Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 5 of 7) - ആർബിഐ - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks - 1998-99 (Part 5 of 7)
FOREIGN BANKS |
(Amount in Rs. lakh) | ||||||||||
For the year ended 31st March | ||||||||||
ABN Amro | Abu-dhabi Commercial | American Express | Arab Bangladesh | |||||||
Items | Bank | Bank | Bank | Bank | ||||||
1998 | 1999 | 1998 | 1999 | 1998 | 1999 | 1998 | 1999 | |||
| | | (1) | (2) | (3) | (4) | (5) | (6) | (7) | (8) |
Income | ||||||||||
I. | Interest Earned | 26919 | 36738 | 4727 | 5783 | 32660 | 34527 | 225 | 422 | |
a) | Interest/discount on advances/bills | 19441 | 24723 | 3030 | 2567 | 14933 | 13636 | 95 | 97 | |
b) | Income on investments | 6594 | 10863 | 996 | 1869 | 13357 | 15220 | 37 | 51 | |
c) | Interest on balances with | 745 | 1108 | 665 | 1118 | 3551 | 4309 | 93 | 274 | |
RBI and other inter-bank funds | ||||||||||
d) | Others | 139 | 43 | 36 | 229 | 820 | 1363 | - | - | |
II. | Other income | 10466 | 9783 | 847 | 987 | 12586 | 11578 | 101 | 162 | |
a) | Commission, exchange and brokerage | 3121 | 3797 | 259 | 519 | 6673 | 7375 | 17 | 36 | |
b) | Net profit on sale of investments | 1797 | 37 | 357 | 266 | 2001 | 786 | - | 125 | |
c) | Net profit on revaluation of investments | - | - | - | - | - | - | - | - | |
d) | Net profit on sale of land, | - | - | - | - | (75) | (72) | - | - | |
building & other assets | ||||||||||
e) | Net profit on exchange transaction | 5157 | 5486 | 138 | 203 | 3639 | 3460 | 83 | - | |
f) | Miscellaneous income | 391 | 463 | 93 | - | 348 | 29 | 1 | 1 | |
| Total(I+II) | 37385 | 46520 | 5574 | 6770 | 45246 | 46105 | 326 | 584 | |
Expenditure & Provisions | ||||||||||
III. | Interest expended | 17912 | 23614 | 3643 | 4486 | 22063 | 25440 | 63 | 82 | |
a) | Interest on deposits | 9921 | 12472 | 3016 | 3719 | 18115 | 17263 | 62 | 82 | |
b) | Interest on RBI/inter-bank borrowings | 3996 | 5918 | 498 | 485 | 3650 | 4709 | 1 | - | |
c) | Others | 3996 | 5224 | 130 | 282 | 298 | 3469 | - | - | |
IV. | Operating expenses | 7960 | 8285 | 683 | 650 | 11923 | 14799 | 113 | 121 | |
a) | Payments to and provisions for employees | 2236 | 2535 | 256 | 257 | 4033 | 5656 | 32 | 41 | |
b) | Rent, taxes and lighting | 761 | 825 | 118 | 85 | 1094 | 1243 | 11 | 13 | |
c) | Printing and stationery | 161 | 166 | 35 | 25 | 261 | 378 | 17 | 9 | |
d) | Advertisement and publicity | 266 | 289 | 14 | 15 | 766 | 1150 | 3 | 3 | |
e) | Depreciation on bank's property | 1024 | 1222 | 68 | 62 | 837 | 995 | 6 | 7 | |
f) | Directors' fees, allowances and expenses | 1 | - | - | - | 2 | 1 | 1 | - | |
g) | Auditors' fees and expenses | 5 | 11 | 4 | 2 | 21 | 22 | - | 1 | |
h) | Law charges | 45 | 61 | 4 | 3 | 54 | 19 | 1 | 1 | |
i) | Postage, telegrams, telephones, etc. | 610 | 664 | 30 | 37 | 1524 | 1795 | 7 | 5 | |
j) | Repairs and maintenance | 327 | 448 | 45 | 49 | 446 | 556 | 5 | 6 | |
k) | Insurance | 125 | 393 | 22 | 23 | 119 | 140 | 2 | 2 | |
l) | Other expenditure | 2399 | 1671 | 86 | 93 | 2767 | 2843 | 28 | 34 | |
V. | Provisions and contingencies | 5006 | 5866 | 1043 | 1419 | 4446 | 5049 | 74 | 186 | |
Total expenses@ | 25872 | 31899 | 4326 | 5137 | 33986 | 40239 | 176 | 203 | ||
VI. | Profit | 6508 | 8755 | 205 | 214 | 6815 | 817 | 76 | 195 | |
| Total (III+IV+V+VI) | 37385 | 46520 | 5574 | 6770 | 45246 | 46105 | 326 | 584 |
FOREIGN BANKS |
(Amount in Rs. lakh) | ||||||||||
For the year ended 31st March | ||||||||||
Bank of International | Bank Muscat | Bank of | Bank of Bahrain | |||||||
Items | Indonesia | International | America | & Kuwait | ||||||
1998 | 1999 | 1998 | 1999 | 1998 | 1999 | 1998 | 1999 | |||
| | | (9) | (10) | (11) | (12) | (13) | (14) | (15) | (16) |
Income | ||||||||||
I. | Interest Earned | 4515 | 1750 | 260 | 72541 | 91753 | 4622 | 4862 | ||
a) | Interest/discount on advances/bills | 2908 | 986 | 14 | 51776 | 61971 | 3046 | 2891 | ||
b) | Income on investments | 1194 | 474 | - | 18419 | 24456 | 1308 | 1583 | ||
c) | Interest on balances with | 359 | 266 | 216 | 560 | 717 | 264 | 387 | ||
RBI and other inter-bank funds | ||||||||||
d) | Others | 54 | 23 | 30 | 1786 | 4609 | 4 | 1 | ||
II. | Other income | 578 | 424 | 44 | 15466 | 10742 | 324 | 648 | ||
a) | Commission, exchange and brokerage | 182 | 106 | 36 | 5975 | 6548 | 200 | 292 | ||
b) | Net profit on sale of investments | 8 | 81 | 3 | 4515 | (655) | 31 | 134 | ||
c) | Net profit on revaluation of investments | - | - | - | - | (3) | - | - | ||
d) | Net profit on sale of land, | - | (4) | - | 10 | 23 | - | - | ||
building & other assets | ||||||||||
e) | Net profit on exchange transaction | 259 | 170 | - | 4834 | 4645 | (28) | 136 | ||
f) | Miscellaneous income | 129 | 72 | | 5 | 132 | 185 | 122 | 87 | |
| Total(I+II) | 5093 | 2174 | | 304 | 88007 | 102495 | 4946 | 5511 | |
Expenditure & Provisions | ||||||||||
III. | Interest expended | 3142 | 1375 | 66 | 45204 | 59731 | 4237 | 4336 | ||
a) | Interest on deposits | 1427 | 679 | 57 | 36276 | 42532 | 3215 | 3268 | ||
b) | Interest on RBI/inter-bank borrowings | 1248 | 577 | 9 | 8895 | 17193 | 328 | 829 | ||
c) | Others | 468 | 119 | - | 33 | 6 | 694 | 240 | ||
IV. | Operating expenses | 1770 | 1669 | 339 | 12555 | 14101 | 641 | 858 | ||
a) | Payments to and provisions for employees | 211 | 168 | 90 | 3815 | 4425 | 181 | 224 | ||
b) | Rent, taxes and lighting | 151 | 67 | - | 1255 | 1623 | 158 | 165 | ||
c) | Printing and stationery | 16 | 9 | - | 466 | 412 | 10 | 13 | ||
d) | Advertisement and publicity | 11 | 1 | 25 | 314 | 176 | 8 | 5 | ||
e) | Depreciation on bank's property | 127 | 144 | - | 982 | 1075 | 98 | 98 | ||
f) | Directors' fees, allowances and expenses | - | 1 | - | 1 | 1 | - | 8 | ||
g) | Auditors' fees and expenses | 4 | 4 | 4 | 8 | 8 | 4 | 4 | ||
h) | Law charges | 11 | 23 | 11 | 94 | 69 | 12 | 11 | ||
i) | Postage, telegrams, telephones, etc. | 60 | 62 | - | 984 | 1000 | 20 | 25 | ||
j) | Repairs and maintenance | 36 | 41 | - | 588 | 901 | 30 | 35 | ||
k) | Insurance | 14 | 11 | - | 22 | 41 | 20 | 24 | ||
l) | Other expenditure | 1130 | 1138 | 209 | 4025 | 4369 | 100 | 245 | ||
V. | Provisions and contingencies | 1087 | 1094 | - | 12548 | 14241 | 1592 | (21) | ||
Total expenses@ | 4912 | 3044 | 405 | 57758 | 73832 | 4878 | 5194 | |||
VI. | Profit | (906) | (1963) | | (101) | 17700 | 14422 | (1524) | 337 | |
| Total (III+IV+V+VI) | 5093 | 2174 | | 304 | 88007 | 102495 | 4946 | 5511 |
Notes | : | 1. @Excluding 'Provisions and Contingencies'. |
: | 2. Figures in bracket indicate loss. | |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |