NATIONALISED BANKS

(Amount in Rs. lakh)

As on 31st March

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of

Items

Maharashtra

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

24670

24670

59132

34795

29303

29414

63797

63833

74869

33051

(1.6)

(1.4)

(6.4)

(3.0)

(0.6)

(0.6)

(1.4)

(1.2)

(7.0)

(2.7)

2.

Reserves and Surplus

50452

60237

7367

14362

237034

260430

167715

176833

10925

14774

(3.3)

(3.5)

(0.8)

(1.2)

(5.2)

(5.0)

(3.6)

(3.3)

(1.0)

(1.2)

2.1.

Statutory Reserves

11752

15802

5520

7820

36083

46619

68917

74017

1375

2415

2.2.

Capital Reserves

30401

23671

1847

-

61149

66438

30711

20835

5394

-

2.3.

Share Premium

-

7076

-

-

72732

73582

52192

57864

-

5283

2.4.

Revenue and other Reserves

6210

13210

-

2568

67070

73791

15896

24117

4155

7076

2.5.

Balance of Profit

2088

478

-

3974

-

-

-

-

-

1

3.

Deposits

1354076

1551036

792073

1043874

3912583

4461404

3933862

4443023

913430

1092852

(89.4)

(89.0)

(85.8)

(90.3)

(85.3)

(85.4)

(84.9)

(82.4)

(85.7)

(89.7)

3.1.

Demand deposits

127649

150342

88734

91712

468926

524309

509419

597628

113763

145214

(i) From banks

4726

4930

1784

2192

35438

42915

16001

16711

2066

1875

(ii) From others

122923

145412

86950

89520

433488

481394

493418

580917

111698

143339

3.2.

Savings bank deposits

426080

497001

189017

225903

780183

910679

730338

851584

270658

312106

3.3.

Term deposits

800347

903692

514322

726259

2663475

3026416

2694105

2993811

529009

635532

(i) From banks

45022

52723

6285

9262

156905

196473

175323

256833

9501

14992

(ii) From others

755325

850969

508038

716997

2506569

2829943

2518782

2736978

519508

620541

3.A.

Deposits of branches in India

1354076

1551036

792073

1043874

3353608

4461404

3136863

3508937

913430

1092852

3.B.

Deposits of branches outside India

-

-

-

-

558976

-

796999

934086

-

-

4.

Borrowings

8569

7046

19834

16361

47646

47929

155748

297910

13720

13620

(0.6)

(0.4)

(2.1)

(1.4)

(1.0)

(0.9)

(3.4)

(5.5)

(1.3)

(1.1)

4.1.

Borrowings in India

7176

7036

19834

16361

47646

45041

121976

249592

8579

9440

(i) From Reserve Bank of India

-

-

1500

-

-

-

23500

58600

-

-

(ii) From other banks

-

-

2687

2157

379

1698

19142

21952

3

-

(iii) From other institutions and agencies

7176

7036

15648

14204

47267

43342

79335

169040

8576

9440

4.2.

Borrowings outside India

1393

11

-

-

-

2888

33772

48318

5141

4180

5.

Other liabilities

77576

99286

44680

46281

357620

424063

312678

410737

52617

64206

(5.1)

(5.7)

(4.8)

(4.0)

(7.8)

(8.1)

(6.7)

(7.6)

(4.9)

(5.3)

5.1.

Bills payable

32116

32817

18534

22174

87278

87162

114709

83792

21434

26657

5.2.

Inter-office adjustments

-

-

-

-

-

-

-

62993

2862

-

5.3.

Interest accrued

5738

6150

3116

4185

33998

41771

13962

15347

7351

8294

5.4.

Others (including provisions)

39722

60319

23029

19922

236345

295131

184007

248605

20970

29255

Total Liabilities

1515343

1742275

923086

1155673

4584187

5223240

4633801

5392336

1065561

1218504

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

As on 31st March

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of

Items

Maharashtra

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Cash in hand

11048

12035

8794

11210

21673

24772

19935

20219

11597

13238

(0.7)

(0.7)

(1.0)

(1.0)

(0.5)

(0.5)

(0.4)

(0.4)

(1.1)

(1.1)

2.

Balances with RBI

177093

197610

87066

119711

344848

343678

293207

343682

122941

142904

z

(11.7)

(11.3)

(9.4)

(10.4)

(7.5)

(6.6)

(6.3)

(6.4)

(11.5)

(11.7)

3.

Balances with banks in India

24372

10441

26850

23778

15876

23886

13830

11096

9140

10870

(1.6)

(0.6)

(2.9)

(2.1)

(0.3)

(0.5)

(0.3)

(0.2)

(0.9)

(0.9)

4.

Money at call and short notice

-

-

6997

1000

468455

545493

127418

242822

-

-

(-)

(-)

(0.8)

(0.1)

(10.2)

(10.4)

(2.7)

(4.5)

(-)

(-)

5.

Balances with banks outside India

7747

10504

6489

11116

187739

264104

223412

466633

8929

15226

(0.5)

(0.6)

(0.7)

(1.0)

(4.1)

(5.1)

(4.8)

(8.7)

(0.8)

(1.2)

6.

Investments

646233

716106

394662

495161

1335894

1590533

1303031

1528200

472222

568665

(42.6)

(41.1)

(42.8)

(42.8)

(29.1)

(30.5)

(28.1)

(28.3)

(44.3)

(46.7)

6.A.

Investments in India

646233

716106

394662

495161

1274922

1499710

1082511

1257465

472222

568665

(i) Government securities

418751

487607

268265

329770

834195

971924

792870

948205

344646

415719

(ii)Other approved securities

106311

104270

44754

39257

177766

171728

127728

120448

42448

42393

(iii) Shares

3692

3499

3557

3405

23526

22248

29922

26689

2555

3364

(iv) Debentures and bonds

101114

104114

64133

107921

192133

255258

120502

151674

69340

89514

(v) Subsidiaries and joint ventures

7938

8412

510

510

15236

17422

2122

2146

326

326

(vi) Others

8427

8204

13442

14299

32068

61130

9368

8304

12907

17349

6.B.

Investments outside India

-

-

-

-

60972

90823

220520

270734

-

-

(i) Government securities

-

-

-

-

31832

34356

98703

108861

-

-

(ii) Subsidiaries and joint ventures

-

-

-

-

2787

9985

124

217

-

-

(iii) Others

-

-

-

-

26352

46482

121693

161656

-

-

7.

Advances

572392

698480

329627

452393

1980349

2109153

2202072

2432702

362045

406184

(37.8)

(40.1)

(35.7)

(39.1)

(43.2)

(40.4)

(47.5)

(45.1)

(34.0)

(33.3)

7.1.

Bills purchased and discounted

57662

52934

26785

38458

142210

136451

177392

164233

33344

31521

7.2.

Cash credits, overdrafts & loans

310891

315546

208998

245778

1337023

1317658

1370365

1341009

206609

226200

7.3.

Term loans

203840

330001

93844

168157

501117

655045

654315

927460

122092

148462

Priority sector advances included in 7.

174978

235876

132054

176019

573927

605704

576112

627222

134113

169502

8.

Fixed Assets

30761

32018

4627

5236

58107

59724

69575

71015

9176

9321

(2.0)

(1.8)

(0.5)

(0.5)

(1.3)

(1.1)

(1.5)

(1.3)

(0.9)

(0.8)

8.1.

Premises

26454

26397

1451

1516

47073

46756

46228

55917

6348

6479

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

-

-

8.3.

Other fixed assets

4307

5620

3176

3720

11034

12968

23347

15098

2828

2842

9.

Other Assets

45696

65082

57976

36067

171247

261899

381321

275968

69510

52096

(3.0)

(3.7)

(6.3)

(3.1)

(3.7)

(5.0)

(8.2)

(5.1)

(6.5)

(4.3)

9.1.

Inter - office adjustments (net)

3565

12183

914

1648

2106

49464

137154

-

-

13720

9.2.

Interest accrued

21697

26170

13397

18718

58777

85283

34618

42627

18908

22424

9.3.

Tax paid

12375

12966

2399

3002

63340

90153

88916

96257

1264

3651

9.4.

Stationery and stamps

449

412

406

472

404

387

130

141

283

279

9.5.

Others

7611

13350

40859

12226

46620

36612

120504

136943

49055

12021

Total Assets

1515343

1742275

923086

1155673

4584187

5223240

4633801

5392336

1065560

1218504

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in bracket indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

NATIONALISED BANKS

(Amount in Rs. lakh)

Items

As on 31st March

Canara Bank

Central Bank of

Corporation Bank

Dena Bank

Indian Bank

India

1998

1999

1998

1999

1998

1999

1998

1999

1998

1999

(11)

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

1.

Capital

57772

57787

180545

180545

11993

11999

20682

20682

240396

250396

(1.3)

(1.2)

(5.9)

(5.1)

(1.1)

(0.8)

(1.7)

(1.4)

(12.4)

(11.7)

2.

Reserves and Surplus

172518

183494

83463

78939

72903

85462

33901

48987

39908

39467

(4.0)

(3.8)

(2.7)

(2.2)

(6.5)

(5.7)

(2.8)

(3.3)

(2.1)

(1.8)

2.1.

Statutory Reserves

42400

59968

7490

7490

16239

21274

9673

12976

6741

6741

2.2.

Capital Reserves

32866

14280

75910

64768

2861

2861

4190

14771

26090

25649

2.3.

Share Premium

-

995

-

858

26555

26593

12001

12001

-

-

2.4.

Revenue and other Reserves

97252

108252

62

5761

27248

34734

8037

9239

7078

7078

2.5.

Balance of Profit

-

-

-

62

-

-

-

-

-

-

3.

Deposits

3804502

4195861

2637349

3064931

935156

1260143

1011528

1179535

1542273

1715592

(88.2)

(87.2)

(86.4)

(86.8)

(83.4)

(84.1)

(82.5)

(79.5)

(79.3)

(80.0)

3.1.

Demand deposits

628256

589729

300542

363549

144319

164728

110150

121895

167784

197717

(i) From banks

44532

52954

13072

16184

2384

2526

4376

6649

6582

8882

(ii) From others

583723

536775

287470

347365

141934

162202

105774

115246

161202

188835

3.2.

Savings bank deposits

807661

954293

781151

911762

131569

159958

248341

291006

307470

350922

3.3.

Term deposits

2368585

2651840

1555656

1789620

659269

935457

653038

766634

1067019

1166953

(i) From banks

96029

117201

106810

136463

2134

2066

44057

43824

54124

49208

(ii) From others

2272556

2534639

1448846

1653157

657135

933391

608981

722811

1012895

1117745

3.A.

Deposits of branches in India

3698081

4089499

2637349

3064931

935156

1260143

1011528

1179535

1412017

1715592

3.B.

Deposits of branches outside India

106422

106362

-

-

-

-

-

-

130256

-

4.

Borrowings

49791

138239

11788

15129

7035

19763

17884

58556

25639

35783

(1.2)

(2.9)

(0.4)

(0.4)

(0.6)

(1.3)

(1.5)

(3.9)

(1.3)

(1.7)

4.1.

Borrowings in India

49791

138239

11431

10570

7035

19741

17884

58556

14605

27997

(i) From Reserve Bank of India

-

37500

-

-

-

13436

-

23021

-

16024

(ii) From other banks

-

-

1288

2109

1

2

-

16905

110

50

(iii) From other institutions and agencies

49791

100739

10143

8461

7033

6302

17884

18629

14495

11923

4.2.

Borrowings outside India

-

-

358

4559

-

22

-

-

11034

7786

5.

Other liabilities

226652

236583

138712

193336

94272

120943

142417

176593

97137

103593

(5.3)

(4.9)

(4.5)

(5.5)

(8.4)

(8.1)

(11.6)

(11.9)

(5.0)

(4.8)

5.1.

Bills payable

126948

102545

36918

47734

34732

50873

27196

33177

19153

10543

5.2.

Inter-office adjustments

-

-

5309

4421

20526

23917

-

73547

25354

40008

5.3.

Interest accrued

3094

5296

12615

14027

4046

5116

55245

69870

11240

9927

5.4.

Others (including provisions)

96610

128742

83870

127154

34968

41038

59977

-

41390