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Table B1 : Liabilities and assets of Scheduled Commercial Banks - 2008 and 2009 (Part 2 of 4)

TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

Items

As on March 31

Allahabad Bank

Andhra Bank

Bank of Baroda

2008

2009

2008

2009

2008

2009

(1)

(2)

(3)

(4)

(5)

(6)

1. Capital

 44670

 44670

 48500

 48500

 36553

 36553

 

 (0.5)

 (0.5)

 (0.9)

 (0.7)

 (0.2)

 (0.2)

2. Reserves and Surplus

477435

 540525

 276429

 316199

 1067840

 1247001

 

(5.8)

(5.5)

(4.9)

(4.6)

(5.9)

(5.5)

      2.1. Statutory Reserves

 112939

 132239

 94768

 111108

 223037

 278717

      2.2. Capital Reserves

 99109

 121486

 13760

 24580

 178993

 207958

      2.3. Share Premium

 72000

 72000

 68000

 68000

 227389

 227389

      2.4. Investments Fluctuations Reserves

-

-

-

-

-

-

      2.5. Revenue and other Reserves

 183400

 205191

 92218

 97217

 438421

 532937

      2.6.  Balance of Profit

9987

 9609

 7683

 15294

-

-

3. Deposits

 7161638

 8497179

 4943655

 5939003

 15203413

 19239695

 

(86.3)

(87.0)

(87.4)

(86.7)

(84.7)

(84.6)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 578032

 662316

 440966

 521566

 1169601

 1445122

           (i)  From banks

 9551

 10826

 9584

 9980

 61617

 68299

           (ii) From others

 568481

 651490

 431382

 511586

 1107984

 1376823

     3A.2. Savings bank deposits

 2002842

 2277439

 1218418

 1343778

 3577638

 4248728

     3A.3. Term deposits

 4580764

 5557424

 3284271

 4073659

 10456174

 13545845

           (i)  From banks

 63498

 105631

 2342

 8871

 1341656

 1688749

           (ii) From others

 4517266

 5451793

 3281929

 4064788

 9114518

 11857096

     Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 7157164

 8481034

 4943655

 5939002

 12247935

 15140899

     3B.2. Deposits of branches outside India

 4475

 16145

-

-

 2955477

 4098797

4. Borrowings

 179200

 93704

 59051

 131123

 392705

 563609

 

(2.2)

(1.0)

(1.0)

(1.9)

(2.2)

(2.5)

     4.1. Borrowings in India

 131062

 7419

 10907

 89516

 68915

 316011

          (i)   From Reserve Bank of India

-

-

-

-

-

 270000

          (ii)  From other banks

 128500

-

 120

 9

 1858

 1717

          (iii) From other institutions and agencies

 2562

 7419

 10787

 89507

 67057

 44294

     4.2. Borrowings outside India

 48137

 86284

 48144

 41608

 323790

 247597

     Secured borrowings included in 4.

-

-

-

-

 74022

 24294

5. Other liabilities and provisions

430989

 588723

 331604

 412096

 1259441

 1653815

 

(5.2)

(6.0)

(5.9)

(6.0)

(7.0)

(7.3)

     5.1.  Bills Payable

 41039

 28219

 77058

 84758

 171374

 120341

     5.2.  Inter-office adjustments

 6904

 20475

-

-

-

 111095

     5.3.  Interest accrued

 41786

 32417

 17640

 19566

 119383

 145842

     5.4 . Subordinate debt

 186190

 291190

 111500

 204000

 542272

 713182

     5.5. Deferred Tax Liabilities

 948

 1287

-

-

-

-

     5.6.  Others (including provisions)

154123

 215135

 125407

 103773

 426413

 563354

  Total Liabilities

8293932

9764801

5659239

6846921

17959952

 22740673

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

Items

As on March 31

Allahabad Bank

Andhra Bank

Bank of Baroda

2008

2009

2008

2009

2008

2009

(1)

(2)

(3)

(4)

(5)

(6)

1  Cash in hand

32035

35981

44068

43592

88098

99898

 

 (0.4)

 (0.4)

 (0.8)

 (0.6)

 (0.5)

 (0.4)

2. Balances with RBI

 596851

 475557

 446099

 441742

 848874

 959736

 

(7.2)

(4.9)

(7.9)

(6.5)

(4.7)

(4.2)

3. Balances with banks in india

 53580

 40638

 24426

 19471

 139452

 140342

 

 (0.6)

 (0.4)

 (0.4)

 (0.3)

 (0.8)

 (0.6)

4. Money at call and short notice

 4246

 63910

 38031

-

 647438

 718704

 

 (0.1)

 (0.7)

 (0.7)

(-)

(3.6)

(3.2)

5. Balances with banks outside India

 17497

 47590

 16807

 23945

 506066

 490032

 

 (0.2)

 (0.5)

 (0.3)

 (0.3)

(2.8)

(2.2)

6. Investments

2340025

2965105

1489824

1691111

 4387007

 5244588

 

(17.8)

(19.2)

(16.6)

(15.2)

(15.8)

(14.7)

     6.1. Investments in India

2340026

2965104

1489824

1691111

 4031414

 4860178

           (i)   Government securities

 1743488

 2138325

 1308690

 1521503

 3354800

 4013467

           (ii)  Other approved securities

 43115

 29313

 12913

 9640

 115261

 96665

           (iii) Shares

 37619

 25397

 20775

 16551

 77580

 60609

           (iv)  Debentures and Bonds

 296719

 224999

 88965

 98940

 260334

 301404

           (v)   Subsidiaries and/or joint ventures

 8762

 8762

 931

 931

 68737

 73528

           (vi)  Others

 210323

 538308

 57550

 43546

 154702

 314505

     6.2. Investments outside India

-

-

-

-

 355592

 384410

          (i)    Government securities

-

-

-

-

 71381

 71428

          (ii)   Subsidiaries and/or joint ventures

-

-

-

-

 22822

 28444

          (iii)  Others

-

-

-

-

 261389

 284538

7. Advances

4972047

5880176

3423839

4413926

10670132

 14398590

 

(60.0)

(60.2)

(60.5)

(64.5)

(59.4)

(63.3)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 137106

 183190

 109109

 120840

 885184

 1394838

     7A.2. Cash credits, overdrafts & loans

2256682

2429852

1878364

2497616

 4826487

 6681465

     7A.3. Term loans

2578259

3267135

1436365

1795470

 4958461

 6322287

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

3843887

4583862

2559649

3176414

 7108884

 9414124

     7B.2. Covered by Bank/Govt. Guarantees

 288028

 190951

 148541

 325766

 759778

 1614348

     7B.3. Unsecured

 840132

 1105364

 715649

 911746

 2801471

 3370118

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 4956079

 5831484

 3423838

 4413926

 8450330

 10928300

           (i)   Priority sectors

 1836683

 2043502

 1266011

 1599381

 2947454

 3825005

           (ii)  Public sectors

 547707

 683145

 431237

 414180

 1352732

 2234768

           (iii) Banks

 23236

 20781

 25200

 28353

 164422

 4914

           (iv)  others

 2548453

 3084056

 1701390

 2372012

 3985722

 4863613

     7C.II. Advances outside India

 15967

 48692

-

-

 2219801

 3470290

8. Fixed Assets

 107147

 110975

 21946

 33530

 242701

 230972

 

(1.3)

(1.1)

 (0.4)

 (0.5)

(1.4)

(1.0)

     8.1. Premises

 92970

 93907

 4905

 4786

 199921

 195481

     8.2. Fixed assets under construction

-

-

 1830

 1271

-

-

     8.3. Other Fixed assets

 14175

 17068

 15212

 27473

 42780

 35491

9. Other Assets

 170504

 144868

 154199

 179604

 430183

 457812

 

(2.0)

(1.5)

(2.7)

(2.6)

(2.4)

(2.0)

     9.1  Inter-office adjustments (net)

-

-

 25545

 24546

 65388

-

     9.2  Interest accrued

 44718

 46831

 33603

 46134

 161324

 173654

     9.3  Tax paid

 32338

 31666

 36646

 57968

 76282

 96934

     9.4  Stationery and Stamps

 797

 865

 595

 590

 804

 695

     9.5  Others

 92651

 65505

 57809

 50366

 126385

 186529

Total Assets

 8293932

 9764801

 5659239

 6846921

17959952

 22740673

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Bank of India

Bank of Maharashtra

Canara Bank

 2008

 2009

 2008

 2009

 2008

 2009

(7)

(8)

(9)

(10)

(11)

(12)

1. Capital

 52591

 52592

 43052

 43052

 41000

 41000

 

 (0.3)

 (0.2)

 (0.9)

 (0.7)

 (0.2)

 (0.2)

2. Reserves and Surplus

 1006348

 1296901

 135099

 208667

 1009050

 1179777

 

(5.6)

(5.8)

(2.8)

(3.5)

(5.6)

(5.4)

      2.1. Statutory Reserves

 272517

 352517

 43429

 52808

 280800

 332800

      2.2. Capital Reserves

 218966

 314772

 2179

 8777

 272093

 332817

      2.3. Share Premium

 184558

 184558

 13000

 13000

 27500

 27500

      2.4. Investments Fluctuations Reserves

-

-

-

-

-

-

      2.5. Revenue and other Reserves

 330307

 445054

 50630

 121298

 428657

 486660

      2.6.  Balance of Profit

-

-

 25861

 12784

-

-

3. Deposits

 15001198

 18970848

 4175833

 5225492

 15407242

 18689252

 

(83.9)

(84.1)

(86.7)

(88.5)

(85.3)

(85.1)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 1247287

 1258154

 508616

 501042

 1325353

 1435681

           (i)  From banks

 19150

 27706

 2972

 3292

 14056

 8071

           (ii) From others

 1228137

 1230448

 505644

 497750

 1311297

 1427610

     3A.2. Savings bank deposits

 3343877

 3819369

 1251694

 1363996

 3526735

 4181094

     3A.3. Term deposits

 10410034

 13893325

 2415523

 3360454

 10555154

 13072477

           (i)  From banks

 556027

 759463

 14824

 257

 335787

 373639

           (ii) From others

 9854007

 13133862

 2400699

 3360197

 10219367

 12698838

     Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 12541586

 15948677

 4175833

 5225492

 14956517

 18297903

     3B.2. Deposits of branches outside India

 2459612

 3022171

-

-

 450725

 391347

4. Borrowings

 717245

 948698

 19925

 19001

 251723

 705661

 

(4.0)

(4.2)

 (0.4)

 (0.3)

(1.4)

(3.2)

     4.1. Borrowings in India

 326431

 375994

 12655

 11000

 251723

 703125

          (i)   From Reserve Bank of India

-

-

 5000

-

-

 393000

          (ii)  From other banks

 20000

-

-

-

-

-

          (iii) From other institutions and agencies

 306431

 375994

 7655

 11000

 251723

 310125

     4.2. Borrowings outside India

 390814

 572704

 7270

 8001

-

 2536

     Secured borrowings included in 4.

-

-

-

-

-

-

5. Other liabilities and provisions

 1105616

 1281139

 441183

 406823

 1343855

 1348891

 

(6.2)

(5.7)

(9.2)

(6.9)

(7.4)

(6.1)

     5.1.  Bills Payable

 123779

 103652

 88365

 50779

 190689

 127728

     5.2.  Inter-office adjustments

 5612

-

-

-

 5365

 3303

     5.3.  Interest accrued

 63644

 71208

 21997

 17654

 25154

 7351

     5.4 . Subordinate debt

494597

618620

216750

 206750

 611526

 694434

     5.5. Deferred Tax Liabilities

-

 30969

-

-

 14867

 4667

     5.6.  Others (including provisions)

417983

456690

114071

 131641

 496254

 511409

Total Liabilities

 17882998

 22550177

 4815091

 5903035

 18052869

 21964580

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Bank of India

Bank of Maharashtra

Canara Bank

2008

2009

2008

2009

2008

2009

(7)

(8)

(9)

(10)

(11)

(12)

1  Cash in hand

 45632

 45798

 34329

 32504

 43145

 49320

 

 (0.3)

 (0.2)

 (0.7)

 (0.6)

 (0.2)

 (0.2)

2. Balances with RBI

 1128553

 845730

 355059

 355638

 1293333

 954360

 

(6.3)

(3.8)

(7.4)

(6.0)

(7.2)

(4.3)

3. Balances with banks in india

 195244

 261006

 23276

 19022

 59408

 34435

 

(1.1)

(1.2)

 (0.5)

 (0.3)

 (0.3)

 (0.2)

4. Money at call and short notice

 90975

 410495

 1

-

 160500

 20000

 

 (0.5)

(1.8)

(-)

(-)

 (0.9)

 (0.1)

5. Balances with banks outside India

 311334

 613095

 9929

 3369

 227355

 607864

 

(1.7)

(2.7)

 (0.2)

 (0.1)

(1.3)

(2.8)

6. Investments

 4180288

 5260718

 1228295

 1838214

 4981157

 5777690

 

(15.1)

(15.0)

(16.0)

(19.9)

(17.7)

(16.4)

     6.1. Investments in India

 3734041

 4771247

 1228295

 1838214

 4905257

 5714645

           (i)   Government securities

 3303182

 4253098

 1058121

 1617534

 4283037

 5083177

           (ii)  Other approved securities

 74213

 65862

 9810

 4358

 52654

 48841

           (iii) Shares

 31455

 38000

 15260

 11732

 111850

 82090

           (iv)  Debentures and Bonds

 248197

 284622

 79960

 79867

 271222

219704

           (v)   Subsidiaries and/or joint ventures

 14462

 21789

 1060

 3702

 26412

 36947

           (vi)  Others

 62532

 107876

 64084

 121021

 160082

243886

     6.2. Investments outside India

 446247

 489470

-

-

 75900

 63044

          (i)    Government securities

 124160

 157184

-

-

-

-

          (ii)   Subsidiaries and/or joint ventures

 12275

 17724

-

-

 3657

 3657

          (iii)  Others

 309812

 314562

-

-

 72243

 59387

7. Advances

11347633

14290937

 2928581

 3429077

10723804

13821940

 

(63.5)

(63.4)

(60.8)

(58.1)

(59.4)

(62.9)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 1601910

 1816232

 79759

 96151

 619025

 628373

     7A.2. Cash credits, overdrafts & loans

 5350817

 6410601

 798945

 1098687

 4556413

 6414200

     7A.3. Term loans

 4394907

 6064105

 2049877

 2234239

 5548366

 6779367

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

 7057798

 9267022

 2213141

 2726912

 7974110

 10026311

     7B.2. Covered by Bank/Govt. Guarantees

 1671759

 1784300

 14421

 7978

 399993

 542749

     7B.3. Unsecured

 2618075

 3239615

 701020

 694188

 2349702

 3252880

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 9018553

11369280

 2928582

 3429078

10572950

13473215

           (i)   Priority sectors

 3223897

 3754507

 1107000

 1259475

 4197980

 4599112

           (ii)  Public sectors

 853794

 1183802

 357343

 371991

 716159

 2025176

           (iii) Banks

 20036

 14511

 61

-

 277

 3840

           (iv)  others

 4920826

 6416460

 1464178

 1797612

 5658534

 6845087

     7C.II. Advances outside India

 2329079

 2921659

-

-

 150853

 348725

8. Fixed Assets

 242607

 253193

 22042

 65480

 291687

 292946

 

(1.4)

(1.1)

 (0.5)

(1.1)

(1.6)

(1.3)

     8.1. Premises

 216518

 213446

 7349

 50971

 254771

 254155

     8.2. Fixed assets under construction

 2692

 11045

-

-

-

-

     8.3. Other Fixed assets

 23397

 28703

 14693

 14510

 36914

 38792

9. Other Assets

 340732

 569202

 213579

 159730

 272479

 406026

 

(1.9)

(2.5)

(4.4)

(2.7)

(1.5)

(1.8)

     9.1  Inter-office adjustments (net)

-

 55542

 102289

 35268

-

-

     9.2  Interest accrued

 98475

 118726

 26650

 42246

 101122

 100519

     9.3  Tax paid

 136644

 216841

 21898

 20441

 13832

 16074

     9.4  Stationery and Stamps

 169

 176

 554

 477

 277

 342

     9.5  Others

 105444

 177918

 62188

 61298

 157248

 289091

Total Assets

17882998

22550177

 4815091

 5903035

18052869

21964580

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Central Bank of India

Corporation Bank

Dena Bank

2008

2009

2008

2009

2008

2009

(13)

(14)

(15)

(16)

(17)

(18)

1. Capital

 120414

 132114

 14344

 14344

 28682

 28682

 

(1.0)

 (0.9)

 (0.2)

 (0.2)

 (0.7)

 (0.6)

2. Reserves and Surplus

 473862

 509092

 408508

 475307

 151384

 188368

 

(3.8)

(3.4)

(6.1)

(5.5)

(3.9)

(3.9)

      2.1. Statutory Reserves

 80277

 94558

 124942

 147342

 46404

 59084

      2.2. Capital Reserves

 203867

 200892

 9582

 47540

 6800

 9413

      2.3. Share Premium

 73600

 73600

 70197

 70197

 25601

 25601

      2.4. Investments Fluctuations Reserves

 17576

 31648

987

 987

-

-

      2.5. Revenue and other Reserves

 98484

 108281

202799

 209241

 72579

 94270

      2.6.  Balance of Profit

 58

 113

-

-

-

-

3. Deposits

 11031966

 13127186

 5542442

 7398391

 3394319

 4305061

 

(89.0)

(88.9)

(83.2)

(85.1)

(87.8)

(88.8)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 1000084

 1011230

 1050613

 1317419

 308149

 357565

           (i)  From banks

 39673

 48490

 7023

 2795

 6552

 7868

           (ii) From others

 960411

 962740

 1043590

 1314624

 301597

 349697

     3A.2. Savings bank deposits

 2986584

 3368008

 889891

 1008947

 1023919

 1139558

     3A.3. Term deposits

 7045298

 8747948

 3601938

 5072025

 2062251

 2807938

           (i)  From banks

 232771

 471390

 185099

 520342

 164527

 156680

           (ii) From others

 6812527

 8276558

 3416839

 4551683

 1897724

 2651258

    Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 11031967

 13127185

 5542442

 7398391

 3394318

 4305061

     3B.2. Deposits of branches outside India

-

-

-

-

-

-

4. Borrowings

 44910

 80425

 213760

 207240

 39462

 5213

 

 (0.4)

 (0.5)

(3.2)

(2.4)

(1.0)

 (0.1)

     4.1. Borrowings in India

 44910

 80425

 47065

 162099

 144

 141

          (i)   From Reserve Bank of India

 38636

 1725

-

 133892

-

-

          (ii)  From other banks

 2058

 5511

 1

-

-

-

          (iii) From other institutions and agencies

 4216

 73189

 47064

 28207

 144

 141

     4.2. Borrowings outside India

-

-

 166696

 45141

 39318

 5072

     Secured borrowings included in 4.

-

-

-

-

-

-

5. Other liabilities and provisions

 724426

 916707

 480714

 595299

 250327

 318727

 

(5.8)

(6.2)

(7.2)

(6.8)

(6.5)

(6.6)

     5.1.  Bills Payable

 59586

 61426

 57804

 44146

 44309

 34230

     5.2.  Inter-office adjustments

 0

 0

 0

 0

 24936

 63296

     5.3.  Interest accrued

 28856

 33866

 16549

 22320

 15217

 18003

     5.4 . Subordinate debt

 243230

 327130

 80000

 250000

-

-

     5.5. Deferred Tax Liabilities

 2417

 2403

-

-

-

-

     5.6.  Others (including provisions)

 390337

 491882

 326362

 278834

 165864

 203198

Total Liabilities

 12395579

 14765522

 6659768

 8690581

 3864173

 4846051

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Central Bank of India

Corporation Bank

Dena Bank

2008

2009

2008

2009

2008

2009

(13)

(14)

(15)

(16)

(17)

(18)

1  Cash in hand

 92691

 79738

 47331

 33299

 19312

 22020

 

 (0.7)

 (0.5)

 (0.7)

 (0.4)

 (0.5)

 (0.5)

2. Balances with RBI

 1061027

 1023953

 663022

 525762

 333989

 476221

 

(8.6)

(6.9)

(10.0)

(6.0)

(8.6)

(9.8)

3. Balances with banks in india

 124315

 70987

 95861

 10884

 29779

 19718

 

(1.0)

 (0.5)

(1.4)

 (0.1)

 (0.8)

 (0.4)

4. Money at call and short notice

-

-

-

-

-

-

 

(-)

(-)

(-)

(-)

(-)

(-)

5. Balances with banks outside India

 5891

 50447

 4100

 484026

 20686

 67752

 

(0.0)

 (0.3)

 (0.1)

(5.6)

 (0.5)

(1.4)

6. Investments

 3145519

 4306072

 1732509

 2493777

 1028298

 1247308

 

(16.1)

(18.5)

(16.6)

(18.7)

(16.9)

(16.4)

     6.1. Investments in India

 3145453

 4306006

 1732501

 2493767

 1028298

 1247308

           (i)   Government securities

 2600838

 3787842

 1413405

 1755238

 847015

 995891

           (ii)  Other approved securities

 58504

 40539

 11199

 8927

 11971

 10058

           (iii) Shares

 53871

 50282

 13613

 12554

 20929

 12893

           (iv)  Debentures and Bonds

 313342

 307320

 52485

 111912

 87164

 125388

           (v)   Subsidiaries and/or joint ventures

 24227

 24227

 10264

 7764

 2172

 2172

           (vi)  Others

 94671

 95796

 231535

 597372

 59047

 100906

     6.2. Investments outside India

 66

 66

 10

 10

-

-

          (i)    Government securities

-

-

-

-

-

-

          (ii)   Subsidiaries and/or joint ventures

 66

 66

-

-

-

-

          (iii)  Others

-

-

 10

 10

-

-

7. Advances

 7299743

 8548320

 3918557

 4851216

 2302398

 2887796

 

(58.9)

(57.9)

(58.8)

(55.8)

(59.6)

(59.6)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 103555

 88654

 150991

 185169

 88397

 128561

     7A.2. Cash credits, overdrafts & loans

 2371568

 2402618

 1623488

 2461974

 1127973

 1372270

     7A.3. Term loans

 4824619

 6057047

 2144078

 2204073

 1086028

 1386965

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

 4989050

 6321760

 2814510

 3349040

 1687295

 2198332

     7B.2. Covered by Bank/Govt. Guarantees

 266047

 307146

 69075

 85448

 109892

 165812

     7B.3. Unsecured

 2044646

 1919413

 1034972

 1416728

 505211

 523652

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 7299743

 8548320

 3918558

 4851216

 2302397

 2887796

           (i)   Priority sectors

 2399851

 2683021

 1383666

 1539756

 791186

 981354

           (ii)  Public sectors

 1266898

 1012520

 426613

 682604

 386762

 593288

           (iii) Banks

 172505

 68774

 3096

 1

 20027

 20688

           (iv)  others

 3460489

 4784005

 2105183

 2628855

 1104422

 1292466

     7C.II. Advances outside India

-

-

-

-

-

-

8. Fixed Assets

 232029

 227799

 27175

 29892

 41202

 40516

 

(1.9)

(1.5)

 (0.4)

 (0.3)

(1.1)

 (0.8)

     8.1. Premises

 208450

 205127

 8961

 9752

 31559

 30086

     8.2. Fixed assets under construction

-

-

-

-

 9

 9

     8.3. Other Fixed assets

 23578

 22672

 18215

 20141

 9635

 10422

9. Other Assets

 434364

 458208

 171212

 261726

 88509

 84720

 

(3.4)

(3.1)

(2.6)

(3.0)

(2.3)

(1.7)

     9.1  Inter-office adjustments (net)

 54303

 64308

 26630

 37294

-

-

     9.2  Interest accrued

 68774

 78009

 37893

 48529

 30176

 32283

     9.3  Tax paid

 150937

 182739

 61478

 113113

 31125

 8419

     9.4  Stationery and Stamps

 1174

 1134

 219

 232

 410

 399

     9.5  Others

 159177

 132019

 44993

 62558

 26798

 43619

Total Assets

 12395579

 14765522

 6659768

 8690581

 3864173

 4846051

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

IDBI Bank Ltd.

Indian Bank

Indian Overseas Bank

2008

2009

2008

2009

2008

2009

(19)

(20)

(21)

(22)

(23)

(24)

  1. Capital

 72476

 72478

 82977

 82977

 54480

 54480

 

 (0.6)

 (0.4)

(1.2)

(1.0)

 (0.5)

 (0.4)

  2. Reserves and Surplus

 809721

869908

 433073

 630615

 432126

 660617

 

(6.2)

(5.0)

(6.1)

(7.5)

(4.2)

(5.5)

      2.1. Statutory Reserves

 65508

 87008

 107549

 138849

 152186

 191986

      2.2. Capital Reserves

 19243

 29882

 22166

 128617

 35730

 205920

      2.3. Share Premium

 176036

 176045

 69620

 69620

 14000

 14000

      2.4. Investments Fluctuations Reserves

-

-

-

 1109

-

-

      2.5. Revenue and other Reserves

 546830

 569854

 225312

 283811

 230210

 248711

      2.6.  Balance of Profit

 2104

 7120

 8426

 8609

-

-

  3. Deposits

 7299798

11240101

6104595

7258183

 8432559

10011589

 

(55.9)

(65.2)

(86.6)

(86.3)

(82.8)

(82.7)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 726845

 1111998

 473498

 529257

 899832

 813068

           (i)  From banks

 47107

 54297

 3089

 4054

 5614

 6601

           (ii) From others

 679738

 1057701

 470409

 525203

 894218

 806467

     3A.2. Savings bank deposits

 482152

 549820

1501059

1766679

 1921070

 2215644

     3A.3. Term deposits

 6090801

 9578283

4130038

4962247

 5611657

 6982877

           (i)  From banks

 584497

 817271

 93638

 105999

 119563

 155968

           (ii) From others

 5506304

 8761012

4036400

4856248

 5492094

 6826909

     Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 7299798

11240101

5890514

6965877

 8084191

 9543373

     3B.2. Deposits of branches outside India

-

-

 214080

 292306

 348367

 468216

  4. Borrowings

 4382296

 4441704

 128324

 53078

 635365

 654828

 

(33.5)

(25.8)

(1.8)

 (0.6)

(6.2)

(5.4)

     4.1. Borrowings in India

 3868170

 4023989

 74808

 12185

 420892

 308648

          (i)   From Reserve Bank of India

-

-

-

-

-

-

          (ii)  From other banks

 97546

 94938

-

-

-

-

          (iii) From other institutions and agencies

 3770624

 3929051

 74808

 12185

 420892

 308648

     4.2. Borrowings outside India

 514127

 417715

 53516

 40894

 214472

 346181

     Secured borrowings included in 4.

 318944

 595853

-

-

 50006

 92502

  5. Other liabilities and provisions

 505148

 616040

 301801

 387322

 629244

 725826

 

(3.9)

(3.6)

(4.3)

(4.6)

(6.2)

(6.0)

     5.1.  Bills Payable

 71359

 78144

 25725

 16521

 91865

 69267

     5.2.  Inter-office adjustments

 9841

 11899

 41824

 73358

-

-

     5.3.  Interest accrued

 149422

 173456

 24790

 28353

 19163

 20007

     5.4 . Subordinate debt

-

-

-

-

-

-

     5.5. Deferred Tax Liabilities

-

-

-

-

-

-

     5.6.  Others (including provisions)

 274526

 352541

 209462

 269090

 518216

 636553

  Total Liabilities

13069439

17240232

7050769

8412175

10183772

12107340

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

IDBI Bank Ltd.

Indian Bank

Indian Overseas Bank

2008

2009

2008

2009

2008

2009

(19)

(20)

(21)

(22)

(23)

(24)

1  Cash in hand

 28604

 41053

 18948

 24803

 59386

 67997

 

 (0.2)

 (0.2)

 (0.3)

 (0.3)

 (0.6)

 (0.6)

2. Balances with RBI

 640880

 818029

 624346

 596355

 853037

 526047

 

(4.9)

(4.7)

(8.9)

(7.1)

(8.4)

(4.3)

3. Balances with banks in india

 16639

 27068

 6958

 15900

 76443

 299086

 

 (0.1)

 (0.2)

 (0.1)

 (0.2)

 (0.8)

(2.5)

4. Money at call and short notice

 185496

 231465

 10827

 5933

 24900

 135014

 

(1.4)

(1.3)

 (0.2)

 (0.1)

 (0.2)

(1.1)

5. Balances with banks outside India

 4259

 4317

 16203

 25390

 20367

 64046

 

(-)

(-)

 (0.2)

 (0.3)

 (0.2)

 (0.5)

6. Investments

 3280293

 5004760

 2191507

 2280057

 2847471

 3121544

 

(15.6)

(18.3)

(20.1)

(17.0)

(18.0)

(16.3)

     6.1. Investments in India

 3280088

 5004555

 2108551

 2187924

 2717461

 3024198

           (i)   Government securities

 2330341

 4071724

 1746808

 1882259

 2476905

 2645558

           (ii)  Other approved securities

 1062

 724

 43519

 35082

 22687

 17644

           (iii) Shares

 300523

 292305

 41902

 30689

 51272

 32164

           (iv)  Debentures and Bonds

 305418

 282013

 158676

 182948

 127654

 164797

           (v)   Subsidiaries and/or joint ventures

 53998

 65018

 851

 851

 2850

 2850

           (vi)  Others

 288746

 292771

 116795

 56095

 36093

 161185

     6.2. Investments outside India

 205

 205

 82956

 92131

 130010

 97346

          (i)    Government securities

-

-

 56080

 63266

 108683

 80184

          (ii)   Subsidiaries and/or joint ventures

-

-

-

-

-

-

          (iii)  Others

 205

 205

 26876

 28865

 21327

 17162

7. Advances

 8221269

10342834

3983871

5146528

 6040182

 7488527

 

(62.9)

(60.0)

(56.5)

(61.2)

(59.3)

(61.9)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 264305

 245312

 124009

 128295

 363451

 449095

     7A.2. Cash credits, overdrafts & loans

 823209

 1280933

1386020

1848525

 2482195

 3086267

     7A.3. Term loans

 7133755

 8816589

2473843

3169708

 3194536

 3953166

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

 7148529

 8849496

3100489

4095511

 5195972

 6320023

     7B.2. Covered by Bank/Govt. Guarantees

 101665

 85643

 300705

 441056

 179804

 388969

     7B.3. Unsecured

 971075

 1407695

 582678

 609962

 664406

 779535

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 8221268

10342833

3782706

4851514

 5666143

 6761550

           (i)   Priority sectors

 1523300

 2273826

1499546

1825878

 2030316

 2429408

           (ii)  Public sectors

 780245

 224755

 535571

 493351

 450437

 590579

           (iii) Banks

 3172

 127

 9

 2

 19349

 21055

           (iv)  others

 5914551

 7844125

 1747580

 2532283

 3166041

 3720508

     7C.II. Advances outside India

-

-

 201166

 295014

 374039

 726978

8. Fixed Assets

 276598

 282411

 53927

 159422

 55858

 170986

 

(2.1)

(1.6)

 (0.8)

(1.9)

 (0.5)

(1.4)

     8.1. Premises

 254304

 249155

 30717

 135060

 37396

 149454

     8.2. Fixed assets under construction

 4480

 7756

 542

 457

 2488

 1307

     8.3. Other Fixed assets

 17813

 25499

 22669

 23907

 15973

 20225

9. Other Assets

 415402

 488296

 144181

 157785

 206129

 234093

 

(3.1)

(2.8)

(2.0)

(1.8)

(2.0)

(1.9)

     9.1  Inter-office adjustments (net)

-

-

-

-

 2054

 19789

     9.2  Interest accrued

 102768

 168168

 44152

 44727

 81454

 89120

     9.3  Tax paid

 218869

 236028

 12606

 19789

 61764

 76129

     9.4  Stationery and Stamps

 91

 83

 1272

 1303

 625

 689

     9.5  Others

 93675

 84016

 86152

 91967

 60232

 48366

Total Assets

13069439

17240232

7050769

8412175

10183772

12107340

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Oriental Bank of Commerce

Punjab and Sind Bank

Punjab National Bank

2008

2009

2008

2009

2008

2009

(25)

(26)

(27)

(28)

(29)

(30)

1. Capital

 25054

 25054

 74306

 38306

 31530

 31530

 

 (0.3)

 (0.2)

(2.4)

 (0.9)

 (0.2)

 (0.1)

2. Reserves and Surplus

 552537

 715291

 135026

 175728

 1200304

 1433832

 

(6.1)

(6.4)

(4.4)

(4.2)

(6.0)

(5.8)

      2.1. Statutory Reserves

 150900

 173600

 23594

 34594

 280061

 357333

      2.2. Capital Reserves

 3716

 133038

 59358

 68621

 185549

 210917

      2.3. Share Premium

 171470

 171470

-

-

 201143

 201143

      2.4. Investments Fluctuations Reserves

-

-

-

-

-

 10711

      2.5. Revenue and other Reserves

 226400

 237100

 12080

 12804

 533551

 652964

      2.6.  Balance of Profit

 51

 83

 39994

 59709

-

 764

3. Deposits

 7785670

 9836886

2483142

 3467566

16645722

20976051

 

(85.8)

(87.4)

(80.2)

(83.8)

(83.6)

(85.0)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 776239

 771058

 207451

 214832

 1779115

 1881391

           (i)  From banks

 15014

 13343

 3885

 3136

 154287

 143863

           (ii) From others

 761225

 757715

 203566

 211696

 1624828

 1737528

     3A.2. Savings bank deposits

 1396109

 1564560

 695011

 747736

 5376971

 6264601

     3A.3. Term deposits

 5613322

 7501268

1580680

 2504998

 9489636

12830059

           (i)  From banks

 25093

 24333

 112217

 230664

 175846

 425822

           (ii) From others

 5588229

 7476935

1468463

 2274334

 9313790

12404237

     Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 7785670

 9836885

 2483141

 3467565

16635436

20701336

     3B.2. Deposits of branches outside India

-

-

-

-

 10287

 274713

4. Borrowings

 183984

 72196

 297672

 271148

 544656

 437436

 

(2.0)

 (0.6)

(9.6)

(6.6)

(2.7)

(1.8)

     4.1. Borrowings in India

 156903

 67124

 281624

 271148

 234437

 36973

          (i)   From Reserve Bank of India

 36000

-

-

-

 215000

-

          (ii)  From other banks

 40098

 246

 87500

 55000

 3448

 3542

          (iii) From other institutions and agencies

 80805

 66878

 194124

 216148

 15989

 33431

     4.2. Borrowings outside India

 27081

 5072

 16048

-

 310219

 400463

     Secured borrowings included in 4.

-

-

-

-

 215000

-

5. Other liabilities and provisions

 523289

 608834

 104776

 183631

 1479823

 1813013

 

(5.8)

(5.4)

(3.4)

(4.4)

(7.4)

(7.3)

     5.1.  Bills Payable

 138759

 41714

 29622

 25310

 211308

 264470

     5.2.  Inter-office adjustments

 33746

 33429

 336

 6810

 38604

 16165

     5.3.  Interest accrued

 44474

 54213

 6249

 13706

 32475

 32442

     5.4 . Subordinate debt

 172550

 200000

 38000

 89500

 616480

 808530

     5.5. Deferred Tax Liabilities

-

-

 281

 5826

-

-

     5.6.  Others (including provisions)

 133760

 279478

 30288

 42480

 580955

 691406

Total Liabilities

 9070532

 11258259

3094920

 4136379

19902036

24691862

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Oriental Bank of Commerce

Punjab and Sind Bank

Punjab National Bank

2008

2009

2008

2009

2008

2009

(25)

(26)

(27)

(28)

(29)

(30)

1  Cash in hand

 38563

 29179

 10299

 9391

 144213

 162876

 

 (0.4)

 (0.3)

 (0.3)

 (0.2)

 (0.7)

 (0.7)

2. Balances with RBI

 693662

 658811

 185210

 186315

 1381602

 1542950

 

(7.6)

(5.9)

(6.0)

(4.5)

(6.9)

(6.2)

3. Balances with banks in india

 199137

 440689

 87351

 58484

 256309

 263069

 

(2.2)

(3.9)

(2.8)

(1.4)

(1.3)

(1.1)

4. Money at call and short notice

-

-

-

-

 42198

 20961

 

(-)

(-)

(-)

(-)

 (0.2)

 (0.1)

5. Balances with banks outside India

 90112

 93835

 11129

 29854

 58751

 151459

 

(1.0)

 (0.8)

 (0.4)

 (0.7)

 (0.3)

 (0.6)

6. Investments

 2395068

 2848895

 847363

 1262743

 5399170

 6338518

 

(16.8)

(15.9)

(17.4)

(19.4)

(17.2)

(16.0)

     6.1. Investments in India

 2395068

 2848895

 847363

 1262743

 5377186

 6277050

           (i)   Government securities

 2058663

 2492451

 740979

 1095410

 4421672

 5453082

           (ii)  Other approved securities

 18384

 15631

 43095

 32147

 80111

 66743

           (iii) Shares

 49834

 44773

 6436

 6646

 86918

 120571

           (iv)  Debentures and Bonds

 227834

 239884

 55931

 62710

 400668

 447036

           (v)   Subsidiaries and/or joint ventures

 4600

 9200

 65

 65

 53506

 53949

           (vi)  Others

 35753

 46956

 857

 65765

 334311

 135669

     6.2. Investments outside India

-

-

-

-

 21984

 61468

          (i)    Government securities

-

-

-

-

-

-

          (ii)   Subsidiaries and/or joint ventures

-

-

-

-

 21976

 34764

          (iii)  Others

-

-

-

-

 8

 26704

7. Advances

 5456583

 6850037

 1834330

 2461535

 11950157

 15470299

 

(60.2)

(60.8)

(59.3)

(59.5)

(60.0)

(62.7)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 290402

 240493

 64914

 81135

 436782

 439996

     7A.2. Cash credits, overdrafts & loans

 1952853

 2517959

 605338

 731996

 5593713

 6891786

     7A.3. Term loans

 3213328

 4091585

 1164077

 1648404

 5919662

 8138516

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

 4260562

 5652680

 1349081

 1702926

 9770673

 12712850

     7B.2. Covered by Bank/Govt. Guarantees

 674991

 457513

 74880

 74505

 169436

 609424

     7B.3. Unsecured

 521030

 739844

 410370

 684104

 2010047

 2148025

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 5456583

 6850036

 1834330

 2461535

 11946826

 15087802

           (i)   Priority sectors

 1753182

 2124172

 592570

 719518

 4621688

 4921235

           (ii)  Public sectors

 653837

 771026

 215759

 466178

 1286140

 1142177

           (iii) Banks

 62498

 10215

 64396

 73769

 62495

 24556

           (iv)  others

 2987066

 3944623

 961605

 1202070

 5976503

 8999834

     7C.II. Advances outside India

-

-

-

-

 3330

 382497

8. Fixed Assets

 38746

 138386

 56896

 55576

 231552

 239711

 

 (0.4)

(1.2)

(1.8)

(1.3)

(1.2)

(1.0)

     8.1. Premises

 20361

 121512

 54311

 52014

 183527

 184534

     8.2. Fixed assets under construction

 470

 131

-

-

-

-

     8.3. Other Fixed assets

 17914

 16743

 2585

 3562

 48024

 55177

9. Other Assets

 158661

 198428

 62341

 72481

 438084

 502020

 

(1.7)

(1.7)

(2.0)

(1.7)

(2.2)

(2.0)

     9.1  Inter-office adjustments (net)

-

-

-

-

-

-

     9.2  Interest accrued

 76541

 83051

 18573

 22824

 141742

 151424

     9.3  Tax paid

 36230

 68361

 26856

 34165

 126322

 114446

     9.4  Stationery and Stamps

 117

 166

 237

 252

 752

 907

     9.5  Others

 45773

 46850

 16675

 15240

 169269

 235243

Total Assets

 9070532

 11258259

3094920

 4136379

19902036

24691862

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Syndicate Bank

UCO Bank

Union Bank of India

 2008

 2009

 2008

 2009

 2008

 2009

(31)

(32)

(33)

(34)

(35)

(36)

1. Capital

 52197

 52197

 79936

 124936

 50512

 50512

 

 (0.5)

 (0.4)

 (0.9)

(1.1)

 (0.4)

 (0.3)

2. Reserves and Surplus

 376948

 448805

 212696

 270768

 684259

 823524

 

(3.5)

(3.4)

(2.4)

(2.4)

(5.5)

(5.1)

      2.1. Statutory Reserves

 105145

 127965

 55165

69108

 213000

 264800

      2.2. Capital Reserves

 1687

 5501

 52559

67403

 28715

 50423

      2.3. Share Premium

 20000

 20000

 4000

 4000

 53236

 53236

      2.4. Investments Fluctuations Reserves

-

-

-

-

-

-

      2.5. Revenue and other Reserves

 250116

 295339

 40949

 49777

 389243

 454982

      2.6.  Balance of Profit

-

-

 60023

 80480

 65

 83

3. Deposits

 9517080

 11588514

 7990895

 10022156

 10385865

 13870284

 

(88.8)

(89.0)

(89.0)

(89.8)

(83.8)

(86.2)

     Type-wise

 

 

 

 

 

 

     3A.1. Demand deposits

 1068728

 1052683

 578929

 731898

 1183581

 1316642

           (i)  From banks

 35230

 50466

 21470

 38038

 107376

 78297

           (ii) From others

 1033498

 1002217

 557459

 693860

 1076205

 1238345

     3A.2. Savings bank deposits

 1876524

 2145559

 1471647

 1684495

 2436823

 2854476

     3A.3. Term deposits

 6571828

 8390272

 5940319

 7605763

 6765461

 9699166

           (i)  From banks

 391706

 970213

 541809

 715304

 235148

 371704

           (ii) From others

 6180122

 7420059

 5398510

 6890459

 6530313

 9327462

     Location-wise

 

 

 

 

 

 

     3B.1. Deposits of branches in India

 9085376

 10868820

 7418975

 9321295

 10385864

 13841601

     3B.2. Deposits of branches outside India

 431705

 719694

 571919

 700862

-

 28682

4. Borrowings

 130616

 219048

 171595

 206242

 476049

 388490

 

(1.2)

(1.7)

(1.9)

(1.8)

(3.8)

(2.4)

     4.1. Borrowings in India

 60568

 168048

 166017

 191695

 192652

 65185

          (i)   From Reserve Bank of India

-

-

-

-

 57500

-

          (ii)  From other banks

 266

 11

 19898

 360

 20338

-

          (iii) From other institutions and agencies

 60302

 168037

 146119

 191335

 114814

 65185

     4.2. Borrowings outside India

 70049

 51000

 5579

 14547

 283397

 323305

     Secured borrowings included in 4.

-

-

 146119

 191335

 60508

 30390

5. Other liabilities and provisions

 636386

 717003

 524373

 542314

 802505

 964743

 

(5.9)

(5.5)

(5.8)

(4.9)

(6.5)

(6.0)

     5.1.  Bills Payable

 154804

 91013

 36710

 23164

 158213

 172664

     5.2.  Inter-office adjustments

-

-

-

-

-

-

     5.3.  Interest accrued

 44123

 50895

 40530

 40848

 61239

 53677

     5.4 . Subordinate debt

 258470

322370

-

-

 375000

 489000

     5.5. Deferred Tax Liabilities

-

-

-

-

 7890

-

     5.6.  Others (including provisions)

 178990

252725

 447132

 478302

 200163

 249402

Total Liabilities

10713228

13025567

8979494

11166417

12399188

16097551

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

Syndicate Bank

UCO Bank

Union Bank of India

2008

2009

2008

2009

2008

2009

(31)

(32)

(33)

(34)

(35)

(36)

1  Cash in hand

 40183

 33443

 21289

 18565

 34579

 42102

 

 (0.4)

 (0.3)

 (0.2)

 (0.2)

 (0.3)

 (0.3)

2. Balances with RBI

 997308

 1220880

 548982

 640320

 910895

 857103

 

(9.3)

(9.4)

(6.1)

(5.7)

(7.3)

(5.3)

3. Balances with banks in india

 27700

 11061

 35636

 61711

 40112

 99185

 

 (0.3)

 (0.1)

 (0.4)

 (0.6)

 (0.3)

 (0.6)

4. Money at call and short notice

 40000

 106480

 152161

 73066

-

 154916

 

 (0.4)

 (0.8)

(1.7)

 (0.7)

(-)

(1.0)

5. Balances with banks outside India

 60524

 68577

 52284

 291683

 24198

 445188

 

 (0.6)

 (0.5)

 (0.6)

(2.6)

 (0.2)

(2.8)

6. Investments

 2807593

 3053723

 2424963

 2938478

 3382263

 4299696

 

(16.5)

(14.5)

(17.1)

(16.6)

(17.4)

(17.0)

     6.1. Investments in India

 2776905

 3017755

 2275583

 2811032

 3382245

 4299677

           (i)   Government securities

 2514694

 2732117

 1880517

 2272512

 2783681

 3485742

           (ii)  Other approved securities

 15349

 12321

 30943

 33081

 38030

 28764

           (iii) Shares

 37482

 19323

 46055

 48619

 43653

 38959

           (iv)  Debentures and Bonds

 172462

 172065

 146136

 216719

 405100

 365117

           (v)   Subsidiaries and/or joint ventures

 3360

 3360

-

-

 1916

 1916

           (vi)  Others

 33558

 78569

 171932

 240101

 109865

 379179

     6.2. Investments outside India

 30688

 35968

 149380

 127446

 20

 20

          (i)    Government securities

-

-

 142049

 117167

-

-

          (ii)   Subsidiaries and/or joint ventures

-

-

-

-

-

-

          (iii)  Others

 30688

 35968

 7331

 10279

 20

 20

7. Advances

 6405101

 8153227

5508189

 6880386

 7426691

 9653423

 

(59.8)

(62.6)

(61.3)

(61.6)

(59.9)

(60.0)

     Type-wise

 

 

 

 

 

 

     7A.1. Bills purchased and discounted

 128025

 164043

 280522

 361377

 400007

 445650

     7A.2. Cash credits, overdrafts & loans

 1673906

 1982021

1926929

 2034899

 3789827

 5284009

     7A.3. Term loans

 4603170

 6007163

3300739

 4484110

 3236856

 3923764

     Security-wise

 

 

 

 

 

 

     7B.1. Secured by tangible assets

 4302224

 5184540

 3854473

 4837204

 6142559

 7376235

     7B.2. Covered by Bank/Govt. Guarantees

 289211

 416920

 510706

 708397

 123612

 279733

     7B.3. Unsecured

 1813667

 2551767

 1143010

 1334785

 1160519

 1997455

     Sector-wise

 

 

 

 

 

 

     7C.I. Advances in India

 5804898

 7320310

 5058369

 6315488

 7426692

 9522887

           (i)   Priority sectors

 2058036

 2639325

 1819110

 2152588

 2826438

 3198041

           (ii)  Public sectors

 678235

 958968

 602139

 666209

 728549

 1325868

           (iii) Banks

 49378

 190607

 16062

 6207

 100351

 113180

           (iv)  others

 3019249

 3531410

 2621058

 3490484

 3771354

 4885798

     7C.II. Advances outside India

 600204

 832916

 449821

 564898

-

 130535

8. Fixed Assets

 76952

 74203

 68434

 71885

 220040

 233516

 

 (0.7)

 (0.6)

 (0.8)

 (0.6)

(1.8)

(1.5)

     8.1. Premises

 50779

 49409

 53203

 55578

183571

 186776

     8.2. Fixed assets under construction

 1423

 2187

-

-

 457

 786

     8.3. Other Fixed assets

 24751

 22606

 15229

 16308

36011

 45954

9. Other Assets

 257867

 303973

 167555

 190322

 360410

 312423

 

(2.4)

(2.3)

(1.9)

(1.7)

(2.9)

(1.9)

     9.1  Inter-office adjustments (net)

 32495

 63544

 2204

 3638

 26167

 43449

     9.2  Interest accrued

 66595

 68141

 49145

 55575

 98179

 91024

     9.3  Tax paid

 61400

 50955

 31873

 38894

 72412

 27298

     9.4  Stationery and Stamps

 1047

 1214

 661

 712

 566

 1334

     9.5  Others

 96329

 120118

 83672

 91503

 163087

 149317

Total Assets

 10713228

 13025567

 8979494

 11166417

 12399188

 16097551

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

United Bank of India

Vijaya Bank

2008

2009

2008

2009

(37)

(38)

(39)

(40)

1. Capital

 153243

 178243

 43352

 93352

 

(2.8)

(2.9)

 (0.8)

(1.5)

2. Reserves and Surplus

 112884

 129533

 202553

 221578

 

(2.1)

(2.1)

(3.6)

(3.6)

      2.1. Statutory Reserves

 20832

 24582

 61869

 68431

      2.2. Capital Reserves

 52364

 65263

 1532

 16160

      2.3. Share Premium

-

-

 14000

 14000

      2.4. Investments Fluctuations Reserves

-

-

-

-

      2.5. Revenue and other Reserves

 39688

 39688

 50083

 47940

      2.6.  Balance of Profit

-

-

 75069

 75047

3. Deposits

4697071

5453590

4795202

5453542

 

(86.5)

(87.9)

(85.3)

(87.4)

     Type-wise

 

 

 

 

     3A.1. Demand deposits

 507568

 539535

 482214

 413767

           (i)  From banks

 22160

 30736

 6936

 2173

           (ii) From others

 485408

 508799

 475278

 411594

     3A.2. Savings bank deposits

1303961

1521243

 826947

 896938

     3A.3. Term deposits

2885542

3392812

3486041

4142837

           (i)  From banks

 82984

 151305

 3289

 3038

           (ii) From others

2802558

3241507

3482752

4139799

     Location-wise

 

 

 

 

     3B.1. Deposits of branches in India

 4697072

 5453590

 4795201

 5453542

     3B.2. Deposits of branches outside India

-

-

-

-

4. Borrowings

 116207

 45677

 191887

 61924

 

(2.1)

 (0.7)

(3.4)

(1.0)

     4.1. Borrowings in India

 114934

 42041

 152990

 61924

          (i)   From Reserve Bank of India

 25000

-

-

-

          (ii)  From other banks

 101

 510

 228

 19

          (iii) From other institutions and agencies

 89833

 41531

 152762

 61905

     4.2. Borrowings outside India

 1272

 3635

 38897

-

     Secured borrowings included in 4.

 56000

-

 79972

-

5. Other liabilities and provisions

 351688

 397029

 385437

 407864

 

(6.5)

(6.4)

(6.9)

(6.5)

     5.1.  Bills Payable

 52485

 69310

 52299

 41205

     5.2.  Inter-office adjustments

 18341

 16565

 68528

 85346

     5.3.  Interest accrued

 37630

 36439

 10742

 20986

     5.4 . Subordinate debt

 127500

 152500

 165000

 165000

     5.5. Deferred Tax Liabilities

-

-

-

-

     5.6.  Others (including provisions)

 115732

 122215

 88869

 95327

Total Liabilities

5431095

6204071

5618431

6238260

 

(100.0)

(100.0)

(100.0)

(100.0)

Note : Figures in brackets indicate per cent share in total.

Source : Annual accounts of banks of respective years.


TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2008 AND 2009 (Contd.)

NATIONALISED BANKS

(Amount in Rs. lakh)

 

As on March 31

Items

United Bank of India

Vijaya Bank

2008

2009

2008

2009

(37)

(38)

(39)

(40)

1  Cash in hand

 22433

 22830

 19550

 19371

 

 (0.4)

 (0.4)

 (0.3)

 (0.3)

2. Balances with RBI

 502509

 430396

 546606

 553669

 

(9.3)

(6.9)

(9.7)

(8.9)

3. Balances with banks in india

 61782

 33679

 38668

 8545

 

(1.1)

 (0.5)

 (0.7)

 (0.1)

4. Money at call and short notice

-

 150058

-

 157960

 

(-)

(2.4)

(-)

(2.5)

5. Balances with banks outside India

 491

 4057

 4914

 27671

 

(-)

 (0.1)

 (0.1)

 (0.4)

6. Investments

 1851464

 1792421

 1661732

 1738770

 

(22.8)

(18.6)

(19.2)

(17.9)

     6.1. Investments in India

 1851463

1792422

 1661732

1738772

           (i)   Government securities

 1273970

1406328

 1365208

1429972

           (ii)  Other approved securities

 12874

 7772

 5704

 3714

           (iii) Shares

 18588

 13892

 19098

 13245

           (iv)  Debentures and Bonds

 97218

 116113

 152252

 130999

           (v)   Subsidiaries and/or joint ventures

-

-

 623

 633

           (vi)  Others

 448813

 248317

 118847

 160209

     6.2. Investments outside India

 1

-

-

-

          (i)    Government securities

-

-

-

-

          (ii)   Subsidiaries and/or joint ventures

-

-

-

-

          (iii)  Others

 1

-

-

-

7. Advances

 2785811

3539355

 3168922

3546811

 

 (51.3)

 (57.1)

 (56.4)

 (56.9)

     Type-wise

 

 

 

 

     7A.1. Bills purchased and discounted

 92362

 119554

 130526

 88823

     7A.2. Cash credits, overdrafts & loans

 789943

 840297

 1252535

1298731

     7A.3. Term loans

 1903505

2579503

 1785861

2159257

     Security-wise

 

 

 

 

     7B.1. Secured by tangible assets

 2240255

2998685

 2315681

2900805

     7B.2. Covered by Bank/Govt. Guarantees

 89057

 83045

 79915

 166796

     7B.3. Unsecured

 456500

 457624

 773326

 479210

     Sector-wise

 

 

 

 

     7C.I. Advances in India

 2785810

3539354

 3168922

3546812

           (i)   Priority sectors

 903837

1100574

 1131195

1241932

           (ii)  Public sectors

 457439

 877241

 524268

 667285

           (iii) Banks

 159461

 20169

 85

 99

           (iv)  others

 1265073

1541370

 1513374

1637496

     7C.II. Advances outside India

-

-

-

-

8. Fixed Assets

 62281

 62422

 50782

 49324

 

(1.1)

(1.0)

 (0.9)

 (0.8)

     8.1. Premises

 49719

 47874

 40465

 38290

     8.2. Fixed assets under construction

 43

 86

-

-

     8.3. Other Fixed assets

 12520

 14461

 10317

 11035

9. Other Assets

 144324

 168853

 127259

 136136

 

 (2.6)

 (2.7)

 (2.2)

 (2.2)

     9.1  Inter-office adjustments (net)

-

-

-

-

     9.2  Interest accrued

 44608

 32118

 42616

 42259

     9.3  Tax paid

38884

40056

52703

52104

     9.4  Stationery and Stamps

376

391

97

81

     9.5  Others

 60456

 96287

 31842

41693

Total Assets

5431095

6204071

5618431

6238260

 

(100.0)

(100.0)

(100.0)

(100.0)

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