Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 4 of 6) - ആർബിഐ - Reserve Bank of India
Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 4 of 6)
FOREIGN BANKS |
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Deutsche Bank |
Development Bank |
Dresdner Bank |
Hongkong |
|||||
of Singapore |
& Shanghai Bank |
||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
47128 |
53914 |
2694 |
4055 |
3802 |
3851 |
99252 |
132037 |
a) Interest/discount on advances/bills |
19005 |
21915 |
1523 |
2296 |
1830 |
2340 |
39897 |
60250 |
|
b) Income on Investments |
23838 |
24377 |
991 |
1288 |
1879 |
1345 |
52368 |
62969 |
|
c) Interest on balances with |
4123 |
4448 |
180 |
471 |
92 |
167 |
6783 |
8620 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
163 |
3175 |
0 |
0 |
0 |
0 |
205 |
198 |
|
II. |
Other income |
18973 |
24751 |
448 |
753 |
466 |
-46 |
25518 |
39586 |
a) Commission, exchange and brokerage |
5674 |
6438 |
238 |
242 |
421 |
310 |
12297 |
17618 |
|
b) Net Profit (loss) on sale of investments |
4711 |
5296 |
105 |
61 |
-44 |
-146 |
4322 |
7942 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
308 |
-372 |
-3 |
-1 |
4 |
-4 |
-36 |
-3 |
|
e) Net Profit (loss) on exchange transaction |
8206 |
13316 |
105 |
443 |
85 |
-207 |
7414 |
9464 |
|
f) Miscellaneous income |
73 |
72 |
3 |
8 |
0 |
0 |
1522 |
4565 |
|
|
|||||||||
Total (I+II) |
66101 |
78665 |
3141 |
4808 |
4268 |
3805 |
124770 |
171623 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
23835 |
25560 |
1620 |
2758 |
1889 |
2463 |
64472 |
84846 |
a) Interest on deposits |
10914 |
10995 |
626 |
513 |
1308 |
1118 |
53193 |
65633 |
|
b) Interest on RBI/inter-bank borrowings |
12913 |
14008 |
994 |
2245 |
581 |
1345 |
9542 |
16607 |
|
c) Others |
8 |
557 |
0 |
0 |
0 |
0 |
1737 |
2606 |
|
IV. |
Operating expenses |
18118 |
21511 |
549 |
718 |
1783 |
2411 |
29822 |
41528 |
a) Payments to and provisions for employees |
5752 |
6560 |
194 |
257 |
506 |
831 |
10103 |
14841 |
|
b) Rent, taxes and lighting |
976 |
1033 |
127 |
178 |
561 |
1038 |
3866 |
4395 |
|
c) Printing and stationery |
155 |
190 |
3 |
4 |
14 |
12 |
702 |
859 |
|
d) Advertisement and publicity |
52 |
108 |
3 |
4 |
1 |
1 |
1595 |
2587 |
|
e) Depreciation on Bank's property |
1373 |
1480 |
48 |
41 |
210 |
138 |
3183 |
4938 |
|
f) Directors' fees, allowances and expenses |
11 |
16 |
0 |
0 |
3 |
2 |
11 |
9 |
|
g) Auditors' fees and expenses |
9 |
8 |
3 |
4 |
2 |
4 |
13 |
17 |
|
h) Law charges |
39 |
16 |
2 |
3 |
0 |
1 |
63 |
84 |
|
i) Postage, telegrams, telephones, etc. |
456 |
679 |
31 |
38 |
93 |
85 |
1557 |
1884 |
|
j) Repairs and maintenance |
663 |
569 |
5 |
5 |
27 |
30 |
1268 |
1561 |
|
k) Insurance |
924 |
579 |
6 |
7 |
11 |
5 |
660 |
851 |
|
l) Other expenditure |
7707 |
10273 |
127 |
177 |
356 |
263 |
6801 |
9503 |
|
V. |
Provisions and contingencies |
19029 |
22175 |
509 |
612 |
4490 |
4313 |
18316 |
25160 |
Total expenses@ |
41953 |
47071 |
2169 |
3476 |
3672 |
4874 |
94294 |
126374 |
|
VI. |
Profit (loss) |
5118 |
9420 |
464 |
719 |
-3895 |
-5382 |
12159 |
20089 |
|
|||||||||
Total (III+IV+V+VI) |
66101 |
78665 |
3141 |
4808 |
4268 |
3805 |
124770 |
171623 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
ING Bank |
KBC Bank |
Krung Thai Bank |
Mashreq Bank |
|||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
5471 |
1640 |
2466 |
5829 |
425 |
465 |
3534 |
4430 |
a) Interest/discount on advances/bills |
2748 |
1041 |
815 |
1416 |
59 |
127 |
1745 |
1716 |
|
b) Income on Investments |
2435 |
351 |
1578 |
4141 |
21 |
31 |
1705 |
2534 |
|
c) Interest on balances with |
289 |
240 |
65 |
272 |
346 |
304 |
70 |
164 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
0 |
7 |
8 |
0 |
0 |
3 |
14 |
16 |
|
II. |
Other income |
2284 |
875 |
295 |
-45 |
20 |
53 |
563 |
721 |
a) Commission, exchange and brokerage |
942 |
570 |
103 |
133 |
5 |
22 |
471 |
443 |
|
b) Net Profit (loss) on sale of investments |
1147 |
155 |
98 |
-32 |
0 |
-1 |
1 |
208 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
0 |
-44 |
0 |
-2 |
0 |
0 |
-41 |
-4 |
|
e) Net Profit (loss) on exchange transaction |
81 |
38 |
94 |
-147 |
15 |
12 |
76 |
48 |
|
f) Miscellaneous income |
114 |
157 |
1 |
2 |
1 |
20 |
55 |
27 |
|
|
|||||||||
Total (I+II) |
7755 |
2515 |
2761 |
5785 |
446 |
518 |
4097 |
5150 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
3456 |
1132 |
1490 |
4432 |
65 |
58 |
2738 |
3844 |
a) Interest on deposits |
1226 |
736 |
422 |
3080 |
62 |
52 |
2209 |
2823 |
|
b) Interest on RBI/inter-bank borrowings |
2230 |
396 |
999 |
579 |
0 |
6 |
523 |
566 |
|
c) Others |
0 |
0 |
69 |
773 |
3 |
0 |
6 |
455 |
|
IV. |
Operating expenses |
2212 |
2208 |
850 |
1010 |
215 |
217 |
1211 |
1088 |
a) Payments to and provisions for employees |
841 |
865 |
458 |
589 |
42 |
41 |
389 |
402 |
|
b) Rent, taxes and lighting |
202 |
200 |
73 |
72 |
96 |
91 |
389 |
260 |
|
c) Printing and stationery |
27 |
23 |
10 |
8 |
1 |
1 |
9 |
11 |
|
d) Advertisement and publicity |
27 |
17 |
3 |
0 |
1 |
1 |
9 |
1 |
|
e) Depreciation on Bank's property |
211 |
206 |
79 |
79 |
11 |
25 |
136 |
163 |
|
f) Directors' fees, allowances and expenses |
3 |
4 |
0 |
0 |
1 |
1 |
1 |
0 |
|
g) Auditors' fees and expenses |
4 |
4 |
4 |
8 |
3 |
3 |
4 |
5 |
|
h) Law charges |
0 |
0 |
6 |
22 |
0 |
0 |
9 |
5 |
|
i) Postage, telegrams, telephones, etc. |
151 |
127 |
21 |
55 |
3 |
5 |
44 |
32 |
|
j) Repairs and maintenance |
53 |
39 |
14 |
19 |
11 |
10 |
15 |
18 |
|
k) Insurance |
15 |
5 |
5 |
13 |
1 |
1 |
16 |
20 |
|
l) Other expenditure |
678 |
718 |
177 |
145 |
46 |
38 |
191 |
172 |
|
V. |
Provisions and contingencies |
3383 |
518 |
230 |
214 |
153 |
134 |
1434 |
1863 |
Total expenses@ |
5668 |
3340 |
2340 |
5442 |
280 |
275 |
3948 |
4932 |
|
VI. |
Profit (loss) |
-1295 |
-1343 |
191 |
129 |
12 |
109 |
-1286 |
-1644 |
|
|||||||||
Total (III+IV+V+VI) |
7755 |
2515 |
2761 |
5785 |
446 |
518 |
4097 |
5150 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Morgan Guaranty |
Oman International |
Overseas Chinese |
Sakura Bank |
|||||
Trust |
Bank |
Bank |
|||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
(63) |
(64) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
2029 |
2707 |
5032 |
3835 |
545 |
507 |
7348 |
7682 |
a) Interest/discount on advances/bills |
0 |
0 |
2163 |
1364 |
292 |
199 |
4988 |
5310 |
|
b) Income on Investments |
1145 |
1451 |
1740 |
1229 |
99 |
98 |
1697 |
1557 |
|
c) Interest on balances with |
884 |
0 |
1139 |
1229 |
153 |
209 |
652 |
775 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
0 |
1256 |
-10 |
13 |
1 |
0 |
10 |
41 |
|
II. |
Other income |
2131 |
1284 |
906 |
1048 |
138 |
80 |
-743 |
575 |
a) Commission, exchange and brokerage |
0 |
0 |
255 |
183 |
58 |
38 |
486 |
430 |
|
b) Net Profit (loss) on sale of investments |
1378 |
733 |
53 |
-17 |
0 |
0 |
0 |
-219 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
0 |
1 |
7 |
1 |
0 |
0 |
0 |
-1 |
|
e) Net Profit (loss) on exchange transaction |
489 |
351 |
572 |
539 |
74 |
38 |
-1258 |
257 |
|
f) Miscellaneous income |
264 |
200 |
19 |
343 |
6 |
4 |
29 |
109 |
|
|
|||||||||
Total (I+II) |
4160 |
3992 |
5938 |
4882 |
682 |
587 |
6605 |
8257 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
1370 |
1961 |
5311 |
4141 |
136 |
71 |
3651 |
4788 |
a) Interest on deposits |
3 |
225 |
4915 |
3929 |
67 |
66 |
1101 |
1220 |
|
b) Interest on RBI/inter-bank borrowings |
1295 |
1736 |
395 |
212 |
69 |
5 |
2550 |
3567 |
|
c) Others |
72 |
0 |
0 |
0 |
0 |
0 |
0 |
1 |
|
IV. |
Operating expenses |
2048 |
1896 |
750 |
794 |
304 |
302 |
1251 |
1248 |
a) Payments to and provisions for employees |
1086 |
1181 |
205 |
226 |
116 |
108 |
447 |
395 |
|
b) Rent, taxes and lighting |
137 |
117 |
35 |
41 |
123 |
128 |
438 |
427 |
|
c) Printing and stationery |
36 |
12 |
13 |
11 |
2 |
2 |
20 |
17 |
|
d) Advertisement and publicity |
2 |
1 |
13 |
6 |
0 |
0 |
1 |
1 |
|
e) Depreciation on Bank's property |
368 |
282 |
170 |
216 |
14 |
15 |
103 |
111 |
|
f) Directors' fees, allowances and expenses |
2 |
2 |
1 |
1 |
0 |
0 |
0 |
0 |
|
g) Auditors' fees and expenses |
0 |
0 |
12 |
12 |
2 |
2 |
4 |
5 |
|
h) Law charges |
42 |
13 |
23 |
32 |
1 |
0 |
3 |
27 |
|
i) Postage, telegrams, telephones, etc. |
137 |
129 |
23 |
36 |
21 |
26 |
34 |
40 |
|
j) Repairs and maintenance |
35 |
32 |
26 |
30 |
7 |
5 |
34 |
38 |
|
k) Insurance |
12 |
6 |
27 |
24 |
1 |
1 |
12 |
16 |
|
l) Other expenditure |
192 |
121 |
202 |
159 |
19 |
16 |
156 |
170 |
|
V. |
Provisions and contingencies |
93 |
38 |
5266 |
2604 |
257 |
174 |
2149 |
3630 |
Total expenses@ |
3418 |
3856 |
6060 |
4935 |
440 |
373 |
4902 |
6036 |
|
VI. |
Profit (loss) |
650 |
98 |
-5388 |
-2656 |
-14 |
40 |
-446 |
-1409 |
|
|||||||||
Total (III+IV+V+VI) |
4162 |
3992 |
5938 |
4882 |
682 |
587 |
6605 |
8257 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Sanwa Bank |
Societe Generale |
Sonali Bank |
Standard |
|||||
Chartered Bank |
|||||||||
|
|||||||||
2001 |
2000 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
(71) |
(72) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
2348 |
2586 |
6660 |
4833 |
110 |
157 |
96723 |
112563 |
a) Interest/discount on advances/bills |
1695 |
1869 |
2968 |
2152 |
26 |
56 |
54454 |
69743 |
|
b) Income on Investments |
552 |
646 |
3050 |
2241 |
29 |
42 |
36713 |
38304 |
|
c) Interest on balances with |
101 |
72 |
642 |
441 |
27 |
15 |
4193 |
4218 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
0 |
0 |
0 |
0 |
28 |
44 |
1363 |
298 |
|
II. |
Other income |
309 |
428 |
1657 |
1388 |
386 |
368 |
22938 |
30056 |
a) Commission, exchange and brokerage |
78 |
99 |
598 |
587 |
287 |
259 |
16669 |
18129 |
|
b) Net Profit (loss) on sale of investments |
5 |
0 |
206 |
249 |
0 |
0 |
893 |
2021 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
0 |
0 |
-1 |
0 |
0 |
0 |
-354 |
0 |
|
e) Net Profit (loss) on exchange transaction |
178 |
213 |
767 |
451 |
97 |
108 |
5608 |
7469 |
|
f) Miscellaneous income |
48 |
117 |
88 |
101 |
2 |
1 |
122 |
2437 |
|
|
|||||||||
Total (I+II) |
2657 |
3015 |
8318 |
6221 |
496 |
525 |
119660 |
142619 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
1248 |
1386 |
5930 |
3988 |
54 |
60 |
57698 |
66559 |
a) Interest on deposits |
715 |
661 |
3594 |
2152 |
39 |
48 |
41863 |
35337 |
|
b) Interest on RBI/inter-bank borrowings |
532 |
725 |
2335 |
1836 |
0 |
0 |
14748 |
28537 |
|
c) Others |
0 |
0 |
0 |
1 |
15 |
12 |
1087 |
2684 |
|
IV. |
Operating expenses |
626 |
1026 |
1896 |
1839 |
196 |
217 |
28359 |
37329 |
a) Payments to and provisions for employees |
135 |
138 |
753 |
758 |
99 |
123 |
7426 |
9915 |
|
b) Rent, taxes and lighting |
226 |
233 |
115 |
127 |
37 |
34 |
1945 |
2096 |
|
c) Printing and stationery |
20 |
16 |
24 |
23 |
5 |
5 |
1047 |
1298 |
|
d) Advertisement and publicity |
1 |
1 |
7 |
7 |
2 |
2 |
1356 |
1654 |
|
e) Depreciation on Bank's property |
74 |
149 |
321 |
284 |
6 |
5 |
2252 |
4523 |
|
f) Directors' fees, allowances and expenses |
0 |
0 |
1 |
1 |
0 |
0 |
3 |
3 |
|
g) Auditors' fees and expenses |
2 |
2 |
2 |
2 |
1 |
1 |
11 |
11 |
|
h) Law charges |
9 |
4 |
0 |
1 |
1 |
4 |
1085 |
2420 |
|
i) Postage, telegrams, telephones, etc. |
28 |
15 |
139 |
122 |
11 |
13 |
1981 |
2341 |
|
j) Repairs and maintenance |
22 |
28 |
56 |
55 |
1 |
1 |
3142 |
3682 |
|
k) Insurance |
1 |
1 |
26 |
15 |
1 |
3 |
767 |
632 |
|
l) Other expenditure |
109 |
438 |
453 |
444 |
31 |
26 |
7345 |
8755 |
|
V. |
Provisions and contingencies |
748 |
525 |
478 |
370 |
118 |
119 |
15067 |
20188 |
Total expenses@ |
1873 |
2412 |
7826 |
5827 |
250 |
277 |
86057 |
103888 |
|
VI. |
Profit (loss) |
36 |
78 |
14 |
24 |
128 |
129 |
18536 |
18543 |
|
|||||||||
Total (III+IV+V+VI) |
2657 |
3015 |
8318 |
6221 |
496 |
525 |
119660 |
142619 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
Items |
For the year ended March 31 |
||||||||
|
|||||||||
Standard Chartered |
State Bank of |
Sumitomo |
|||||||
Grindlays Bank |
Mauritius |
Bank |
|||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||||
|
|||||||||
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
||||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
117974 |
127620 |
3370 |
3994 |
3693 |
2944 |
||
a) Interest/discount on advances/bills |
52539 |
58065 |
2538 |
2850 |
3094 |
2384 |
|||
b) Income on Investments |
53394 |
58484 |
728 |
933 |
577 |
539 |
|||
c) Interest on balances with |
10421 |
11031 |
105 |
210 |
23 |
21 |
|||
RBI and other inter-bank funds |
|||||||||
d) Others |
1620 |
40 |
0 |
0 |
0 |
0 |
|||
II. |
Other income |
28332 |
20604 |
666 |
694 |
346 |
252 |
||
a) Commission, exchange and brokerage |
20925 |
13493 |
214 |
260 |
237 |
196 |
|||
b) Net Profit (loss) on sale of investments |
537 |
317 |
184 |
148 |
0 |
0 |
|||
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
|||
d) Net Profit (loss) on sale of land, building & other assets |
27 |
3 |
-1 |
0 |
0 |
-1 |
|||
e) Net Profit (loss) on exchange transaction |
6695 |
6434 |
225 |
262 |
101 |
49 |
|||
f) Miscellaneous income |
147 |
357 |
45 |
25 |
8 |
8 |
|||
|
|||||||||
Total (I+II) |
146306 |
148224 |
4037 |
4688 |
4039 |
3196 |
|||
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
68522 |
65424 |
2070 |
2633 |
2515 |
2196 |
||
a) Interest on deposits |
60570 |
48289 |
1345 |
1500 |
813 |
795 |
|||
b) Interest on RBI/inter-bank borrowings |
3952 |
9384 |
718 |
1133 |
1697 |
1353 |
|||
c) Others |
4000 |
7750 |
7 |
0 |
5 |
48 |
|||
IV. |
Operating expenses |
31843 |
50242 |
385 |
372 |
708 |
792 |
||
a) Payments to and provisions for employees |
16715 |
19537 |
138 |
96 |
303 |
305 |
|||
b) Rent, taxes and lighting |
2726 |
3025 |
22 |
23 |
175 |
188 |
|||
c) Printing and stationery |
646 |
707 |
5 |
4 |
6 |
5 |
|||
d) Advertisement and publicity |
875 |
1676 |
2 |
2 |
1 |
1 |
|||
e) Depreciation on Bank's property |
2390 |
9865 |
84 |
105 |
41 |
38 |
|||
f) Directors' fees, allowances and expenses |
25 |
21 |
0 |
1 |
0 |
0 |
|||
g) Auditors' fees and expenses |
20 |
23 |
2 |
2 |
9 |
9 |
|||
h) Law charges |
99 |
159 |
0 |
2 |
1 |
12 |
|||
i) Postage, telegrams, telephones, etc. |
1692 |
2575 |
50 |
54 |
57 |
33 |
|||
j) Repairs and maintenance |
1856 |
1977 |
15 |
16 |
23 |
31 |
|||
k) Insurance |
140 |
718 |
9 |
10 |
92 |
0 |
|||
l) Other expenditure |
4660 |
9959 |
58 |
57 |
0 |
171 |
|||
V. |
Provisions and contingencies |
27928 |
23759 |
965 |
1217 |
741 |
706 |
||
Total expenses@ |
100366 |
115666 |
2455 |
3005 |
3223 |
2988 |
|||
VI. |
Profit (loss) |
18013 |
8799 |
617 |
465 |
75 |
-498 |
||
|
|||||||||
Total (III+IV+V+VI) |
146306 |
148224 |
4037 |
4688 |
4039 |
3196 |
|||
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
Items |
For the year ended March 31 |
||||||||
|
|||||||||
The Fuji Bank |
The Siam |
Toronto |
|||||||
Commercial Bank |
Dominion Bank |
||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||||
|
|||||||||
(79) |
(80) |
(81) |
(82) |
(83) |
(84) |
||||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
2408 |
3382 |
1797 |
1290 |
771 |
1054 |
||
a) Interest/discount on advances/bills |
1543 |
2534 |
1400 |
909 |
557 |
780 |
|||
b) Income on Investments |
556 |
693 |
233 |
284 |
123 |
208 |
|||
c) Interest on balances with |
308 |
126 |
164 |
96 |
71 |
56 |
|||
RBI and other inter-bank funds |
|||||||||
d) Others |
0 |
30 |
0 |
0 |
20 |
10 |
|||
II. |
Other income |
191 |
384 |
254 |
198 |
101 |
137 |
||
a) Commission, exchange and brokerage |
71 |
225 |
197 |
136 |
93 |
152 |
|||
b) Net Profit (loss) on sale of investments |
0 |
9 |
-8 |
-1 |
0 |
-19 |
|||
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
|||
d) Net Profit (loss) on sale of land, building & other assets |
0 |
0 |
0 |
1 |
1 |
0 |
|||
e) Net Profit (loss) on exchange transaction |
120 |
150 |
56 |
54 |
0 |
0 |
|||
f) Miscellaneous income |
0 |
0 |
10 |
8 |
7 |
4 |
|||
|
|||||||||
Total (I+II) |
2599 |
3766 |
2051 |
1488 |
872 |
1191 |
|||
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
1862 |
2434 |
909 |
1028 |
99 |
338 |
||
a) Interest on deposits |
1299 |
1471 |
537 |
615 |
99 |
2 |
|||
b) Interest on RBI/inter-bank borrowings |
563 |
962 |
372 |
414 |
0 |
337 |
|||
c) Others |
0 |
0 |
0 |
0 |
0 |
0 |
|||
IV. |
Operating expenses |
816 |
819 |
338 |
523 |
229 |
235 |
||
a) Payments to and provisions for employees |
259 |
293 |
59 |
60 |
73 |
83 |
|||
b) Rent, taxes and lighting |
348 |
324 |
86 |
81 |
59 |
58 |
|||
c) Printing and stationery |
4 |
5 |
2 |
1 |
2 |
2 |
|||
d) Advertisement and publicity |
1 |
0 |
0 |
0 |
1 |
1 |
|||
e) Depreciation on Bank's property |
21 |
27 |
19 |
33 |
20 |
24 |
|||
f) Directors' fees, allowances and expenses |
0 |
0 |
5 |
0 |
0 |
0 |
|||
g) Auditors' fees and expenses |
9 |
9 |
0 |
13 |
2 |
3 |
|||
h) Law charges |
3 |
8 |
1 |
2 |
12 |
14 |
|||
i) Postage, telegrams, telephones, etc. |
23 |
25 |
8 |
8 |
21 |
14 |
|||
j) Repairs and maintenance |
35 |
14 |
10 |
9 |
14 |
12 |
|||
k) Insurance |
5 |
4 |
1 |
1 |
1 |
1 |
|||
l) Other expenditure |
107 |
109 |
150 |
315 |
25 |
23 |
|||
V. |
Provisions and contingencies |
806 |
1564 |
449 |
273 |
288 |
317 |
||
Total expenses@ |
2678 |
3252 |
1247 |
1551 |
328 |
573 |
|||
VI. |
Profit (loss) |
-884 |
-1050 |
355 |
-337 |
256 |
301 |
||
|
|||||||||
Total (III+IV+V+VI) |
2599 |
3766 |
2051 |
1488 |
872 |
1191 |
|||
|
Notes |
@: Excluding 'Provisions and Contingencies'. |
1. Figures in brackets indicate loss. |
Source : Annual accounts of banks of respective years. |