Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000 (Part 11 of 13) - ആർബിഐ - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks : 1999 and 2000
(Part 11 of 13)
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Sagar | Sahyadri | Samastipur | |||||
Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (301) | (302) | (303) | (304) | (305) | (306) |
1. | Capital | 96 | 96 | 100 | 100 | 100 | 100 | |
(0.3) | (0.2) | (1.4) | (1.2) | (0.6) | (0.5) | |||
2. | Reserves and Surplus | 2203 | 2316 | 516 | 518 | | 1018 | |
(6.0) | (5.2) | (7.5) | (6.1) | () | (5.2) | |||
3. | Deposits | 29802 | 37259 | 4395 | 5534 | 12493 | 14596 | |
(80.9) | (83.2) | (63.5) | (65.7) | (79.3) | (74.9) | |||
3.1. | Demand deposits | 193 | 212 | 194 | 302 | 604 | 691 | |
3.2. | Savings bank deposits | 11384 | 14393 | 1491 | 1744 | 6203 | 7238 | |
3.3. | Term deposits | 18225 | 22654 | 2710 | 3487 | 5686 | 6667 | |
4. | Borrowings | 927 | 994 | 1726 | 1999 | 1248 | 1363 | |
(2.5) | (2.2) | (24.9) | (23.7) | (7.9) | (7.0) | |||
4.1. | From banks* | | | 196 | 205 | 51 | 338 | |
4.2. | From others | 927 | 994 | 1530 | 1794 | 1197 | 1025 | |
5. | Other liabilities | 3812 | 4104 | 189 | 273 | 1906 | 2406 | |
(10.3) | (9.2) | (2.7) | (3.2) | (12.1) | (12.3) | |||
5.1. | Bills Payable | 376 | 597 | 76 | 103 | | | |
5.2. | Inter-office adjustments | 10 | | 19 | 78 | | | |
5.3. | Interest accrued | 348 | 350 | 48 | 39 | 1339 | 1807 | |
| 5.4. | Others (including provisions) | 3077 | 3157 | 47 | 54 | 567 | 599 |
| Total Liabilities | 36841 | 44770 | 6926 | 8425 | 15747 | 19484 | |
1. | Cash in hand | 311 | 290 | 107 | 145 | 52 | 82 | |
(0.8) | (0.6) | (1.5) | (1.7) | (0.3) | (0.4) | |||
2. | Balances with RBI | 993 | 1107 | 147 | 174 | 427 | 483 | |
(2.7) | (2.5) | (2.1) | (2.1) | (2.7) | (2.5) | |||
3. | Balances with banks in India | 10220 | 12107 | 2534 | 3063 | 6532 | 10074 | |
(27.7) | (27.0) | (36.6) | (36.4) | (41.5) | (51.7) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 12704 | 16878 | 766 | 1061 | 2918 | 2718 | |
(34.5) | (37.7) | (11.1) | (12.6) | (18.5) | (13.9) | |||
6. | Advances | 6887 | 8021 | 2987 | 3824 | 2498 | 2915 | |
(18.7) | (17.9) | (43.1) | (45.4) | (15.9) | (15.0) | |||
6.1. | Bills purchased and discounted | | | | | | | |
6.2. | Cash credits, overdrafts & loans | 61 | 114 | 1244 | 1608 | 1314 | 1604 | |
6.3. | Term loans | 6825 | 7907 | 1743 | 2216 | 1185 | 1311 | |
7. | Fixed Assets | 57 | 56 | 21 | 19 | 26 | 29 | |
(0.2) | (0.1) | (0.3) | (0.2) | (0.2) | (0.1) | |||
8. | Other Assets | 5670 | 6311 | 364 | 138 | 3293 | 3183 | |
(15.4) | (14.1) | (5.3) | (1.6) | (20.9) | (16.3) | |||
8.1. | Inter - office adjustments (net) | | 86 | | | 102 | 104 | |
8.2. | Interest accrued | 1723 | 2198 | 113 | 116 | 310 | 398 | |
| 8.3. | Others | 3947 | 4028 | 251 | 23 | 2881 | 2680 |
Total Assets | 36841 | 44770 | 6926 | 8425 | 15747 | 19484 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Samyukt Kshetriya | Sangameshwar | Santhal Parganas | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (307) | (308) | (309) | (310) | (311) | (312) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.2) | (0.1) | (0.6) | (0.5) | (0.4) | (0.4) | |||
2. | Reserves and Surplus | 4463 | 5606 | 1984 | 1983 | 2113 | 2113 | |
(6.8) | (7.6) | (20.0) | (10.3) | (7.7) | (7.4) | |||
3. | Deposits | 58955 | 65862 | 9995 | 12069 | 20735 | 21592 | |
(89.5) | (89.2) | (60.3) | (62.5) | (75.9) | (76.0) | |||
3.1. | Demand deposits | 3147 | 2555 | 484 | 620 | 555 | 740 | |
3.2. | Savings bank deposits | 28152 | 30248 | 3627 | 4414 | 13439 | 13140 | |
3.3. | Term deposits | 27656 | 33059 | 5884 | 7036 | 6742 | 7712 | |
4. | Borrowings | 1460 | 1341 | 3132 | 3307 | 1478 | 1144 | |
(2.2) | (1.8) | (18.9) | (17.1) | (5.4) | (4.0) | |||
4.1. | From banks* | 76 | 57 | 705 | 764 | 168 | 38 | |
4.2. | From others | 1384 | 1284 | 2427 | 2543 | 1310 | 1106 | |
5. | Other liabilities | 889 | 908 | 1370 | 1849 | 2878 | 3453 | |
(1.3) | (1.2) | (8.3) | (9.6) | (10.5) | (12.2) | |||
5.1. | Bills Payable | 222 | 84 | 131 | 121 | 181 | 85 | |
5.2. | Inter-office adjustments | 87 | 142 | 7 | | | | |
5.3. | Interest accrued | 447 | 470 | 1083 | 1525 | 1869 | 2514 | |
| 5.4. | Others (including provisions) | 134 | 212 | 149 | 203 | 828 | 853 |
| Total Liabilities | 65867 | 73817 | 16579 | 19308 | 27304 | 28402 | |
1. | Cash in hand | 615 | 834 | 315 | 283 | 102 | 122 | |
(0.9) | (1.1) | (1.9) | (1.5) | (0.4) | (0.4) | |||
2. | Balances with RBI | 1776 | 2025 | 459 | 383 | 636 | 756 | |
(2.7) | (2.7) | (2.8) | (2.0) | (2.3) | (2.7) | |||
3. | Balances with banks in India | 32368 | 33632 | 6459 | 5570 | 13655 | 2586 | |
(49.1) | (45.6) | (38.9) | (28.8) | (50.0) | (9.1) | |||
4. | Money at call and short notice | | | | | | 11659 | |
() | () | () | () | () | (41.0) | |||
5. | Investments | 17993 | 20443 | 1251 | 3542 | 4735 | 4735 | |
(27.3) | (27.7) | (7.5) | (18.3) | (17.3) | (16.7) | |||
6. | Advances | 5603 | 6454 | 6725 | 8365 | 3695 | 4103 | |
(8.5) | (8.7) | (40.6) | (43.3) | (13.5) | (14.4) | |||
6.1. | Bills purchased and discounted | 2 | 3 | | | | | |
6.2. | Cash credits, overdrafts & loans | 387 | 414 | 2620 | 3317 | 1178 | 1313 | |
6.3. | Term loans | 5214 | 6037 | 4105 | 5048 | 2517 | 2790 | |
7. | Fixed Assets | 47 | 46 | 27 | 40 | 12 | 13 | |
(0.1) | (0.1) | (0.2) | (0.2) | () | () | |||
8. | Other Assets | 7464 | 10383 | 1342 | 1125 | 4470 | 4429 | |
(11.3) | (14.1) | (8.1) | (5.8) | (16.4) | (15.6) | |||
8.1. | Inter - office adjustments (net) | | 8 | | 121 | 116 | 94 | |
8.2. | Interest accrued | 7115 | 10190 | 193 | 348 | 2173 | 2326 | |
| 8.3. | Others | 349 | 184 | 1149 | 656 | 2181 | 2009 |
Total Assets | 65867 | 73817 | 16579 | 19308 | 27304 | 28402 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Saran Kshetriya | Sarayu | Shahajahanpur | |||||
Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (313) | (314) | (315) | (316) | (317) | (318) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.9) | (0.7) | (0.7) | (0.7) | (0.9) | (0.7) | |||
2. | Reserves and Surplus | | 466 | 1246 | 1835 | 761 | 1406 | |
() | (3.4) | (9.3) | (12.2) | (7.0) | (10.3) | |||
3. | Deposits | 10578 | 12202 | 10456 | 11340 | 7597 | 9498 | |
(90.9) | (88.9) | (77.8) | (75.3) | (69.6) | (69.7) | |||
3.1. | Demand deposits | 84 | 124 | 1886 | 1447 | 647 | 728 | |
3.2. | Savings bank deposits | 4710 | 5087 | 5426 | 6066 | 4150 | 4971 | |
3.3. | Term deposits | 5783 | 6991 | 3143 | 3827 | 2801 | 3798 | |
4. | Borrowings | 464 | 396 | 1316 | 1350 | 1728 | 1972 | |
(4.0) | (2.9) | (9.8) | (9.0) | (15.8) | (14.5) | |||
4.1. | From banks* | | | 261 | 301 | 269 | 346 | |
4.2. | From others | 464 | 396 | 1055 | 1049 | 1460 | 1626 | |
5. | Other liabilities | 499 | 562 | 315 | 427 | 728 | 653 | |
(4.3) | (4.1) | (2.3) | (2.8) | (6.7) | (4.8) | |||
5.1. | Bills Payable | | | 14 | 26 | 55 | 33 | |
5.2. | Inter-office adjustments | | | | | 451 | 386 | |
5.3. | Interest accrued | 50 | 52 | 60 | 64 | 42 | 35 | |
| 5.4. | Others (including provisions) | 449 | 509 | 241 | 338 | 179 | 199 |
| Total Liabilities | 11641 | 13725 | 13433 | 15051 | 10915 | 13629 | |
1. | Cash in hand | 43 | 88.00 | 214 | 241.00 | 61 | 41 | |
(0.4) | (0.6) | (1.6) | (1.6) | (0.6) | (0.3) | |||
2. | Balances with RBI | 321 | 367 | 318 | 319 | 250 | 285 | |
(2.8) | (2.7) | (2.4) | (2.1) | (2.3) | (2.1) | |||
3. | Balances with banks in India | 5996 | 7196 | 287 | 243 | 5064 | 6338 | |
(51.5) | (52.4) | (2.1) | (1.6) | (46.4) | (46.5) | |||
4. | Money at call and short notice | | | | | | | |
() | () | () | () | () | () | |||
5. | Investments | 25 | 98 | 8815 | 9621 | 1752 | 1812 | |
(0.2) | (0.7) | (65.6) | (63.9) | (16.0) | (13.3) | |||
6. | Advances | 2348 | 2781 | 3107 | 3829 | 3432 | 4591 | |
(20.2) | (20.3) | (23.1) | (25.4) | (31.4) | (33.7) | |||
6.1. | Bills purchased and discounted | | | | | | | |
6.2. | Cash credits, overdrafts & loans | 267 | 333 | 1336 | 1775 | 1680 | 2355 | |
6.3. | Term loans | 2081 | 2449 | 1771 | 2053 | 1172 | 2236 | |
7. | Fixed Assets | 5 | 5 | 33 | 41 | 12 | 16 | |
() | () | (0.2) | (0.3) | (0.1) | (0.1) | |||
8. | Other Assets | 2902 | 3190 | 659 | 757 | 344 | 539 | |
(24.9) | (23.2) | (4.9) | (5.0) | (3.2) | (4.0) | |||
8.1. | Inter - office adjustments (net) | 31 | 77 | 80 | 22 | | | |
8.2. | Interest accrued | 16 | 95 | 561 | 701 | 23 | | |
| 8.3. | Others | 2855 | 3019 | 18 | 34 | 321 | 539 |
Total Assets | 11641 | 13725 | 13433 | 15051 | 10915 | 13629 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Shahdol Kshetriya | Sharda | Shekhawati | |||||
Gramin Bank | Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (319) | (320) | (321) | (322) | (323) | (324) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(1.3) | (1.1) | (0.8) | (0.7) | (0.4) | (0.3) | |||
2. | Reserves and Surplus | | | 1514 | 1514 | 2953 | 2953 | |
() | () | (12.1) | (10.4) | (10.9) | (9.5) | |||
3. | Deposits | 6610 | 8003 | 9655 | 11878 | 19982 | 23931 | |
(86.9) | (88.6) | (77.4) | (81.4) | (74.1) | (76.9) | |||
3.1. | Demand deposits | 540 | 602 | 554 | 764 | 404 | 295 | |
3.2. | Savings bank deposits | 2543 | 2822 | 3120 | 3873 | 5894 | 6986 | |
3.3. | Term deposits | 3527 | 4580 | 5981 | 7240 | 13683 | 16651 | |
4. | Borrowings | 231 | 346 | 405 | 453 | 1995 | 1804 | |
(3.0) | (3.8) | (3.2) | (3.1) | (7.4) | (5.8) | |||
4.1. | From banks* | | | 3 | 3 | 77 | 15 | |
4.2. | From others | 231 | 346 | 402 | 450 | 1919 | 1789 | |
5. | Other liabilities | 668 | 580 | 803 | 647 | 1946 | 2320 | |
(8.8) | (6.4) | (6.4) | (4.4) | (7.2) | (7.5) | |||
5.1. | Bills Payable | 25 | 21 | 40 | 63 | 39 | 49 | |
5.2. | Inter-office adjustments | | | 37 | | 35 | 65 | |
5.3. | Interest accrued | 39 | 39 | 6 | 6 | 57 | 41 | |
| 5.4. | Others (including provisions) | 605 | 520 | 720 | 578 | 1815 | 2166 |
| Total Liabilities | 7609 | 9029 | 12477 | 14592 | 26976 | 31108 | |
1. | Cash in hand | 65 | 113 | 243 | 223 | 579 | 613 | |
(0.9) | (1.3) | (1.9) | (1.5) | (2.1) | (2.0) | |||
2. | Balances with RBI | 197 | 228 | 283 | 347 | 708 | 735 | |
(2.6) | (2.5) | (2.3) | (2.4) | (2.6) | (2.4) | |||
3. | Balances with banks in India | 1368 | 3345 | 5782 | 7524 | 6056 | 4836 | |
(18.0) | (37.0) | (46.3) | (51.6) | (22.4) | (15.5) | |||
4. | Money at call and short notice | 1515 | | | | | | |
(19.9) | () | () | () | () | () | |||
5. | Investments | 801 | 982 | 2228 | 2354 | 7294 | 12248 | |
(10.5) | (10.9) | (17.9) | (16.1) | (27.0) | (39.4) | |||
6. | Advances | 1302 | 1618 | 2025 | 2316 | 8399 | 8776 | |
(17.1) | (17.9) | (16.2) | (15.9) | (31.1) | (28.2) | |||
6.1. | Bills purchased and discounted | 8 | 78 | | | 74 | 40 | |
6.2. | Cash credits, overdrafts & loans | 122 | 225 | 320 | 329 | 1287 | 1783 | |
6.3. | Term loans | 1172 | 1315 | 1705 | 1987 | 7039 | 6953 | |
7. | Fixed Assets | 7 | 9 | 13 | 13 | 10 | 15 | |
(0.1) | (0.1) | (0.1) | (0.1) | () | () | |||
8. | Other Assets | 2355 | 2734 | 1902 | 1815 | 3930 | 3884 | |
(30.9) | (30.3) | (15.2) | (12.4) | (14.6) | (12.5) | |||
8.1. | Inter - office adjustments (net) | 55 | 72 | | 23 | | | |
8.2. | Interest accrued | 460 | 666 | 194 | 200 | 824 | 1023 | |
| 8.3. | Others | 1840 | 1996 | 1709 | 1591 | 3106 | 2861 |
Total Assets | 7609 | 9029 | 12477 | 14592 | 26976 | 31108 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
| | | | | | | (Amount in Rs. lakh) | |
As on March 31 | ||||||||
Items | Shivalik Kshetriya | Shivpuri-Guna | Shri Sathavahana | |||||
Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||
1999 | 2000 | 1999 | 2000 | 1999 | 2000 | |||
| | | (325) | (326) | (327) | (328) | (329) | (330) |
1. | Capital | 100 | 100 | 100 | 100 | 100 | 100 | |
(0.8) | (0.6) | (0.7) | (0.6) | (0.7) | (0.6) | |||
2. | Reserves and Surplus | 884 | 1412 | 679 | 2173 | 786 | 786 | |
(7.0) | (9.0) | (4.5) | (12.3) | (5.5) | (4.5) | |||
3. | Deposits | 10307 | 12701 | 11352 | 13067 | 9709 | 12789 | |
(81.8) | (81.3) | (75.7) | (74.2) | (68.5) | (73.4) | |||
3.1. | Demand deposits | 253 | 272 | 1190 | 993 | 428 | 747 | |
3.2. | Savings bank deposits | 4129 | 5190 | 4097 | 5167 | 2170 | 2510 | |
3.3. | Term deposits | 5926 | 7239 | 6065 | 6907 | 7111 | 9531 | |
4. | Borrowings | 979 | 1150 | 516 | 428 | 1776 | 1346 | |
(7.8) | (7.4) | (3.4) | (2.4) | (12.5) | (7.7) | |||
4.1. | From banks* | 36 | 41 | | 428 | 341 | 350 | |
4.2. | From others | 943 | 1109 | 516 | | 1435 | 996 | |
5. | Other liabilities | 329 | 267 | 2339 | 1843 | 1800 | 2413 | |
(2.6) | (1.7) | (15.6) | (10.5) | (12.7) | (13.8) | |||
5.1. | Bills Payable | 4 | 30 | | | | | |
5.2. | Inter-office adjustments | 21 | | | | | | |
5.3. | Interest accrued | 24 | 27 | 981 | 1377 | 1378 | 2274 | |
| 5.4. | Others (including provisions) | 280 | 210 | 1358 | 465 | 422 | 139 |
| Total Liabilities | 12599 | 15630 | 14986 | 17610 | 14171 | 17434 | |
1. | Cash in hand | 82 | 31 | 169 | 178 | 255 | 288 | |
(0.6) | (0.2) | (1.1) | (1.0) | (1.8) | (1.7) | |||
2. | Balances with RBI | 317 | 389 | 363 | 410 | 359 | 494 | |
(2.5) | (2.5) | (2.4) | (2.3) | (2.5) | (2.8) | |||
3. | Balances with banks in India | 3682 | 2079 | 868 | 1522 | 5522 | 7136 | |
(29.2) | (13.3) | (5.8) | (8.6) | (39.0) | (40.9) | |||
4. | Money at call and short notice | | | 6042 | 7394 | | | |
() | () | (40.3) | (42.0) | () | () | |||
5. | Investments | 5109 | 8830 | 414 | 199 | 1309 | 1560 | |
(40.5) | (56.5) | (2.8) | (1.1) | (9.2) | (8.9) | |||
6. | Advances | 2763 | 3307 | 3252 | 3931 | 5703 | 6925 | |
(21.9) | (21.2) | (21.7) | (22.3) | (40.2) | (39.7) | |||
6.1. | Bills purchased and discounted | | | | | | | |
6.2. | Cash credits, overdrafts & loans | 450 | 514 | 1291 | 1351 | 3971 | 4443 | |
6.3. | Term loans | 2313 | 2793 | 1961 | 2580 | 1731 | 2482 | |
7. | Fixed Assets | 61 | 132 | 11 | 13 | 20 | 30 | |
(0.5) | (0.8) | (0.1) | (0.1) | (0.1) | (0.2) | |||
8. | Other Assets | 586 | 862 | 3868 | 3964 | 1003 | 1001 | |
(4.6) | (5.5) | (25.8) | (22.5) | (7.1) | (5.7) | |||
8.1. | Inter - office adjustments (net) | | 32 | 62 | 90 | 206 | 180 | |
8.2. | Interest accrued | 479 | 717 | 1207 | 1240 | 262 | 444 | |
| 8.3. | Others | 107 | 114 | 2599 | 2634 | 536 | 377 |
Total Assets | 12599 | 15630 | 14986 | 17610 | 14171 | 17434 | ||
| | | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) | (100.0) |
Notes | |
1. | Figures in bracket indicate per cent share in total. |
2. | * : Including Reserve Bank of India. |
Source | : Annual accounts of banks of respective years. |