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Table 5.3 : Distribution of outstanding Credit of Scheduled Commercial Banks according to Interest Rate Range : 2003 and 2004

     

(Amount in Rs. crore)

                 
     

As on March 31

                 
     

2003

2004

     
   

Interest rate range

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit Outstanding

Accounts

Limit

Outstanding

     
     

(1)

(2)

(3)

(4)

(5)

(6)

     

Less than 6%

 

24484

1500

827

62232

2702

2609

     

(0.8)

(0.2)

(0.1)

(1.4)

(0.3)

(0.4)

     

6%

and above but less than 10%

146830

42730

29864

669596

113154

89214

     

(5.1)

(5.8)

(5.3)

(15.2)

(13.3)

(13.6)

     

10% and above but less than 12%

589745

171446

127928

885746

146639

106223

     

(20.4)

(23.4)

(22.9)

(20.1)

(17.3)

(16.1)

     

12% and above but less than 14%

840103

191975

140444

925540

219833

168808

     

(29.0)

(26.2)

(25.1)

(21.0)

(25.9)

(25.7)

     

14% and above but less than 15%

408675

137050

108615

346845

133500

106488

     

(14.1)

(18.7)

(19.4)

(7.9)

(15.7)

(16.2)

     

15% and above but less than 16%

486139

85095

69772

687552

73584

58994

     

(16.8)

(11.6)

(12.5)

(15.6)

(8.7)

(9.0)

     

16% and above but less than 17%

176417

61774

48267

120547

91751

70638

     

(6.1)

(8.4)

(8.6)

(2.7)

(10.8)

(10.7)

     

17% and above but less than 18%

44398

12709

10294

32804

6800

5203

     

(1.5)

(1.7)

(1.8)

(0.7)

(0.8)

(0.8)

     

18% and above but less than 20%

100544

20077

16814

570983

50497

43548

     

(3.5)

(2.7)

(3.0)

(12.9)

(6.0)

(6.6)

     

20% and above

77734

9192

6915

115059

9808

6113

     

(2.7)

(1.3)

(1.2)

(2.6)

(1.2)

(0.9)

     

Total loans & advances

2895069

733548

559740

4416904

848268

657838

     

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

     

Inland

& foreign bills purchased/discounted

69499

79734

51172

73548

104185

59774

     

Total

   

2964568

813282

610912

4490452

952453

717612

                 

Notes
1.Data relate to accounts each with credit limit over Rs.2 lakh.
2.Figures in bracket represent per cent share in total loans and advances.
Source: Basic Statistical Returns of Scheduled Commercial Banks
in India, Volume 33, March 2004.

 

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