(Amount in Rs. lakh)

As on 31st March

Surguja Kshetriya

Thane Gramin Bank

Thar Anchalik Gramin Bank

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(361)

(362)

(363)

(364)

(365)

(366)

1.

Capital

100

100

100

100

100

100

(0.8)

(0.6)

(2.4)

(1.8)

(1.4)

(1.1)

2.

Reserves and Surplus

-

-

360

496

-

407

(-)

(-)

(8.6)

(9.0)

(-)

(4.4)

3.

Deposits

11734

14154

3175

4404

5514

6654

(91.7)

(90.1)

(75.7)

(79.9)

(76.4)

(71.2)

3.1.

Demand deposits

606

478

141

151

337

611

3.2.

Savings bank deposits

5712

6579

1661

2245

2003

2145

3.3.

Term deposits

5416

7098

1373

2009

3174

3898

4.

Borrowings

358

337

148

118

688

871

(2.8)

(2.1)

(3.5)

(2.1)

(9.5)

(9.3)

4.1.

From banks*

2

-

-

-

12

8

4.2.

From others

356

337

148

118

676

863

5.

Other liabilities

607

1123

413

396

917

1315

(4.7)

(7.1)

(9.8)

(7.2)

(12.7)

(14.1)

5.1.

Bills Payable

57

221

97

36

38

48

5.2.

Inter-office adjustments

9

4

-

-

41

53

5.3.

Interest accrued

7

15

30

44

449

604

5.4.

Others (including provisions)

534

882

286

317

389

611

Total Liabilities

12799

15714

4196

5514

7219

9347

1.

Cash in hand

65

119

24

30

130

157

(0.5)

(0.8)

(0.6)

(0.5)

(1.8)

(1.7)

2.

Balances with RBI

352

420

104

135

163

202

(2.7)

(2.7)

(2.5)

(2.4)

(2.3)

(2.2)

3.

Balances with banks in India

4177

7751

928

1785

2196

3193

(32.6)

(49.3)

(22.1)

(32.4)

(30.4)

(34.2)

4.

Money at call and short notice

2761

-

-

-

-

-

(21.6)

(-)

(-)

(-)

(-)

(-)

5.

Investments

130

719

2127

2477

770

1101

(1.0)

(4.6)

(50.7)

(44.9)

(10.7)

(11.8)

6.

Advances

1846

2577

679

609

2218

2676

(14.4)

(16.4)

(16.2)

(11.1)

(30.7)

(28.6)

6.1.

Bills purchased and discounted

-

-

-

1

23

12

6.2.

Cash credits, overdrafts & loans

272

422

7

11

255

356

6.3.

Term loans

1573

2155

672

598

1940

2308

7.

Fixed Assets

27

29

16

12

12

17

(0.2)

(0.2)

(0.4)

(0.2)

(0.2)

(0.2)

8.

Other Assets

3441

4100

319

466

1731

2002

(26.9)

(26.1)

(7.6)

(8.4)

(24.0)

(21.4)

8.1.

Inter - office adjustments (net)

-

-

25

8

-

-

8.2.

Interest accrued

383

786

194

263

76

115

8.3.

Others

3058

3315

99

194

1655

1887

Total Assets

12799

15714

4196

5514

7219

9347

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Tripura

Tulsi

Tungabhadra

Items

Gramin Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(367)

(368)

(369)

(370)

(371)

(372)

1.

Capital

100

100

100

100

100

100

(0.3)

(0.4)

(0.6)

(0.5)

(0.2)

(0.2)

2.

Reserves and Surplus

1526

-9724

-

-

2720

3920

(4.6)

-(37.1)

(-)

(-)

(6.5)

(8.0)

3.

Deposits

20314

25656

12170

15065

25171

30543

(61.7)

(97.8)

(77.0)

(75.8)

(60.1)

(62.3)

3.1.

Demand deposits

2608

3485

1413

1341

1820

2962

3.2.

Savings bank deposits

7847

9955

5725

7559

7928

8231

3.3.

Term deposits

9860

12215

5033

6165

15424

19351

4.

Borrowings

2148

2141

1134

1548

11409

11493

(6.5)

(8.2)

(7.2)

(7.8)

(27.2)

(23.4)

4.1.

From banks*

-

-

1

174

2374

-

4.2.

From others

2148

2141

1133

1374

9035

11493

5.

Other liabilities

8819

8051

2397

3158

2513

2994

(26.8)

(30.7)

(15.2)

(15.9)

(6.0)

(6.1)

5.1.

Bills Payable

-

-

20

78

499

798

5.2.

Inter-office adjustments

-

-

46

131

110

-

5.3.

Interest accrued

1047

781

10

18

161

157

5.4.

Others (including provisions)

7772

7270

2321

2931

1743

2039

Total Liabilities

32908

26223

15801

19871

41913

49049

1.

Cash in hand

457

475

383

244

1247

1805

(1.4)

(1.8)

(2.4)

(1.2)

(3.0)

(3.7)

2.

Balances with RBI

586

676

393

456

825

977

(1.8)

(2.6)

(2.5)

(2.3)

(2.0)

(2.0)

3.

Balances with banks in India

6304

6675

3950

6585

8647

11014

(19.2)

(25.5)

(25.0)

(33.1)

(20.6)

(22.5)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

3338

6326

2301

2301

7357

8096

(10.1)

(24.1)

(14.6)

(11.6)

(17.6)

(16.5)

6.

Advances

9491

9823

4855

5788

23137

26585

(28.8)

(37.5)

(30.7)

(29.1)

(55.2)

(54.2)

6.1.

Bills purchased and discounted

-

-

472

-

172

397

6.2.

Cash credits, overdrafts & loans

266

354

-

724

14325

17624

6.3.

Term loans

9225

9469

4383

5064

8641

8564

7.

Fixed Assets

26

26

35

38

87

95

(0.1)

(0.1)

(0.2)

(0.2)

(0.2)

(0.2)

8.

Other Assets

12705

2221

3884

4458

613

478

(38.6)

(8.5)

(24.6)

(22.4)

(1.5)

(1.0)

8.1.

Inter - office adjustments (net)

192

387

-

-

-

12

8.2.

Interest accrued

366

616

411

721

451

319

8.3.

Others

12147

1218

3473

3737

162

146

Total Assets

32908

26223

15801

19871

41913

49049

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Uttar Banga Kshetriya

Vaishali Kshetriya

Vallalar Gramin Bank

Items

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(373)

(374)

(375)

(376)

(377)

(378)

1.

Capital

100

100

100

100

100

100

(0.4)

(0.4)

(0.3)

(0.3)

(2.1)

(2.2)

2.

Reserves and Surplus

-

-

-

-

547

775

(-)

(-)

(-)

(-)

(11.6)

(17.1)

3.

Deposits

16932

21573

23238

28517

2801

2455

(75.9)

(84.0)

(78.1)

(89.6)

(59.3)

(54.2)

3.1.

Demand deposits

304

306

528

928

118

111

3.2.

Savings bank deposits

8037

9467

10742

12716

1438

1107

3.3.

Term deposits

8591

11800

11968

14873

1244

1238

4.

Borrowings

1233

1246

755

914

1000

866

(5.5)

(4.9)

(2.5)

(2.9)

(21.2)

(19.1)

4.1.

From banks*

138

286

12

13

214

182

4.2.

From others

1095

959

743

902

785

684

5.

Other liabilities

4045

2752

5670

2287

278

331

(18.1)

(10.7)

(19.0)

(7.2)

(5.9)

(7.3)

5.1.

Bills Payable

-

-

-

-

21

6

5.2.

Inter-office adjustments

42

42

-

26

-

7

5.3.

Interest accrued

1269

141

-

-

28

30

5.4.

Others (including provisions)

2734

2569

5670

2261

230

288

Total Liabilities

22310

25670

29763

31818

4726

4527

1.

Cash in hand

98

147

276

176

65

41

(0.4)

(0.6)

(0.9)

(0.6)

(1.4)

(0.9)

2.

Balances with RBI

536

676

696

857

89

84

(2.4)

(2.6)

(2.3)

(2.7)

(1.9)

(1.8)

3.

Balances with banks in India

6882

6016

12612

16453

1930

1720

(30.8)

(23.4)

(42.4)

(51.7)

(40.8)

(38.0)

4.

Money at call and short notice

-

-

-

-

-

-

(-)

(-)

(-)

(-)

(-)

(-)

5.

Investments

1893

4018

18

18

139

539

(8.5)

(15.7)

(0.1)

(0.1)

(2.9)

(11.9)

6.

Advances

7546

8512

6354

5708

2421

2044

(33.8)

(33.2)

(21.3)

(17.9)

(51.2)

(45.1)

6.1.

Bills purchased and discounted

-

-

-

-

34

6

6.2.

Cash credits, overdrafts & loans

1180

998

658

995

1589

1335

6.3.

Term loans

6366

7514

5697

4712

799

703

7.

Fixed Assets

39

42

22

23

15

20

(0.2)

(0.2)

(0.1)

(0.1)

(0.3)

(0.4)

8.

Other Assets

5317

6260

9784

8584

66

80

(23.8)

(24.4)

(32.9)

(27.0)

(1.4)

(1.8)

8.1.

Inter - office adjustments (net)

-

-

30

-

25

-

8.2.

Interest accrued

584

1029

-

-

18

67

8.3.

Others

4733

5231

9754

8584

22

12

Total Assets

22310

25670

29763

31818

4726

4527

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes

:

1. Figures in bracket indicate percent share in total.

2. *Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

(Amount in Rs. lakh)

As on 31st March

Valsad-Dangs Gramin Bank

Varada Gramin Bank

Vidisha Bhopal Kshetriya

Items

Gramin Bank

1998

1999

1998

1999

1998

1999

(379)

(380)

(381)

(382)

(383)

(384)

1.

Capital

100

100

100

100

100

100

(1.3)

(1.0)

(1.7)

(1.5)

(2.1)

(1.5)

2.

Reserves and Surplus

297

473

395

518

-

-

(3.9)

(4.8)

(6.8)

(7.6)

(-)

(-)

3.

Deposits

6023

7690

3280

4011

4034

5338

(78.2)

(77.4)

(56.4)

(59.0)

(84.5)

(80.7)

3.1.

Demand deposits

224

431

91

111

289

330

3.2.

Savings bank deposits

3178

3844

786

1202

1332

1687

3.3.

Term deposits

2621

3415

2403

2698

2412

3321

4.

Borrowings

871

930

1730

1859

249

507

(11.3)

(9.4)

(29.7)

(27.3)

(5.2)

(7.7)

4.1.

From banks*

104

102

244

307

-

16

4.2.

From others

768

828

1486

1551

249

491

5.

Other liabilities

410

743

312

317

393

666

(5.3)

(7.5)

(5.4)

(4.7)

(8.2)

(10.1)

5.1.

Bills Payable

25

10

146

82

77

106

5.2.

Inter-office adjustments

-

39

-

-

-

-

5.3.

Interest accrued

15

16

5

36

236

382

5.4.

Others (including provisions)

370

678

161

198

79

178

Total Liabilities

7701

9937

5817

6804

4775

6611

1.

Cash in hand

38

99

54

54

121

212

(0.5)

(1.0)

(0.9)

(0.8)

(2.5)

(3.2)

2.

Balances with RBI

181

237

111

121

127

235

(2.3)

(2.4)

(1.9)

(1.8)

(2.6)

(3.6)

3.

Balances with banks in India

2484

3754

1960

1994

368

300

(32.3)

(37.8)

(33.7)

(29.3)

(7.7)

(4.5)

4.

Money at call and short notice

-

-

-

-

1040

1647

(-)

(-)

(-)

(-)

(21.8)

(24.9)

5.

Investments

2072

2046

233

257

434

910

(26.9)

(20.6)

(4.0)

(3.8)

(9.1)

(13.8)

6.

Advances

2419

3068

3117

4072

1979

2548

(31.4)

(30.9)

(53.6)

(59.8)

(41.4)

(38.5)

6.1.

Bills purchased and discounted

2

37

10

39

27

1

6.2.

Cash credits, overdrafts & loans

386

635

1186

1507

727

892

6.3.

Term loans

2031

2397

1921

2526

1225

1655

7.

Fixed Assets

21

18

72

87

18

20

(0.3)

(0.2)

(1.2)

(1.3)

(0.4)

(0.3)

8.

Other Assets

486

714

270

220

688

740

(6.3)

(7.2)

(4.6)

(3.2)

(14.4)

(11.2)

8.1.

Inter - office adjustments (net)

-

-

104

-

57

143

8.2.

Interest accrued

112

139

143

118

95

128

8.3.

Others

374

575

23

102

536

470

Total Assets

7701

9937

5817

6804

4775

6611

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Vidur Gramin

Vindhyavasini

Visweshwaraya

Items

Bank

Gramin Bank

Gramin Bank

1998

1999

1998

1999

1998

1999

(385)

(386)

(387)

(388)

(389)

(390)

1.

Capital

100

100

100

100

100

100

(1.1)

(1.0)

(1.0)

(0.8)

(3.2)

(2.4)

2.

Reserves and Surplus

697

793

269

545

-

360

(8.0)

(7.7)

(2.8)

(4.5)

(-)

(8.8)

3.

Deposits

6780

8099

7683

9390

2359

2896

(77.3)

(78.8)

(78.6)

(77.0)

(75.3)

(70.5)

3.1.

Demand deposits

312

403

891

1143

98

90

3.2.

Savings bank deposits

4463

5378

2920

4105

761

740

3.3.

Term deposits

2005

2318

3872

4143

1499

2066

4.

Borrowings

682

762

894

810

536

601

(7.8)

(7.4)

(9.1)

(6.6)

(17.1)

(14.6)

4.1.

From banks*

107

102

68

52

126

114

4.2.

From others

575

660

826

758

410

487

5.

Other liabilities

510

528

824

1346

139

150

(5.8)

(5.1)

(8.4)

(11.0)

(4.4)

(3.7)

5.1.

Bills Payable

89

16

16

19

29

41

5.2.

Inter-office adjustments

104

4

12

34

-

-

5.3.

Interest accrued

10

12

-

13

5

8

5.4.

Others (including provisions)

307

496

796

1280

104

101

Total Liabilities

8770

10281

9769

12191

3133

4107

1.

Cash in hand

157

132

57

77

62

50

(1.8)

(1.3)

(0.6)

(0.6)

(2.0)

(1.2)

2.

Balances with RBI

210

260

244

304

75

90

(2.4)

(2.5)

(2.5)

(2.5)

(2.4)

(2.2)

3.

Balances with banks in India

4786

310

3021

4825

784

1211

(54.6)

(3.0)

(30.9)

(39.6)

(25.0)

(29.5)

4.

Money at call and short notice

-

5246

-

-

-

-

(-)

(51.0)

(-)

(-)

(-)

(-)

5.

Investments

1137

1237

1656

1656

153

416

(13.0)

(12.0)

(16.9)

(13.6)

(4.9)

(10.1)

6.

Advances

1542

1912

3871

4286

1642

1972

(17.6)

(18.6)

(39.6)

(35.2)

(52.4)

(48.0)

6.1.

Bills purchased and discounted

-

-

-

134

17

7

6.2.

Cash credits, overdrafts & loans

162

314

81

-

128

124

6.3.

Term loans

1380

1597

3790

4152

1497

1841

7.

Fixed Assets

9

8

17

24

10

12

(0.1)

(0.1)

(0.2)

(0.2)

(0.3)

(0.3)

8.

Other Assets

930

1178

904

1021

408

357

(10.6)

(11.5)

(9.3)

(8.4)

(13.0)

(8.7)

8.1.

Inter - office adjustments (net)

-

-

-

-

66

38

8.2.

Interest accrued

206

606

246

443

55

77

8.3.

Others

724

571

658

578

287

241

Total Assets

8770

10281

9769

12191

3133

4107

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Yavatmal

Items

Gramin Bank

1998

1999

(391)

(392)

1.

Capital

100

100

(2.2)

(1.8)

2.

Reserves and Surplus

332

332

(7.2)

(7.8)

3.

Deposits

3507

4292

(76.5)

(77.1)

3.1.

Demand deposits

113

153

3.2.

Savings bank deposits

2067

2595

3.3.

Term deposits

1327

1544

4.

Borrowings

387

524

(8.4)

(9.4)

4.1.

From banks*

113

99

4.2.

From others

274

425

5.

Other liabilities

260

319

(5.7)

(5.7)

5.1.

Bills Payable

40

74

5.2.

Inter-office adjustments

-

-

5.3.

Interest accrued

18

18

5.4.

Others (including provisions)

202

227

Total Liabilities

4586

5566

1.

Cash in hand

128

100

(2.8)

(1.8)

2.

Balances with RBI

102

123

(2.2)

(2.2)

3.

Balances with banks in India

1632

1930

(35.6)

(34.7)

4.

Money at call and short notice

-

-

(-)

(-)

5.

Investments

507

632

(11.0)

(11.3)

6.

Advances

1462

1794

(31.9)

(32.2)

6.1.

Bills purchased and discounted

36

99

6.2.

Cash credits, overdrafts & loans

606

652

6.3.

Term loans

820

1043

7.

Fixed Assets

10

10

(0.2)

(0.2)

8.

Other Assets

745

978

(16.3)

(17.6)

8.1.

Inter - office adjustments (net)

380

735

8.2.

Interest accrued

-

-

8.3.

Others

365

244

Total Assets

4586

5566

(100.0)

(100.0)

Notes

:

1. Figures in bracket indicate percent share in total.

2. *Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.