Indicators

March 2001

March 2002

March 2003

March 2004

March 2005

March 2006

March 2007

March 2008

March 2009

Number of Commercial Banks

300

297

292

290

289

222

183

174

170

(a) Scheduled Commercial Banks

296

293

288

286

285

218

179

170

166

of which: Regional Rural Banks

196

196

196

196

196

133

96

91

86

(b) Non-Scheduled Commercial Banks

5

4

4

5

4

4

4

4

4

Number of Bank Offices in India

67937

68195

68500

69170

70373

71685

74346

78666

82408

(a) Rural

32585

32503

32283

32227

30790

30436

30575

31105

31699

(b) Semi-Urban

14843

14962

15135

15288

15325

15811

16620

17897

19082

(c) Urban

11193

11328

11566

11806

12419

13034

14049

15530

16614

(d) Metropolitan

9316

9402

9516

9750

11839

14204

13102

14134

15013

Population per Office (in thousands)

15

15

16

16

16

16

15

15

14

Aggregate deposits of Scheduled Commercial Banks in India (Rs. crore)

989141

1131188

1311761

1504416

1700198

2109049

2611934

3196940

3834110

(a) Demand deposits

159407

169103

187837

225022

248028

364640

429731

524310

523085

(b) Time deposits

829734

962085

1123924

1279394

1452171

1744409

2182203

2672630

3311025

Credit of Scheduled Commercial Banks in India (Rs. crore)

529271

609053

746432

840785

1100428

1507077

1931190

2361913

2775549

Investments of Scheduled Commercial Banks in India (Rs. crore)

367184

437482

547546

677588

739154

717454

791516

971714

1166410

Deposits of Scheduled Commercial Banks per office (Rs. lakh)

1456

1659

1925

2265

2574

3047

3675

4344

4980

Credit of Scheduled Commercial Banks per office (Rs. lakh)

779

893

1143

1330

1700

2209

2757

3222

3615

Per capita Deposit of Scheduled Commercial Banks (Rs.)

9770

11008

12253

14089

16281

19130

23382

28610

34372

Per capita Credit of Scheduled Commercial Banks (Rs.)

5228

5927

7275

8273

10752

13869

17541

21218

24945

Deposits of Scheduled Commercial Banks as percentage to Gross National Product at factor cost (at current prices)

56.0

54.4

58.8

59.4

60.0

65.4

70.1

74.4

78.1

Scheduled Commercial Banks’ Advances to Priority Sectors (Rs. crore)

182255

205606

254648

263834

381476

510175

632647

738686

932459

Share of Priority Sector Advances in total credit of Scheduled Commercial Banks (per cent)

31.0

34.8

35.1

34.5

36.7

35.3

34.3

32.9

35.2

Credit-Deposit Ratio (per cent)

53.5

53.8

56.9

55.9

62.6

70.1

73.5

74.6

73.9

Investment-Deposit Ratio (per cent)

37.1

38.7

41.3

45.0

47.3

40.0

35.3

35.5

35.7

Cash-Deposit Ratio (per cent)

8.4

7.1

6.3

7.2

6.4

6.7

7.2

9.7

7.3

Notes  : 1) Number of bank offices includes Administrative Offices.
2)  Classification of bank offices according to population, for years upto March 2004 it is based on 1991 census.
For March 2005 to March 2009, classification of bank offices are based on 2001 census.
3)  Population per office, per capita deposits and per capita credit are based on the estimated mid-year population
figures, supplied by the Office of the Registrar General, India.
4)  Deposits, credit and investments of Scheduled Commercial Banks in India are as per “Form-A” return under
Section 42(2) of the Reserve Bank of India Act, 1934 and relate to the last Friday of the reference period.
5)  Scheduled Commercial Banks’ advances to priority sectors and the related ratios are exclusive of Regional Rural Banks.
6)  For working out cash-deposit ratio, cash is taken as the total of   ‘cash in hand’ and ‘balances with the Reserve
Bank of India’. The data for ‘cash in hand’ are taken from “Form-A” return as per Section 42(2) of the Reserve Bank of India Act, 1934 and ‘balances with the Reserve Bank of India’ are taken from the “Weekly Statement of Affairs of the Reserve Bank of India”.
7) Investments of Scheduled Commercial Banks in India include only investments in government securities and other approved securities.