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Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks March 1998

 
 
 
 
 

(Amount in Rupees Lakh)


 

CASH CREDIT


 

OVERDRAFTS


 

DEMAND LOANS


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

  
 

standing


 
 

standing


 
 

standing


 

1


2


3


4


5


6


7


8


9


Less than 6%

6

5,58

4,33

4

5

4

100

10,88

4,45

          

6% and above but less than 10%

800

87,14

74,76

341

130,61

117,51

1,114

100,20

78,91

          

10% and above but less than 12%

4,825

656,17

551,45

3,262

207,62

167,34

8,479

529,74

416,17

          

12% and above but less than 14%

1,98,074

6338,96

5191,30

1,17,189

2165,79

1522,33

2,56,829

3196,33

2766,67

          

14% and above but less than 15%

2,21,598

13038,31

10312,60

1,00,388

3473,56

2868,91

2,25,036

9362,83

7916,73

          

15% and above but less than 16%

84,086

8912,12

6888,80

95,448

4312,12

3654,88

1,51,410

7255,34

6341,79

          

16% and above but less than 17%

1,20,690

20112,06

15926,77

62,443

2872,33

2110,63

1,58,008

6341,25

5677,00

          

17% and above but less than 18%

99,829

20913,73

16567,33

36,781

2774,26

2030,34

54,233

6790,16

5998,58

          

18% and above but less than 20%

1,16,093

26884,90

22130,33

55,235

6556,31

5077,99

60,330

9954,43

8878,08

          

20% and above


43,131


8988,44


7503,13


53,658


4387,18


3610,36


38,455


4239,20


3614,02


Total Loans & Advances


8,89,132


105937,40


85150,80


5,24,749


26879,83


21160,34


9,53,994


47780,34


41692,41


 
 
 
 
 
 
 

MEDIUM TERM LOANS


 

LONG TERM LOANS


 

PACKING CREDIT


INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

  
 

standing


 
 

standing


 
 

standing


 

10


11


12


13


14


15


16


17


18


Less than 6%

8,041

69,01

59,33

2,60,118

3018,14

2624,00

-

-

-

          

6% and above but less than 10%

15,747

135,10

111,11

41,870

492,50

421,49

315

403,54

285,59

          

10% and above but less than 12%

26,860

634,40

550,14

1,55,730

3137,38

2840,19

1,240

1779,51

1414,82

          

12% and above but less than 14%

3,74,736

4323,07

3813,81

6,91,415

9798,73

8553,07

13,443

15691,79

12264,40

          

14% and above but less than 15%

3,78,215

6414,19

5774,30

7,66,739

13369,88

11436,25

1,874

392,94

287,14

          

15% and above but less than 16%

2,99,047

6789,93

6346,85

2,59,155

7789,46

6609,97

1,159

659,77

514,19

          

16% and above but less than 17%

2,02,579

3973,16

3310,53

1,61,450

9236,32

8084,13

797

447,26

307,35

          

17% and above but less than 18%

1,16,706

4358,11

3793,89

1,35,279

8950,29

7478,70

2,166

1457,35

1153,14

          

18% and above but less than 20%

1,09,728

6475,36

5672,09

1,30,016

11196,16

9676,88

1,514

1271,47

978,24

          

20% and above

83,304

3251,34

2840,29

66,555

4315,20

3959,66

9

5,37

4,48

 
 
 
 
 
 
 
 
 
 

Total Loans & Advances


16,14,963


36423,69


32272,33


26,68,327


71304,06


61684,35


22,517


22108,99


17209,35


See Notes on Tables.

         

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