Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 3 of 6)

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പ്രസിദ്ധീകരിച്ചത് ഡിസംബർ 31, 2001

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Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 3 of 6)

FOREIGN BANKS

(Amount in Rs. lakh)

		For the year ended March 31

		ABN Amro		Abu-Dhabi		American Express		Arab Bangladesh
Items		Bank		Commercial Bank		Bank		Bank

		2000	2001	2000	2001	2000	2001	2000	2001

		(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)

Income
I.	Interest Earned	60502	85630	7393	12365	30292	30621	535	605
	a) Interest/discount on advances/bills	35463	52696	2795	3427	11099	11962	104	160
	b) Income on Investments	23037	32237	3639	7620	14577	13675	73	76
	c) Interest on balances with	1612	651	822	1239	1580	2438	354	369
	RBI and other inter-bank funds
	d) Others	391	47	136	78	3035	2546	4	0

II.	Other income	12524	18066	1017	1539	14216	21068	173	224
	a) Commission, exchange and brokerage	4487	5376	291	840	8168	15581	141	176
	b) Net Profit (loss) on sale of investments	1210	1684	518	614	3552	1336	19	0
	c) Net Profit (loss) on revaluation of investments	0	0	0	0	0	0	0	0
	d) Net Profit (loss) on sale of land, building & other assets	4	-33	1	-3	-112	-334	0	0
	e) Net Profit (loss) on exchange transaction	6040	9639	207	87	2210	3989	0	29
	f) Miscellaneous income	784	1400	0	0	398	496	13	19

	Total (I+II)	73025	103696	8410	13904	44508	51688	708	829


Expenditure & Provisions
III.	Interest expended	36314	52493	5984	10512	19638	21075	104	90
	a) Interest on deposits	13783	17589	4913	9061	10293	9538	102	89
	b) Interest on RBI/inter-bank borrowings	16592	24642	206	234	4765	7676	1	1
	c) Others	5939	10262	865	1217	4581	3862	0	0

IV.	Operating expenses	13784	21692	743	839	17397	24020	154	186
	a) Payments to and provisions for employees	3444	6021	287	347	7193	6288	57	60
	b) Rent, taxes and lighting	1290	1958	88	99	1590	1934	10	9
	c) Printing and stationery	617	554	35	30	380	387	10	12
	d) Advertisement and publicity	460	777	14	19	1849	1834	7	6
	e) Depreciation on Bank's property	1332	1760	72	50	1145	1454	15	36
	f) Directors' fees, allowances and expenses	1	1	0	1	1	1	3	3
	g) Auditors' fees and expenses	24	25	2	4	25	24	1	1
	h) Law charges	75	121	1	6	31	51	0	2
	i) Postage, telegrams, telephones, etc.	1047	1596	35	38	1663	1722	9	14
	j) Repairs and maintenance	881	644	74	65	712	560	4	5
	k) Insurance	331	217	32	36	89	114	3	3
	l) Other expenditure	4283	8017	104	144	2718	9649	35	37

V.	Provisions and contingencies	11044	18672	1333	1723	4703	8849	244	279

	Total expenses@	50098	74185	6726	11351	37035	45095	257	276

VI.	Profit (loss)	11883	10839	351	829	2770	-2255	207	273


	Total (III+IV+V+VI)	73025	103696	8410	13904	44508	51688	708	829

(Amount in Rs. lakh)

		For the year ended March 31

Items		Bank International		Bank Muscat		Bank of America		Bank of Bahrain
		Indonesia		International				& Kuwait

		2000	2001	2000	2001	2000	2001	2000	2001

		(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)

Income
I.	I. Interest Earned	1126	463	1025	2108	66568	57086	5670	6112
	a) Interest/discount on advances/bills	442	173	243	707	45471	40360	3000	3484
	b) Income on Investments	393	263	175	697	18635	13323	1950	2040
	c) Interest on balances with	291	28	606	704	357	239	495	589
	RBI and other inter-bank funds
	d) Others	0	0	0	0	2106	3164	225	0

II.	Other income	285	161	224	342	20593	9343	1083	979
	a) Commission, exchange and brokerage	66	62	64	247	5358	4719	286	453
	b) Net Profit (loss) on sale of investments	35	28	7	-6	2083	2406	445	26
	c) Net Profit (loss) on revaluation of investments	0	0	0	0	3	158	0	0
	d) Net Profit (loss) on sale of land, building & other assets	-1	-1	-12	-2	373	44	0	2
	e) Net Profit (loss) on exchange transaction	0	23	142	58	3954	1954	168	202
	f) Miscellaneous income	185	49	23	46	8821	62	185	297

	Total (I+II)	1412	624	1249	2450	87161	66429	6753	7091


Expenditure & Provisions
III.	Interest expended	810	211	654	1487	40266	38921	4803	5103
	a) Interest on deposits	223	155	570	591	25314	24025	3638	3849
	b) Interest on RBI/inter-bank borrowings	552	54	84	896	14950	14886	904	993
	c) Others	34	2	0	0	1	10	261	260

IV.	Operating expenses	1714	1031	486	707	18461	8876	976	1071
	a) Payments to and provisions for employees	117	60	156	222	9385	3401	353	387
	b) Rent, taxes and lighting	24	46	50	59	1813	941	194	191
	c) Printing and stationery	9	4	5	14	352	175	11	13
	d) Advertisement and publicity	2	2	11	10	71	8	10	7
	e) Depreciation on Bank's property	86	74	76	132	1176	783	111	110
	f) Directors' fees, allowances and expenses	1	1	1	3	3	1	3	4
	g) Auditors' fees and expenses	4	4	4	4	8	8	5	6
	h) Law charges	23	15	13	13	58	63	9	12
	i) Postage, telegrams, telephones, etc.	51	39	24	22	864	570	35	47
	j) Repairs and maintenance	13	76	27	54	701	373	48	51
	k) Insurance	6	3	4	6	24	25	24	27
	l) Other expenditure	1380	709	115	167	4006	2528	170	215

V.	Provisions and contingencies	(188)	(353)	30	44	13152	11723	472	417

	Total expenses@	2524	1243	1140	2194	58727	47798	5779	6174

VI.	Profit (loss)	(924)	(265)	79	212	15282	6909	502	500


	Total (III+IV+V+VI)	1412	624	1249	2450	87161	66429	6753	7091

(Amount in Rs. lakh)

		For the year ended March 31

Items		Bank of Ceylon		Bank of Nova		Bank of Tokyo		BNP Paribas
				Scotia		Mitsubishi

		2000	2001	2000	2001	2000	2001	2000	2001

		(17)	(18)	(19)	(20)	(21)	(22)	(23)	(24)

Income
I.	Interest Earned	1389	1284	10337	19508	11346	9968	21900	26240
	a) Interest/discount on advances/bills	1072	915	7658	14368	6876	5855	8975	13912
	b) Income on Investments	160	154	1957	4665	2986	2347	11525	10835
	c) Interest on balances with	138	215	692	435	1055	1039	1209	1240
	RBI and other inter-bank funds
	d) Others	20	0	30	41	429	728	191	252
II.	Other income	469	407	2481	2084	4824	7043	4324	4205
	a) Commission, exchange and brokerage	152	131	1281	1181	1157	987	1493	1522
	b) Net Profit (loss) on sale of investments	0	-8	68	138	-18	-15	291	350
	c) Net Profit (loss) on revaluation of investments	0	0	0	0	0	0	0	0
	d) Net Profit (loss) on sale of land, building & other assets	0	2	-1	1	-1	89	-7	-13
	e) Net Profit (loss) on exchange transaction	137	162	629	694	2340	1704	2323	1897
	f) Miscellaneous income	180	120	504	71	1347	4279	224	448

	Total (I+II)	1858	1691	12817	21591	16170	17011	26224	30445


Expenditure & Provisions
III.	Interest expended	584	696	7013	14596	5848	4074	15740	19210
	a) Interest on deposits	371	548	4682	9811	5350	3643	8897	11438
	b) Interest on RBI/inter-bank borrowings	213	148	2126	4673	327	417	6723	6907
	c) Others	0	0	205	113	170	14	120	864

IV.	Operating expenses	248	248	1826	2136	12876	4218	5309	7589
	a) Payments to and provisions for employees	58	61	562	685	1507	1924	2421	3507
	b) Rent, taxes and lighting	31	28	354	362	396	441	834	1216
	c) Printing and stationery	4	3	39	44	99	83	103	151
	d) Advertisement and publicity	4	1	8	16	5	5	55	103
	e) Depreciation on Bank's property	23	36	167	140	850	394	314	381
	f) Directors' fees, allowances and expenses	0	0	0	0	0	1	0	2
	g) Auditors' fees and expenses	0	1	9	16	5	8	16	12
	h) Law charges	0	0	19	18	8	29	9	9
	i) Postage, telegrams, telephones, etc.	52	48	100	132	199	181	150	362
	j) Repairs and maintenance	4	6	114	148	188	181	269	461
	k) Insurance	0	0	26	43	43	53	87	81
	l) Other expenditure	72	63	429	532	9574	918	1051	1303

V.	Provisions and contingencies	602	603	2112	2504	-6817	1549	3024	2753

	Total expenses@	832	944	8840	16732	18724	8292	21050	26799

VI.	Profit (loss)	423	144	1865	2355	4264	7170	2150	893


	Total (III+IV+V+VI)	1858	1691	12817	21591	16170	17011	26224	30445

(Amount in Rs. lakh)

		For the year ended March 31

Items		Barclays Bank		Chase Manhattan		Chinatrust			Cho Hung
				Bank		Commercial Bank			Bank

		2000	2001	2000	2001		2000	2001	2000	2001

		(25)	(26)	(27)	(28)		(29)	(30)	(31)	(32)

Income
I.	Interest Earned	3602	3180	1726	2552		2079	1637	1314	1309
	a) Interest/discount on advances/bills	483	237	134	223		1177	927	528	576
	b) Income on Investments	2442	2216	1286	2252		891	703	431	392
	c) Interest on balances with	474	545	284	72		10	6	345	340
	RBI and other inter-bank funds
	d) Others	203	182	23	5		0	0	9	1

II.	Other income	244	512	3517	3975		79	93	268	327
	a) Commission, exchange and brokerage	160	104	1418	392		34	57	166	262
	b) Net Profit (loss) on sale of investments	-29	59	167	1175		20	-38	-1	-3
	c) Net Profit (loss) on revaluation of investments	0	0	0	119		0	0	0	0
	d) Net Profit (loss) on sale of land, building & other assets	-3	5	8	5		0	0	0	0
	e) Net Profit (loss) on exchange transaction	93	293	776	653		13	36	85	59
	f) Miscellaneous income	24	52	1148	1630		12	39	18	9

	Total (I+II)	3846	3692	5243	6527		2157	1729	1581	1636


Expenditure & Provisions
III.	Interest expended	2841	2510	1469	1690		1421	991	139	219
	a) Interest on deposits	1774	1590	191	170		660	438	132	219
	b) Interest on RBI/inter-bank borrowings	1027	906	1160	1272		761	464	2	0
	c) Others	40	14	117	247		0	89	4	0

IV.	Operating expenses	1182	1220	1870	1653		551	427	363	305
	a) Payments to and provisions for employees	476	566	495	556		180	130	106	90
	b) Rent, taxes and lighting	202	210	339	315		140	100	103	82
	c) Printing and stationery	10	11	42	23		5	4	5	3
	d) Advertisement and publicity	1	1	9	10		2	3	1	1
	e) Depreciation on Bank's property	130	152	195	202		103	104	31	24
	f) Directors' fees, allowances and expenses	12	11	1	0		0	2	1	1
	g) Auditors' fees and expenses	8	6	16	9		1	2	2	2
	h) Law charges	3	3	23	4		20	12	3	5
	i) Postage, telegrams, telephones, etc.	118	89	202	192		13	12	11	12
	j) Repairs and maintenance	51	39	40	55		14	8	27	27
	k) Insurance	20	15	11	8		8	4	5	7
	l) Other expenditure	153	118	498	280		64	48	69	53

V.	Provisions and contingencies	498	-623	946	1620		143	214	1006	694

	Total expenses@	4023	3730	3339	3343		1972	1418	501	524

VI.	Profit (loss)	-675	585	958	1563		42	97	74	418


	Total (III+IV+V+VI)	3846	3692	5243	6527		2157	1729	1581	1636

(Amount in Rs. lakh)

		For the year ended March 31

Items		Citibank		Commerz Bank		Credit Agricole		Credit
						Indosuez		Lyonnais

		2000	2001	2000	2001	2000	2001	2000	2001

		(33)	(34)	(35)	(36)	(37)	(38)	(39)	(40)

Income
I.	Interest Earned	148916	175040	5443	6088	7410	7722	13452	16186
	a) Interest/discount on advances/bills	91125	112403	2075	1870	3095	2942	8450	9057
	b) Income on Investments	49370	50066	2880	3697	3684	3412	4279	6318
	c) Interest on balances with	7199	12275	468	471	522	1213	552	773
	RBI and other inter-bank funds
	d) Others	1222	296	19	51	110	154	172	38

II.	Other income	38776	52197	789	891	457	906	2696	2798
	a) Commission, exchange and brokerage	30178	34295	413	413	647	819	1139	817
	b) Net Profit (loss) on sale of investments	1411	9630	-10	-13	-616	-85	410	832
	c) Net Profit (loss) on revaluation of investments	0	0	0	0	0	0	0	0
	d) Net Profit (loss) on sale of land, building & other assets	-148	-258	-12	15	-5	-16	0	0
	e) Net Profit (loss) on exchange transaction	6777	7964	380	434	430	97	744	925
	f) Miscellaneous income	558	566	18	42	0	91	404	223

	Total (I+II)	187692	227237	6232	6979	7867	8628	16148	18984


Expenditure & Provisions
III.	Interest expended	84582	97852	3999	4743	5599	6117	9871	12119
	a) Interest on deposits	70441	76989	1607	2475	1996	2073	7862	10135
	b) Interest on RBI/inter-bank borrowings	9277	13230	1832	1836	3564	4016	1399	1449
	c) Others	4865	7632	560	432	39	28	610	534

IV.	Operating expenses	50019	60104	1905	1640	2355	2495	2105	2277
	a) Payments to and provisions for employees	10600	13922	812	722	977	1298	952	1150
	b) Rent, taxes and lighting	3178	3230	512	231	55	135	123	126
	c) Printing and stationery	1610	1700	14	20	22	19	16	16
	d) Advertisement and publicity	5507	8750	2	2	10	18	30	43
	e) Depreciation on Bank's property	5249	6672	139	241	107	84	94	117
	f) Directors' fees, allowances and expenses	18	14	2	2	0	1	2	3
	g) Auditors' fees and expenses	30	33	2	2	1	2	2	2
	h) Law charges	285	456	11	7	21	33	5	12
	i) Postage, telegrams, telephones, etc.	3756	4347	62	60	123	81	100	109
	j) Repairs and maintenance	3751	4213	139	77	132	155	45	36
	k) Insurance	1083	1152	24	19	166	56	35	32
	l) Other expenditure	14952	15617	185	258	741	614	702	631

V.	Provisions and contingencies	27957	40757	110	491	6038	1801	2559	4333

	Total expenses@	134601	157956	5904	6383	7954	8612	11976	14396

VI.	Profit (loss)	25134	28523	218	106	-6125	-1785	1613	255


	Total (III+IV+V+VI)	187692	227237	6232	6979	7867	8628	16148	18984