

9

69,50

76,70

39

93

72

(c)

Electrical Machinery & Goods

5

23,35

5,01

6

2

1

(d)

Electronic Machinery & Goods

5

20,21

20,18

1

9

9

13.

Vehicles, Vehicle Parts & Transport Equipments

4

27,00

5,99

49

69

38

14.

Other Industries

74

104,05

75,78

14,156

20,04

14,09

15.

Electricity, Gas & Water

1

12,00

12,00

5

14

12

(a)

Electricity Generation & Transmission

1

12,00

12,00

1

5

5

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

4

9

7

16.

Construction

15

1,05

79

22

60

48

III.

TRANSPORT OPERATORS

19

72

39

7,144

40,41

27,03

IV.

PROFESSIONAL AND OTHER SERVICES

24

90

33

10,492

23,11

17,77

V.

PERSONAL LOANS

4,130

108,64

92,05

51,145

91,11

79,66

1.

Loans for Purchase of Consumer Durables

1

10

10

6,748

15,16

10,60

2.

Loans for Housing

10

46

46

9,171

18,03

16,24

3.

Rest of the Personal Loans

4,119

108,08

91,50

35,226

57,92

52,82

VI..

TRADE

3,525

62,71

42,77

27,983

48,31

36,87

1.

Wholesale Trade

3,496

60,69

42,34

1,633

3,93

3,09

2.

Retail Trade

29

2,02

43

26,350

44,38

33,79

VII.

FINANCE

3

10,06

10,03

16

30

20

VIII.

ALL OTHERS

2

66

93

6,939

9,64

8,75

TOTAL BANK CREDIT

8,225

1271,69

1030,20

3,07,877

597,55

504,06

OF WHICH:

1. Artisans & Village Industries

-

-

-

10,922

13,64

9,58

2. Other Small Scale Industries

41

116,94

93,77

1,347

6,14

4,93

CENTRAL REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

459

92,14

73,93

8,50,292

3136,21

2608,11

1.

Direct Finance

430

3,67

4,81

8,43,526

2497,64

2143,09

2.

Indirect Finance

29

88,47

69,12

6,766

638,56

465,02

II.

INDUSTRY

5,214

2469,03

2003,20

1,83,935

21954,10

16743,20

1.

Mining & Quarrying

39

89,98

55,27

415

394,88

284,54

2.

Food Manufacturing & Processing

170

59,58

37,75

2,180

891,36

543,05

(a)

Rice Mills, Flour & Dal Mills

8

2,22

1,25

384

89,16

76,61

(b)

Sugar

1

10

10

11

9,56

9,80

(c)

Edible Oils & Vanaspati

115

26,01

19,06

584

235,88

151,17

(d)

Tea Processing

1

7

4

24

21,76

8,86

(e)

Processing of Fruits & Vegetables

7

2,49

1,36

60

48,26

36,69

(f)

Others

38

28,70

15,95

1,117

486,74

259,91

3.

Beverage & Tobacco

8

5,76

4,54

245

84,54

34,21

4.

Textiles

563

317,62

249,14

11,842

3738,60

3156,53

(a)

Cotton Textiles

139

141,87

106,37

2,779

2147,02

1811,51

(b)

Jute Textiles

3

4,17

1,21

29

26,72

27,48

(c)

Handloom Textiles & Khadi

2

5,05

59

769

55,08

45,09

(d)

Other Textiles

419

166,53

140,97

8,265

1509,79

1272,45

5.

Paper, Paper Products & Printing

93

47,44

45,22

1,704

410,70

304,61

6.

Leather & Leather Products

13

11

9

180

13,63

10,55

7.

Rubber & Rubber Products

4

11

22

410

46,33

33,03

8.

Chemicals & Chemical Products

295

594,83

467,96

8,955

5447,99

3973,74

(a)

Heavy Industrial Chemicals

27

78,23

62,07

976

968,60

655,59

(b)

Fertilisers

8

58,07

57,45

132

807,77

604,48

(c)

Drugs & Pharmaceuticals

75

185,98

139,95

1,473

1296,56

940,65

(d)

Non-Edible Oils

5

5,76

7,06

81

93,93

86,13

(e)

Other Chemicals & Chemical Products

180

266,79

201,43

6,293

2281,13

1686,89

9.

Petroleum, Coal Products & Nuclear Fuels

24

268,91

212,67

301

1520,72

881,13

10.

Manufacture of Cement & Cement Products

8

6,91

4,85

432

317,11

321,17

11.

Basic Metals & Metal Products

160

183,07

174,41

5,783

1970,58

1516,11

(a)

Iron & Steel

82

159,46

147,70

1,496

1291,53

1013,42

(b)

Non-Ferrous Metals

8

5,90

12,37

374

134,65

118,06

(c)

Other Metal Products

70

17,70

14,34

3,913

544,40

384,63

12.

Engineering

210

240,15

184,27

5,608

1705,71

1290,04

(a)

Heavy Engineering

54

65,09

57,72

1,061

449,35

330,65

(b)

Light Engineering

82

55,95

40,55

2,462

386,86

341,89

(c)

Electrical Machinery & Goods

63

113,97

78,18

1,642

628,40

436,11

(d)

Electronic Machinery & Goods

11

5,14

7,83

443

241,10

181,38

13.

Vehicles, Vehicle Parts & Transport Equipments

31

38,26

20,19

2,958

217,38

140,26

14.

Other Industries

3,428

145,51

133,28

1,41,634

2416,13

1793,04

15.

Electricity, Gas & Water

27

337,15

284,20

230

2090,86

1890,71

(a)