Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 4 of 6) - ആർബിഐ - Reserve Bank of India
Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 4 of 6)
FOREIGN BANKS |
(Amount in Rs. lakh) | |||||||||
For the year ended March 31 | |||||||||
Items | Deutsche Bank | Development Bank | Dresdner Bank | Hongkong | |||||
of Singapore | & Shanghai Bank | ||||||||
2000 | 2001 | 2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||
(41) | (42) | (43) | (44) | (45) | (46) | (47) | (48) | ||
Income | |||||||||
I. | Interest Earned | 47128 | 53914 | 2694 | 4055 | 3802 | 3851 | 99252 | 132037 |
a) Interest/discount on advances/bills | 19005 | 21915 | 1523 | 2296 | 1830 | 2340 | 39897 | 60250 | |
b) Income on Investments | 23838 | 24377 | 991 | 1288 | 1879 | 1345 | 52368 | 62969 | |
c) Interest on balances with | 4123 | 4448 | 180 | 471 | 92 | 167 | 6783 | 8620 | |
RBI and other inter-bank funds | |||||||||
d) Others | 163 | 3175 | 0 | 0 | 0 | 0 | 205 | 198 | |
II. | Other income | 18973 | 24751 | 448 | 753 | 466 | -46 | 25518 | 39586 |
a) Commission, exchange and brokerage | 5674 | 6438 | 238 | 242 | 421 | 310 | 12297 | 17618 | |
b) Net Profit (loss) on sale of investments | 4711 | 5296 | 105 | 61 | -44 | -146 | 4322 | 7942 | |
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
d) Net Profit (loss) on sale of land, building & other assets | 308 | -372 | -3 | -1 | 4 | -4 | -36 | -3 | |
e) Net Profit (loss) on exchange transaction | 8206 | 13316 | 105 | 443 | 85 | -207 | 7414 | 9464 | |
f) Miscellaneous income | 73 | 72 | 3 | 8 | 0 | 0 | 1522 | 4565 | |
Total (I+II) | 66101 | 78665 | 3141 | 4808 | 4268 | 3805 | 124770 | 171623 | |
Expenditure & Provisions | |||||||||
III. | Interest expended | 23835 | 25560 | 1620 | 2758 | 1889 | 2463 | 64472 | 84846 |
a) Interest on deposits | 10914 | 10995 | 626 | 513 | 1308 | 1118 | 53193 | 65633 | |
b) Interest on RBI/inter-bank borrowings | 12913 | 14008 | 994 | 2245 | 581 | 1345 | 9542 | 16607 | |
c) Others | 8 | 557 | 0 | 0 | 0 | 0 | 1737 | 2606 | |
IV. | Operating expenses | 18118 | 21511 | 549 | 718 | 1783 | 2411 | 29822 | 41528 |
a) Payments to and provisions for employees | 5752 | 6560 | 194 | 257 | 506 | 831 | 10103 | 14841 | |
b) Rent, taxes and lighting | 976 | 1033 | 127 | 178 | 561 | 1038 | 3866 | 4395 | |
c) Printing and stationery | 155 | 190 | 3 | 4 | 14 | 12 | 702 | 859 | |
d) Advertisement and publicity | 52 | 108 | 3 | 4 | 1 | 1 | 1595 | 2587 | |
e) Depreciation on Bank's property | 1373 | 1480 | 48 | 41 | 210 | 138 | 3183 | 4938 | |
f) Directors' fees, allowances and expenses | 11 | 16 | 0 | 0 | 3 | 2 | 11 | 9 | |
g) Auditors' fees and expenses | 9 | 8 | 3 | 4 | 2 | 4 | 13 | 17 | |
h) Law charges | 39 | 16 | 2 | 3 | 0 | 1 | 63 | 84 | |
i) Postage, telegrams, telephones, etc. | 456 | 679 | 31 | 38 | 93 | 85 | 1557 | 1884 | |
j) Repairs and maintenance | 663 | 569 | 5 | 5 | 27 | 30 | 1268 | 1561 | |
k) Insurance | 924 | 579 | 6 | 7 | 11 | 5 | 660 | 851 | |
l) Other expenditure | 7707 | 10273 | 127 | 177 | 356 | 263 | 6801 | 9503 | |
V. | Provisions and contingencies | 19029 | 22175 | 509 | 612 | 4490 | 4313 | 18316 | 25160 |
Total expenses@ | 41953 | 47071 | 2169 | 3476 | 3672 | 4874 | 94294 | 126374 | |
VI. | Profit (loss) | 5118 | 9420 | 464 | 719 | -3895 | -5382 | 12159 | 20089 |
Total (III+IV+V+VI) | 66101 | 78665 | 3141 | 4808 | 4268 | 3805 | 124770 | 171623 | |
(Amount in Rs. lakh) | |||||||||
For the year ended March 31 | |||||||||
Items | ING Bank | KBC Bank | Krung Thai Bank | Mashreq Bank | |||||
2000 | 2001 | 2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||
(49) | (50) | (51) | (52) | (53) | (54) | (55) | (56) | ||
Income | |||||||||
I. | Interest Earned | 5471 | 1640 | 2466 | 5829 | 425 | 465 | 3534 | 4430 |
a) Interest/discount on advances/bills | 2748 | 1041 | 815 | 1416 | 59 | 127 | 1745 | 1716 | |
b) Income on Investments | 2435 | 351 | 1578 | 4141 | 21 | 31 | 1705 | 2534 | |
c) Interest on balances with | 289 | 240 | 65 | 272 | 346 | 304 | 70 | 164 | |
RBI and other inter-bank funds | |||||||||
d) Others | 0 | 7 | 8 | 0 | 0 | 3 | 14 | 16 | |
II. | Other income | 2284 | 875 | 295 | -45 | 20 | 53 | 563 | 721 |
a) Commission, exchange and brokerage | 942 | 570 | 103 | 133 | 5 | 22 | 471 | 443 | |
b) Net Profit (loss) on sale of investments | 1147 | 155 | 98 | -32 | 0 | -1 | 1 | 208 | |
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
d) Net Profit (loss) on sale of land, building & other assets | 0 | -44 | 0 | -2 | 0 | 0 | -41 | -4 | |
e) Net Profit (loss) on exchange transaction | 81 | 38 | 94 | -147 | 15 | 12 | 76 | 48 | |
f) Miscellaneous income | 114 | 157 | 1 | 2 | 1 | 20 | 55 | 27 | |
Total (I+II) | 7755 | 2515 | 2761 | 5785 | 446 | 518 | 4097 | 5150 | |
Expenditure & Provisions | |||||||||
III. | Interest expended | 3456 | 1132 | 1490 | 4432 | 65 | 58 | 2738 | 3844 |
a) Interest on deposits | 1226 | 736 | 422 | 3080 | 62 | 52 | 2209 | 2823 | |
b) Interest on RBI/inter-bank borrowings | 2230 | 396 | 999 | 579 | 0 | 6 | 523 | 566 | |
c) Others | 0 | 0 | 69 | 773 | 3 | 0 | 6 | 455 | |
IV. | Operating expenses | 2212 | 2208 | 850 | 1010 | 215 | 217 | 1211 | 1088 |
a) Payments to and provisions for employees | 841 | 865 | 458 | 589 | 42 | 41 | 389 | 402 | |
b) Rent, taxes and lighting | 202 | 200 | 73 | 72 | 96 | 91 | 389 | 260 | |
c) Printing and stationery | 27 | 23 | 10 | 8 | 1 | 1 | 9 | 11 | |
d) Advertisement and publicity | 27 | 17 | 3 | 0 | 1 | 1 | 9 | 1 | |
e) Depreciation on Bank's property | 211 | 206 | 79 | 79 | 11 | 25 | 136 | 163 | |
f) Directors' fees, allowances and expenses | 3 | 4 | 0 | 0 | 1 | 1 | 1 | 0 | |
g) Auditors' fees and expenses | 4 | 4 | 4 | 8 | 3 | 3 | 4 | 5 | |
h) Law charges | 0 | 0 | 6 | 22 | 0 | 0 | 9 | 5 | |
i) Postage, telegrams, telephones, etc. | 151 | 127 | 21 | 55 | 3 | 5 | 44 | 32 | |
j) Repairs and maintenance | 53 | 39 | 14 | 19 | 11 | 10 | 15 | 18 | |
k) Insurance | 15 | 5 | 5 | 13 | 1 | 1 | 16 | 20 | |
l) Other expenditure | 678 | 718 | 177 | 145 | 46 | 38 | 191 | 172 | |
V. | Provisions and contingencies | 3383 | 518 | 230 | 214 | 153 | 134 | 1434 | 1863 |
Total expenses@ | 5668 | 3340 | 2340 | 5442 | 280 | 275 | 3948 | 4932 | |
VI. | Profit (loss) | -1295 | -1343 | 191 | 129 | 12 | 109 | -1286 | -1644 |
Total (III+IV+V+VI) | 7755 | 2515 | 2761 | 5785 | 446 | 518 | 4097 | 5150 | |
(Amount in Rs. lakh) | |||||||||
For the year ended March 31 | |||||||||
Items | Morgan Guaranty | Oman International | Overseas Chinese | Sakura Bank | |||||
Trust | Bank | Bank | |||||||
2000 | 2001 | 2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||
(57) | (58) | (59) | (60) | (61) | (62) | (63) | (64) | ||
Income | |||||||||
I. | Interest Earned | 2029 | 2707 | 5032 | 3835 | 545 | 507 | 7348 | 7682 |
a) Interest/discount on advances/bills | 0 | 0 | 2163 | 1364 | 292 | 199 | 4988 | 5310 | |
b) Income on Investments | 1145 | 1451 | 1740 | 1229 | 99 | 98 | 1697 | 1557 | |
c) Interest on balances with | 884 | 0 | 1139 | 1229 | 153 | 209 | 652 | 775 | |
RBI and other inter-bank funds | |||||||||
d) Others | 0 | 1256 | -10 | 13 | 1 | 0 | 10 | 41 | |
II. | Other income | 2131 | 1284 | 906 | 1048 | 138 | 80 | -743 | 575 |
a) Commission, exchange and brokerage | 0 | 0 | 255 | 183 | 58 | 38 | 486 | 430 | |
b) Net Profit (loss) on sale of investments | 1378 | 733 | 53 | -17 | 0 | 0 | 0 | -219 | |
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
d) Net Profit (loss) on sale of land, building & other assets | 0 | 1 | 7 | 1 | 0 | 0 | 0 | -1 | |
e) Net Profit (loss) on exchange transaction | 489 | 351 | 572 | 539 | 74 | 38 | -1258 | 257 | |
f) Miscellaneous income | 264 | 200 | 19 | 343 | 6 | 4 | 29 | 109 | |
Total (I+II) | 4160 | 3992 | 5938 | 4882 | 682 | 587 | 6605 | 8257 | |
Expenditure & Provisions | |||||||||
III. | Interest expended | 1370 | 1961 | 5311 | 4141 | 136 | 71 | 3651 | 4788 |
a) Interest on deposits | 3 | 225 | 4915 | 3929 | 67 | 66 | 1101 | 1220 | |
b) Interest on RBI/inter-bank borrowings | 1295 | 1736 | 395 | 212 | 69 | 5 | 2550 | 3567 | |
c) Others | 72 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | |
IV. | Operating expenses | 2048 | 1896 | 750 | 794 | 304 | 302 | 1251 | 1248 |
a) Payments to and provisions for employees | 1086 | 1181 | 205 | 226 | 116 | 108 | 447 | 395 | |
b) Rent, taxes and lighting | 137 | 117 | 35 | 41 | 123 | 128 | 438 | 427 | |
c) Printing and stationery | 36 | 12 | 13 | 11 | 2 | 2 | 20 | 17 | |
d) Advertisement and publicity | 2 | 1 | 13 | 6 | 0 | 0 | 1 | 1 | |
e) Depreciation on Bank's property | 368 | 282 | 170 | 216 | 14 | 15 | 103 | 111 | |
f) Directors' fees, allowances and expenses | 2 | 2 | 1 | 1 | 0 | 0 | 0 | 0 | |
g) Auditors' fees and expenses | 0 | 0 | 12 | 12 | 2 | 2 | 4 | 5 | |
h) Law charges | 42 | 13 | 23 | 32 | 1 | 0 | 3 | 27 | |
i) Postage, telegrams, telephones, etc. | 137 | 129 | 23 | 36 | 21 | 26 | 34 | 40 | |
j) Repairs and maintenance | 35 | 32 | 26 | 30 | 7 | 5 | 34 | 38 | |
k) Insurance | 12 | 6 | 27 | 24 | 1 | 1 | 12 | 16 | |
l) Other expenditure | 192 | 121 | 202 | 159 | 19 | 16 | 156 | 170 | |
V. | Provisions and contingencies | 93 | 38 | 5266 | 2604 | 257 | 174 | 2149 | 3630 |
Total expenses@ | 3418 | 3856 | 6060 | 4935 | 440 | 373 | 4902 | 6036 | |
VI. | Profit (loss) | 650 | 98 | -5388 | -2656 | -14 | 40 | -446 | -1409 |
Total (III+IV+V+VI) | 4162 | 3992 | 5938 | 4882 | 682 | 587 | 6605 | 8257 | |
(Amount in Rs. lakh) | |||||||||
For the year ended March 31 | |||||||||
Items | Sanwa Bank | Societe Generale | Sonali Bank | Standard | |||||
Chartered Bank | |||||||||
2001 | 2000 | 2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||
(65) | (66) | (67) | (68) | (69) | (70) | (71) | (72) | ||
Income | |||||||||
I. | Interest Earned | 2348 | 2586 | 6660 | 4833 | 110 | 157 | 96723 | 112563 |
a) Interest/discount on advances/bills | 1695 | 1869 | 2968 | 2152 | 26 | 56 | 54454 | 69743 | |
b) Income on Investments | 552 | 646 | 3050 | 2241 | 29 | 42 | 36713 | 38304 | |
c) Interest on balances with | 101 | 72 | 642 | 441 | 27 | 15 | 4193 | 4218 | |
RBI and other inter-bank funds | |||||||||
d) Others | 0 | 0 | 0 | 0 | 28 | 44 | 1363 | 298 | |
II. | Other income | 309 | 428 | 1657 | 1388 | 386 | 368 | 22938 | 30056 |
a) Commission, exchange and brokerage | 78 | 99 | 598 | 587 | 287 | 259 | 16669 | 18129 | |
b) Net Profit (loss) on sale of investments | 5 | 0 | 206 | 249 | 0 | 0 | 893 | 2021 | |
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
d) Net Profit (loss) on sale of land, building & other assets | 0 | 0 | -1 | 0 | 0 | 0 | -354 | 0 | |
e) Net Profit (loss) on exchange transaction | 178 | 213 | 767 | 451 | 97 | 108 | 5608 | 7469 | |
f) Miscellaneous income | 48 | 117 | 88 | 101 | 2 | 1 | 122 | 2437 | |
Total (I+II) | 2657 | 3015 | 8318 | 6221 | 496 | 525 | 119660 | 142619 | |
Expenditure & Provisions | |||||||||
III. | Interest expended | 1248 | 1386 | 5930 | 3988 | 54 | 60 | 57698 | 66559 |
a) Interest on deposits | 715 | 661 | 3594 | 2152 | 39 | 48 | 41863 | 35337 | |
b) Interest on RBI/inter-bank borrowings | 532 | 725 | 2335 | 1836 | 0 | 0 | 14748 | 28537 | |
c) Others | 0 | 0 | 0 | 1 | 15 | 12 | 1087 | 2684 | |
IV. | Operating expenses | 626 | 1026 | 1896 | 1839 | 196 | 217 | 28359 | 37329 |
a) Payments to and provisions for employees | 135 | 138 | 753 | 758 | 99 | 123 | 7426 | 9915 | |
b) Rent, taxes and lighting | 226 | 233 | 115 | 127 | 37 | 34 | 1945 | 2096 | |
c) Printing and stationery | 20 | 16 | 24 | 23 | 5 | 5 | 1047 | 1298 | |
d) Advertisement and publicity | 1 | 1 | 7 | 7 | 2 | 2 | 1356 | 1654 | |
e) Depreciation on Bank's property | 74 | 149 | 321 | 284 | 6 | 5 | 2252 | 4523 | |
f) Directors' fees, allowances and expenses | 0 | 0 | 1 | 1 | 0 | 0 | 3 | 3 | |
g) Auditors' fees and expenses | 2 | 2 | 2 | 2 | 1 | 1 | 11 | 11 | |
h) Law charges | 9 | 4 | 0 | 1 | 1 | 4 | 1085 | 2420 | |
i) Postage, telegrams, telephones, etc. | 28 | 15 | 139 | 122 | 11 | 13 | 1981 | 2341 | |
j) Repairs and maintenance | 22 | 28 | 56 | 55 | 1 | 1 | 3142 | 3682 | |
k) Insurance | 1 | 1 | 26 | 15 | 1 | 3 | 767 | 632 | |
l) Other expenditure | 109 | 438 | 453 | 444 | 31 | 26 | 7345 | 8755 | |
V. | Provisions and contingencies | 748 | 525 | 478 | 370 | 118 | 119 | 15067 | 20188 |
Total expenses@ | 1873 | 2412 | 7826 | 5827 | 250 | 277 | 86057 | 103888 | |
VI. | Profit (loss) | 36 | 78 | 14 | 24 | 128 | 129 | 18536 | 18543 |
Total (III+IV+V+VI) | 2657 | 3015 | 8318 | 6221 | 496 | 525 | 119660 | 142619 | |
(Amount in Rs. lakh) | |||||||||
Items | For the year ended March 31 | ||||||||
Standard Chartered | State Bank of | Sumitomo | |||||||
Grindlays Bank | Mauritius | Bank | |||||||
2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||||
(73) | (74) | (75) | (76) | (77) | (78) | ||||
Income | |||||||||
I. | Interest Earned | 117974 | 127620 | 3370 | 3994 | 3693 | 2944 | ||
a) Interest/discount on advances/bills | 52539 | 58065 | 2538 | 2850 | 3094 | 2384 | |||
b) Income on Investments | 53394 | 58484 | 728 | 933 | 577 | 539 | |||
c) Interest on balances with | 10421 | 11031 | 105 | 210 | 23 | 21 | |||
RBI and other inter-bank funds | |||||||||
d) Others | 1620 | 40 | 0 | 0 | 0 | 0 | |||
II. | Other income | 28332 | 20604 | 666 | 694 | 346 | 252 | ||
a) Commission, exchange and brokerage | 20925 | 13493 | 214 | 260 | 237 | 196 | |||
b) Net Profit (loss) on sale of investments | 537 | 317 | 184 | 148 | 0 | 0 | |||
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | |||
d) Net Profit (loss) on sale of land, building & other assets | 27 | 3 | -1 | 0 | 0 | -1 | |||
e) Net Profit (loss) on exchange transaction | 6695 | 6434 | 225 | 262 | 101 | 49 | |||
f) Miscellaneous income | 147 | 357 | 45 | 25 | 8 | 8 | |||
Total (I+II) | 146306 | 148224 | 4037 | 4688 | 4039 | 3196 | |||
Expenditure & Provisions | |||||||||
III. | Interest expended | 68522 | 65424 | 2070 | 2633 | 2515 | 2196 | ||
a) Interest on deposits | 60570 | 48289 | 1345 | 1500 | 813 | 795 | |||
b) Interest on RBI/inter-bank borrowings | 3952 | 9384 | 718 | 1133 | 1697 | 1353 | |||
c) Others | 4000 | 7750 | 7 | 0 | 5 | 48 | |||
IV. | Operating expenses | 31843 | 50242 | 385 | 372 | 708 | 792 | ||
a) Payments to and provisions for employees | 16715 | 19537 | 138 | 96 | 303 | 305 | |||
b) Rent, taxes and lighting | 2726 | 3025 | 22 | 23 | 175 | 188 | |||
c) Printing and stationery | 646 | 707 | 5 | 4 | 6 | 5 | |||
d) Advertisement and publicity | 875 | 1676 | 2 | 2 | 1 | 1 | |||
e) Depreciation on Bank's property | 2390 | 9865 | 84 | 105 | 41 | 38 | |||
f) Directors' fees, allowances and expenses | 25 | 21 | 0 | 1 | 0 | 0 | |||
g) Auditors' fees and expenses | 20 | 23 | 2 | 2 | 9 | 9 | |||
h) Law charges | 99 | 159 | 0 | 2 | 1 | 12 | |||
i) Postage, telegrams, telephones, etc. | 1692 | 2575 | 50 | 54 | 57 | 33 | |||
j) Repairs and maintenance | 1856 | 1977 | 15 | 16 | 23 | 31 | |||
k) Insurance | 140 | 718 | 9 | 10 | 92 | 0 | |||
l) Other expenditure | 4660 | 9959 | 58 | 57 | 0 | 171 | |||
V. | Provisions and contingencies | 27928 | 23759 | 965 | 1217 | 741 | 706 | ||
Total expenses@ | 100366 | 115666 | 2455 | 3005 | 3223 | 2988 | |||
VI. | Profit (loss) | 18013 | 8799 | 617 | 465 | 75 | -498 | ||
Total (III+IV+V+VI) | 146306 | 148224 | 4037 | 4688 | 4039 | 3196 | |||
(Amount in Rs. lakh) | |||||||||
Items | For the year ended March 31 | ||||||||
The Fuji Bank | The Siam | Toronto | |||||||
Commercial Bank | Dominion Bank | ||||||||
2000 | 2001 | 2000 | 2001 | 2000 | 2001 | ||||
(79) | (80) | (81) | (82) | (83) | (84) | ||||
Income | |||||||||
I. | Interest Earned | 2408 | 3382 | 1797 | 1290 | 771 | 1054 | ||
a) Interest/discount on advances/bills | 1543 | 2534 | 1400 | 909 | 557 | 780 | |||
b) Income on Investments | 556 | 693 | 233 | 284 | 123 | 208 | |||
c) Interest on balances with | 308 | 126 | 164 | 96 | 71 | 56 | |||
RBI and other inter-bank funds | |||||||||
d) Others | 0 | 30 | 0 | 0 | 20 | 10 | |||
II. | Other income | 191 | 384 | 254 | 198 | 101 | 137 | ||
a) Commission, exchange and brokerage | 71 | 225 | 197 | 136 | 93 | 152 | |||
b) Net Profit (loss) on sale of investments | 0 | 9 | -8 | -1 | 0 | -19 | |||
c) Net Profit (loss) on revaluation of investments | 0 | 0 | 0 | 0 | 0 | 0 | |||
d) Net Profit (loss) on sale of land, building & other assets | 0 | 0 | 0 | 1 | 1 | 0 | |||
e) Net Profit (loss) on exchange transaction | 120 | 150 | 56 | 54 | 0 | 0 | |||
f) Miscellaneous income | 0 | 0 | 10 | 8 | 7 | 4 | |||
Total (I+II) | 2599 | 3766 | 2051 | 1488 | 872 | 1191 | |||
Expenditure & Provisions | |||||||||
III. | Interest expended | 1862 | 2434 | 909 | 1028 | 99 | 338 | ||
a) Interest on deposits | 1299 | 1471 | 537 | 615 | 99 | 2 | |||
b) Interest on RBI/inter-bank borrowings | 563 | 962 | 372 | 414 | 0 | 337 | |||
c) Others | 0 | 0 | 0 | 0 | 0 | 0 | |||
IV. | Operating expenses | 816 | 819 | 338 | 523 | 229 | 235 | ||
a) Payments to and provisions for employees | 259 | 293 | 59 | 60 | 73 | 83 | |||
b) Rent, taxes and lighting | 348 | 324 | 86 | 81 | 59 | 58 | |||
c) Printing and stationery | 4 | 5 | 2 | 1 | 2 | 2 | |||
d) Advertisement and publicity | 1 | 0 | 0 | 0 | 1 | 1 | |||
e) Depreciation on Bank's property | 21 | 27 | 19 | 33 | 20 | 24 | |||
f) Directors' fees, allowances and expenses | 0 | 0 | 5 | 0 | 0 | 0 | |||
g) Auditors' fees and expenses | 9 | 9 | 0 | 13 | 2 | 3 | |||
h) Law charges | 3 | 8 | 1 | 2 | 12 | 14 | |||
i) Postage, telegrams, telephones, etc. | 23 | 25 | 8 | 8 | 21 | 14 | |||
j) Repairs and maintenance | 35 | 14 | 10 | 9 | 14 | 12 | |||
k) Insurance | 5 | 4 | 1 | 1 | 1 | 1 | |||
l) Other expenditure | 107 | 109 | 150 | 315 | 25 | 23 | |||
V. | Provisions and contingencies | 806 | 1564 | 449 | 273 | 288 | 317 | ||
Total expenses@ | 2678 | 3252 | 1247 | 1551 | 328 | 573 | |||
VI. | Profit (loss) | -884 | -1050 | 355 | -337 | 256 | 301 | ||
Total (III+IV+V+VI) | 2599 | 3766 | 2051 | 1488 | 872 | 1191 | |||
Notes |
@: Excluding 'Provisions and Contingencies'. |
1. Figures in brackets indicate loss. |
Source : Annual accounts of banks of respective years. |