Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 4) - ആർബിഐ - Reserve Bank of India
Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 4)
| | | | | | | (Amount in Rupees Lakh) | |||||||||
Rs. 25,000 AND LESS | ABOVE Rs. 25,000 AND | |||||||||||||||
| | | UPTO Rs. 50,000 | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | |||||||
I. | AGRICULTURE | 202,69,975 | 17477,84 | 16284,23 | 6,31,223 | 2271,34 | 2176,98 | |||||||||
1. | Direct Finance | 200,23,186 | 17221,10 | 16039,28 | 6,09,044 | 2187,12 | 2092,60 | |||||||||
2. | Indirect Finance | 2,46,789 | 256,74 | 244,95 | 22,179 | 84,23 | 84,37 | |||||||||
II. | INDUSTRY | 34,39,336 | 2987,80 | 2848,25 | 2,77,743 | 1041,71 | 1136,13 | |||||||||
1. | Mining & Quarrying | - | - | - | 4,224 | 15,75 | 17,48 | |||||||||
2. | Food Manufacturing & Processing | 38,404 | 41,71 | 40,37 | 35,215 | 129,90 | 138,35 | |||||||||
(a) | Rice Mills, Flour & Dal Mills | - | - | - | 14,017 | 51,08 | 54,42 | |||||||||
(b) | Sugar | - | - | - | 285 | 1,04 | 1,16 | |||||||||
(c) | Edible Oils & Vanaspati | - | - | - | 6,326 | 23,39 | 26,24 | |||||||||
(d) | Tea Processing | - | - | - | 112 | 43 | 43 | |||||||||
(e) | Processing of Fruits & Vegetables | - | - | - | 913 | 3,45 | 3,36 | |||||||||
(f) | Others | 38,404 | 41,71 | 40,37 | 13,562 | 50,52 | 52,73 | |||||||||
3. | Beverage & Tobacco | - | - | - | 1,551 | 5,82 | 6,47 | |||||||||
4. | Textiles | - | - | - | 35,920 | 133,87 | 149,06 | |||||||||
(a) | Cotton Textiles | - | - | - | 6,359 | 24,16 | 27,84 | |||||||||
(b) | Jute Textiles | - | - | - | 488 | 1,75 | 2,83 | |||||||||
(c) | Handloom Textiles & Khadi | - | - | - | 3,763 | 13,83 | 13,98 | |||||||||
(d) | Other Textiles | - | - | - | 25,310 | 94,12 | 104,40 | |||||||||
5. | Paper, Paper Products & Printing | - | - | - | 10,800 | 40,76 | 48,41 | |||||||||
6. | Leather & Leather Products | - | - | - | 5,048 | 18,64 | 22,16 | |||||||||
7. | Rubber & Rubber Products | - | - | - | 2,228 | 8,45 | 10,39 | |||||||||
8. | Chemicals & Chemical Products | - | - | - | 11,894 | 45,30 | 54,91 | |||||||||
(a) | Heavy Industrial Chemicals | - | - | - | 525 | 1,99 | 3,32 | |||||||||
(b) | Fertilisers | - | - | - | 155 | 57 | 1,13 | |||||||||
(c) | Drugs & Pharmaceuticals | - | - | - | 1,771 | 6,95 | 9,49 | |||||||||
(d) | Non-Edible Oils | - | - | - | 324 | 1,28 | 1,55 | |||||||||
(e) | Other Chemicals & Chemical Products | - | - | - | 9,119 | 34,50 | 39,41 | |||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 1,222 | 4,50 | 6,45 | |||||||||
10. | Manufacture of Cement & Cement Products | - | - | - | 3,045 | 11,09 | 11,76 | |||||||||
11. | Basic Metals & Metal Products | - | - | - | 20,103 | 75,55 | 86,49 | |||||||||
(a) | Iron & Steel | - | - | - | 2,710 | 10,54 | 17,03 | |||||||||
(b) | Non-Ferrous Metals | - | - | - | 592 | 2,29 | 2,60 | |||||||||
(c) | Other Metal Products | - | - | - | 16,801 | 62,72 | 66,86 | |||||||||
12. | Engineering | - | - | - | 21,940 | 83,31 | 104,92 | |||||||||
(a) | Heavy Engineering | - | - | - | 1,941 | 7,32 | 8,61 | |||||||||
(b) | Light Engineering | - | - | - | 9,775 | 37,08 | 43,72 | |||||||||
(c) | Electrical Machinery & Goods | - | - | - | 5,884 | 22,34 | 33,87 | |||||||||
(d) | Electronic Machinery & Goods | - | - | - | 4,340 | 16,57 | 18,72 | |||||||||
13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 9,002 | 33,26 | 33,10 | |||||||||
14. | Other Industries | 34,00,932 | 2946,09 | 2807,89 | 1,08,939 | 409,93 | 417,44 | |||||||||
15. | Electricity, Gas & Water | - | - | - | 1,976 | 7,37 | 7,06 | |||||||||
(a) | Electricity Generation & Transmission | - | - | - | 1,459 | 5,54 | 5,38 | |||||||||
(b) | Non-Conventional Energy | - | - | - | 130 | 46 | 40 | |||||||||
(c) | Gas, Steam & Water Supply | - | - | - | 387 | 1,37 | 1,28 | |||||||||
16. | Construction | - | - | - | 4,636 | 18,22 | 21,70 | |||||||||
III. | TRANSPORT OPERATORS | 8,08,925 | 752,00 | 693,15 | 1,05,453 | 400,06 | 351,50 | |||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 17,76,091 | 1505,30 | 1406,67 | 88,132 | 334,36 | 306,39 | |||||||||
V. | PERSONAL LOANS | 85,46,398 | 10157,71 | 9249,45 | 11,62,094 | 4342,94 | 3609,61 | |||||||||
1. | Loans for Purchase of Consumer Durables | 7,57,442 | 974,32 | 845,45 | 43,013 | 144,65 | 123,48 | |||||||||
2. | Loans for Housing | 4,16,832 | 664,15 | 638,80 | 1,36,112 | 513,54 | 454,58 | |||||||||
3. | Rest of the Personal Loans | 73,72,124 | 8519,24 | 7765,20 | 9,82,969 | 3684,75 | 3031,55 | |||||||||
VI. | TRADE | 74,98,684 | 6461,97 | 5996,41 | 3,54,711 | 1412,00 | 1300,50 | |||||||||
1. | Wholesale Trade | 2,77,018 | 339,21 | 321,19 | 33,681 | 134,70 | 139,38 | |||||||||
2. | Retail Trade | 72,21,666 | 6122,76 | 5675,22 | 3,21,030 | 1277,30 | 1161,13 | |||||||||
VII. | FINANCE | - | - | - | 3,592 | 13,56 | 14,10 | |||||||||
VIII.ALL OTHERS | 44,88,984 | 4736,29 | 4617,05 | 42,178 | 159,39 | 165,53 | ||||||||||
TOTAL BANK CREDIT | 468,28,393 | 44078,91 | 41095,20 | 26,65,126 | 9975,37 | 9060,74 | ||||||||||
OF WHICH: | 1. Artisans & Village Industries | 19,42,108 | 1325,70 | 1219,76 | 52,669 | 194,12 | 187,93 | |||||||||
| | | 2. Other Small Scale Industries | 11,47,107 | 1301,95 | 1274,48 | 1,30,002 | 486,85 | 552,57 | |||||||
| | | | | | | | | | |||||||
ABOVE Rs. 50,000 AND | ABOVE Rs. 1 LAKH AND | |||||||||||||||
UPTO Rs. 1 LAKH | UPTO Rs. 2 LAKH | |||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||||
Accounts | Limit | Outstanding | Accounts | Limit | Outstanding | |||||||||||
| | | | 7 | 8 | 9 | 10 | 11 | 12 | |||||||
I. | AGRICULTURE | 2,81,947 | 2215,14 | 1876,15 | 4,15,590 | 6571,36 | 5386,41 | |||||||||
1. | Direct Finance | 2,71,690 | 2134,07 | 1802,00 | 3,99,611 | 6312,39 | 5169,32 | |||||||||
2. | Indirect Finance | 10,257 | 81,07 | 74,15 | 15,979 | 258,98 | 217,08 | |||||||||
II. | INDUSTRY | 1,87,532 | 1523,72 | 1450,55 | 1,33,355 | 2186,10 | 1976,03 | |||||||||
1. | Mining & Quarrying | 2,909 | 23,55 | 22,46 | 2,959 | 48,92 | 43,11 | |||||||||
2. | Food Manufacturing & Processing | 18,840 | 153,39 | 148,77 | 10,154 | 166,94 | 152,30 | |||||||||
(a) | Rice Mills, Flour & Dal Mills | 7,543 | 61,82 | 59,09 | 4,097 | 67,56 | 61,75 | |||||||||
(b) | Sugar | 196 | 1,55 | 1,54 | 145 | 2,39 | 2,19 | |||||||||
(c) | Edible Oils & Vanaspati | 3,912 | 32,08 | 31,35 | 1,944 | 31,98 | 29,05 | |||||||||
(d) | Tea Processing | 91 | 74 | 2,33 | 98 | 1,59 | 1,45 | |||||||||
(e) | Processing of Fruits & Vegetables | 400 | 3,23 | 3,66 | 257 | 4,25 | 3,64 | |||||||||
(f) | Others | 6,698 | 53,99 | 50,82 | 3,613 | 59,17 | 54,21 | |||||||||
3. | Beverage & Tobacco | 1,043 | 8,44 | 8,16 | 776 | 12,83 | 11,71 | |||||||||
4. | Textiles | 24,883 | 203,89 | 194,94 | 19,026 | 316,63 | 288,61 | |||||||||
(a) | Cotton Textiles | 6,049 | 50,31 | 47,31 | 5,585 | 93,93 | 86,05 | |||||||||
(b) | Jute Textiles | 272 | 2,20 | 1,96 | 228 | 3,72 | 3,27 | |||||||||
(c) | Handloom Textiles & Khadi | 2,485 | 20,82 | 19,55 | 1,542 | 25,67 | 22,38 | |||||||||
(d) | Other Textiles | 16,077 | 130,55 | 126,12 | 11,671 | 193,31 | 176,90 | |||||||||
5. | Paper, Paper Products & Printing | 9,617 | 79,23 | 75,20 | 6,485 | 105,08 | 96,18 | |||||||||
6. | Leather & Leather Products | 2,671 | 21,53 | 20,96 | 1,687 | 27,49 | 27,39 | |||||||||
7. | Rubber & Rubber Products | 1,959 | 16,10 | 15,82 | 2,250 | 37,05 | 32,96 | |||||||||
8. | Chemicals & Chemical Products | 10,646 | 87,98 | 88,62 | 10,657 | 175,26 | 164,54 | |||||||||
(a) | Heavy Industrial Chemicals | 620 | 5,18 | 5,87 | 969 | 15,64 | 13,52 | |||||||||
(b) | Fertilisers | 142 | 1,18 | 1,12 | 139 | 2,34 | 1,99 | |||||||||
(c) | Drugs & Pharmaceuticals | 1,698 | 14,02 | 14,68 | 1,856 | 30,54 | 29,87 | |||||||||
(d) | Non-Edible Oils | 320 | 2,67 | 3,03 | 204 | 3,33 | 2,95 | |||||||||
(e) | Other Chemicals & Chemical Products | 7,866 | 64,93 | 63,92 | 7,489 | 123,41 | 116,22 | |||||||||
9. | Petroleum, Coal Products & Nuclear Fuels | 937 | 7,62 | 7,18 | 851 | 14,06 | 12,42 | |||||||||
10. | Manufacture of Cement & Cement Products | 1,846 | 15,12 | 14,73 | 1,179 | 19,46 | 18,52 | |||||||||
11. | Basic Metals & Metal Products | 16,108 | 131,93 | 128,04 | 13,430 | 221,00 | 205,55 | |||||||||
(a) | Iron & Steel | 2,972 | 24,65 | 25,38 | 3,549 | 59,11 | 56,93 | |||||||||
(b) | Non-Ferrous Metals | 590 | 4,94 | 5,44 | 773 | 12,79 | 12,32 | |||||||||
(c) | Other Metal Products | 12,546 | 102,35 | 97,22 | 9,108 | 149,10 | 136,31 | |||||||||
12. | Engineering | 19,755 | 162,15 | 153,93 | 16,034 | 263,65 | 234,85 | |||||||||
(a) | Heavy Engineering | 2,133 | 17,74 | 17,45 | 2,816 | 47,04 | 41,41 | |||||||||
(b) | Light Engineering | 8,733 | 71,97 | 67,70 | 7,199 | 117,84 | 103,94 | |||||||||
(c) | Electrical Machinery & Goods | 4,486 | 36,64 | 35,27 | 3,575 | 59,07 | 52,40 | |||||||||
(d) | Electronic Machinery & Goods | 4,403 | 35,80 | 33,52 | 2,444 | 39,70 | 37,10 | |||||||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 6,067 | 47,98 | 44,37 | 5,772 | 95,02 | 77,00 | |||||||||
14. | Other Industries | 63,378 | 508,28 | 476,25 | 34,933 | 567,98 | 509,46 | |||||||||
15. | Electricity, Gas & Water | 2,178 | 17,65 | 12,28 | 2,598 | 40,13 | 30,98 | |||||||||
(a) | Electricity Generation & Transmission | 1,802 | 14,59 | 9,53 | 2,319 | 35,78 | 27,17 | |||||||||
(b) | Non-Conventional Energy | 74 | 59 | 52 | 48 | 80 | 81 | |||||||||
(c) | Gas, Steam & Water Supply | 302 | 2,47 | 2,23 | 231 | 3,55 | 3,00 | |||||||||
16. | Construction | 4,695 | 38,88 | 38,84 | 4,564 | 74,60 | 70,43 | |||||||||
III. | TRANSPORT OPERATORS | 65,598 | 483,69 | 441,37 | 82,271 | 1379,49 | 1039,62 | |||||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 73,226 | 587,82 | 511,25 | 45,725 | 729,77 | 591,58 | |||||||||
V. | PERSONAL LOANS | 6,89,432 | 5221,95 | 4300,57 | 6,37,533 | 9436,05 | 8476,07 | |||||||||
1. | Loans for Purchase of Consumer Durables | 9,688 | 75,88 | 64,33 | 11,440 | 178,82 | 143,94 | |||||||||
2. | Loans for Housing | 1,84,125 | 1483,51 | 1289,06 | 2,69,356 | 3977,85 | 3592,39 | |||||||||
3. | Rest of the Personal Loans | 4,95,619 | 3662,55 | 2947,18 | 3,56,737 | 5279,39 | 4739,74 | |||||||||
VI. | TRADE | 2,50,573 | 2034,03 | 1791,13 | 1,35,213 | 2263,10 | 1894,34 | |||||||||
1. Wholesale Trade | 32,772 | 269,13 | 231,70 | 33,331 | 560,78 | 457,70 | ||||||||||
2. Retail Trade | 2,17,801 | 1764,90 | 1559,43 | 1,01,882 | 1702,32 | 1436,63 | ||||||||||
VII. FINANCE | 3,099 | 24,60 | 19,52 | 2,676 | 42,69 | 31,72 | ||||||||||
VIII.ALL OTHERS | 32,346 | 258,02 | 239,62 | 26,623 | 416,41 | 370,63 | ||||||||||
TOTAL BANK CREDIT | 15,83,753 | 12348,96 | 10630,17 | 14,78,986 | 23024,98 | 19766,39 | ||||||||||
OF WHICH: | 1. Artisans & Village Industries | 21,067 | 163,98 | 151,14 | 7,660 | 121,75 | 104,98 | |||||||||
| | | 2. Other Small Scale Industries | 93,826 | 770,76 | 743,38 | 68,746 | 1132,54 | 1034,05 |