Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30) - ആർബിഐ - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 16 of 30)
REGIONAL RURAL BANKS |
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|
(Amount in Rs. lakh) |
|||||
As on 31st March |
||||||||||||||||||
Ellaquai Dehati |
Etah Gramin |
Etawah Kshetriya |
Faizabad Kshetriya |
Faridkot Bhatinda Kshetriya |
||||||||||||||
Gramin Bank |
Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(101) |
(102) |
|
(103) |
(104) |
|
(105) |
(106) |
|
(107) |
(108) |
|
(109) |
(110) |
||
1. |
Capital |
75 |
50 |
93 |
75 |
787 |
75 |
100 |
100 |
100 |
||||||||
(1.5) |
(0.7) |
(0.8) |
(1.3) |
(10.4) |
(0.7) |
(0.8) |
(2.1) |
(1.6) |
||||||||||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
- |
142 |
275 |
||||||||
- |
- |
- |
- |
- |
- |
- |
(3.1) |
(4.5) |
||||||||||
2.1. |
Statutory Reserves |
- |
- |
- |
- |
- |
- |
- |
68 |
168 |
||||||||
2.2. |
Capital Reserves |
- |
- |
- |
- |
- |
- |
- |
- |
87 |
||||||||
2.3. |
Share Premium |
- |
- |
- |
- |
- |
- |
- |
74 |
- |
||||||||
2.4. |
Revenue and other Reserves |
- |
N |
- |
- |
- |
- |
- |
- |
- |
20 |
|||||||
2.5. |
Balance of Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
O |
||||||||||||||||||
3. |
Deposits |
3554 |
5609 |
7434 |
4565 |
5516 |
8580 |
11291 |
3128 |
4712 |
||||||||
(72.2) |
T |
(77.5) |
(67.8) |
(77.8) |
(73.1) |
(83.3) |
(85.7) |
(67.1) |
(76.3) |
|||||||||
3.1. |
Demand Deposits |
137 |
131 |
254 |
48 |
59 |
205 |
358 |
198 |
168 |
||||||||
(i) |
From Banks |
- |
- |
- |
- |
- |
- |
- |
90 |
94 |
||||||||
(ii) |
From Others |
137 |
A |
131 |
254 |
48 |
59 |
205 |
358 |
107 |
74 |
|||||||
3.2. |
Savings Deposits |
1638 |
2411 |
2909 |
2189 |
2485 |
4620 |
5992 |
781 |
638 |
||||||||
3.3. |
Term Deposits |
1779 |
V |
3066 |
4270 |
2329 |
2971 |
3755 |
- |
2149 |
3907 |
|||||||
(i) |
From Banks |
- |
- |
- |
- |
- |
- |
4940 |
957 |
2589 |
||||||||
(ii) |
From Others |
1779 |
A |
3066 |
4270 |
2329 |
2971 |
3755 |
4940 |
1192 |
1318 |
|||||||
3.A. |
Deposits of branches in India |
3554 |
5609 |
7434 |
4565 |
5516 |
8580 |
11291 |
3128 |
4712 |
||||||||
3.B. |
Deposits of branches outside India |
- |
I |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
4. |
Borrowings |
279 |
L |
1328 |
1658 |
942 |
834 |
884 |
941 |
977 |
648 |
|||||||
(5.7) |
(18.4) |
(15.1) |
(16.1) |
(11.1) |
(8.6) |
(7.1) |
(21.0) |
(10.5) |
||||||||||
4.1. |
Borrowings in India |
279 |
A |
1328 |
1658 |
942 |
834 |
884 |
941 |
977 |
648 |
|||||||
(i) |
From Reserve Bank of India |
- |
- |
- |
- |
- |
- |
862 |
50 |
- |
||||||||
(ii) |
From other Banks |
- |
B |
179 |
182 |
55 |
32 |
811 |
80 |
510 |
181 |
|||||||
(iii) |
From other Institutions and Agencies |
279 |
1149 |
1476 |
887 |
801 |
73 |
- |
416 |
467 |
||||||||
4.2. |
Borrowings outside India |
- |
L |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
5. |
Other liabilities |
1012 |
E |
250 |
1778 |
285 |
405 |
767 |
841 |
311 |
444 |
|||||||
(20.6) |
(3.5) |
(16.2) |
(4.9) |
(5.4) |
(7.4) |
(6.4) |
(6.7) |
(7.2) |
||||||||||
5.1. |
Bills Payable |
23 |
18 |
246 |
8 |
10 |
13 |
15 |
11 |
7 |
||||||||
5.2. |
Inter-office Adjustments |
44 |
67 |
459 |
7 |
- |
147 |
119 |
22 |
103 |
||||||||
5.3. |
Interest Accrued |
377 |
6 |
59 |
38 |
43 |
- |
- |
32 |
49 |
||||||||
5.4. |
Others (including provisions) |
567 |
|
|
159 |
1013 |
|
232 |
352 |
|
607 |
707 |
|
246 |
286 |
|||
Total Liabilities |
4920 |
7237 |
10962 |
5867 |
7542 |
10305 |
13173 |
4658 |
6180 |
|||||||||
|
|
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
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|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||||
As on 31st March |
||||||||||||||||||
Ellaquai Dehati |
Etah Gramin Bank |
Etawah Kshetriya |
Faizabad Kshetriya |
Faridkot Bhatinda Kshetriya |
||||||||||||||
Gramin Bank |
|
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(101) |
(102) |
|
(103) |
(104) |
|
(105) |
(106) |
|
(107) |
(108) |
|
(109) |
(110) |
||
1. |
Cash in hand |
62 |
149 |
393 |
43 |
49 |
66 |
157 |
20 |
28 |
||||||||
(1.3) |
(2.1) |
(3.6) |
(0.7) |
(0.6) |
(0.6) |
(1.2) |
(0.4) |
(0.4) |
||||||||||
2. |
Balances with RBI |
102 |
179 |
255 |
140 |
168 |
270 |
358 |
75 |
81 |
||||||||
(2.1) |
(2.5) |
(2.3) |
(2.4) |
(2.2) |
(2.6) |
(2.8) |
(1.6) |
(1.3) |
||||||||||
3. |
Balances with banks in India |
1394 |
N |
1691 |
3589 |
1813 |
2740 |
150 |
706 |
2170 |
3622 |
|||||||
(28.3) |
(23.4) |
(32.7) |
(30.9) |
(36.3) |
(1.5) |
(5.3) |
(46.6) |
(58.6) |
||||||||||
4. |
Money at call and short notice |
- |
O |
- |
- |
- |
- |
3435 |
5444 |
- |
- |
|||||||
- |
- |
- |
- |
- |
(33.3) |
(41.3) |
- |
- |
||||||||||
5. |
Balances with banks outside India |
- |
T |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
6. |
Investments |
- |
825 |
1384 |
400 |
400 |
2339 |
1860 |
640 |
550 |
||||||||
- |
(11.4) |
(12.6) |
(6.8) |
(5.3) |
(22.7) |
(14.1) |
(13.7) |
(8.9) |
||||||||||
6.A. |
Investments in India |
- |
A |
825 |
1384 |
400 |
400 |
2339 |
1860 |
640 |
550 |
|||||||
(i) |
Government securities |
- |
825 |
200 |
400 |
400 |
200 |
200 |
450 |
250 |
||||||||
(ii) |
Other approved securities |
- |
V |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(iii) |
Shares |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
(iv) |
Debentures and Bonds |
- |
A |
- |
1184 |
- |
- |
1360 |
1360 |
190 |
300 |
|||||||
(v) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
(vi) |
Others |
- |
I |
- |
- |
- |
- |
779 |
300 |
- |
- |
|||||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
(i) |
Government securities |
- |
L |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
(iii) |
Others |
- |
A |
- |
- |
- |
- |
- |
- |
- |
- |
|||||||
7. |
Advances |
1043 |
3337 |
4243 |
2597 |
2486 |
2557 |
2521 |
1576 |
1644 |
||||||||
(21.2) |
B |
(46.1) |
(38.7) |
(44.3) |
(33.0) |
(24.8) |
(19.1) |
(33.8) |
(26.6) |
|||||||||
7.1. |
Bills purchased and discounted |
- |
- |
- |
- |
- |
1 |
- |
- |
3 |
||||||||
7.2. |
Cash credits, overdrafts & loans |
994 |
L |
1096 |
1390 |
273 |
295 |
437 |
- |
657 |
696 |
|||||||
7.3. |
Term loans |
48 |
2241 |
2853 |
2325 |
2191 |
2119 |
- |
919 |
945 |
||||||||
8. |
Fixed Assets |
16 |
E |
13 |
18 |
11 |
11 |
17 |
17 |
13 |
13 |
|||||||
(0.3) |
(0.2) |
(0.2) |
(0.2) |
(0.1) |
(0.2) |
(0.1) |
(0.3) |
(0.2) |
||||||||||
8.1. |
Premises |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
8.2. |
Other Fixed assets |
16 |
13 |
18 |
11 |
11 |
17 |
17 |
13 |
13 |
||||||||
9. |
Other Assets |
2302 |
1043 |
1081 |
863 |
1688 |
1472 |
2110 |
164 |
242 |
||||||||
(46.8) |
(14.4) |
(9.9) |
(14.7) |
(22.4) |
(14.3) |
(16.0) |
(3.5) |
(3.9) |
||||||||||
9.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
27 |
- |
- |
- |
- |
||||||||
9.2. |
Interest accrued |
15 |
60 |
108 |
85 |
224 |
76 |
75 |
139 |
220 |
||||||||
9.3. |
Tax paid |
- |
5 |
3 |
- |
- |
- |
- |
- |
- |
||||||||
9.4. |
Stationery and Stamps |
2 |
5 |
6 |
6 |
6 |
4 |
- |
1 |
1 |
||||||||
9.5. |
Others |
2285 |
|
|
973 |
963 |
|
772 |
1430 |
|
1392 |
2030 |
|
25 |
21 |
|||
Total Assets |
4920 |
7237 |
10962 |
5867 |
7542 |
10305 |
13173 |
4658 |
6180 |
|||||||||
|
|
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||||
As on 31st March |
||||||||||||||||||
Farrukhabad |
Fatehpur Kshetriya |
Ganga Yamuna |
Gaur |
Giridih Kshetriya |
||||||||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(111) |
(112) |
|
(113) |
(114) |
|
(115) |
(116) |
|
(117) |
(118) |
|
(119) |
(120) |
||
1. |
Capital |
100 |
100 |
75 |
100 |
54 |
485 |
84 |
50 |
79 |
||||||||
(0.7) |
(0.6) |
(1.3) |
(1.3) |
(1.5) |
(9.6) |
(0.5) |
(2.2) |
(2.2) |
||||||||||
2. |
Reserves and Surplus |
644 |
557 |
- |
- |
- |
- |
- |
- |
164 |
||||||||
(4.3) |
(3.1) |
- |
- |
- |
- |
- |
- |
(4.5) |
||||||||||
2.1. |
Statutory Reserves |
47 |
55 |
- |
- |
- |
- |
- |
- |
- |
||||||||
2.2. |
Capital Reserves |
- |
- |
- |
- |
- |
- |
- |
N |
- |
- |
|||||||
2.3. |
Share Premium |
459 |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
2.4. |
Revenue and other Reserves |
138 |
502 |
- |
- |
- |
- |
- |
O |
- |
164 |
|||||||
2.5. |
Balance of Profit |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
T |
||||||||||||||||||
3. |
Deposits |
12459 |
15076 |
4598 |
6215 |
2822 |
3526 |
15108 |
1898 |
2798 |
||||||||
(83.6) |
(83.1) |
(76.7) |
(80.3) |
(77.8) |
(69.9) |
(81.8) |
(84.7) |
(77.4) |
||||||||||
3.1. |
Demand Deposits |
1433 |
997 |
157 |
155 |
184 |
192 |
287 |
A |
40 |
84 |
|||||||
(i) |
From Banks |
24 |
78 |
- |
- |
- |
- |
- |
- |
- |
||||||||
(ii) |
From Others |
1409 |
919 |
157 |
155 |
184 |
192 |
287 |
V |
40 |
84 |
|||||||
3.2. |
Savings Deposits |
6214 |
7506 |
2536 |
3273 |
901 |
1068 |
6457 |
912 |
1268 |
||||||||
3.3. |
Term Deposits |
4812 |
6573 |
1905 |
2787 |
1738 |
2266 |
8364 |
A |
946 |
1446 |
|||||||
(i) |
From Banks |
- |
- |
- |
- |
1738 |
- |
- |
- |
- |
||||||||
(ii) |
From Others |
4812 |
6573 |
1905 |
2787 |
- |
2266 |
8364 |
I |
946 |
1446 |
|||||||
3.A. |
Deposits of branches in India |
12459 |
15076 |
4598 |
6215 |
2822 |
3526 |
15108 |
1898 |
2798 |
||||||||
3.B. |
Deposits of branches outside India |
- |
- |
- |
- |
- |
- |
- |
L |
- |
- |
|||||||
4. |
Borrowings |
1525 |
1614 |
788 |
865 |
391 |
438 |
2549 |
A |
129 |
226 |
|||||||
(10.2) |
(8.9) |
(13.1) |
(11.2) |
(10.8) |
(8.7) |
(13.8) |
(5.7) |
(6.2) |
||||||||||
4.1. |
Borrowings in India |
1525 |
1614 |
788 |
865 |
391 |
438 |
2549 |
B |
129 |
226 |
|||||||
(i) |
From Reserve Bank of India |
- |
- |
- |
- |
330 |
- |
- |
- |
- |
||||||||
(ii) |
From other Banks |
217 |
244 |
788 |
- |
61 |
68 |
179 |
L |
- |
- |
|||||||
(iii) |
From other Institutions and Agencies |
1308 |
1369 |
- |
865 |
- |
370 |
2370 |
129 |
226 |
||||||||
4.2. |
Borrowings outside India |
- |
- |
- |
- |
- |
- |
- |
E |
- |
- |
|||||||
5. |
Other liabilities |
168 |
799 |
533 |
560 |
359 |
596 |
735 |
165 |
348 |
||||||||
(1.1) |
(4.4) |
(8.9) |
(7.2) |
(9.9) |
(11.8) |
(4.0) |
(7.4) |
(9.6) |
||||||||||
5.1. |
Bills Payable |
27 |
28 |
13 |
14 |
40 |
49 |
2 |
35 |
50 |
||||||||
5.2. |
Inter-office Adjustments |
33 |
1 |
18 |
33 |
- |
- |
42 |
- |
- |
||||||||
5.3. |
Interest Accrued |
43 |
42 |
19 |
21 |
236 |
366 |
203 |
- |
- |
||||||||
5.4. |
Others (including provisions) |
65 |
728 |
|
484 |
492 |
|
83 |
181 |
|
488 |
|
|
130 |
299 |
|||
Total Liabilities |
14895 |
18146 |
5995 |
7740 |
3626 |
5045 |
18476 |
2242 |
3615 |
|||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
|||||
As on 31st March |
||||||||||||||||||
Farrukhabad |
Fatehpur Kshetriya |
Ganga Yamuna |
Gaur |
Giridih Kshetriya |
||||||||||||||
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||||||||
Items |
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
|
1996 |
1997 |
||||
|
|
|
(111) |
(112) |
|
(113) |
(114) |
|
(115) |
(116) |
|
(117) |
(118) |
|
(119) |
(120) |
||
1. |
Cash in hand |
214 |
345 |
57 |
71 |
40 |
41 |
170 |
23 |
27 |
||||||||
(1.4) |
(1.9) |
(0.9) |
(0.9) |
(1.1) |
(0.8) |
(0.9) |
(1.0) |
(0.7) |
||||||||||
2. |
Balances with RBI |
341 |
475 |
154 |
190 |
85 |
108 |
460 |
57 |
82 |
||||||||
(2.3) |
(2.6) |
(2.6) |
(2.4) |
(2.3) |
(2.1) |
(2.5) |
(2.5) |
(2.3) |
||||||||||
3. |
Balances with banks in India |
3746 |
3818 |
2310 |
2603 |
1138 |
112 |
2622 |
868 |
107 |
||||||||
(25.1) |
(21.0) |
(38.5) |
(33.6) |
(31.4) |
(2.2) |
(14.2) |
(38.7) |
(3.0) |
||||||||||
4. |
Money at call and short notice |
2220 |
5263 |
- |
- |
- |
2165 |
- |
- |
1469 |
||||||||
(14.9) |
(29.0) |
- |
- |
- |
(42.9) |
- |
N |
- |
(40.6) |
|||||||||
5. |
Balances with banks outside India |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
6. |
Investments |
4023 |
3423 |
201 |
1001 |
837 |
602 |
2200 |
O |
275 |
450 |
|||||||
(27.0) |
(18.9) |
(3.4) |
(12.9) |
(23.1) |
(11.9) |
(11.9) |
(12.3) |
(12.4) |
||||||||||
6.A. |
Investments in India |
4023 |
3423 |
201 |
1001 |
837 |
602 |
2200 |
T |
275 |
450 |
|||||||
(i) |
Government securities |
400 |
- |
101 |
101 |
- |
602 |
1105 |
125 |
- |
||||||||
(ii) |
Other approved securities |
2973 |
2973 |
- |
- |
- |
- |
149 |
- |
- |
||||||||
(iii) |
Shares |
- |
- |
- |
- |
- |
- |
- |
A |
- |
- |
|||||||
(iv) |
Debentures and Bonds |
650 |
450 |
100 |
900 |
- |
- |
746 |
150 |
450 |
||||||||
(v) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
V |
- |
- |
|||||||
(vi) |
Others |
- |
- |
- |
- |
837 |
- |
200 |
- |
- |
||||||||
6.B. |
Investments outside India |
- |
- |
- |
- |
- |
- |
- |
A |
- |
- |
|||||||
(i) |
Government securities |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
(ii) |
Subsidiaries and joint ventures |
- |
- |
- |
- |
- |
- |
- |
I |
- |
- |
|||||||
(iii) |
Others |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
7. |
Advances |
3642 |
3761 |
1712 |
1750 |
1005 |
1259 |
8373 |
L |
705 |
1037 |
|||||||
(24.5) |
(20.7) |
(28.6) |
(22.6) |
(27.7) |
(24.9) |
(45.3) |
(31.5) |
(28.7) |
||||||||||
7.1. |
Bills purchased and discounted |
- |
- |
- |
- |
- |
- |
- |
A |
- |
- |
|||||||
7.2. |
Cash credits, overdrafts & loans |
981 |
854 |
160 |
183 |
263 |
332 |
2134 |
82 |
176 |
||||||||
7.3. |
Term loans |
2661 |
2907 |
1552 |
1567 |
741 |
927 |
6239 |
B |
624 |
861 |
|||||||
8. |
Fixed Assets |
19 |
20 |
13 |
16 |
8 |
7 |
49 |
13 |
13 |
||||||||
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.2) |
(0.1) |
(0.3) |
L |
(0.6) |
(0.4) |
|||||||||
8.1. |
Premises |
- |
- |
- |
- |
- |
- |
- |
- |
- |
||||||||
8.2. |
Other Fixed assets |
19 |
20 |
13 |
16 |
8 |
7 |
49 |
E |
13 |
13 |
|||||||
9. |
Other Assets |
690 |
1041 |
1549 |
2109 |
514 |
752 |
4601 |
301 |
430 |
||||||||
(4.6) |
(5.7) |
(25.8) |
(27.3) |
(14.2) |
(14.9) |
(24.9) |
(13.4) |
(11.9) |
||||||||||
9.1. |
Inter - office adjustments (net) |
- |
- |
- |
- |
25 |
20 |
- |
29 |
26 |
||||||||
9.2. |
Interest accrued |
653 |
976 |
19 |
25 |
77 |
140 |
230 |
- |
- |
||||||||
9.3. |
Tax paid |
- |
39 |
- |
- |
- |
- |
- |
- |
- |
||||||||
9.4. |
Stationery and Stamps |
6 |
7 |
3 |
3 |
1 |
2 |
12 |
- |
- |
||||||||
9.5. |
Others |
32 |
20 |
|
1527 |
2081 |
|
411 |
591 |
|
4359 |
|
|
273 |
404 |
|||
Total Assets |
14895 |
18146 |
5995 |
7740 |
3626 |
5045 |
18476 |
2242 |
3615 |
|||||||||
|
|
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
(100.0) |
|
(100.0) |
|
|
(100.0) |
(100.0) |
Note |
: |
Figures in brackets indicate percent share in total. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |