Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

3,367

4,61

3,73

908

6,81

4,62

1. Direct Finance

3,367

4,61

3,73

900

5,68

3,84

2. Indirect Finance

—

—

—

8

1,13

78

II.

INDUSTRY

225

1,35

99

364

16,19

16,32

1. Mining & Quarrying

1

6

7

—

—

—

2. Food Manufacturing & Processing

8

11

11

7

5,27

6,04

(a) Rice Mills, Flour & Dal Mills

2

5

5

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

3

4,69

5,61

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

6

6

6

4

57

42

3. Beverage & Tobacco

1

25

25

2

75

75

4. Textiles

6

4

1

1

5

6

(a) Cotton Textiles

—

—

—

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

6

4

1

1

5

6

5. Paper, Paper Products & Printing

1

30

6

4

3

1

6. Leather & Leather Products

1

—

—

1

2

3

7. Rubber & Rubber Products

—

—

—

1

27

33

8. Chemicals & Chemical Products

—

—

—

2

12

26

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

—

—

—

2

12

26

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

1

—

—

1

1

—

(a) Iron & Steel

—

—

—

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

1

—

—

1

1

—

12. Engineering

1

—

—

2

3,95

3,87

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

—

—

—

1

3,90

3,81

(c) Electrical Machinery & Goods

1

—

—

—

—

—

(d) Electronic Machinery & Goods

—

—

—

1

5

6

13. Vehicles, Vehicle Parts & Transport Equipments

1

2

1

—

—

—

14. Other Industries

204

57

47

342

5,73

4,97

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

—

—

—

1

—

—

III.

TRANSPORT OPERATORS

99

2,46

1,60

89

1,60

1,31

IV.

PROFESSIONAL AND OTHER SERVICES

170

1,95

1,44

235

4,34

3,08

V.

PERSONAL LOANS

3,990

19,98

16,85

3,340

24,30

19,87

1. Loans for Purchase of Consumer Durables

1,413

3,78

2,87

677

1,34

1,17

2. Loans for Housing

590

5,59

4,91

904

11,02

9,65

3. Rest of the Personal Loans

1,987

10,61

9,07

1,759

11,94

9,05

VI.

TRADE

223

3,17

2,65

380

7,96

5,74

1. Wholesale Trade

11

43

37

17

1,92

70

2. Retail Trade

212

2,74

2,27

363

6,04

5,04

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

116

75

67

359

21,92

9,24

TOTAL BANK CREDIT

8,190

34,27

27,93

5,675

83,12

60,17

OF WHICH : 1. Artisans & Village Industries

115

18

15

30

9

8

2. Other Small Scale Industries

100

74

42

315

2,49

3,02

Note : There are no Urban and Metropolitan Centres in Sikkim.