Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 6 of 6) - ആർബിഐ - Reserve Bank of India
Table 54: Earnings and Expenses of Scheduled Commercial Banks: 1999-2000 and 2000-2001 (Part 6 of 6)
OTHER SCHEDULED COMMERCIAL BANKS |
(Amount in Rs. lakh |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
IndusInd |
Jammu & |
Karnataka |
Karur Vysya |
|||||
Bank |
Kashmir Bank |
Bank |
Bank |
||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(33) |
(34) |
(35) |
(36) |
(37) |
(38) |
(39) |
(40) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
63740 |
72872 |
88461 |
107650 |
57804 |
65389 |
41803 |
46119 |
a) Interest/discount on advances/bills |
32458 |
37229 |
38068 |
43545 |
30153 |
34659 |
23317 |
26681 |
|
b) Income on Investments |
28406 |
32659 |
44091 |
56787 |
24301 |
25936 |
15247 |
16827 |
|
c) Interest on balances with |
2876 |
2984 |
6302 |
7318 |
3217 |
4141 |
2920 |
2583 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
1 |
0 |
0 |
0 |
131 |
653 |
320 |
28 |
|
II. |
Other income |
14482 |
11655 |
10512 |
8078 |
7225 |
8948 |
5780 |
5386 |
a) Commission, exchange and brokerage |
3281 |
3306 |
1981 |
2195 |
3998 |
4312 |
4387 |
4611 |
|
b) Net Profit (loss) on sale of investments |
6579 |
2461 |
6066 |
1952 |
1617 |
3032 |
11 |
-581 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
757 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
-34 |
36 |
0 |
0 |
10 |
12 |
0 |
1 |
|
e) Net Profit (loss) on exchange transaction |
1040 |
1283 |
79 |
375 |
989 |
942 |
602 |
791 |
|
f) Miscellaneous income |
3616 |
3813 |
2385 |
3555 |
611 |
651 |
780 |
564 |
|
|
|||||||||
Total (I+II) |
78223 |
84527 |
98972 |
115728 |
65029 |
74337 |
47583 |
51505 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
50112 |
56946 |
59822 |
71961 |
46383 |
50189 |
28100 |
30574 |
a) Interest on deposits |
44642 |
50759 |
57268 |
71328 |
44659 |
48990 |
25603 |
28220 |
|
b) Interest on RBI/inter-bank borrowings |
2945 |
2608 |
2554 |
381 |
886 |
703 |
817 |
904 |
|
c) Others |
2525 |
3579 |
0 |
252 |
837 |
496 |
1679 |
1450 |
|
IV. |
Operating expenses |
9024 |
10307 |
15942 |
16487 |
10565 |
10541 |
8573 |
9876 |
a) Payments to and provisions for employees |
1197 |
1340 |
8984 |
9583 |
7528 |
7177 |
5392 |
4943 |
|
b) Rent, taxes and lighting |
1810 |
1866 |
1055 |
1245 |
742 |
859 |
446 |
510 |
|
c) Printing and stationery |
188 |
225 |
170 |
342 |
143 |
146 |
140 |
171 |
|
d) Advertisement and publicity |
66 |
114 |
272 |
325 |
33 |
46 |
129 |
183 |
|
e) Depreciation on Bank's property |
2171 |
2790 |
1082 |
1698 |
808 |
890 |
1248 |
931 |
|
f) Directors' fees, allowances and expenses |
17 |
22 |
9 |
18 |
10 |
15 |
13 |
26 |
|
g) Auditors' fees and expenses |
34 |
35 |
85 |
104 |
24 |
26 |
14 |
17 |
|
h) Law charges |
147 |
188 |
20 |
16 |
7 |
8 |
4 |
6 |
|
i) Postage, telegrams, telephones, etc. |
735 |
632 |
226 |
197 |
105 |
124 |
331 |
403 |
|
j) Repairs and maintenance |
398 |
458 |
107 |
133 |
173 |
124 |
125 |
133 |
|
k) Insurance |
283 |
347 |
334 |
405 |
265 |
278 |
150 |
161 |
|
l) Other expenditure |
1978 |
2290 |
3598 |
2422 |
728 |
849 |
581 |
2392 |
|
V. |
Provisions and contingencies |
13477 |
13220 |
11191 |
10523 |
2255 |
9066 |
3796 |
3850 |
Total expenses@ |
59137 |
67253 |
75764 |
88448 |
56948 |
60730 |
36673 |
40450 |
|
VI. |
Profit (loss) |
5609 |
4054 |
12017 |
16756 |
5826 |
4541 |
7114 |
7205 |
|
|||||||||
Total (III+IV+V+VI) |
78223 |
84527 |
98972 |
115728 |
65029 |
74337 |
47583 |
51505 |
|
|
(Amount in Rs. lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Lakshmi Vilas |
Lord Krishna |
Nainital Bank |
Nedungadi Bank |
|||||
Bank |
Bank |
||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(41) |
(42) |
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
22246 |
25110 |
9724 |
12344 |
4797 |
5646 |
17290 |
17723 |
a) Interest/discount on advances/bills |
13732 |
16896 |
5844 |
7566 |
1285 |
1450 |
9881 |
9800 |
|
b) Income on Investments |
7359 |
7420 |
3749 |
4519 |
2350 |
3060 |
7112 |
7488 |
|
c) Interest on balances with |
789 |
564 |
132 |
140 |
1154 |
1130 |
228 |
401 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
365 |
229 |
0 |
119 |
8 |
6 |
69 |
33 |
|
II. |
Other income |
5971 |
5884 |
1893 |
2104 |
268 |
241 |
2494 |
2895 |
a) Commission, exchange and brokerage |
2762 |
3206 |
576 |
1058 |
170 |
158 |
1021 |
1104 |
|
b) Net Profit (loss) on sale of investments |
1424 |
-195 |
962 |
558 |
8 |
3 |
553 |
822 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
50 |
-4 |
0 |
5 |
0 |
0 |
1 |
4 |
|
e) Net Profit (loss) on exchange transaction |
360 |
414 |
0 |
0 |
0 |
0 |
487 |
506 |
|
f) Miscellaneous income |
1375 |
2462 |
354 |
483 |
89 |
80 |
431 |
460 |
|
|
|||||||||
Total (I+II) |
28217 |
30993 |
11617 |
14448 |
5065 |
5888 |
19784 |
20618 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
16253 |
18454 |
8266 |
10315 |
2870 |
3432 |
12508 |
15746 |
a) Interest on deposits |
15201 |
17204 |
7569 |
9568 |
2869 |
3430 |
11838 |
15041 |
|
b) Interest on RBI/inter-bank borrowings |
965 |
988 |
4 |
252 |
0 |
2 |
187 |
173 |
|
c) Others |
86 |
262 |
693 |
496 |
0 |
0 |
483 |
534 |
|
IV. |
Operating expenses |
6420 |
6532 |
1893 |
2614 |
1345 |
1481 |
4654 |
4807 |
a) Payments to and provisions for employees |
3852 |
3819 |
1068 |
1381 |
1004 |
1071 |
2921 |
3187 |
|
b) Rent, taxes and lighting |
690 |
521 |
274 |
366 |
104 |
114 |
327 |
437 |
|
c) Printing and stationery |
98 |
118 |
18 |
44 |
23 |
18 |
61 |
61 |
|
d) Advertisement and publicity |
38 |
71 |
13 |
137 |
4 |
5 |
48 |
56 |
|
e) Depreciation on Bank's property |
512 |
556 |
173 |
155 |
23 |
34 |
144 |
239 |
|
f) Directors' fees, allowances and expenses |
10 |
19 |
6 |
10 |
2 |
4 |
11 |
9 |
|
g) Auditors' fees and expenses |
10 |
13 |
3 |
4 |
3 |
4 |
7 |
14 |
|
h) Law charges |
4 |
3 |
0 |
7 |
5 |
11 |
6 |
10 |
|
i) Postage, telegrams, telephones, etc. |
207 |
233 |
46 |
70 |
32 |
34 |
54 |
59 |
|
j) Repairs and maintenance |
21 |
23 |
4 |
13 |
9 |
9 |
2 |
2 |
|
k) Insurance |
97 |
118 |
38 |
51 |
20 |
26 |
57 |
72 |
|
l) Other expenditure |
881 |
1036 |
250 |
376 |
116 |
152 |
1015 |
661 |
|
V. |
Provisions and contingencies |
2909 |
3333 |
821 |
1018 |
419 |
470 |
1160 |
6844 |
Total expenses@ |
22673 |
24986 |
10159 |
12930 |
4215 |
4913 |
17161 |
20553 |
|
VI. |
Profit (loss) |
2636 |
2674 |
637 |
501 |
431 |
505 |
1463 |
-6780 |
|
|||||||||
Total (III+IV+V+VI) |
28217 |
30993 |
11617 |
14448 |
5065 |
5888 |
19784 |
20617 |
|
|
(Amount in Rs. lakh |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Ratnakar Bank |
Sangli Bank |
SBI Commercial |
South Indian |
|||||
& Intl. Bank |
Bank |
||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
(55) |
(56) |
||
|
|||||||||
Income |
|||||||||
I. |
I. Interest Earned |
4941 |
6065 |
12453 |
14784 |
6649 |
6419 |
46894 |
54041 |
a) Interest/discount on advances/bills |
2621 |
3090 |
4658 |
4900 |
3489 |
3094 |
26362 |
30325 |
|
b) Income on Investments |
2084 |
2655 |
5818 |
8193 |
2441 |
2280 |
18766 |
21767 |
|
c) Interest on balances with |
224 |
311 |
1913 |
1175 |
681 |
1045 |
1765 |
1949 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
11 |
8 |
65 |
516 |
37 |
0 |
0 |
0 |
|
II. |
Other income |
817 |
903 |
2032 |
1392 |
1653 |
988 |
7456 |
7253 |
a) Commission, exchange and brokerage |
173 |
191 |
776 |
689 |
437 |
306 |
1973 |
2381 |
|
b) Net Profit (loss) on sale of investments |
548 |
479 |
849 |
334 |
133 |
107 |
3333 |
2527 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
0 |
0 |
295 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
1 |
0 |
1 |
0 |
2 |
1 |
5 |
5 |
|
e) Net Profit (loss) on exchange transaction |
0 |
0 |
179 |
158 |
314 |
196 |
848 |
818 |
|
f) Miscellaneous income |
96 |
233 |
227 |
212 |
768 |
84 |
1296 |
1522 |
|
|
|||||||||
Total (I+II) |
5758 |
6968 |
14485 |
16176 |
8302 |
7407 |
54349 |
61294 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
3535 |
4234 |
8619 |
9681 |
5246 |
5650 |
35072 |
39094 |
a) Interest on deposits |
3287 |
3977 |
8596 |
9318 |
4463 |
4827 |
33186 |
36954 |
|
b) Interest on RBI/inter-bank borrowings |
123 |
116 |
8 |
348 |
613 |
458 |
567 |
587 |
|
c) Others |
125 |
141 |
15 |
15 |
171 |
365 |
1319 |
1553 |
|
IV. |
Operating expenses |
1494 |
1694 |
4168 |
4739 |
803 |
914 |
11250 |
11503 |
a) Payments to and provisions for employees |
986 |
968 |
3199 |
3776 |
260 |
302 |
8633 |
8527 |
|
b) Rent, taxes and lighting |
196 |
217 |
322 |
359 |
130 |
144 |
806 |
951 |
|
c) Printing and stationery |
25 |
23 |
33 |
37 |
21 |
17 |
178 |
160 |
|
d) Advertisement and publicity |
7 |
5 |
5 |
7 |
4 |
3 |
37 |
86 |
|
e) Depreciation on Bank's property |
130 |
322 |
88 |
93 |
119 |
144 |
313 |
324 |
|
f) Directors' fees, allowances and expenses |
2 |
4 |
1 |
1 |
4 |
4 |
4 |
5 |
|
g) Auditors' fees and expenses |
5 |
6 |
6 |
6 |
3 |
3 |
29 |
37 |
|
h) Law charges |
6 |
9 |
15 |
5 |
25 |
42 |
7 |
7 |
|
i) Postage, telegrams, telephones, etc. |
28 |
28 |
52 |
58 |
-1 |
7 |
221 |
257 |
|
j) Repairs and maintenance |
16 |
12 |
62 |
45 |
24 |
23 |
72 |
96 |
|
k) Insurance |
22 |
29 |
58 |
63 |
51 |
48 |
229 |
242 |
|
l) Other expenditure |
71 |
71 |
326 |
290 |
163 |
177 |
721 |
810 |
|
V. |
Provisions and contingencies |
381 |
638 |
1198 |
1133 |
1050 |
5043 |
5438 |
6547 |
Total expenses@ |
5028 |
5928 |
12787 |
14420 |
6049 |
6564 |
46322 |
50597 |
|
VI. |
Profit (loss) |
349 |
402 |
499 |
622 |
1203 |
-4200 |
2589 |
4150 |
|
|||||||||
Total (III+IV+V+VI) |
5758 |
6968 |
14485 |
16176 |
8302 |
7407 |
54349 |
61294 |
|
|
(Amount in Rs.lakh) |
|||||||||
|
|||||||||
For the year ended March 31 |
|||||||||
|
|||||||||
Items |
Tamilnad |
United Western |
UTI Bank |
Vysya Bank |
|||||
Mercantile Bank |
Bank |
||||||||
|
|||||||||
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
2000 |
2001 |
||
|
|||||||||
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
(63) |
(64) |
||
|
|||||||||
Income |
|||||||||
I. |
Interest Earned |
31182 |
37562 |
41948 |
47273 |
48326 |
88963 |
79382 |
88929 |
a) Interest/discount on advances/bills |
15000 |
17955 |
25111 |
26293 |
29665 |
47361 |
38408 |
45628 |
|
b) Income on Investments |
15220 |
18652 |
14610 |
18052 |
15702 |
37389 |
28624 |
32034 |
|
c) Interest on balances with |
806 |
766 |
2227 |
2518 |
2508 |
4041 |
9801 |
10725 |
|
RBI and other inter-bank funds |
|||||||||
d) Others |
156 |
190 |
0 |
410 |
450 |
172 |
2550 |
543 |
|
II. |
Other income |
4997 |
5115 |
12125 |
4628 |
9117 |
16300 |
18674 |
12385 |
a) Commission, exchange and brokerage |
2972 |
3237 |
2908 |
2767 |
4473 |
8625 |
6731 |
7927 |
|
b) Net Profit (loss) on sale of investments |
99 |
-62 |
6157 |
75 |
3971 |
6378 |
6673 |
1513 |
|
c) Net Profit (loss) on revaluation of investments |
0 |
0 |
0 |
-697 |
0 |
0 |
0 |
0 |
|
d) Net Profit (loss) on sale of land, building & other assets |
4 |
2 |
0 |
1 |
-23 |
-8 |
-1 |
-3 |
|
e) Net Profit (loss) on exchange transaction |
533 |
664 |
619 |
607 |
465 |
521 |
2567 |
949 |
|
f) Miscellaneous income |
1390 |
1275 |
2442 |
1875 |
231 |
783 |
2704 |
1999 |
|
|
|||||||||
Total (I+II) |
36179 |
42677 |
54074 |
51900 |
57443 |
105263 |
98056 |
101314 |
|
|
|||||||||
Expenditure & Provisions |
|||||||||
III. |
Interest expended |
22336 |
25484 |
30463 |
36315 |
39286 |
79136 |
68315 |
71598 |
a) Interest on deposits |
21335 |
24246 |
28116 |
33995 |
33990 |
70374 |
65096 |
66336 |
|
b) Interest on RBI/inter-bank borrowings |
100 |
141 |
1294 |
1058 |
2439 |
3345 |
2401 |
4089 |
|
c) Others |
902 |
1096 |
1052 |
1262 |
2857 |
5418 |
819 |
1174 |
|
IV. |
Operating expenses |
6581 |
6982 |
9343 |
9383 |
6540 |
12876 |
17679 |
18279 |
a) Payments to and provisions for employees |
4052 |
4264 |
6628 |
6281 |
1543 |
2852 |
9730 |
10378 |
|
b) Rent, taxes and lighting |
524 |
658 |
610 |
676 |
1490 |
2640 |
1710 |
1940 |
|
c) Printing and stationery |
189 |
218 |
180 |
212 |
214 |
436 |
482 |
459 |
|
d) Advertisement and publicity |
81 |
82 |
38 |
64 |
47 |
557 |
73 |
134 |
|
e) Depreciation on Bank's property |
452 |
398 |
644 |
808 |
1147 |
2173 |
2022 |
1355 |
|
f) Directors' fees, allowances and expenses |
10 |
9 |
7 |
9 |
4 |
15 |
31 |
50 |
|
g) Auditors' fees and expenses |
16 |
20 |
34 |
35 |
21 |
21 |
42 |
51 |
|
h) Law charges |
19 |
22 |
32 |
82 |
43 |
184 |
41 |
71 |
|
i) Postage, telegrams, telephones, etc. |
114 |
92 |
114 |
118 |
208 |
838 |
467 |
545 |
|
j) Repairs and maintenance |
245 |
225 |
86 |
96 |
605 |
1017 |
565 |
759 |
|
k) Insurance |
133 |
152 |
165 |
190 |
223 |
414 |
349 |
381 |
|
l) Other expenditure |
747 |
840 |
805 |
811 |
995 |
1730 |
2167 |
2156 |
|
V. |
Provisions and contingencies |
3199 |
5172 |
8697 |
5898 |
6524 |
4638 |
7632 |
7581 |
Total expenses@ |
28917 |
32465 |
39806 |
45698 |
45826 |
92013 |
85994 |
89878 |
|
VI. |
Profit (loss) |
4063 |
5040 |
5570 |
304 |
5093 |
8612 |
4431 |
3855 |
|
|||||||||
Total (III+IV+V+VI) |
36179 |
42677 |
54074 |
51900 |
57443 |
105263 |
98056 |
101314 |
|
|
Notes |
@: Excluding 'Provisions and Contingencies'. |
1. Figures in brackets indicate loss. |
Source : Annual accounts of banks of respective years. |