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Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 1 of 4)

 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

Rs. 25,000 AND LESS

ABOVE Rs. 25,000 AND

     
 
 

UPTO Rs. 50,000


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

202,69,975

17477,84

16284,23

6,31,223

2271,34

2176,98

 

1.

Direct Finance

200,23,186

17221,10

16039,28

6,09,044

2187,12

2092,60

 

2.

Indirect Finance

2,46,789

256,74

244,95

22,179

84,23

84,37

II.

INDUSTRY

34,39,336

2987,80

2848,25

2,77,743

1041,71

1136,13

 

1.

Mining & Quarrying

-

-

-

4,224

15,75

17,48

 

2.

Food Manufacturing & Processing

38,404

41,71

40,37

35,215

129,90

138,35

  

(a)

Rice Mills, Flour & Dal Mills

-

-

-

14,017

51,08

54,42

  

(b)

Sugar

-

-

-

285

1,04

1,16

  

(c)

Edible Oils & Vanaspati

-

-

-

6,326

23,39

26,24

  

(d)

Tea Processing

-

-

-

112

43

43

  

(e)

Processing of Fruits & Vegetables

-

-

-

913

3,45

3,36

  

(f)

Others

38,404

41,71

40,37

13,562

50,52

52,73

 

3.

Beverage & Tobacco

-

-

-

1,551

5,82

6,47

 

4.

Textiles

-

-

-

35,920

133,87

149,06

  

(a)

Cotton Textiles

-

-

-

6,359

24,16

27,84

  

(b)

Jute Textiles

-

-

-

488

1,75

2,83

  

(c)

Handloom Textiles & Khadi

-

-

-

3,763

13,83

13,98

  

(d)

Other Textiles

-

-

-

25,310

94,12

104,40

 

5.

Paper, Paper Products & Printing

-

-

-

10,800

40,76

48,41

 

6.

Leather & Leather Products

-

-

-

5,048

18,64

22,16

 

7.

Rubber & Rubber Products

-

-

-

2,228

8,45

10,39

 

8.

Chemicals & Chemical Products

-

-

-

11,894

45,30

54,91

  

(a)

Heavy Industrial Chemicals

-

-

-

525

1,99

3,32

  

(b)

Fertilisers

-

-

-

155

57

1,13

  

(c)

Drugs & Pharmaceuticals

-

-

-

1,771

6,95

9,49

  

(d)

Non-Edible Oils

-

-

-

324

1,28

1,55

  

(e)

Other Chemicals & Chemical Products

-

-

-

9,119

34,50

39,41

 

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1,222

4,50

6,45

 

10.

Manufacture of Cement & Cement Products

-

-

-

3,045

11,09

11,76

 

11.

Basic Metals & Metal Products

-

-

-

20,103

75,55

86,49

  

(a)

Iron & Steel

-

-

-

2,710

10,54

17,03

  

(b)

Non-Ferrous Metals

-

-

-

592

2,29

2,60

  

(c)

Other Metal Products

-

-

-

16,801

62,72

66,86

 

12.

Engineering

-

-

-

21,940

83,31

104,92

  

(a)

Heavy Engineering

-

-

-

1,941

7,32

8,61

  

(b)

Light Engineering

-

-

-

9,775

37,08

43,72

  

(c)

Electrical Machinery & Goods

-

-

-

5,884

22,34

33,87

  

(d)

Electronic Machinery & Goods

-

-

-

4,340

16,57

18,72

 

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

9,002

33,26

33,10

 

14.

Other Industries

34,00,932

2946,09

2807,89

1,08,939

409,93

417,44

 

15.

Electricity, Gas & Water

-

-

-

1,976

7,37

7,06

  

(a)

Electricity Generation & Transmission

-

-

-

1,459

5,54

5,38

  

(b)

Non-Conventional Energy

-

-

-

130

46

40

  

(c)

Gas, Steam & Water Supply

-

-

-

387

1,37

1,28

 

16.

Construction

-

-

-

4,636

18,22

21,70

III.

TRANSPORT OPERATORS

8,08,925

752,00

693,15

1,05,453

400,06

351,50

IV.

PROFESSIONAL AND OTHER SERVICES

17,76,091

1505,30

1406,67

88,132

334,36

306,39

V.

PERSONAL LOANS

85,46,398

10157,71

9249,45

11,62,094

4342,94

3609,61

 

1.

Loans for Purchase of Consumer Durables

7,57,442

974,32

845,45

43,013

144,65

123,48

 

2.

Loans for Housing

4,16,832

664,15

638,80

1,36,112

513,54

454,58

 

3.

Rest of the Personal Loans

73,72,124

8519,24

7765,20

9,82,969

3684,75

3031,55

VI.

TRADE

74,98,684

6461,97

5996,41

3,54,711

1412,00

1300,50

 

1.

Wholesale Trade

2,77,018

339,21

321,19

33,681

134,70

139,38

 

2.

Retail Trade

72,21,666

6122,76

5675,22

3,21,030

1277,30

1161,13

VII.

FINANCE

-

-

-

3,592

13,56

14,10

VIII.ALL OTHERS


44,88,984


4736,29


4617,05


42,178


159,39


165,53


TOTAL BANK CREDIT

468,28,393

44078,91

41095,20

26,65,126

9975,37

9060,74

OF WHICH:

1. Artisans & Village Industries

19,42,108

1325,70

1219,76

52,669

194,12

187,93

 
 
 

2. Other Small Scale Industries


11,47,107


1301,95


1274,48


1,30,002


486,85


552,57


 
 
 
 
 
 
 
 
 
 
    

ABOVE Rs. 50,000 AND

ABOVE Rs. 1 LAKH AND

    

UPTO Rs. 1 LAKH


UPTO Rs. 2 LAKH


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

2,81,947

2215,14

1876,15

4,15,590

6571,36

5386,41

 

1.

Direct Finance

2,71,690

2134,07

1802,00

3,99,611

6312,39

5169,32

 

2.

Indirect Finance

10,257

81,07

74,15

15,979

258,98

217,08

II.

INDUSTRY

1,87,532

1523,72

1450,55

1,33,355

2186,10

1976,03

 

1.

Mining & Quarrying

2,909

23,55

22,46

2,959

48,92

43,11

 

2.

Food Manufacturing & Processing

18,840

153,39

148,77

10,154

166,94

152,30

  

(a)

Rice Mills, Flour & Dal Mills

7,543

61,82

59,09

4,097

67,56

61,75

  

(b)

Sugar

196

1,55

1,54

145

2,39

2,19

  

(c)

Edible Oils & Vanaspati

3,912

32,08

31,35

1,944

31,98

29,05

  

(d)

Tea Processing

91

74

2,33

98

1,59

1,45

  

(e)

Processing of Fruits & Vegetables

400

3,23

3,66

257

4,25

3,64

  

(f)

Others

6,698

53,99

50,82

3,613

59,17

54,21

 

3.

Beverage & Tobacco

1,043

8,44

8,16

776

12,83

11,71

 

4.

Textiles

24,883

203,89

194,94

19,026

316,63

288,61

  

(a)

Cotton Textiles

6,049

50,31

47,31

5,585

93,93

86,05

  

(b)

Jute Textiles

272

2,20

1,96

228

3,72

3,27

  

(c)

Handloom Textiles & Khadi

2,485

20,82

19,55

1,542

25,67

22,38

  

(d)

Other Textiles

16,077

130,55

126,12

11,671

193,31

176,90

 

5.

Paper, Paper Products & Printing

9,617

79,23

75,20

6,485

105,08

96,18

 

6.

Leather & Leather Products

2,671

21,53

20,96

1,687

27,49

27,39

 

7.

Rubber & Rubber Products

1,959

16,10

15,82

2,250

37,05

32,96

 

8.

Chemicals & Chemical Products

10,646

87,98

88,62

10,657

175,26

164,54

  

(a)

Heavy Industrial Chemicals

620

5,18

5,87

969

15,64

13,52

  

(b)

Fertilisers

142

1,18

1,12

139

2,34

1,99

  

(c)

Drugs & Pharmaceuticals

1,698

14,02

14,68

1,856

30,54

29,87

  

(d)

Non-Edible Oils

320

2,67

3,03

204

3,33

2,95

  

(e)

Other Chemicals & Chemical Products

7,866

64,93

63,92

7,489

123,41

116,22

 

9.

Petroleum, Coal Products & Nuclear Fuels

937

7,62

7,18

851

14,06

12,42

 

10.

Manufacture of Cement & Cement Products

1,846

15,12

14,73

1,179

19,46

18,52

 

11.

Basic Metals & Metal Products

16,108

131,93

128,04

13,430

221,00

205,55

  

(a)

Iron & Steel

2,972

24,65

25,38

3,549

59,11

56,93

  

(b)

Non-Ferrous Metals

590

4,94

5,44

773

12,79

12,32

  

(c)

Other Metal Products

12,546

102,35

97,22

9,108

149,10

136,31

 

12.

Engineering

19,755

162,15

153,93

16,034

263,65

234,85

  

(a)

Heavy Engineering

2,133

17,74

17,45

2,816

47,04

41,41

  

(b)

Light Engineering

8,733

71,97

67,70

7,199

117,84

103,94

  

(c)

Electrical Machinery & Goods

4,486

36,64

35,27

3,575

59,07

52,40

  

(d)

Electronic Machinery & Goods

4,403

35,80

33,52

2,444

39,70

37,10

 

13.

Vehicles, Vehicle Parts & Transport Equipments

6,067

47,98

44,37

5,772

95,02

77,00

 

14.

Other Industries

63,378

508,28

476,25

34,933

567,98

509,46

 

15.

Electricity, Gas & Water

2,178

17,65

12,28

2,598

40,13

30,98

  

(a)

Electricity Generation & Transmission

1,802

14,59

9,53

2,319

35,78

27,17

  

(b)

Non-Conventional Energy

74

59

52

48

80

81

  

(c)

Gas, Steam & Water Supply

302

2,47

2,23

231

3,55

3,00

 

16.

Construction

4,695

38,88

38,84

4,564

74,60

70,43

III.

TRANSPORT OPERATORS

65,598

483,69

441,37

82,271

1379,49

1039,62

IV.

PROFESSIONAL AND OTHER SERVICES

73,226

587,82

511,25

45,725

729,77

591,58

V.

PERSONAL LOANS

6,89,432

5221,95

4300,57

6,37,533

9436,05

8476,07

 

1.

Loans for Purchase of Consumer Durables

9,688

75,88

64,33

11,440

178,82

143,94

 

2.

Loans for Housing

1,84,125

1483,51

1289,06

2,69,356

3977,85

3592,39

 

3.

Rest of the Personal Loans

4,95,619

3662,55

2947,18

3,56,737

5279,39

4739,74

VI.

TRADE

 

2,50,573

2034,03

1791,13

1,35,213

2263,10

1894,34

 

1. Wholesale Trade

32,772

269,13

231,70

33,331

560,78

457,70

 

2. Retail Trade

2,17,801

1764,90

1559,43

1,01,882

1702,32

1436,63

VII. FINANCE

3,099

24,60

19,52

2,676

42,69

31,72

VIII.ALL OTHERS


32,346


258,02


239,62


26,623


416,41


370,63


TOTAL BANK CREDIT

15,83,753

12348,96

10630,17

14,78,986

23024,98

19766,39

OF WHICH:

1. Artisans & Village Industries

21,067

163,98

151,14

7,660

121,75

104,98

 
 
 

2. Other Small Scale Industries


93,826


770,76


743,38


68,746


1132,54


1034,05


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