Table No 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

(Amount in Rupees Thousand)

ANANTNAG

BADGAM

BARAMULLA

DODA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

Standing

Standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

3,390

4,74,64

3,861

9,46,25

8,831

29,93,09

4,294

6,40,16

1. Direct Finance

3,384

4,70,27

2,945

8,39,58

8,661

27,96,45

4,294

6,40,16

2. Indirect Finance

6

4,37

916

1,06,67

170

1,96,64

—

—

II.

INDUSTRY

1,726

7,53,33

3,787

32,43,46

2,573

10,25,14

420

1,25,71

1. Mining & Quarrying

-

—

1

5,34

—

—

—

—

2. Manufacturing & Processing

1,721

7,41,24

3,778

31,55,39

2,502

9,65,76

387

1,02,10

3. Electricity, Gas & Water

-

—

—

—

—

—

—

—

4. Construction

5

12,09

8

82,73

71

59,38

33

23,61

III.

TRANSPORT OPERATORS

771

12,56,03

777

11,77,03

1,338

8,45,10

138

2,39,42

IV.

PROFESSIONAL AND OTHER SERVICES

416

2,05,94

356

2,74,00

275

1,40,23

262

92,97

V.

PERSONAL LOANS

10,449

27,58,99

8,210

31,46,98

9,947

30,59,83

5,031

13,05,62

1. Loans for Purchase of Consumer Durables

2,020

3,00,82

1,738

5,51,60

1,402

3,17,18

1,372

2,42,99

2. Loans for Housing

763

6,84,25

1,808

16,03,22

970

9,01,32

311

2,39,65

3. Rest of the Personal Loans

7,666

17,73,92

4,664

9,92,16

7,575

18,41,33

3,348

8,22,98

VI.

TRADE

2,221

17,94,31

2,290

18,38,10

5,313

22,93,18

526

2,51,87

1. Wholesale Trade

414

2,41,19

104

5,82,16

238

1,73,33

1

50

2. Retail Trade

1,797

15,53,12

2,186

12,55,94

5,075

21,19,85

525

2,51,37

VII.

FINANCE

4

3,87

—

—

3

57,59

—

—

VIII.

ALL OTHERS

1,079

178,77,58

1,064

4,13,12

1,304

4,05,83

191

4,64,75

TOTAL BANK CREDIT

20,046

251,24,69

20,345

110,38,94

29,584

108,19,99

10,862

31,20,50

OF WHICH:

1. Artisans & Village Industries

622

1,78,35

1,638

1,80,25

1,247

2,14,93

212

33,20

2. Other Small Scale Industries

436

1,58,55

1,211

13,26,62

610

4,30,60

113

46,35

JAMMU

KARGIL

KATHUA

KUPWARA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

13,531

41,22,70

178

15,84

6,317

16,94,13

2,502

4,31,63

1. Direct Finance

13,440

39,79,64

123

10,15

6,316

15,97,17

2,364

3,64,89

2. Indirect Finance

91

1,43,06

55

5,69

1

96,96

138

66,74

II.

INDUSTRY

4,631

201,57,70

286

34,86

1,256

76,31,46

368

1,01,35

1. Mining & Quarrying

12

71,84

—

—

—

—

—

—

2. Manufacturing & Processing

4,366

198,10,11

286

34,86

1,216

74,22,69

368

1,01,35

3. Electricity, Gas & Water

5

15,83

—

—

—

—

—

—

4. Construction

248

2,59,92

—

—

40

2,08,77

—

—

III.

TRANSPORT OPERATORS

4,491

37,14,20

52

94,81

542

5,97,84

501

3,69,83

IV.

PROFESSIONAL AND OTHER SERVICES

2,574

125,06,90

106

61,50

131

81,70

5

1,17

V.

PERSONAL LOANS

45,904

204,70,66

194

66,18

7,107

22,28,33

2,463

5,86,90

1. Loans for Purchase of Consumer Durables

5,469

17,61,69

5

1,23

1,221

3,33,08

355

65,13

2. Loans for Housing

7,333

75,16,57

15

23,25

790

5,77,11

262

2,01,53

3. Rest of the Personal Loans

33,102

111,92,40

174

41,70

5,096

13,18,14

1,846

3,20,24

VI.

TRADE

10,390

98,55,66

148

1,01,49

2,179

11,45,98

1,659

6,34,19

1. Wholesale Trade

1,453

38,20,84

—

—

25

62,63

125

57,24

2. Retail Trade

8,937

60,34,82

148

1,01,49

2,154

10,83,35

1,534

5,76,95

VII.

FINANCE

59

6,73,46

—

—

15

12,72

—

—

VIII.

ALL OTHERS

5,800

54,07,03

11

27,60

586

1,97,19

130

1,96,27

TOTAL BANK CREDIT

87,380

769,08,31

975

4,02,28

18,133

135,89,35

7,628

23,21,34

OF WHICH:

1. Artisans & Village Industries

767

2,55,48

252

26,63

469

1,07,38

228

36,68

2. Other Small Scale Industries

2,641

124,26,21

33

5,08

487

24,26,12

29

22,58

LADAKH

POONCH

PULWAMA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

17

18

19

20

21

22

I.

AGRICULTURE

602

59,24

3,838

3,34,96

4,616

6,67,21

1. Direct Finance

602

59,24

3,816

3,24,95

4,477

6,43,67

2. Indirect Finance

—

—

22

10,01

139

23,54

II.

INDUSTRY

357

1,92,42

226

83,87

583

9,28,88

1. Mining & Quarrying

1

1,46

—

—

3

20,94

2. Manufacturing & Processing

354

1,87,39

226

83,87

570

8,63,08

3. Electricity, Gas & Water

—

—

—

—

—

—

4. Construction

2

3,57

—

—

10

44,86

III.

TRANSPORT OPERATORS

237

3,91,81

324

1,61,87

422

6,72,95

IV.

PROFESSIONAL AND OTHER SERVICES

278

2,15,97

27

11,77

58

22,28

V.

PERSONAL LOANS

791

3,66,22

3,517

9,38,85

6,661

17,33,28

1. Loans for Purchase of Consumer Durables

40

12,40

518

1,49,32

1,104

2,20,69

2. Loans for Housing

62

39,47

489

1,45,32

561

3,08,34

3. Rest of the Personal Loans

689

3,14,35

2,510

6,44,21

4,996

12,04,25

VI.

TRADE

229

1,57,37

1,540

2,67,59

848

8,08,93

1. Wholesale Trade

4

24,75

275

54,03

79

1,43,92

2. Retail Trade

225

1,32,62

1,265

2,13,56

769

6,65,01

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

49

2,65,08

233

69,15

110

55,82

TOTAL BANK CREDIT

2,543

16,48,11

9,705

18,68,06

13,298

48,89,35

OF WHICH:

1. Artisans & Village Industries

312

46,30

70

8,84

93

15,42

2. Other Small Scale Industries

27

35,77

47

22,06

148

2,24,75

RAJOURI

SRINAGAR

UDHAMPUR

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

23

24

25

26

27

28

I.

AGRICULTURE

3,888

4,51,73

5,748

35,65,71

4,837

5,63,99

1. Direct Finance

3,888

4,51,73

5,691

35,38,64

4,825

5,59,39

2. Indirect Finance

—

—

57

27,07

12

4,60

II.

INDUSTRY

211

82,32

11,837

258,88,08

1,665

6,51,15

1. Mining & Quarrying

—

—

7

9,03,33

5

13,66

2. Manufacturing & Processing

211

82,32

11,760

144,46,71

1,649

5,91,96

3. Electricity, Gas & Water

—

—

8

100,24,80

3

28,80

4. Construction

—

—

62

5,13,24

8

16,73

III.

TRANSPORT OPERATORS

1,342

3,03,32

1,135

24,51,53

972

7,78,07

IV.

PROFESSIONAL AND OTHER SERVICES

70

25,67

22,388

1060,72,02

346

5,61,91

V.

PERSONAL LOANS

4,599

11,21,26

37,079

131,35,21

8,967

27,13,41

1. Loans for Purchase of Consumer Durables

825

2,21,64

11,932

27,68,29

1,911

4,29,11

2. Loans for Housing

113

94,73

4,514

39,47,69

746

5,31,37

3. Rest of the Personal Loans

3,661

8,04,89

20,633

64,19,23

6,310

17,52,93

VI.

TRADE

1,233

3,32,23

10,815

142,35,21

2,388

16,77,69

1. Wholesale Trade

9

9,62

2,200

56,58,66

177

3,01,89

2. Retail Trade

1,224

3,22,61

8,615

85,76,55

2,211

13,75,80

VII.

FINANCE

2

3,01

18

7,31,37

1

2,48

VIII.

ALL OTHERS

479

1,65,34

3,556

31,78,37

1,202

8,99,06

TOTAL BANK CREDIT

11,824

24,84,88

92,576

1692,57,50

20,378

78,47,76

OF WHICH:

1. Artisans & Village Industries

140

16,31

2,241

7,57,77

383

59,15

2. Other Small Scale Industries

42

30,01

4,455

59,59,78

1,093

4,33,36