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Table 52: Liabilities and Assets of Scheduled Commercial Banks: 2001 and 2002 (Part 3 of 11)

Nationalised Banks

(Amount in Rs. lakh)


As on March 31


Items

Allahabad Bank

Andhra Bank

Bank of Baroda

Bank of India

Bank of Maharashtra


2001

2002

2001

2002

2001

2002

2001

2002

2001

2002


(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)


1. Cash in hand

15669

18347

20275

19497

35455

32835

17162

19368

15443

16473

(0.7)

(0.7)

(1.0)

(0.9)

(0.6)

(0.5)

(0.3)

(0.3)

(0.8)

(0.8)

2. Balances with RBI

195919

148356

142761

107860

401523

225272

366452

343848

169493

147355

(8.9)

(6.0)

(7.0)

(5.2)

(6.3)

(3.2)

(6.2)

(4.9)

(8.9)

(6.9)

3. Balances with banks in India

26976

48131

37753

25002

112661

136644

73436

89988

33902

31690

(1.2)

(1.9)

(1.9)

(1.2)

(1.8)

(1.9)

(1.2)

(1.3)

(1.8)

(1.5)

4. Money at call and short notice

-

-

5202

3535

431339

329692

68339

51537

2008

-

(0.0)

(0.0)

(0.3)

(0.2)

(6.8)

(4.6)

(1.1)

(0.7)

(0.1)

(0.0)

5. Balances with banks outside India

9215

6515

19665

14249

262658

170298

117015

155782

31765

14722

(0.4)

(0.3)

(1.0)

(0.7)

(4.1)

(2.4)

(2.0)

(2.2)

(1.7)

(0.7)

6. Investments

871913

1035803

988552

841926

1985712

2383313

1822487

2208353

884087

990919

(39.5)

(41.8)

(48.5)

(40.2)

(31.4)

(33.6)

(30.6)

(31.6)

(46.4)

(46.2)

6.A. Investments in India

871913

1035803

988552

841926

1846251

2188670

1488665

1674658

884087

990919

(i) Government securities

665148

802991

851262

715872

1161018

1432745

1185855

1353587

719312

813443

(ii)Other approved securities

85195

68941

29221

25433

164817

159642

113607

99169

36345

31073

(iii) Shares

5040

9670

4833

5823

29921

33187

17284

23137

4590

6024

(iv) Debentures and Bonds

98059

139093

78014

73102

329974

383427

140129

168840

103087

121127

(v) Subsidiaries and/or joint ventures

5389

5165

1559

1559

15514

21514

17120

17315

956

1090

(vi) Others

13081

9942

23663

20137

145007

158155

14670

12610

19797

18162

6.B. Investments outside India

-

-

-

-

139461

194643

333822

533695

-

-

(i) Government securities

-

-

-

-

44172

103448

120477

139601

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

13269

13269

343

469

-

-

(iii) Others

-

-

-

-

82019

77926

213002

393625

-

-

7. Advances

958270

1099250

742317

967772

2742068

3366299

3182314

3831078

667253

825512

(43.4)

(44.4)

(36.4)

(46.2)

(43.3)

(47.5)

(53.4)

(54.9)

(35.0)

(38.4)

7.1. Bills purchased and discounted

49878

47597

73128

88964

153554

200223

222861

331765

48443

36571

7.2. Cash credits, overdrafts & loans

476661

585337

412649

542089

1665413

1960152

1629528

1931055

331032

435481

7.3. Term loans

431731

466316

256541

336719

923101

1205924

1329925

1568258

287777

353460

Priority sector advances included in 7

405953

460649

265250

329600

666045

767573

759899

918140

252158

292246

8. Fixed Assets

36018

36813

9446

10854

64707

69238

76315

70467

11994

15674

(1.6)

(1.5)

(0.5)

(0.5)

(1.0)

(1.0)

(1.3)

(1.0)

(0.6)

(0.7)

8.1. Premises

26067

26151

2596

2590

44969

50879

45882

52224

6456

7191

8.2. Fixed assets under construction

-

-

-

-

-

-

2729

-

-

-

8.2. Other Fixed assets

9951

10662

6850

8264

19738

18359

27705

18243

5538

8483

9. Other Assets

91677

83232

72970

103030

296082

377416

233136

210164

88043

104700

(4.2)

(3.4)

(3.6)

(4.9)

(4.7)

(5.3)

(3.9)

(3.0)

(4.6)

(4.9)

9.1. Inter - office adjustments (net)

29216

8768

-

29522

10071

95381

3517

-

27502

45845

9.2. Interest accrued

28744

35261

33632

31088

86591

98957

51500

58480

31728

34141

9.3. Tax paid

16647

15592

7615

11347

86002

84684

23624

41641

1813

3526

9.4. Stationery and Stamps

529

506

441

452

436

429

141

146

385

387

9.5. Others

16541

23105

31282

30621

112982

97965

154354

109897

26616

20801


Total Assets

2205656

2476446

2038941

2093725

6332204

7091007

5956657

6980585

1903987

2147045

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


(Amount in Rs. lakh)


As on March 31


Items

Canara Bank

Central Bank of India

Corporation Bank

Dena Bank

Indian Bank


2001

2002

2001

2002

2001

2002

2001

2002

2001

2002


(11)

(12)

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)


1. Cash in hand

41300

49552

34694

44571

10171

12366

10202

11596

9007

10258

(0.6)

(0.7)

(0.7)

(0.8)

(0.5)

(0.5)

(0.6)

(0.6)

(0.3)

(0.3)

2. Balances with RBI

347336

736434

376574

260841

98605

121257

109549

90781

133645

118176

(5.2)

(10.2)

(8.0)

(5.0)

(5.0)

(5.1)

(6.1)

(4.8)

(5.0)

(3.9)

3. Balances with banks in India

59491

93066

36258

180773

99479

66198

20288

15556

2686

3993

(0.9)

(1.3)

(0.8)

(3.4)

(5.0)

(2.8)

(1.1)

(0.8)

(0.1)

(0.1)

4. Money at call and short notice

2500

59276

10000

75500

56864

10000

34300

-

25758

787

(0.0)

(0.8)

(0.2)

(1.4)

(2.9)

(0.4)

(1.9)

(0.0)

(1.0)

(0.0)

5. Balances with banks outside India

866496

311442

90138

77303

53318

124790

48701

35357

10919

16897

(13.0)

(4.3)

(1.9)

(1.5)

(2.7)

(5.3)

(2.7)

(1.9)

(0.4)

(0.6)

6. Investments

2144546

2322010

1927742

2109981

686034

805649

681604

764806

1000048

1240807

(32.3)

(32.2)

(40.8)

(40.1)

(34.8)

(34.1)

(38.1)

(40.6)

(37.5)

(41.0)

6.A. Investments in India

2094618

2269345

1927676

2109915

686034

805643

681604

764806

982171

1216814

(i) Government securities

1444929

1657203

1355447

1468255

461164

586624

428510

525632

749037

985249

(ii)Other approved securities

154906

124644

106602

100361

30700

24323

27567

29450

70305

67224

(iii) Shares

20004

23646

16458

17849

4444

5404

12035

12697

5416

5564

(iv) Debentures and Bonds

438982

421460

425466

497904

153187

165820

204931

190931

153036

152679

(v) Subsidiaries and/or joint ventures

13224

13224

8988

8988

-

11500

2172

2172

688

598

(vi) Others

22572

29168

14716

16558

36541

11972

6389

3925

3689

5499

6.B. Investments outside India

49929

52665

66

66

-

6

-

-

17877

23993

(i) Government securities

-

-

-

-

-

-

-

-

13157

11290

(ii) Subsidiaries and/or joint ventures

2513

2526

66

66

-

-

-

-

-

-

(iii) Others

47415

50139

-

-

-

6

-

-

4720

12703

7. Advances

2783177

3312671

1883338

2128751

866610

1098741

700190

752296

943391

1090836

(41.9)

(45.9)

(39.9)

(40.5)

(44.0)

(46.5)

(39.1)

(39.9)

(35.4)

(36.0)

7.1. Bills purchased and discounted

241557

298729

92006

88563

59449

61047

53720

54550

40876

32947

7.2. Cash credits, overdrafts & loans

1668616

1984943

1047274

1201036

415322

582361

341829

359099

689036

760720

7.3. Term loans

873004

1028999

744058

839152

391840

455334

304641

338647

213479

297169

Priority sector advances included in 7

806937

928760

717007

820328

286865

305182

273930

282842

225042

324560

8. Fixed Assets

64965

65901

76779

74783

15522

19934

32694

31551

46447

45382

(1.0)

(0.9)

(1.6)

(1.4)

(0.8)

(0.8)

(1.8)

(1.7)

(1.7)

(1.5)

8.1. Premises

43949

44430

64240

62102

7638

7262

23586

22413

34236

32907

8.2. Fixed assets under construction

-

3923

-

-

-

-

78

-

647

585

8.2. Other Fixed assets

21015

17548

12539

12681

7884

12671

9030

9138

11564

11890

9. Other Assets

334093

270786

290509

308863

83716

101484

153333

182263

492155

499158

(5.0)

(3.7)

(6.1)

(5.9)

(4.2)

(4.3)

(8.6)

(9.7)

(18.5)

(16.5)

9.1. Inter - office adjustments (net)

74099

26101

-

-

10233

19044

5838

1928

-

-

9.2. Interest accrued

67913

74536

65236

68408

25051

31191

28885

28772

31096

36629

9.3. Tax paid

20428

7065

36900

49032

33843

35955

26148

31775

11380

13775

9.4. Stationery and Stamps

533

603

981

989

108

141

361

325

828

825

9.5. Others

171121

162481

187391

190434

14481

15153

92101

119464

448851

447929


Total Assets

6643905

7221138

4726031

5261366

1970320

2360419

1790860

1884207

2664054

3026294

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


(Amount in Rs. lakh)


As on March 31


Items

Indian Overseas Bank

Oriental Bank of Commerce

Punjab & Sind Bank

Punjab National Bank

Syndicate Bank


2001

2002

2001

2002

2001

2002

2001

2002

2001

2002


(21)

(22)

(23)

(24)

(25)

(26)

(27)

(28)

(29)

(30)


1. Cash in hand

23544

28805

21155

19901

7254

7224

44520

73102

10983

14921

(0.8)

(0.8)

(0.8)

(0.6)

(0.5)

(0.5)

(0.7)

(1.0)

(0.4)

(0.5)

2. Balances with RBI

210540

192449

181658

215203

92857

78931

492042

437041

184786

182282

(6.9)

(5.4)

(6.7)

(6.7)

(6.9)

(5.7)

(7.7)

(6.0)

(6.5)

(5.7)

3. Balances with banks in India

85808

30433

20541

45377

12211

42205

28131

59926

22610

60521

(2.8)

(0.9)

(0.8)

(1.4)

(0.9)

(3.1)

(0.4)

(0.8)

(0.8)

(1.9)

4. Money at call and short notice

12641

36170

21502

938

37000

2507

186

18183

-

40004

(0.4)

(1.0)

(0.8)

(0.0)

(2.8)

(0.2)

-

(0.2)

-

(1.3)

5. Balances with banks outside India

76092

74605

20058

51753

26007

23055

42041

51581

83227

16568

(2.5)

(2.1)

(0.7)

(1.6)

(1.9)

(1.7)

(0.7)

(0.7)

(2.9)

(0.5)

6. Investments

1177066

1506917

1229847

1372435

549862

574494

2512842

2820717

1055009

1191060

(38.9)

(42.5)

(45.4)

(42.5)

(41.0)

(41.8)

(39.6)

(38.7)

(37.4)

(37.5)

6.A. Investments in India

1149506

1473708

1229847

1372435

549862

574494

2511972

2819705

1037066

1167406

(i) Government securities

927750

1223702

736301

855156

351185

355742

1843727

1930425

803541

975047

(ii)Other approved securities

50346

48583

49865

49795

60821

59436

250070

245943

44216

39094

(iii) Shares

10133

11347

15907

14347

4000

4814

25718

34388

6812

9347

(iv) Debentures and Bonds

134738

173478

390396

418297

123683

140499

330556

538288

144192

122898

(v) Subsidiaries and/or joint ventures

23

23

-

-

65

65

21309

21198

3335

3335

(vi) Others

26516

16575

37378

34840

10107

13938

40592

49464

34971

17685

6.B. Investments outside India

27560

33209

-

-

-

-

870

1012

17943

23654

(i) Government securities

8140

11505

-

-

-

-

709

701

17943

-

(ii) Subsidiaries and/or joint ventures

3315

3005

-

-

-

-

161

311

-

-

(iii) Others

16105

18698

-

-

-

-

-

-

-

23654

7. Advances

1309551

1516234

1107641

1415787

518087

557674

2802905

3436942

1311616

1488466

(43.2)

(42.8)

(40.9)

(43.9)

(38.7)

(40.5)

(44.1)

(47.1)

(46.4)

(46.9)

7.1. Bills purchased and discounted

97648

99897

67206

69137

28781

29759

242716

246009

40370

33353

7.2. Cash credits, overdrafts & loans

869904

950179

671472

754575

277725

317712

1573035

1847821

552104

833604

7.3. Term loans

342000

466159

368964

592075

211581

210203

987154

1343111

719141

621509

Priority sector advances included in 7

405299

487632

429269

545536

210769

227942

1085674

1344128

381038

410135

8. Fixed Assets

28997

29661

13016

14260

8391

7723

72392

75847

32164

33900

(1.0)

(0.8)

(0.5)

(0.4)

(0.6)

(0.6)

(1.1)

(1.0)

(1.1)

(1.1)

8.1. Premises

20366

22018

6065

6233

4610

4334

51395

51969

25413

26101

8.2. Fixed assets under construction

805

201

91

-

-

-

-

-

300

-

8.2. Other Fixed assets

7826

7442

6859

8027

3781

3389

20997

23877

6452

7799

9. Other Assets

105210

128838

91824

90638

88569

81544

355451

318128

123926

147897

(3.5)

(3.6)

(3.4)

(2.8)

(6.6)

(5.9)

(5.6)

(4.4)

(4.4)

(4.7)

9.1. Inter - office adjustments (net)

-

-

-

-

10242

-

-

-

23386

965

9.2. Interest accrued

41444

50870

43981

51724

20018

24704

86317

102024

42735

43647

9.3. Tax paid

9273

6154

30690

24339

14363

18818

88173

43896

3312

2726

9.4. Stationery and Stamps

509

500

63

61

335

330

2542

2551

762

739

9.5. Others

53984

71314

17090

14514

43612

37692

178419

169657

53731

99820


Total Assets

3029448

3544112

2707243

3226292

1340238

1375357

6350511

7291466

2824322

3175619

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


(Amount in Rs. lakh)


As on March 31


Items

UCO Bank

Union Bank of India

United Bank of India

Vijaya Bank


2001

2002

2001

2002

2001

2002

2001

2002


(31)

(32)

(33)

(34)

(35)

(36)

(37)

(38)


1. Cash in hand

17526

21408

14874

16331

13744

13615

7515

9384

(0.6)

(0.7)

(0.4)

(0.4)

(0.6)

(0.6)

(0.5)

(0.6)

2. Balances with RBI

186948

111972

259476

222937

135888

138222

77593

93234

(6.8)

(3.6)

(6.7)

(5.0)

(6.3)

(6.1)

(5.4)

(5.8)

3. Balances with banks in India

70971

84713

71724

103890

21994

26286

27842

36187

(2.6)

(2.7)

(1.3)

(2.3)

(1.0)

(1.2)

(2.0)

(2.2)

4. Money at call and short notice

27861

33096

27500

10000

-

-

8232

17000

(1.0)

(1.1)

(1.2)

(0.2)

-

-

(0.6)

(1.1)

5. Balances with banks outside India

18064

24629

158135

137422

2819

2258

23493

9718

(0.7)

(0.8)

(4.1)

(3.1)

(0.1)

(0.1)

(1.6)

(0.6)

6. Investments

1084215

1230184

1367160

1540969

1135761

1165643

587015

736073

(39.7)

(39.2)

(35.1)

(34.7)

(52.9)

(51.2)

(41.2)

(45.6)

6.A. Investments in India

1038175

1181105

1367149

1540958

1135761

1165642

587015

736073

(i) Government securities

701436

817980

908833

1073647

822729

888027

414587

556707

(ii)Other approved securities

69160

64057

101319

84952

45840

43970

15655

15423

(iii) Shares

7229

7579

10569

14331

965

818

2090

3148

(iv) Debentures and Bonds

229836

262008

308556

327711

260311

225656

142509

149483

(v) Subsidiaries and/or joint ventures

1246

1396

1916

1916

1672

2305

1063

1063

(vi) Others

29267

28085

35956

38401

4243

4866

11110

10249

6.B. Investments outside India

46040

49079

11

11

1

1

-

-

(i) Government securities

24904

33401

-

-

-

-

-

-

(ii) Subsidiaries and/or joint ventures

-

-

-

-

-

-

-

-

(iii) Others

21136

15678

11

11

1

1

-

-

7. Advances

1008544

1280537

1750535

2138331

573935

682271

572001

619666

(36.9)

(40.8)

(44.9)

(48.2)

(26.7)

(30.0)

(40.1)

(38.4)

7.1. Bills purchased and discounted

140248

159095

106535

129898

8621

68675

27793

31902

7.2. Cash credits, overdrafts & loans

504543

599156

1040458

1371959

316135

361080

308558

338634

7.3. Term loans

363753

522286

603542

636474

249180

252517

235649

249130

Priority sector advances included in 7

274830

397546

566963

704635

116030

132653

201324

222307

8. Fixed Assets

40779

39518

76322

75475

19160

19578

15002

16552

(1.5)

(1.3)

(2.0)

(1.7)

(0.9)

(0.9)

(1.1)

(1.0)

8.1. Premises

35674

35015

59896

58993

15177

14901

10630

12103

8.2. Fixed assets under construction

-

-

-

-

386

432

-

-

8.2. Other Fixed assets

5105

4503

16426

16482

3596

4244

4372

4450

9. Other Assets

278210

312080

172048

192141

244981

229766

106968

76635

(10.2)

(9.9)

(4.4)

(4.3)

(11.4)

(10.1)

(7.5)

(4.7)

9.1. Inter - office adjustments (net)

-

-

2450

22159

28768

-

43349

11823

9.2. Interest accrued

52295

59582

55583

63386

44196

47968

22264

32261

9.3. Tax paid

4830

5800

56550

40326

4014

2023

3100

2903

9.4. Stationery and Stamps

321

280

91

83

400

426

106

81

9.5. Others

220764

246418

57374

66187

167603

179350

38149

29567


Total Assets

2733118

3138137

3897774

4437496

2148282

2277638

1425661

1614450

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


Note: Figures in brackets indicate percent share in total.

Source: Annual accounts of banks of respective years.

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