Table 48: Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 1 of 30) - ആർബിഐ - Reserve Bank of India
Table 48: Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 1 of 30)
STATE BANK OF INDIA AND ITS ASSOCIATES |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
State Bank of India | State Bank of Bikaner | State Bank of | State Bank of Indore | State Bank of | |||||||||||||
| and Jaipur | Hyderabad | | Mysore | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) |
1. | Capital | 47401 | 52630 | 3640 | 3640 | 1725 | 1725 | 1750 | 1750 | 3600 | 3600 | ||||||
(0.3) | (0.3) | (0.5) | (0.4) | (0.2) | (0.2) | (0.6) | (0.5) | (0.8) | (0.7) | ||||||||
2. | Reserves and Surplus | 498891 | 745087 | 12141 | 15708 | 23068 | 27968 | 10756 | 12487 | 10756 | 13988 | ||||||
(3.5) | (4.8) | (1.8) | (1.9) | (2.8) | (3.0) | (3.4) | (3.6) | (2.3) | (2.6) | ||||||||
2.1. | Statutory Reserves | 168110 | 281091 | 2822 | 4022 | 5723 | 7323 | 2915 | 4271 | 2001 | 2951 | ||||||
2.2. | Capital Reserves | 4822 | 5171 | 76 | 76 | - | - | - | - | - | - | ||||||
2.3. | Share Premium | 224917 | 351057 | 4680 | 4680 | - | - | 4375 | 4375 | 6000 | 6000 | ||||||
2.4. | Revenue and other Reserves | 101013 | 107735 | 4562 | 6929 | 17345 | 20645 | 3465 | 3841 | 2755 | 5037 | ||||||
2.5. | Balance of Profit | 29 | 33 | 1 | - | - | - | 1 | 1 | - | - | ||||||
3. | Deposits | 9639545 | 11070117 | 465985 | 539766 | 609160 | 723751 | 246531 | 279715 | 379808 | 436622 | ||||||
(66.7) | (70.7) | (70.2) | (66.3) | (74.8) | (76.8) | (79.0) | (80.4) | (80.1) | (80.2) | ||||||||
3.1. | Demand Deposits | 2247679 | 2564646 | 81353 | 88952 | 124050 | 144986 | 47685 | 60602 | 55246 | 73650 | ||||||
(i) | From Banks | 325131 | 397331 | 11521 | 9263 | 23917 | 24730 | 8347 | 12665 | 9236 | 12949 | ||||||
(ii) | From Others | 1922548 | 2167315 | 69831 | 79688 | 100133 | 120256 | 39339 | 47938 | 46010 | 60701 | ||||||
3.2. | Savings Deposits | 2131416 | 2402813 | 123451 | 138280 | 125237 | 143401 | 60307 | 68759 | 86472 | 94782 | ||||||
3.3. | Term Deposits | 5260450 | 6102658 | 261181 | 312534 | 359873 | 435364 | 138539 | 150353 | 238090 | 268190 | ||||||
(i) | From Banks | 254638 | 257803 | 6276 | 8088 | 7827 | 11709 | 1352 | 1275 | 4797 | 5616 | ||||||
(ii) | From Others | 5005812 | 5844855 | 254905 | 304446 | 352046 | 423656 | 137187 | 149077 | 233293 | 262574 | ||||||
3.A. | Deposits of branches in India | 9014544 | 10376734 | 465985 | 539766 | 609160 | 723751 | 246531 | 279715 | 379808 | 436622 | ||||||
3.B. | Deposits of branches outside India | 625001 | 693383 | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 1265975 | 696053 | 34143 | 9370 | 43361 | 12152 | 6405 | 5266 | 31726 | 29558 | ||||||
(8.8) | (4.4) | (5.1) | (1.2) | (5.3) | (1.3) | (2.1) | (1.5) | (6.7) | (5.4) | ||||||||
4.1. | Borrowings in India | 444708 | 88345 | 24291 | 1624 | 36052 | 10697 | 5013 | 3177 | 20707 | 18488 | ||||||
(i) | From Reserve Bank of India | 346035 | 6 | 21340 | - | 27580 | - | 2038 | - | 14434 | - | ||||||
(ii) | From other Banks | - | 1 | 465 | 336 | - | - | - | - | 2379 | 15226 | ||||||
(iii) | From other Institutions and Agencies | 98674 | 88337 | 2486 | 1289 | 8472 | 10697 | 2975 | 3177 | 3894 | 3262 | ||||||
4.2. | Borrowings outside India | 821266 | 607708 | 9852 | 7745 | 7309 | 1455 | 1393 | 2089 | 11019 | 11070 | ||||||
5. | Other liabilities | 2995172 | 3083431 | 148291 | 245805 | 137166 | 177295 | 46451 | 48823 | 48346 | 60983 | ||||||
(20.7) | (19.7) | (22.3) | (30.2) | (16.8) | (18.8) | (14.9) | (14.0) | (10.2) | (11.2) | ||||||||
5.1. | Bills Payable | 717302 | 840353 | 44728 | 56945 | 37174 | 43370 | 12381 | 16804 | 6262 | 14755 | ||||||
5.2. | Inter-office Adjustments | - | - | 2227 | 38803 | 15773 | 35932 | 10589 | 4886 | 10761 | - | ||||||
5.3. | Interest Accrued | 695442 | 733768 | 31202 | 49374 | 44605 | 58692 | 14876 | 21084 | 23009 | 29325 | ||||||
5.4. | Others (including provisions) | 1582428 | 1509310 | | 70134 | 100683 | | 39614 | 39301 | | 8606 | 6050 | | 8314 | 16903 | ||
Total Liabilities | 14446983 | 15647318 | 664201 | 814289 | 814480 | 942891 | 311894 | 348041 | 474236 | 544751 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
State Bank of India | State Bank of Bikaner | State Bank of | State Bank of Indore | State Bank of | |||||||||||||
| and Jaipur | Hyderabad | | Mysore | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) | | (9) | (10) |
1. | Cash in hand | 43875 | 49325 | 2007 | 2349 | 2312 | 3165 | 1247 | 1659 | 2214 | 2791 | ||||||
(0.3) | (0.3) | (0.3) | (0.3) | (0.3) | (0.3) | (0.4) | (0.5) | (0.5) | (0.5) | ||||||||
2. | Balances with RBI | 1522526 | 1035393 | 74516 | 172546 | 90302 | 162896 | 48759 | 51676 | 98617 | 60783 | ||||||
(10.5) | (6.6) | (11.2) | (21.2) | (11.1) | (17.3) | (15.6) | (14.8) | (20.8) | (11.2) | ||||||||
3. | Balances with banks in India | 16181 | 61278 | 2884 | 9190 | 1198 | 924 | 2107 | 2170 | 2923 | 3308 | ||||||
(0.1) | (0.4) | (0.4) | (1.1) | (0.1) | (0.1) | (0.7) | (0.6) | (0.6) | (0.6) | ||||||||
4. | Money at call and short notice | 681074 | 1479745 | 72000 | - | 44600 | - | - | - | - | 10000 | ||||||
(4.7) | (9.5) | (10.8) | - | (5.5) | - | - | - | - | (1.8) | ||||||||
5. | Balances with banks outside India | 129415 | 149534 | 12803 | 14283 | 15223 | 14459 | 1752 | 2987 | 3009 | 6915 | ||||||
6. | Investments | 4381898 | 4682756 | 187236 | 228177 | 215525 | 293092 | 91391 | 109255 | 138662 | 177918 | ||||||
(30.3) | (29.9) | (28.2) | (28.0) | (26.5) | (31.1) | (29.3) | (31.4) | (29.2) | (32.7) | ||||||||
6.A. | Investments in India | 4290925 | 4571243 | 187236 | 228177 | 215525 | 293092 | 91391 | 109255 | 138662 | 177918 | ||||||
(i) | Government securities | 3050735 | 3397309 | 129179 | 163819 | 163785 | 231971 | 72376 | 90320 | 105996 | 130716 | ||||||
(ii) | Other approved securities | 787257 | 747161 | 39225 | 37710 | 25988 | 25293 | 14181 | 13984 | 22206 | 22142 | ||||||
(iii) | Shares | 41330 | 44845 | 902 | 1225 | 2397 | 2439 | 730 | 1017 | 642 | 1176 | ||||||
(iv) | Debentures and Bonds | 330756 | 292340 | 17845 | 25341 | 19560 | 24030 | 2403 | 2296 | 7159 | 17521 | ||||||
(v) | Subsidiaries and joint ventures | 78623 | 87380 | 79 | 79 | 203 | 276 | - | - | 53 | 975 | ||||||
(vi) | Others | 2225 | 2208 | 5 | 5 | 3592 | 9084 | 1701 | 1639 | 2606 | 5387 | ||||||
6.B. | Investments outside India | 90973 | 111513 | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | 8908 | 8666 | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | 23434 | 32504 | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | 58632 | 70343 | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 5982565 | 6223320 | 244748 | 301182 | 387616 | 404100 | 147048 | 160696 | 203885 | 240685 | ||||||
(41.4) | (39.8) | (36.8) | (37.0) | (47.6) | (42.9) | (47.1) | (46.2) | (43.0) | (44.2) | ||||||||
7.1. | Bills purchased and discounted | 882514 | 665641 | 18388 | 24720 | 33431 | 25226 | 16687 | 17939 | 23692 | 27964 | ||||||
7.2. | Cash credits, overdrafts & loans | 3662520 | 3847211 | 176945 | 206696 | 271080 | 286874 | 91925 | 96013 | 143186 | 171430 | ||||||
7.3. | Term loans | 1437530 | 1710468 | 49415 | 69766 | 83104 | 92000 | 38436 | 46745 | 37007 | 41291 | ||||||
8. | Fixed Assets | 87401 | 117092 | 3316 | 4078 | 5226 | 5963 | 2151 | 2457 | 2288 | 2599 | ||||||
(0.6) | (0.7) | (0.5) | (0.5) | (0.6) | (0.6) | (0.7) | (0.7) | (0.5) | (0.5) | ||||||||
8.1. | Premises | 56733 | 41138 | 1476 | 1874 | 2196 | 2265 | 1007 | 847 | 1027 | 1077 | ||||||
8.2. | Other Fixed assets | 30669 | 75954 | 1840 | 2204 | 3031 | 3698 | 1144 | 1611 | 1262 | 1522 | ||||||
9. | Other Assets | 1602047 | 1848875 | 64692 | 82483 | 52480 | 58290 | 17439 | 17140 | 22638 | 39752 | ||||||
(11.1) | (11.8) | (9.7) | (10.1) | (6.4) | (6.2) | (5.6) | (4.9) | (4.8) | (7.3) | ||||||||
9.1. | Inter - office adjustments (net) | 254620 | 425882 | - | - | - | - | - | - | - | 13897 | ||||||
9.2. | Interest accrued | 258684 | 247414 | 11835 | 12839 | 11559 | 13192 | 5739 | 4907 | 9135 | 11016 | ||||||
9.3. | Tax paid | 265053 | 241714 | 5347 | 5154 | 1015 | 6079 | 4344 | 4315 | 1819 | 2107 | ||||||
9.4. | Stationery and Stamps | 6083 | 6620 | 358 | 391 | 592 | 640 | 186 | 217 | 280 | 318 | ||||||
9.5. | Others | 817608 | 927246 | | 47152 | 64100 | | 39314 | 38379 | | 7170 | 7702 | | 11404 | 12413 | ||
14446983 | 15647318 | 664201 | 814289 | 814480 | 942891 | 311894 | 348041 | 474236 | 544751 | ||||||||
| Total Assets | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48: Liabilities and Assets of Scheduled Commercial |
STATE BANK OF INDIA AND ITS ASSOCIATES |
| | | | | |
| | | | (Amount in Rs. lakh) | |
As on 31st March | |||||||||||
State Bank of | State Bank of | State Bank of | |||||||||
Patiala | Saurashtra | Travancore | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (11) | (12) | | (13) | (14) | | (15) | (16) |
1. | Capital | 2475 | 2475 | 31400 | 31400 | 3500 | 3500 | ||||
(0.3) | (0.3) | (6.7) | (6.4) | (0.5) | (0.4) | ||||||
2. | Reserves and Surplus | 32891 | 40808 | 7178 | 7178 | 16533 | 17384 | ||||
(3.9) | (4.7) | (1.5) | (1.5) | (2.5) | (2.2) | ||||||
2.1. | Statutory Reserves | 17991 | 23275 | 3739 | 3739 | 6062 | 9166 | ||||
2.2. | Capital Reserves | - | 2633 | - | - | - | - | ||||
2.3. | Share Premium | - | - | - | - | 6750 | 6750 | ||||
2.4. | Revenue and other Reserves | 14900 | 14900 | 3440 | 3440 | 3720 | 1467 | ||||
2.5. | Balance of Profit | - | - | - | - | 1 | - | ||||
3. | Deposits | 621084 | 722935 | 314327 | 369967 | 542415 | 646369 | ||||
(74.5) | (83.4) | (67.4) | (75.2) | (81.6) | (83.0) | ||||||
3.1. | Demand Deposits | 111110 | 144093 | 57217 | 70495 | 53019 | 73201 | ||||
(i) | From Banks | 8050 | 8816 | 7124 | 10052 | 7095 | 16193 | ||||
(ii) | From Others | 103060 | 135278 | 50093 | 60443 | 45924 | 57009 | ||||
3.2. | Savings Deposits | 139238 | 156973 | 57487 | 66656 | 122784 | 131265 | ||||
3.3. | Term Deposits | 370736 | 421869 | 199623 | 232815 | 366611 | 441903 | ||||
(i) | From Banks | 1438 | 395 | 4807 | 5519 | 2080 | 17202 | ||||
(ii) | From Others | 369297 | 421473 | 194816 | 227296 | 364531 | 424701 | ||||
3.A. | Deposits of branches in India | 621084 | 722935 | 314327 | 369967 | 542415 | 646369 | ||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | ||||
4. | Borrowings | 38224 | 13895 | 41821 | 21776 | 20027 | 9164 | ||||
(4.6) | (1.6) | (9.0) | (4.4) | (3.0) | (1.2) | ||||||
4.1. | Borrowings in India | 22450 | 1430 | 22427 | 2416 | 17749 | 7461 | ||||
(i) | From Reserve Bank of India | 20723 | - | 18912 | - | - | - | ||||
(ii) | From other Banks | 60 | - | 138 | - | - | - | ||||
(iii) | From other Institutions and Agencies | 1666 | 1430 | 3377 | 2416 | 17749 | 7460 | ||||
4.2. | Borrowings outside India | 15774 | 12465 | 19395 | 19360 | 2278 | 1703 | ||||
5. | Other liabilities | 139192 | 87125 | 71831 | 61719 | 82106 | 102601 | ||||
(16.7) | (10.0) | (15.4) | (12.5) | (12.4) | (13.2) | ||||||
5.1. | Bills Payable | 44965 | 33613 | 8665 | 9853 | 25728 | 30397 | ||||
5.2. | Inter-office Adjustments | 35617 | - | 6997 | 16872 | - | - | ||||
5.3. | Interest Accrued | 34710 | 46641 | 22587 | 28338 | 36204 | 42565 | ||||
5.4. | Others (including provisions) | 23900 | 6871 | | 33582 | 6657 | | 20175 | 29639 | ||
Total Liabilities | 833866 | 867237 | 466558 | 492040 | 664581 | 779017 | |||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | |
| | | | (Amount in Rs. lakh) | |
As on 31st March | |||||||||||
State Bank of | State Bank of | State Bank of | |||||||||
Patiala | Saurashtra | Travancore | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (11) | (12) | | (13) | (14) | | (15) | (16) |
1. | Cash in hand | 2646 | 3146 | 1405 | 1567 | 2869 | 3153 | ||||
(0.3) | (0.4) | (0.3) | (0.3) | (0.4) | (0.4) | ||||||
2. | Balances with RBI | 119246 | 139634 | 44541 | 40089 | 82743 | 74594 | ||||
(14.3) | (16.1) | (9.5) | (8.1) | (12.5) | (9.6) | ||||||
3. | Balances with banks in India | 3008 | 3124 | 874 | 4579 | 579 | 2844 | ||||
(0.4) | (0.4) | (0.2) | (0.9) | (0.1) | (0.4) | ||||||
4. | Money at call and short notice | 59000 | - | 23500 | 25812 | - | - | ||||
(7.1) | (0.0) | (5.0) | (5.2) | (0.0) | (0.0) | ||||||
5. | Balances with banks outside India | 11257 | 16983 | 29219 | 18096 | 20277 | 32179 | ||||
6. | Investments | 217060 | 266224 | 143127 | 154540 | 187963 | 262621 | ||||
(26.0) | (30.7) | (30.7) | (31.4) | (28.3) | (33.7) | ||||||
6.A. | Investments in India | 217060 | 266224 | 143127 | 154540 | 187963 | 262621 | ||||
(i) | Government securities | 153315 | 194068 | 120743 | 119039 | 142412 | 213307 | ||||
(ii) | Other approved securities | 45198 | 44611 | 9245 | 9357 | 30118 | 29116 | ||||
(iii) | Shares | 1042 | 1255 | 1177 | 1489 | 793 | 1020 | ||||
(iv) | Debentures and Bonds | 14547 | 23756 | 11296 | 19447 | 8752 | 13269 | ||||
(v) | Subsidiaries and joint ventures | 26 | 35 | - | 665 | - | - | ||||
(vi) | Others | 2932 | 2500 | 666 | 4543 | 5889 | 5909 | ||||
6.B. | Investments outside India | - | - | - | - | - | - | ||||
(i) | Government securities | - | - | - | - | - | - | ||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | ||||
(iii) | Others | - | - | - | - | - | - | ||||
7. | Advances | 330486 | 378713 | 181308 | 215531 | 334916 | 365930 | ||||
(39.6) | (43.7) | (38.9) | (43.8) | (50.4) | (47.0) | ||||||
7.1. | Bills purchased and discounted | 27614 | 27165 | 18879 | 18954 | 19090 | 24200 | ||||
7.2. | Cash credits, overdrafts & loans | 244727 | 268491 | 140966 | 166689 | 237620 | 262852 | ||||
7.3. | Term loans | 58145 | 83058 | 21462 | 29888 | 78206 | 78878 | ||||
8. | Fixed Assets | 3292 | 4658 | 2322 | 2523 | 4000 | 4397 | ||||
(0.4) | (0.5) | (0.5) | (0.5) | (0.6) | (0.6) | ||||||
8.1. | Premises | 1432 | 2207 | 993 | 904 | 1462 | 1343 | ||||
8.2. | Other Fixed assets | 1861 | 2451 | 1329 | 1619 | 2538 | 3054 | ||||
9. | Other Assets | 87871 | 54755 | 40262 | 29303 | 31234 | 33299 | ||||
(10.5) | (6.3) | (8.6) | (6.0) | (4.7) | (4.3) | ||||||
9.1. | Inter - office adjustments (net) | - | 4500 | - | - | 10793 | 6767 | ||||
9.2. | Interest accrued | 15654 | 14905 | 8525 | 8272 | 13234 | 16831 | ||||
9.3. | Tax paid | 7137 | 6797 | 5197 | 5040 | 5915 | 6535 | ||||
9.4. | Stationery and Stamps | 263 | 269 | 186 | 196 | 319 | 382 | ||||
9.5. | Others | 64817 | 28284 | | 26354 | 15795 | | 974 | 2783 | ||
Total Assets | 833866 | 867237 | 466558 | 492040 | 664581 | 779017 | |||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |