Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation - 1997 - ആർബിഐ - Reserve Bank of India
Table 13 : Distribution of Outstanding Credit of Scheduled Commercial Banks according to Occupation - 1997
| | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||
Credit Limit | Outstanding | ||||||||
No. of | Percent | Amount | Percent | Amount | Percent | ||||
Occupation | Accounts | share | | share | | share | |||
| | | (1) | (2) | (3) | (4) | (5) | (6) | |
I. | Agriculture | 22524364 | 40.5 | 3698055 | 10.5 | 3163415 | 11.1 | ||
1. | Direct Finance | 22224763 | 40.0 | 3094621 | 8.8 | 2721736 | 9.6 | ||
2. | Indirect Finance | 299601 | 0.5 | 603434 | 1.7 | 441680 | 1.6 | ||
II. | Industry | 4427994 | 8.0 | 17826683 | 50.8 | 14031360 | 49.3 | ||
1. | Mining and Quarrying | 17631 | - | 548342 | 1.6 | 378707 | 1.3 | ||
2. | Food Manufacturing and Processing | 127220 | 0.2 | 1519012 | 4.3 | 1152491 | 4.1 | ||
a) Rice, flour and dal mills | 38284 | 0.1 | 270266 | 0.8 | 210362 | 0.7 | |||
b) Sugar | 1579 | - | 276804 | 0.8 | 227647 | 0.8 | |||
c) Edible oils & vanaspati | 16812 | - | 301900 | 0.9 | 217891 | 0.8 | |||
d) Tea processing | 1605 | - | 176432 | 0.5 | 117046 | 0.4 | |||
e) Processing of fruits & vegetables | 2324 | - | 36261 | 0.1 | 27054 | 0.1 | |||
f) Others | 66616 | 0.1 | 457349 | 1.3 | 352490 | 1.2 | |||
3. | Beverage and Tobacco | 6084 | - | 226224 | 0.6 | 170981 | 0.6 | ||
4. | Textiles | 142787 | 0.3 | 2906836 | 8.3 | 2233875 | 7.9 | ||
a) Cotton textiles | 36960 | 0.1 | 1183174 | 3.4 | 923485 | 3.2 | |||
b) Jute textiles | 1759 | - | 55995 | 0.2 | 42674 | 0.2 | |||
c) Handloom textiles & Khadi | 11502 | - | 51209 | 0.1 | 42586 | 0.1 | |||
d) Other textiles and textile goods | 92566 | 0.2 | 1616458 | 4.6 | 1225129 | 4.3 | |||
5. | Paper, Paper Products and Printing | 43648 | 0.1 | 465091 | 1.3 | 379385 | 1.3 | ||
6. | Leather and Leather Products | 15882 | - | 273856 | 0.8 | 220270 | 0.8 | ||
7. | Rubber and Rubber Products | 13063 | - | 281105 | 0.8 | 232519 | 0.8 | ||
8. | Chemicals & Chemical Products | 76599 | 0.1 | 2539133 | 7.2 | 1952158 | 6.9 | ||
a) Heavy industrial chemicals | 8092 | - | 476446 | 1.4 | 341394 | 1.2 | |||
b) Fertilisers | 2197 | - | 333886 | 1.0 | 245225 | 0.9 | |||
c) Drugs and pharmaceuticals | 15028 | - | 731725 | 2.1 | 583661 | 2.1 | |||
d) Non-edible oils | 1749 | - | 33925 | 0.1 | 29499 | 0.1 | |||
e) Other Chemicals & Chemical Products | 49533 | 0.1 | 963151 | 2.7 | 752379 | 2.6 | |||
9. | Petroleum, Coal Products & Nuclear Fuels | 5785 | - | 362934 | 1.0 | 304247 | 1.1 | ||
10. | Manufacture of Cement & Cement Products | 9541 | - | 283683 | 0.8 | 233107 | 0.8 | ||
11. | Basic Metals and Metal Products | 86975 | 0.2 | 2129490 | 6.1 | 1730352 | 6.1 | ||
a) Iron and steel | 28676 | 0.1 | 1507581 | 4.3 | 1238883 | 4.4 | |||
b) Non-ferrous metals | 6159 | - | 157015 | 0.4 | 125082 | 0.4 | |||
c) Other metal products | 52140 | 0.1 | 464894 | 1.3 | 366387 | 1.3 | |||
12. | Engineering | 102645 | 0.2 | 2744694 | 7.8 | 2155915 | 7.6 | ||
a) Heavy engineering | 14659 | - | 761837 | 2.2 | 575790 | 2.0 | |||
b) Light engineering | 42200 | 0.1 | 660772 | 1.9 | 510894 | 1.8 | |||
c) Electrical machinery & goods | 26592 | - | 699866 | 2.0 | 544028 | 1.9 | |||
d) Electronic machinery & goods | 19194 | - | 622219 | 1.8 | 525203 | 1.8 | |||
13. | Vehicles, Vehicle Parts & Transport Equipments | 33009 | 0.1 | 694562 | 2.0 | 537262 | 1.9 | ||
14. | Other Industries | 3711536 | 6.7 | 1942830 | 5.5 | 1618734 | 5.7 | ||
15. | Electricity, Gas & Water | 11393 | - | 465205 | 1.3 | 345286 | 1.2 | ||
a) Electricity Generation & Transmission | 9809 | - | 433825 | 1.2 | 320404 | 1.1 | |||
b) Non-Conventional Energy | 503 | - | 15569 | - | 12527 | - | |||
c) Gas, Steam & Water Supply | 1081 | - | 15810 | - | 12355 | - | |||
16. | Construction | 24196 | - | 443686 | 1.3 | 386073 | 1.4 | ||
III. | Transport operators | 1122131 | 2.0 | 630264 | 1.8 | 520206 | 1.8 | ||
IV. | Professional and other services | 2177329 | 3.9 | 1085451 | 3.1 | 894184 | 3.1 | ||
V. | Personal Loans | 11432406 | 20.6 | 3312163 | 9.4 | 2820132 | 9.9 | ||
1. | Loans for Purchase of Consumer Durables | 768459 | 1.4 | 118949 | 0.3 | 97361 | 0.3 | ||
2. | Loans for Housing | 1033802 | 1.9 | 893108 | 2.5 | 794599 | 2.8 | ||
3. | Rest of the Personal Loans | 9630145 | 17.3 | 2300106 | 6.6 | 1928173 | 6.8 | ||
VI. | Trade | 8947094 | 16.1 | 4570405 | 13.0 | 3744043 | 13.2 | ||
1. | Wholesale Trade | 413569 | 0.7 | 2675594 | 7.6 | 2128311 | 7.5 | ||
of which : Food Procurement | 121 | - | 874998 | 2.5 | 795881 | 2.8 | |||
2. | Retail Trade | 8533525 | 15.3 | 1894811 | 5.4 | 1615732 | 5.7 | ||
VII. | Finance | 21970 | - | 1404312 | 4.0 | 1129334 | 4.0 | ||
VIII. | All others | 4964629 | 8.9 | 2534334 | 7.2 | 2134656 | 7.5 | ||
Total Bank Credit | 55617917 | 100.0 | 35061667 | 100.0 | 28437330 | 100.0 | |||
Of which : | 1. Artisan &Village Industries | 2066264 | 3.7 | 206270 | 0.6 | 182465 | 0.6 | ||
| 2. Other Small Scale Industries | 1737692 | 3.1 | 3363890 | 9.6 | 2679332 | 9.4 |
- | : Nil or negligible. | |
Source | : Basic Statistical Return - 1. |