Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1999 - ആർബിഐ - Reserve Bank of India
Table No. 4.2 - Interest Rate Range and Type of Account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks March 1999
| | | | | | | (Amount in Rupees Lakh) | ||
CASH CREDIT | OVERDRAFTS | DEMAND LOANS | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
| | standing | | | standing | | | standing | |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
Less than 6% | 5 | 6,97 | 3,57 | 1 | 16 | 16 | 11 | 4,68 | 2,63 |
6% and above but less than 10% | 569 | 209,06 | 143,08 | 205 | 95,84 | 73,88 | 381 | 113,41 | 74,26 |
10% and above but less than 12% | 2,131 | 1077,43 | 868,39 | 774 | 415,53 | 330,79 | 1,178 | 509,57 | 419,79 |
12% and above but less than 13% | 4,556 | 6149,46 | 4757,99 | 5,874 | 1600,28 | 847,78 | 4,959 | 4523,84 | 4066,59 |
13% and above but less than 14% | 22,893 | 12689,60 | 9561,00 | 12,473 | 1962,48 | 1359,43 | 8,778 | 8824,13 | 8027,04 |
14% and above but less than 15% | 37,015 | 11965,00 | 8659,05 | 13,405 | 3087,94 | 2687,22 | 9,880 | 5616,69 | 4287,61 |
15% and above but less than 16% | 45,341 | 15176,33 | 11975,77 | 20,355 | 5438,21 | 4114,33 | 10,901 | 7602,23 | 6533,55 |
16% and above but less than 17% | 1,02,704 | 31121,88 | 24592,01 | 19,336 | 6662,88 | 4056,22 | 15,709 | 10238,79 | 7537,48 |
17% and above but less than 18% | 71,329 | 19656,84 | 15730,22 | 18,763 | 3907,85 | 2789,68 | 9,724 | 5129,38 | 4140,52 |
18% and above but less than 20% | 52,110 | 14616,78 | 12002,36 | 21,257 | 3739,04 | 3114,60 | 11,110 | 3983,07 | 3412,13 |
20% and above | 20,948 | 5289,36 | 4445,85 | 13,184 | 2466,63 | 2144,22 | 6,029 | 2420,80 | 2147,05 |
TOTAL LOANS & ADVANCES | 3,59,601 | 117958,70 | 92739,28 | 1,25,627 | 29376,83 | 21518,32 | 78,660 | 48966,57 | 40648,65 |
| | | | | | | | | |
MEDIUM TERM LOANS | LONG TERM LOANS | PACKING CREDIT | |||||||
INTEREST RATE RANGE | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |
| | standing | | | standing | | | standing | |
| 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
Less than 6% | 302 | 29,41 | 21,88 | 18,041 | 766,04 | 669,61 | - | - | - |
6% and above but less than 10% | 455 | 103,20 | 80,32 | 2,095 | 202,30 | 165,72 | 7,442 | 12135,78 | 9137,24 |
10% and above but less than 12% | 2,527 | 976,23 | 652,24 | 60,463 | 4429,84 | 3892,06 | 1,952 | 3374,51 | 2500,59 |
12% and above but less than 13% | 4,650 | 2378,08 | 2018,18 | 14,294 | 9741,92 | 8400,27 | 2,159 | 3155,21 | 2421,11 |
13% and above but less than 14% | 15,964 | 3145,07 | 2795,69 | 33,472 | 8274,43 | 7308,94 | 2,167 | 2184,56 | 1531,23 |
14% and above but less than 15% | 16,486 | 3550,31 | 3222,06 | 48,909 | 7357,69 | 6190,04 | 395 | 295,92 | 234,59 |
15% and above but less than 16% | 73,583 | 5866,96 | 5258,90 | 64,073 | 9600,39 | 8326,21 | 574 | 614,35 | 299,75 |
16% and above but less than 17% | 32,988 | 5419,67 | 4740,24 | 83,452 | 13047,41 | 11059,65 | 864 | 834,56 | 559,84 |
17% and above but less than 18% | 25,769 | 4201,98 | 3678,07 | 60,050 | 7868,15 | 6505,48 | 2,051 | 1490,67 | 1180,88 |
18% and above but less than 20% | 23,292 | 3341,34 | 2843,01 | 54,671 | 6745,86 | 5668,15 | 651 | 390,47 | 316,43 |
20% and above | 11,931 | 1456,70 | 1244,69 | 17,797 | 2907,78 | 2673,63 | 6 | 1,63 | 1,28 |
TOTAL LOANS & ADVANCES | 2,07,947 | 30468,96 | 26555,27 | 4,57,317 | 70941,79 | 60859,78 | 18,261 | 24477,65 | 18182,94 |
See Notes on Tables. |