Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

10,618

15,73

13,05

19,337

32,84

28,30

1.

Direct Finance

10,616

15,67

12,99

19,263

32,20

27,68

2.

Indirect Finance

2

6

6

74

64

62

II.

INDUSTRY

1,822

6,79

6,18

8,474

22,17

21,28

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

3

24

24

45

1,72

1,64

(a)

Rice Mills, Flour & Dal Mills

-

-

-

18

16

15

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

1

-

-

(d)

Tea Processing

2

9

9

1

8

11

(e)

Processing of Fruits & Vegetables

-

-

-

1

3

3

(f)

Others

1

15

15

24

1,45

1,36

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

1

3

2

33

45

46

(a)

Cotton Textiles

1

3

2

1

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

8

14

14

(d)

Other Textiles

-

-

-

24

31

32

5.

Paper, Paper Products & Printing

-

-

-

21

48

49

6.

Leather & Leather Products

-

-

-

11

9

8

7.

Rubber & Rubber Products

1

4

4

11

15

15

8.

Chemicals & Chemical Products

3

16

9

13

55

94

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

2

6

5

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

3

16

9

11

50

89

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

20

17

6

4

4

11.

Basic Metals & Metal Products

7

47

37

23

46

46

(a)

Iron & Steel

3

26

22

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

4

21

16

23

46

46

12.

Engineering

1

2

2

17

58

77

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

1

-

-

(c)

Electrical Machinery & Goods

1

2

2

10

28

48

(d)

Electronic Machinery & Goods

-

-

-

6

30

29

13.

Vehicles, Vehicle Parts & Transport Equipments

1

3

-

20

78

1,10

14.

Other Industries

1,801

5,57

5,20

6,948

13,64

12,27

15.

Electricity, Gas & Water

1

3

3

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

3

3

-

-

-

16.

Construction

1

-

-

1,326

3,22

2,87

III.

TRANSPORT OPERATORS

212

3,79

2,33

265

4,03

4,04

IV.

PROFESSIONAL AND OTHER SERVICES

178

1,04

84

1,299

4,27

3,46

V.

PERSONAL LOANS

6,833

25,11

21,44

8,505

27,77

24,03

1.

Loans for Purchase of Consumer Durables

87

27

18

648

1,72

1,41

2.

Loans for Housing

603

6,02

5,67

1,564

8,20

6,86

3.

Rest of the Personal Loans

6,143

18,82

15,58

6,293

17,85

15,76

VI..

TRADE

5,217

25,55

18,85

1,980

20,98

17,51

1.

Wholesale Trade

176

7,08

6,58

568

5,73

4,84

2.

Retail Trade

5,041

18,47

12,27

1,412

15,26

12,66

VII.

FINANCE

-

-

-

115

27

22

VIII.

ALLOTHERS

1,568

17,74

13,86

14,721

42,39

38,88

TOTAL BANK CREDIT

26,448

95,76

76,56

54,696

154,72

137,71

OF WHICH:

1. Artisans & Village Industries

153

28

22

746

1,42

1,34

2. Other Small Scale Industries

1,659

5,97

5,51

2,430

8,21

8,93

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

32,427

27,95

24,23

1.

Direct Finance

-

-

-

32,236

26,58

23,48

2.

Indirect Finance

-

-

-

191

1,37

75

II.

INDUSTRY

-

-

-

23,840

15,99

16,85

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

13

26

32

(a)

Rice Mills, Flour & Dal Mills

-

-

-

6

9

7

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

7

18

25

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

2

1

3

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

3

5

5

8.

Chemicals & Chemical Products

-

-

-

2

1

2

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

1

1

1

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

1

-

1

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

2

1

1

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

2

1

1

12.

Engineering

-

-

-

4

12

21

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

3

10

19

(d)

Electronic Machinery & Goods

-

-

-

1

2

2

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

3

2

1

14.

Other Industries

-

-

-

23,715

14,27

15,07

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

96

1,24

1,15

III.

TRANSPORT OPERATORS

-

-

-

1,485

4,44

3,56

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

5,201

3,98

3,96

V.

PERSONAL LOANS

-

-

-

17,296

41,96

35,93

1.

Loans for Purchase of Consumer Durables

-

-

-

4,557

11,82

10,66

2.

Loans for Housing

-

-

-

681

9,58

7,69

3.

Rest of the Personal Loans

-

-

-

12,058

20,56

17,58

VI..

TRADE

-

-

-

58,457

40,12

40,00

1.

Wholesale Trade

-

-

-

5

9

5

2.

Retail Trade

-

-

-

58,452

40,04

39,95

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALLOTHERS

-

-

-

146

12

12

TOTAL BANK CREDIT

-

-

-

1,38,852

134,58

124,67

OF WHICH:

1. Artisans & Village Industries

-

-

-

14,316

6,40

7,27

2. Other Small Scale Industries

-

-

-

3,344

3,32

3,69

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

62,382

76,52

65,58

1.

Direct Finance

-

-

-

62,115

74,44

64,15

2.

Indirect Finance

-

-

-

267

2,08

1,43

II.

INDUSTRY

-

-

-

34,136

44,96

44,32

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

61

2,23

2,20

(a)

Rice Mills, Flour & Dal Mills

-

-

-

24

24

22

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

1

-

-

(d)

Tea Processing

-

-

-

3

17

20

(e)

Processing of Fruits & Vegetables

-

-

-

1

3

3

(f)

Others

-

-

-

32

1,78

1,75

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

34

48

48

(a)

Cotton Textiles

-

-

-

2

3

3

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

8

14

14

(d)

Other Textiles

-

-

-

24

31

32

5.

Paper, Paper Products & Printing

-

-

-

23

49

52

6.

Leather & Leather Products

-

-

-

11

9

8

7.

Rubber & Rubber Products

-

-

-

15

24

24

8.

Chemicals & Chemical Products

-

-

-

18

73

1,05

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

3

7

6

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

15

66

98

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

8

24

22

11.

Basic Metals & Metal Products

-

-

-

32

94

84

(a)

Iron & Steel

-

-

-

3

26

22

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

29

68

63

12.

Engineering

-

-

-

22

73

1,00

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

1

-

-

(c)

Electrical Machinery & Goods

-

-

-

14

40

68

(d)

Electronic Machinery & Goods

-

-

-

7

32

31

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

24

83

1,12

14.

Other Industries

-

-

-

32,464

33,47

32,53

15.

Electricity, Gas & Water

-

-

-

1

3

3

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

3

3

16.

Construction

-

-

-

1,423

4,46

4,02

III.

TRANSPORT OPERATORS

-

-

-

1,962

12,26

9,93

IV.

PROFESSIONAL AND OTHER SERVICES

1

30

15

6,679

9,59

8,41

V.

PERSONAL LOANS

-

-

-

32,634

94,85

81,41

1.

Loans for Purchase of Consumer Durables

-

-

-

5,292

13,81

12,25

2.

Loans for Housing

-

-

-

2,848

23,80

20,23

3.

Rest of the Personal Loans

-

-

-

24,494

57,23

48,93

VI..

TRADE

-

-

-

65,654

86,66

76,36

1.

Wholesale Trade

-

-

-

749

12,90