OTHER SCHEDULED COMMERCIAL BANKS

(Amount in Rs. lakh)

As on March 31

Items

Lakshmi Vilas

Lord Krishna

Nainital Bank

Nedungadi

Ratnakar

Bank

Bank

Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

1999

2000

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Capital

1151

1151

1947

2348

250

250

1020

1020

295

693

(0.6)

(0.5)

(2.5)

(2.3)

(0.6)

(0.5)

(0.8)

(0.6)

(0.8)

(1.4)

2.

Reserves and Surplus

8972

11023

2039

2678

1411

1860

3053

5117

1348

1620

(4.8)

(4.8)

(2.6)

(2.6)

(3.4)

(3.7)

(2.3)

(2.9)

(3.4)

(3.2)

2.1.

Statutory Reserves

5182

6835

817

992

402

557

997

1400

735

900

2.2.

Capital Reserves

80

80

17

17

228

224

126

1039

2

2

2.3.

Share Premium

1442

1442

523

804

150

150

1360

1360

65

65

2.4.

Revenue and other Reserves

2240

2614

674

690

614

914

540

1290

470

561

2.5.

Balance of Profit

29

53

9

176

16

15

29

28

76

93

3.

Deposits

159101

196341

66777

88200

38372

46358

118288

158821

33753

43802

(84.7)

(84.9)

(84.3)

(85.0)

(92.7)

(92.7)

(90.5)

(91.3)

(86.1)

(87.4)

3.1.

Demand deposits

24615

30493

4543

6347

4435

4279

7103

10212

3239

5603

(i)

From banks

1574

293

321

69

152

112

5

134

146

226

(ii)

From others

23041

30200

4222

6278

4283

4167

7099

10078

3094

5337

3.2.

Savings bank deposits

19024

23816

5958

7643

14734

16666

15395

18853

4677

5693

3.3.

Term deposits

115462

142032

56276

74211

19203

25413

95790

129756

25837

32506

(i)

From banks

4668

6078

1049

3384

75

80

16685

22711

473

328

(ii)

From others

110793

135954

55227

70827

19128

25332

79105

107044

25364

32178

3.A.

Deposits of branches in India

159101

196341

66777

88200

38372

46358

118288

158821

33753

43802

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

6944

9950

3239

1958

2

1

2496

2159

899

670

(3.7)

(4.3)

(4.1)

(1.9)

(-)

(-)

(1.9)

(1.2)

(2.3)

(1.4)

4.1.

Borrowings in India

6944

9950

3239

1958

2

1

2496

2159

899

-

(i)

From Reserve Bank of India

-

5350

-

-

-

-

1903

1812

-

-

(ii)

From other banks

1

-

-

8

-

-

1

-

-

-

(iii)

From other institutions and agencies

6943

4600

3239

1950

2

1

592

347

899

670

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

11581

12703

5168

8550

1338

1538

5920

6794

2917

3321

(6.2)

(5.5)

(6.5)

(8.2)

(3.2)

(3.1)

(4.5)

(3.9)

(7.4)

(6.6)

5.1.

Bills Payable

3032

3796

528

440

477

482

756

1214

1211

1028

5.2.

Inter-office adjustments

1230

1331

1818

2107

2

-

1263

182

-

31

5.3.

Interest accrued

3276

1483

566

610

308

366

1070

1187

421

567

5.4.

Others (including provisions)

4043

6093

2257

5394

551

690

2831

4211

1285

1695

Total Liabilities

187749

231168

79170

103734

41373

50007

130777

173911

39212

50106

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Lakshmi Vilas

Lord Krishna

Nainital Bank

Nedungadi Bank

Ratnakar Bank

Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

1999

2000

(41)

(42)

(43)

(44)

(45)

(46)

(47)

(48)

(49)

(50)

1.

Cash in hand

2483

3227

704

1058

438

624

1337

1509

441

411

(1.3)

(1.4)

(0.9)

(1.0)

(1.1)

(1.2)

(1.0)

(0.9)

(1.1)

(0.8)

2.

Balances with RBI

17068

16403

10630

5299

4208

4252

10641

15262

3559

3958

(9.1)

(7.1)

(13.4)

(5.1)

(10.2)

(8.5)

(8.1)

(8.8)

(9.1)

(7.9)

3.

Balances with banks in India

7176

8919

2188

4879

9727

10685

954

5826

551

4554

(3.8)

(3.9)

(2.8)

(4.7)

(23.5)

(21.4)

(0.7)

(3.4)

(1.4)

(9.1)

4.

Money at call and short notice

-

1500

1000

2013

70

250

-

-

2

200

-

(0.6)

(1.3)

(1.9)

(0.2)

(0.5)

-

-

-

(0.4)

5.

Balances with banks outside India

211

-

-

-

-

-

112

31

-

-

(0.1)

-

-

-

-

-

(0.1)

-

-

-

6.

Investments

59209

76757

24685

36450

16421

21655

47744

54939

14741

19000

(31.5)

(33.2)

(31.2)

(35.1)

(39.7)

(43.3)

(36.5)

(31.6)

(37.6)

(37.9)

6.A.

Investments in India

59209

76757

24685

36450

16421

21655

47744

54939

14741

19000

(i)

Government securities

33160

41691

14494

25457

11880

13926

35519

40697

8263

11452

(ii)

Other approved securities

4603

4409

2660

2677

532

503

2452

2410

347

325

(iii)

Shares

1381

1443

536

385

27

27

530

555

583

383

(iv)

Debentures and Bonds

17936

17160

6990

7800

3408

6489

8110

9199

5032

5833

(v)

Subsidiaries and/or joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

2130

12054

6

131

574

710

1132

2077

517

1007

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and/or joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

90943

115005

36764

48552

8754

10327

64484

79375

16367

18736

(48.4)

(49.7)

(46.4)

(46.8)

(21.2)

(20.7)

(49.3)

(45.6)

(41.7)

(37.4)

7.1.

Bills purchased and discounted

16144

20620

2143

6589

159

170

5934

8695

719

838

7.2.

Cash credits, overdrafts & loans

50371

67626

27833

24236

8595

7900

39274

52320

9323

10142

7.3.

Term loans

24428

26759

6787

17726

-

2257

19275

18360

6325

7756

Priority sector advances included in 7

33038

48930

8618

8677

4416

5435

24536

24972

5175

5659

8.

Fixed Assets

2866

2823

988

782

350

386

1300

2297

1386

1636

(1.5)

(1.2)

(1.2)

(0.8)

(0.8)

(0.8)

(1.0)

(1.3)

(3.5)

(3.3)

8.1.

Premises

1235

1378

518

157

261

267

541

1511

990

320

8.2.

Fixed assets under construction

-

-

-

-

-

-

-

-

-

21

8.2.

Other Fixed assets

1631

1445

471

626

89

119

760

786

396

1294

9.

Other Assets

7793

6534

2212

4701

1405

1828

4206

14672

2166

1610

(4.2)

(2.8)

(2.8)

(4.5)

(3.4)

(3.7)

(3.2)

(8.4)

(5.5)

(3.2)

9.1.

Inter - office adjustments (net)

-

-

-

-

-

296

-

-

869

-

9.2.

Interest accrued

1820

2660

776

1272

1006

1294

2248

2637

572

724

9.3.

Tax paid

4022

1983

559

2826

206

91

1031

1248

517

650

9.4.

Stationery and Stamps

60

61

40

38

2

2

67

90

24

21

9.5.

Others

1891

1830

836

565

191

146

860

10698

183

215

Total Assets

187749

231168

79170

103734

41373

50007

130777

173911

39212

50106

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on March 31

Items

Sangli Bank

SBI Commercial &

South Indian

Tamilnad Mercantile

Times Bank*

Intl. Bank

Bank

Bank

1999

2000

1999

2000

1999

2000

1999

2000

1999

2000

(51)

(52)

(53)

(54)

(55)

(56)

(57)

(58)

(59)

(60)

1.

Capital

876

1033

10000

10000

3548

3553

28

28

10000

(0.7)

(0.7)

(16.6)

(14.1)

(1.0)

(0.8)

(0.0)

(0.0)

(3.1)

2.

Reserves and Surplus

4315

4660

1570

2774

12802

15134

18587

22623

7079

(3.4)

(3.1)

(2.6)

(3.9)

(3.6)

(3.4)

(7.6)

(7.4)

(2.2)

2.1.

Statutory Reserves

925

1051

480

720

2644

3293

5771

7029

1378

2.2.

Capital Reserves

3

4

-

-

1277

1830

-

-

-

2.3.

Share Premium

-

-

-

-

6426

6434

-

-

-

2.4.

Revenue and other Reserves

3387

3604

17

78

2421

3092

12811

15591

5701

2.5.

Balance of Profit

-

1

1074

1975

34

485

5

3

-

3.

Deposits

116029

137890

43276

51369

312256

388536

205595

266453

301118

(92.4)

(92.6)

(71.9)

(72.6)

(87.2)

(87.4)

(84.1)

(86.6)

(92.0)

3.1.

Demand deposits

16558

20061

1665

2694

19284

23808

39802

45866

84872

(i)

From banks

457

247

244

-

253

158

380

66

210

(ii)

From others

16102

19814

1420

2694

19032

23650

39422

45799

84662

3.2.

Savings bank deposits

27740

31989

839

1191

48270

61281

22993

29016

22795

3.3.

Term deposits

71730

85840

40773

47484

244702

303447

142800

191571

193450

(i)

From banks

3000

13325

532

2918

227

5363

858

5194

14846

(ii)

From others

68730

72514

40241

44567

244475

298084

141942

186376

178604

3.A.

Deposits of branches in India

116029

137890

43276

51369

312256

388536

205595

266453

301118

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

4.

Borrowings

173

102

2382

3692

10754

9556

5638

3231

172

(0.1)

(0.1)

(4.0)

(5.2)

(3.0)

(2.2)

(2.3)

(1.1)

(0.1)

4.1.

Borrowings in India

135

102

2382

3692

10165

1019

5638

3231

172

(i)

From Reserve Bank of India

-

-

2382

-

8375

-

-

-

-

(ii)

From other banks

2

-

-

3692

-

-

-

-

-

(iii)

From other institutions and agencies

133

102

-

-

1790

1019

5638

3231

172

4.2.

Borrowings outside India

38

-

-

-

590

8536

-

-

-

5.

Other liabilities

4151

5214

2975

2889

18848

27583

14696

15295

9078

(3.3)

(3.5)

(4.9)

(4.1)

(5.3)

(6.2)

(6.0)

(5.0)

(2.8)

5.1.

Bills Payable

1020

1419

108

192

4258

5285

9848

8359

4552

5.2.

Inter-office adjustments

678

972

-

8

926

1029

-

-

7

5.3.

Interest accrued

981

1053

635

598

3521

4613

2927

3396

2465

5.4.

Others (including provisions)

1472

1770

2232

2090

10143

16657

1921

3540

2054

Total Liabilities

125543

148900

60204

70723

358209