Table 4.2 : Ownership of Deposits With Scheduled Commercial Banks : 2007 and 2008 - ആർബിഐ - Reserve Bank of India
Table 4.2 : Ownership of Deposits With Scheduled Commercial Banks : 2007 and 2008
(Amount in Rs. crore) |
||||||||
|
As on the last Friday of March |
|||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
I. Government Sector |
49663 |
66281 |
49049 |
62861 |
291961 |
318663 |
390673 |
447805 |
|
(14.8) |
(14.8) |
(7.3) |
(8.0) |
(17.2) |
(15.3) |
(14.5) |
(13.5) |
1. Central & State Governments |
20918 |
30529 |
25966 |
34138 |
83206 |
113888 |
130091 |
178555 |
|
(6.2) |
(6.8) |
(3.9) |
(4.3) |
(4.9) |
(5.5) |
(4.8) |
(5.4) |
i) Central Government |
9393 |
13004 |
2661 |
4473 |
51669 |
60019 |
63723 |
77496 |
|
(2.8) |
(2.9) |
(0.4) |
(0.6) |
(3.1) |
(2.9) |
(2.4) |
(2.3) |
ii) State Governments |
11525 |
17525 |
23305 |
29665 |
31537 |
53869 |
66368 |
101059 |
|
(3.4) |
(3.9) |
(3.5) |
(3.8) |
(1.9) |
(2.6) |
(2.5) |
(3.0) |
2. Local Authorities |
6051 |
7967 |
13616 |
16908 |
48711 |
44971 |
68377 |
69846 |
|
(1.8) |
(1.8) |
(2.0) |
(2.2) |
(2.9) |
(2.2) |
(2.5) |
(2.1) |
3. Quasi Government Bodies |
10750 |
9800 |
3979 |
4890 |
53701 |
53287 |
68431 |
67977 |
|
(3.2) |
(2.2) |
(0.6) |
(0.6) |
(3.2) |
(2.6) |
(2.5) |
(2.0) |
Of which: State Electricity Boards |
4124 |
2364 |
435 |
798 |
6783 |
9962 |
11341 |
13124 |
|
(1.2) |
(0.5) |
(0.1) |
(0.1) |
(0.4) |
(0.5) |
(0.4) |
(0.4) |
4. Public Sector Corporations |
11943 |
17985 |
5488 |
6924 |
106343 |
106517 |
123774 |
131426 |
and Companies |
(3.6) |
(4.0) |
(0.8) |
(0.9) |
(6.3) |
(5.1) |
(4.6) |
(4.0) |
i) Non - Departmental Commercial |
3681 |
5801 |
751 |
699 |
59246 |
40261 |
63677 |
46761 |
Undertakings |
(1.1) |
(1.3) |
(0.1) |
(0.1) |
(3.5) |
(1.9) |
(2.4) |
(1.4) |
ii) Others |
8262 |
12184 |
4738 |
6225 |
47098 |
66256 |
60097 |
84665 |
|
(2.5) |
(2.7) |
(0.7) |
(0.8) |
(2.8) |
(3.2) |
(2.2) |
(2.6) |
II. Private Corporate Sector |
76647 |
111357 |
3245 |
3487 |
223591 |
317365 |
303482 |
432209 |
(Non - Financial) |
(22.8) |
(24.8) |
(0.5) |
(0.4) |
(13.2) |
(15.2) |
(11.2) |
(13.0) |
1. Non- Financial Companies |
61242 |
77295 |
917 |
886 |
185668 |
251110 |
247826 |
329291 |
|
(18.2) |
(17.2) |
(0.1) |
(0.1) |
(11.0) |
(12.1) |
(9.2) |
(9.9) |
2. Non-Credit Co -operative |
842 |
375 |
607 |
411 |
2623 |
2101 |
4071 |
2887 |
Institutions |
(0.3) |
(0.1) |
(0.1) |
(0.1) |
(0.2) |
(0.1) |
(0.2) |
(0.1) |
3. Others |
14563 |
33687 |
1722 |
2190 |
35300 |
64154 |
51585 |
100031 |
|
(4.3) |
(7.5) |
(0.3) |
(0.3) |
(2.1) |
(3.1) |
(1.9) |
(3.0) |
III. Financial Sector |
38367 |
73223 |
3684 |
4041 |
240413 |
265648 |
282465 |
342912 |
|
(11.4) |
(16.3) |
(0.5) |
(0.5) |
(14.2) |
(12.7) |
(10.5) |
(10.3) |
1. Banks |
18732 |
19889 |
1693 |
2042 |
91849 |
97178 |
112274 |
119109 |
|
(5.6) |
(4.4) |
(0.3) |
(0.3) |
(5.4) |
(4.7) |
(4.2) |
(3.6) |
i) Indian Commercial Banks |
13822 |
12383 |
1389 |
1572 |
59838 |
65158 |
75048 |
79113 |
|
(4.1) |
(2.8) |
(0.2) |
(0.2) |
(3.5) |
(3.1) |
(2.8) |
(2.4) |
ii) Foreign Resident Banks |
1614 |
1359 |
5 |
2 |
8779 |
4081 |
10398 |
5442 |
(Offices of Foreign Banks in India ) |
(0.5) |
(0.3) |
(0.0) |
(0.0) |
(0.5) |
(0.2) |
(0.4) |
(0.2) |
iii) Co-operative Banks & |
3296 |
6147 |
300 |
467 |
23232 |
27940 |
26828 |
34554 |
Credit societies |
(1.0) |
(1.4) |
(0.0) |
(0.1) |
(1.4) |
(1.3) |
(1.0) |
(1.0) |
a. Co-operative Banks |
3043 |
5679 |
99 |
141 |
22539 |
26639 |
25682 |
32459 |
|
(0.9) |
(1.3) |
(0.0) |
(0.0) |
(1.3) |
(1.3) |
(1.0) |
(1.0) |
b. Credit Societies |
253 |
468 |
201 |
326 |
693 |
1301 |
1147 |
2095 |
|
(0.1) |
(0.1) |
(0.0) |
(0.0) |
(0.0) |
(0.1) |
(0.0) |
(0.1) |
Note : Figures in brackets indicate percentages to total. |
||||||||
Source : Reserve Bank of India Bulletin, October 2008. |
TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Contd.) |
||||||||
(Amount in Rs. crore) |
||||||||
|
As on the last Friday of March |
|||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
2. Other Financial Institutions |
11560 |
26248 |
1109 |
1209 |
105426 |
103107 |
118095 |
130564 |
|
(3.4) |
(5.8) |
(0.2) |
(0.2) |
(6.2) |
(4.9) |
(4.4) |
(3.9) |
i) Financial Companies |
549 |
574 |
72 |
58 |
2837 |
2560 |
3458 |
3192 |
|
(0.2) |
0.1 |
(0.0) |
(0.0) |
(0.2) |
(0.1) |
(0.1) |
(0.0) |
a. Housing Finance Companies |
387 |
293 |
62 |
46 |
1093 |
1045 |
1541 |
1384 |
|
(0.1) |
0.1 |
(0.0) |
(0.0) |
(0.1) |
(0.1) |
(0.1) |
(0.0) |
b. Auto Finance Companies |
163 |
281 |
10 |
12 |
1744 |
1515 |
1917 |
1808 |
|
(0.0) |
0.1 |
(0.0) |
(0.0) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
ii) Mutual Funds |
1645 |
1473 |
16 |
23 |
59157 |
45702 |
60818 |
47198 |
(including Private Sector |
(0.5) |
0.3 |
(0.0) |
(0.0) |
(3.5) |
(2.2) |
(2.3) |
(1.4) |
Mutual Funds) |
|
|
|
|
|
|
|
|
a. Mutual Funds in Private Sector |
640 |
332 |
- |
- |
19399 |
21760 |
20040 |
22092 |
|
(0.2) |
0.1 |
(0.0) |
(0.0) |
(1.1) |
(1.0) |
(0.7) |
(0.7) |
b. Other Mutual Funds |
1005 |
1141 |
16 |
23 |
39757 |
23942 |
40778 |
25106 |
|
(0.3) |
0.3 |
(0.0) |
(0.0) |
(2.3) |
(1.1) |
(1.5) |
(0.8) |
iii) Unit Trust of India |
2009 |
18637 |
16 |
85 |
4028 |
3414 |
6054 |
22136 |
|
(0.6) |
4.1 |
(0.0) |
(0.0) |
(0.2) |
(0.2) |
(0.2) |
(0.7) |
iv) Insurance Corporations and |
5739 |
4269 |
29 |
22 |
16853 |
18671 |
22621 |
22962 |
Companies(Life and General) |
(1.7) |
(1.0) |
(0.0) |
(0.0) |
(1.0) |
(0.9) |
(0.8) |
(0.7) |
v) Term Lending Institutions |
249 |
176 |
21 |
51 |
2918 |
3409 |
3189 |
3636 |
|
(0.1) |
(0.0) |
(0.0) |
(0.0) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
vi) Provident Fund Institutions |
1368 |
1119 |
955 |
972 |
19632 |
29351 |
21955 |
31442 |
|
(0.4) |
(0.2) |
(0.1) |
(0.1) |
(1.2) |
(1.4) |
(0.8) |
(0.9) |
3.Other Financial Companies@ |
8075 |
27086 |
882 |
790 |
43139 |
65363 |
52095 |
93239 |
|
(2.4) |
(6.0) |
(0.1) |
(0.1) |
(2.5) |
(3.1) |
(1.9) |
(2.8) |
i) Financial Services Companies |
2137 |
14400 |
52 |
33 |
11356 |
13114 |
13545 |
27547 |
|
(0.6) |
(3.2) |
(0.0) |
(0.0) |
(0.7) |
(0.6) |
(0.5) |
(0.8) |
ii) Other Financial Companies |
4002 |
6820 |
72 |
79 |
13536 |
30415 |
17610 |
37314 |
|
(1.2) |
(1.5) |
(0.0) |
(0.0) |
(0.8) |
(1.5) |
(0.7) |
(1.1) |
iii) Others |
1936 |
5866 |
759 |
679 |
18247 |
21833 |
20941 |
28378 |
|
(0.6) |
(1.3) |
(0.1) |
(0.1) |
(1.1) |
(1.0) |
(0.8) |
(0.9) |
Notes : Figures in brackets indicate percentages to total. |
||||||||
@ Includes (a) 'Financial Service Companies' which undertake issue management, portfolio management etc., (b) 'Other Financial Companies' which are engaged in leasing, hire purchase, loan companies, etc., and (c) 'Others' including non-profit institutions serving business, like FICCI, CII, ASSOCHAM, etc. |
||||||||
Source : Reserve Bank of India Bulletin, October 2008. |
TABLE 4.2 : OWNERSHIP OF DEPOSITS WITH SCHEDULED COMMERCIAL BANKS : 2006 AND 2007 (Concld.) |
||||||||
(Amount in Rs. crore) |
||||||||
|
As on the last Friday of March |
|||||||
Sector of the Economy |
Current |
Savings |
Term |
Total |
||||
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
2007 |
2008 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
IV. Household Sector |
160883 |
183013 |
578107 |
670895 |
810726 |
1074109 |
1549716 |
1928017 |
|
(47.9) |
(40.7) |
(86.2) |
(85.4) |
(47.9) |
(51.5) |
(57.4) |
(58.1) |
1. Individuals (including Hindu |
73220 |
82796 |
515938 |
598620 |
612681 |
813963 |
1201839 |
1495379 |
Undivided Families) |
(21.8) |
(18.4) |
(76.9) |
(76.2) |
(36.2) |
(39.1) |
(44.5) |
(45.1) |
i) Farmers |
2716 |
3569 |
85316 |
82609 |
84410 |
91012 |
172442 |
177190 |
|
(0.8) |
(0.8) |
(12.7) |
(10.5) |
(5.0) |
(4.4) |
(6.4) |
(5.3) |
ii) Businessmen, Traders, |
38796 |
39971 |
69206 |
87928 |
101167 |
135647 |
209170 |
263546 |
Professionals and |
(11.6) |
(8.9) |
(10.3) |
(11.2) |
(6.0) |
(6.5) |
(7.7) |
(7.9) |
Self - Employed Persons |
|
|
|
|
|
|
|
|
iii) Wage and Salary Earners |
4240 |
3886 |
95582 |
107263 |
78211 |
107046 |
178033 |
218195 |
|
(1.3) |
(0.9) |
(14.2) |
(13.7) |
(4.6) |
(5.1) |
(6.6) |
(6.6) |
iv) Shroffs, Money Lenders, |
999 |
1028 |
4161 |
4580 |
5309 |
10644 |
10469 |
16252 |
Stock Brokers, Dealers in Bullion etc. |
(0.3) |
(0.2) |
(0.6) |
(0.6) |
(0.3) |
(0.5) |
(0.4) |
(0.5) |
v) Other Individuals |
26468 |
34341 |
261673 |
316240 |
343584 |
469614 |
631725 |
820195 |
|
(7.9) |
(7.6) |
(39.0) |
(40.2) |
(20.3) |
(22.5) |
(23.4) |
(24.7) |
2. Trusts, Associations, Clubs etc. |
10229 |
12904 |
11717 |
12056 |
49718 |
56017 |
71663 |
80977 |
|
(3.0) |
(2.9) |
(1.7) |
(1.5) |
(2.9) |
(2.7) |
(2.7) |
(2.4) |
3. Proprietary and Partnership |
47556 |
54575 |
4311 |
5082 |
39521 |
50648 |
91388 |
110305 |
Concerns etc. |
(14.2) |
(12.1) |
(0.6) |
(0.6) |
(2.3) |
(2.4) |
(3.4) |
(3.3) |
4. Educational Institutions |
2865 |
3175 |
7980 |
8951 |
15306 |
16469 |
26112 |
28595 |
|
(0.9) |
(0.7) |
(1.2) |
(1.1) |
(0.9) |
(0.8) |
(1.0) |
(0.9) |
5. Religious Institutions |
475 |
355 |
2003 |
2161 |
7024 |
5958 |
9502 |
8474 |
|
(0.1) |
(0.1) |
(0.3) |
(0.3) |
(0.4) |
(0.3) |
(0.4) |
(0.3) |
6. Others (not elsewhere classified) |
26539 |
29207 |
36157 |
44025 |
86476 |
131054 |
149172 |
204286 |
|
(7.9) |
(6.5) |
(5.4) |
(5.6) |
(5.1) |
(6.3) |
(5.5) |
(6.2) |
V. Foreign Sector |
10147 |
15355 |
36765 |
44479 |
126653 |
107865 |
173565 |
167699 |
|
(3.0) |
(3.4) |
(5.5) |
(5.7) |
(7.5) |
(5.2) |
(6.4) |
(5.1) |
1. Foreign Consulates, Embassies, |
497 |
1049 |
328 |
334 |
752 |
2624 |
1578 |
4007 |
Trade Missions, Information |
(0.1) |
(0.2) |
(0.0) |
(0.0) |
(0.0) |
(0.1) |
(0.1) |
(0.1) |
Services etc. |
|
|
|
|
|
|
|
|
2. Non-Residents |
2623 |
1931 |
33156 |
40447 |
113640 |
97087 |
149418 |
139465 |
|
(0.8) |
(0.4) |
(4.9) |
(5.1) |
(6.7) |
(4.7) |
(5.5) |
(4.2) |
3. Others |
7027 |
12375 |
3281 |
3698 |
12261 |
8153 |
22569 |
24226 |
|
(2.1) |
(2.8) |
(0.5) |
(0.5) |
(0.7) |
(0.4) |
(0.8) |
(0.7) |
Total |
335707 |
449229 |
670850 |
785763 |
1693344 |
2083650 |
2699901 |
3318642 |
Note : Figures in brackets indicate percentages to total. |
||||||||
Source : Reserve Bank of India Bulletin, October 2008. |