State : Punjab - ആർബിഐ - Reserve Bank of India
State : Punjab
Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001 |
NORTHERN REGION |
(Amount in Rupees Lakh) |
|||||||||||||
|
||||||||||||||
STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
standing |
standing |
|||||||||||||
|
||||||||||||||
1 |
2 |
3 |
4 |
5 |
6 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
3,14,562 |
1649,82 |
1333,09 |
3,56,900 |
2447,01 |
2060,86 |
|||||||
1. |
Direct Finance |
3,08,680 |
1513,00 |
1239,48 |
3,47,617 |
1745,72 |
1460,04 |
|||||||
2. |
Indirect Finance |
5,882 |
136,82 |
93,61 |
9,283 |
701,29 |
600,82 |
|||||||
II. |
INDUSTRY |
81,865 |
3188,02 |
2439,55 |
92,441 |
4873,91 |
4043,74 |
|||||||
1. |
Mining & Quarrying |
41 |
6,94 |
5,27 |
268 |
33,85 |
31,82 |
|||||||
2. |
Food Manufacturing & Processing |
1,416 |
412,38 |
303,59 |
2,875 |
718,87 |
560,98 |
|||||||
(a) |
Rice Mills, Flour & Dal Mills |
1,093 |
291,10 |
200,70 |
1,829 |
520,84 |
399,28 |
|||||||
(b) |
Sugar |
10 |
27,35 |
20,34 |
23 |
49,09 |
42,74 |
|||||||
(c) |
Edible Oils & Vanaspati |
62 |
44,03 |
39,50 |
180 |
52,08 |
36,80 |
|||||||
(d) |
Tea Processing |
8 |
40 |
33 |
17 |
1,08 |
94 |
|||||||
(e) |
Processing of Fruits & Vegetables |
17 |
20,25 |
16,13 |
26 |
1,76 |
1,33 |
|||||||
(f) |
Others |
226 |
29,25 |
26,60 |
800 |
94,01 |
79,89 |
|||||||
3. |
Beverage & Tobacco |
24 |
6,06 |
4,59 |
74 |
48,34 |
36,82 |
|||||||
4. |
Textiles |
3,466 |
1105,01 |
834,22 |
8,097 |
1559,03 |
1314,77 |
|||||||
(a) |
Cotton Textiles |
396 |
215,78 |
176,57 |
1,560 |
770,19 |
659,06 |
|||||||
(b) |
Jute Textiles |
3 |
11 |
9 |
23 |
3,51 |
2,68 |
|||||||
(c) |
Handloom Textiles & Khadi |
296 |
8,60 |
6,58 |
537 |
20,51 |
18,16 |
|||||||
(d) |
Other Textiles |
2,771 |
880,53 |
650,97 |
5,977 |
764,82 |
634,86 |
|||||||
5. |
Paper, Paper Products & Printing |
240 |
61,19 |
52,84 |
1,105 |
152,01 |
106,58 |
|||||||
6. |
Leather & Leather Products |
130 |
12,37 |
10,14 |
444 |
59,03 |
37,89 |
|||||||
7. |
Rubber & Rubber Products |
371 |
142,64 |
129,82 |
737 |
94,94 |
80,48 |
|||||||
8. |
Chemicals & Chemical Products |
667 |
96,95 |
81,41 |
1,813 |
178,68 |
159,99 |
|||||||
(a) |
Heavy Industrial Chemicals |
17 |
2,27 |
1,92 |
64 |
24,94 |
24,17 |
|||||||
(b) |
Fertilisers |
26 |
16,75 |
15,88 |
43 |
25,25 |
24,57 |
|||||||
(c) |
Drugs & Pharmaceuticals |
80 |
5,96 |
4,36 |
280 |
29,33 |
27,26 |
|||||||
(d) |
Non-Edible Oils |
14 |
6,92 |
6,21 |
25 |
4,23 |
3,68 |
|||||||
(e) |
Other Chemicals & Chemical Products |
530 |
65,05 |
53,05 |
1,401 |
94,94 |
80,31 |
|||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
39 |
7,26 |
4,91 |
89 |
9,51 |
6,87 |
|||||||
10. |
Manufacture of Cement & Cement Products |
23 |
3,68 |
3,65 |
243 |
15,74 |
15,54 |
|||||||
11. |
Basic Metals & Metal Products |
2,130 |
348,89 |
281,34 |
5,638 |
618,65 |
517,18 |
|||||||
(a) |
Iron & Steel |
665 |
182,87 |
148,18 |
1,686 |
362,83 |
311,72 |
|||||||
(b) |
Non-Ferrous Metals |
124 |
6,73 |
5,39 |
60 |
6,23 |
5,99 |
|||||||
(c) |
Other Metal Products |
1,341 |
159,29 |
127,77 |
3,892 |
249,59 |
199,47 |
|||||||
12. |
Engineering |
1,300 |
182,48 |
122,31 |
4,588 |
300,19 |
262,53 |
|||||||
(a) |
Heavy Engineering |
262 |
76,05 |
43,67 |
288 |
109,78 |
95,08 |
|||||||
(b) |
Light Engineering |
703 |
37,46 |
22,32 |
3,325 |
103,74 |
87,26 |
|||||||
(c) |
Electrical Machinery & Goods |
280 |
59,55 |
49,18 |
871 |
58,88 |
51,41 |
|||||||
(d) |
Electronic Machinery & Goods |
55 |
9,41 |
7,14 |
104 |
27,79 |
28,78 |
|||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,488 |
249,12 |
189,19 |
2,926 |
424,83 |
340,72 |
|||||||
14. |
Other Industries |
69,736 |
386,55 |
319,63 |
62,813 |
607,80 |
527,47 |
|||||||
15. |
Electricity, Gas & Water |
27 |
117,76 |
61,66 |
43 |
27,64 |
25,25 |
|||||||
(a) |
Electricity Generation & Transmission |
21 |
116,92 |
61,01 |
17 |
25,21 |
23,35 |
|||||||
(b) |
Non-Conventional Energy |
— |
— |
— |
8 |
66 |
68 |
|||||||
(c) |
Gas, Steam & Water Supply |
6 |
84 |
65 |
18 |
1,77 |
1,22 |
|||||||
16. |
Construction |
767 |
48,74 |
35,00 |
688 |
24,79 |
18,84 |
|||||||
III. |
TRANSPORT OPERATORS |
1,727 |
52,56 |
28,60 |
7,807 |
109,22 |
84,35 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
4,133 |
108,92 |
79,38 |
20,495 |
271,27 |
222,95 |
|||||||
V. |
PERSONAL LOANS |
1,37,879 |
726,49 |
606,27 |
3,02,043 |
1757,86 |
1505,38 |
|||||||
1. |
Loans for Purchase of Consumer Durables |
8,535 |
34,80 |
26,32 |
39,098 |
141,43 |
110,78 |
|||||||
2. |
Loans for Housing |
29,289 |
290,85 |
253,88 |
66,806 |
683,47 |
594,85 |
|||||||
3. |
Rest of the Personal Loans |
1,00,055 |
400,84 |
326,07 |
1,96,139 |
932,96 |
799,75 |
|||||||
VI.. |
TRADE |
26,842 |
544,54 |
411,81 |
67,473 |
3647,36 |
3752,33 |
|||||||
1. |
Wholesale Trade |
6,144 |
254,14 |
184,64 |
8,388 |
2893,00 |
3140,91 |
|||||||
2. |
Retail Trade |
20,698 |
290,41 |
227,17 |
59,085 |
754,36 |
611,41 |
|||||||
VII. |
FINANCE |
96 |
12,70 |
10,25 |
398 |
52,13 |
41,23 |
|||||||
VIII. |
ALLOTHERS |
26,436 |
276,79 |
237,69 |
54,227 |
810,00 |
673,13 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
5,93,540 |
6559,85 |
5146,64 |
9,01,784 |
13968,77 |
12383,97 |
||||||||
OF WHICH: |
1. Artisans & Village Industries |
6,278 |
16,03 |
13,57 |
13,079 |
60,25 |
51,55 |
|||||||
2. Other Small Scale Industries |
51,217 |
1340,52 |
1026,45 |
45,365 |
1957,13 |
1619,62 |
||||||||
|
NORTHERN REGION |
(Amount in Rupees Lakh) |
|||||||||||||
|
||||||||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
|||||||||||||
|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
standing |
standing |
|||||||||||||
|
||||||||||||||
7 |
8 |
9 |
10 |
11 |
12 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
— |
— |
— |
55,163 |
163,55 |
137,46 |
|||||||
1. |
Direct Finance |
— |
— |
— |
54,585 |
161,25 |
135,79 |
|||||||
2. |
Indirect Finance |
— |
— |
— |
578 |
2,30 |
1,67 |
|||||||
II. |
INDUSTRY |
181 |
292,05 |
218,47 |
10,859 |
15,59 |
14,07 |
|||||||
1. |
Mining & Quarrying |
— |
— |
— |
— |
— |
— |
|||||||
2. |
Food Manufacturing & Processing |
6 |
51,03 |
15,92 |
58 |
1,36 |
1,51 |
|||||||
(a) |
Rice Mills, Flour & Dal Mills |
1 |
3 |
3 |
11 |
34 |
37 |
|||||||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
33 |
24 |
24 |
|||||||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
|||||||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
1 |
70 |
84 |
|||||||
(f) |
Others |
5 |
51,00 |
15,89 |
13 |
8 |
6 |
|||||||
3. |
Beverage & Tobacco |
2 |
56 |
45 |
— |
— |
— |
|||||||
4. |
Textiles |
53 |
158,09 |
126,30 |
21 |
25 |
20 |
|||||||
(a) |
Cotton Textiles |
29 |
140,90 |
105,07 |
2 |
14 |
12 |
|||||||
(b) |
Jute Textiles |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
8 |
6 |
5 |
|||||||
(d) |
Other Textiles |
24 |
17,19 |
21,23 |
11 |
5 |
3 |
|||||||
5. |
Paper, Paper Products & Printing |
4 |
7,25 |
7,79 |
8 |
21 |
19 |
|||||||
6. |
Leather & Leather Products |
— |
— |
— |
9 |
4 |
3 |
|||||||
7. |
Rubber & Rubber Products |
7 |
19,10 |
18,87 |
1 |
— |
— |
|||||||
8. |
Chemicals & Chemical Products |
20 |
14,16 |
10,82 |
26 |
36 |
32 |
|||||||
(a) |
Heavy Industrial Chemicals |
1 |
30 |
3 |
— |
— |
— |
|||||||
(b) |
Fertilisers |
— |
— |
— |
2 |
20 |
20 |
|||||||
(c) |
Drugs & Pharmaceuticals |
6 |
8,13 |
7,07 |
24 |
16 |
12 |
|||||||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
|||||||
(e) |
Other Chemicals & Chemical Products |
13 |
5,73 |
3,73 |
— |
— |
— |
|||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
3,00 |
2,84 |
— |
— |
— |
|||||||
10. |
Manufacture of Cement & Cement Products |
1 |
2,00 |
2,00 |
— |
— |
— |
|||||||
11. |
Basic Metals & Metal Products |
2 |
50 |
48 |
4 |
4 |
4 |
|||||||
(a) |
Iron & Steel |
2 |
50 |
48 |
— |
— |
— |
|||||||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
|||||||
(c) |
Other Metal Products |
— |
— |
— |
4 |
4 |
4 |
|||||||
12. |
Engineering |
10 |
2,43 |
4,76 |
29 |
24 |
20 |
|||||||
(a) |
Heavy Engineering |
— |
— |
— |
1 |
10 |
8 |
|||||||
(b) |
Light Engineering |
6 |
2,33 |
4,66 |
6 |
3 |
2 |
|||||||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
22 |
11 |
9 |
|||||||
(d) |
Electronic Machinery & Goods |
4 |
9 |
10 |
— |
— |
— |
|||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
15 |
27,97 |
23,12 |
6 |
6 |
5 |
|||||||
14. |
Other Industries |
55 |
5,78 |
5,03 |
10,695 |
12,82 |
11,33 |
|||||||
15. |
Electricity, Gas & Water |
— |
— |
— |
2 |
22 |
19 |
|||||||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
— |
— |
— |
|||||||
(b) |
Non-Conventional Energy |
— |
— |
— |
2 |
22 |
19 |
|||||||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
|||||||
16. |
Construction |
4 |
18 |
9 |
— |
— |
— |
|||||||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
2,467 |
4,76 |
3,40 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
10 |
53 |
23 |
521 |
1,82 |
1,50 |
|||||||
V. |
PERSONAL LOANS |
2,077 |
65,42 |
47,99 |
17,521 |
45,66 |
41,39 |
|||||||
1. |
Loans for Purchase of Consumer Durables |
110 |
3,11 |
3,18 |
2,881 |
5,83 |
5,01 |
|||||||
2. |
Loans for Housing |
— |
— |
— |
1,750 |
8,39 |
8,25 |
|||||||
3. |
Rest of the Personal Loans |
1,967 |
62,31 |
44,81 |
12,890 |
31,43 |
28,13 |
|||||||
VI.. |
TRADE |
196 |
15,78 |
12,03 |
9,467 |
15,87 |
12,75 |
|||||||
1. |
Wholesale Trade |
183 |
15,33 |
11,71 |
513 |
89 |
77 |
|||||||
2. |
Retail Trade |
13 |
46 |
32 |
8,954 |
14,98 |
11,98 |
|||||||
VII. |
FINANCE |
1 |
6 |
6 |
— |
— |
— |
|||||||
VIII. |
ALLOTHERS |
48 |
1,71 |
1,77 |
577 |
1,31 |
1,10 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
2,513 |
375,54 |
280,54 |
96,575 |
248,54 |
211,67 |
||||||||
OF WHICH: |
1. Artisans & Village Industries |
— |
— |
— |
7,015 |
7,79 |
7,09 |
|||||||
2. Other Small Scale Industries |
13 |
6,19 |
4,10 |
506 |
1,82 |
1,56 |
||||||||
|
NORTHERN REGION |
(Amount in Rupees Lakh) |
|||||||||||||
|
||||||||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
|||||||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
|||||||||||||
|
||||||||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||||||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
|||||||||
standing |
standing |
|||||||||||||
|
||||||||||||||
13 |
14 |
15 |
16 |
17 |
18 |
|||||||||
|
||||||||||||||
I. |
AGRICULTURE |
789 |
16,05 |
14,75 |
7,27,414 |
4276,44 |
3546,16 |
|||||||
1. |
Direct Finance |
706 |
7,39 |
5,83 |
7,11,588 |
3427,37 |
2841,15 |
|||||||
2. |
Indirect Finance |
83 |
8,66 |
8,92 |
15,826 |
849,07 |
705,02 |
|||||||
II. |
INDUSTRY |
3,697 |
377,09 |
291,32 |
1,89,043 |
8746,66 |
7007,13 |
|||||||
1. |
Mining & Quarrying |
1 |
35 |
10 |
310 |
41,14 |
37,18 |
|||||||
2. |
Food Manufacturing & Processing |
44 |
14,40 |
10,94 |
4,399 |
1198,04 |
892,94 |
|||||||
(a) |
Rice Mills, Flour & Dal Mills |
20 |
6,77 |
3,83 |
2,954 |
819,08 |
604,21 |
|||||||
(b) |
Sugar |
1 |
8 |
8 |
34 |
76,52 |
63,16 |
|||||||
(c) |
Edible Oils & Vanaspati |
4 |
1,46 |
1,71 |
279 |
97,80 |
78,25 |
|||||||
(d) |
Tea Processing |
— |
— |
— |
25 |
1,48 |
1,27 |
|||||||
(e) |
Processing of Fruits & Vegetables |
1 |
1,50 |
1,50 |
45 |
24,22 |
19,80 |
|||||||
(f) |
Others |
18 |
4,60 |
3,82 |
1,062 |
178,95 |
126,25 |
|||||||
3. |
Beverage & Tobacco |
1 |
3 |
2 |
101 |
54,98 |
41,89 |
|||||||
4. |
Textiles |
155 |
96,35 |
64,68 |
11,792 |
2918,73 |
2340,17 |
|||||||
(a) |
Cotton Textiles |
59 |
76,31 |
48,82 |
2,046 |
1203,32 |
989,64 |
|||||||
(b) |
Jute Textiles |
2 |
80 |
84 |
28 |
4,41 |
3,61 |
|||||||
(c) |
Handloom Textiles & Khadi |
2 |
25 |
39 |
843 |
29,41 |
25,18 |
|||||||
(d) |
Other Textiles |
92 |
18,99 |
14,64 |
8,875 |
1681,58 |
1321,74 |
|||||||
5. |
Paper, Paper Products & Printing |
17 |
3,36 |
2,01 |
1,374 |
224,02 |
169,40 |
|||||||
6. |
Leather & Leather Products |
34 |
6,69 |
6,62 |
617 |
78,13 |
54,69 |
|||||||
7. |
Rubber & Rubber Products |
24 |
7,04 |
6,05 |
1,140 |
263,73 |
235,23 |
|||||||
8. |
Chemicals & Chemical Products |
51 |
21,15 |
14,59 |
2,577 |
311,29 |
267,13 |
|||||||
(a) |
Heavy Industrial Chemicals |
7 |
3,95 |
3,95 |
89 |
31,46 |
30,07 |
|||||||
(b) |
Fertilisers |
1 |
1,76 |
1,76 |
72 |
43,96 |
42,41 |
|||||||
(c) |
Drugs & Pharmaceuticals |
17 |
5,23 |
5,55 |
407 |
48,81 |
44,35 |
|||||||
(d) |
Non-Edible Oils |
6 |
1,44 |
1,58 |
45 |
12,59 |
11,46 |
|||||||
(e) |
Other Chemicals & Chemical Products |
20 |
8,76 |
1,76 |
1,964 |
174,48 |
138,84 |
|||||||
9. |
Petroleum, Coal Products & Nuclear Fuels |
3 |
2,17 |
2,02 |
133 |
21,94 |
16,63 |
|||||||
10. |
Manufacture of Cement & Cement Products |
10 |
79 |
74 |
277 |
22,20 |
21,93 |
|||||||
11. |
Basic Metals & Metal Products |
239 |
68,46 |
53,07 |
8,013 |
1036,54 |
852,11 |
|||||||
(a) |
Iron & Steel |
113 |
51,64 |
46,52 |
2,466 |
597,82 |
506,91 |
|||||||
(b) |
Non-Ferrous Metals |
1 |
5 |
— |
185 |
13,01 |
11,37 |
|||||||
(c) |
Other Metal Products |
125 |
16,78 |
6,55 |
5,362 |
425,70 |
333,82 |
|||||||
12. |
Engineering |
139 |
32,49 |
26,88 |
6,066 |
517,82 |
416,67 |
|||||||
(a) |
Heavy Engineering |
33 |
22,45 |
20,72 |
584 |
208,38 |
159,55 |
|||||||
(b) |
Light Engineering |
91 |
9,12 |
5,35 |
4,131 |
152,68 |
119,62 |
|||||||
(c) |
Electrical Machinery & Goods |
8 |
61 |
59 |
1,181 |
119,15 |
101,27 |
|||||||
(d) |
Electronic Machinery & Goods |
7 |
31 |
22 |
170 |
37,60 |
36,24 |
|||||||
13. |
Vehicles, Vehicle Parts & Transport Equipments |
1,372 |
61,62 |
54,85 |
5,807 |
763,60 |
607,94 |
|||||||
14. |
Other Industries |
1,575 |
60,08 |
46,82 |
1,44,874 |
1073,04 |
910,27 |
|||||||
15. |
Electricity, Gas & Water |
3 |
31 |
39 |
75 |
145,94 |
87,48 |
|||||||
(a) |
Electricity Generation & Transmission |
— |
— |
— |
38 |
142,13 |
84,36 |
|||||||
(b) |
Non-Conventional Energy |
— |
— |
— |
10 |
88 |
86 |
|||||||
(c) |
Gas, Steam & Water Supply |
3 |
31 |
39 |
27 |
2,92 |
2,26 |
|||||||
16. |
Construction |
29 |
1,81 |
1,55 |
1,488 |
75,52 |
55,48 |
|||||||
III. |
TRANSPORT OPERATORS |
67 |
3,80 |
3,09 |
12,068 |
170,34 |
119,45 |
|||||||
IV. |
PROFESSIONAL AND OTHER SERVICES |
899 |
56,37 |
33,98 |
26,058 |
438,91 |
338,04 |
|||||||
V. |
PERSONAL LOANS |
14,389 |
137,12 |
108,55 |
4,73,909 |
2732,54 |
2309,57 |
|||||||
1. |
Loans for Purchase of Consumer Durables |
2,070 |
31,06 |
22,75 |
52,694 |
216,23 |
168,04 |
|||||||
2. |
Loans for Housing |
887 |
13,83 |
11,16 |
98,732 |
996,54 |
868,14 |
|||||||
3. |
Rest of the Personal Loans |
11,432 |
92,23 |
74,63 |
3,22,483 |
1519,77 |
1273,39 |
|||||||
VI.. |
TRADE |
2,136 |
140,76 |
108,83 |
1,06,114 |
4364,31 |
4297,74 |
|||||||
1. |
Wholesale Trade |
601 |
75,23 |
53,08 |
15,829 |
3238,58 |
3391,11 |
|||||||
2. |
Retail Trade |
1,535 |
65,53 |
55,75 |
90,285 |
1125,73 |
906,63 |
|||||||
VII. |
FINANCE |
9 |
95,55 |
88,86 |
504 |
160,44 |
140,40 |
|||||||
VIII. |
ALLOTHERS |
6,291 |
54,51 |
46,58 |
87,579 |
1144,32 |
960,27 |
|||||||
|
||||||||||||||
TOTAL BANK CREDIT |
28,277 |
881,24 |
695,96 |
16,22,689 |
22033,95 |
18718,77 |
||||||||
OF WHICH: |
1. Artisans & Village Industries |
500 |
4,18 |
2,41 |
26,872 |
88,24 |
74,62 |
|||||||
2. Other Small Scale Industries |
873 |
79,83 |
58,87 |
97,974 |
3385,49 |
2710,60 |
||||||||
|