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Table No. 5.4 - Size of Credit Limit-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998 (Part 3 of 4)

 
 
 
 
 
 
 
 
(Amount in Rupees Lakh)
    

ABOVE Rs. 50 LAKH AND

ABOVE Rs. 1 CRORE AND

    

UPTO Rs. 1 CRORE


UPTO Rs. 4 CRORE


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

25


26


27


28


29


30


I.

AGRICULTURE

1,610

1105,34

871,73

981

1888,25

1622,76

 

1.

Direct Finance

604

440,43

377,34

457

879,57

752,68

 

2.

Indirect Finance

1,006

664,91

494,40

524

1008,68

870,08

II.

INDUSTRY

19,236

14461,68

11464,73

21,785

44866,08

35668,93

 

1.

Mining & Quarrying

242

178,80

150,57

282

560,70

464,88

 

2.

Food Manufacturing & Processing

1,830

1363,20

1054,19

1,745

3595,95

2755,44

  

(a)

Rice Mills, Flour & Dal Mills

548

397,21

305,99

209

403,03

290,21

  

(b)

Sugar

119

94,90

81,23

218

468,33

364,93

  

(c)

Edible Oils & Vanaspati

345

259,52

198,06

400

869,75

685,75

  

(d)

Tea Processing

229

169,01

125,45

245

479,60

331,57

  

(e)

Processing of Fruits & Vegetables

43

32,68

27,64

71

134,91

104,05

  

(f)

Others

546

409,88

315,83

602

1240,31

978,93

 

3.

Beverage & Tobacco

227

172,77

135,92

316

650,80

584,09

 

4.

Textiles

4,022

3049,33

2309,86

4,524

9319,14

7216,25

  

(a)

Cotton Textiles

1,525

1154,73

869,72

1,892

3997,19

3036,86

  

(b)

Jute Textiles

45

34,52

24,55

89

176,09

113,18

  

(c)

Handloom Textiles & Khadi

82

62,19

51,52

61

119,73

100,70

  

(d)

Other Textiles

2,370

1797,88

1364,07

2,482

5026,12

3965,51

 

5.

Paper, Paper Products & Printing

731

547,50

451,42

713

1459,40

1247,53

 

6.

Leather & Leather Products

508

377,67

293,01

392

776,43

624,82

 

7.

Rubber & Rubber Products

321

239,66

195,58

347

700,52

551,45

 

8.

Chemicals & Chemical Products

2,779

2096,36

1656,39

3,423

7123,17

5556,63

  

(a)

Heavy Industrial Chemicals

441

335,06

262,61

629

1326,58

1047,57

  

(b)

Fertilisers

139

109,86

85,84

248

534,54

430,72

  

(c)

Drugs & Pharmaceuticals

794

591,43

484,86

1,048

2201,63

1745,00

  

(d)

Non-Edible Oils

68

49,41

43,34

42

76,80

73,62

  

(e)

Other Chemicals & Chemical Products

1,337

1010,60

779,74

1,456

2983,63

2259,73

 

9.

Petroleum, Coal Products & Nuclear Fuels

170

124,66

103,88

259

531,04

420,77

 

10.

Manufacture of Cement & Cement Products

271

206,43

180,94

312

635,30

512,44

 

11.

Basic Metals & Metal Products

2,319

1737,86

1462,92

2,335

4734,60

4021,25

  

(a)

Iron & Steel

1,364

1020,58

886,83

1,505

3092,92

2687,92

  

(b)

Non-Ferrous Metals

227

173,86

142,80

238

475,96

385,76

  

(c)

Other Metal Products

728

543,42

433,29

592

1165,72

947,57

 

12.

Engineering

2,633

1988,91

1595,55

3,424

7085,64

5687,70

  

(a)

Heavy Engineering

678

514,29

415,54

867

1809,56

1380,74

  

(b)

Light Engineering

669

501,87

381,22

823

1674,98

1353,75

  

(c)

Electrical Machinery & Goods

640

478,78

375,12

873

1802,86

1439,66

  

(d)

Electronic Machinery & Goods

646

493,97

423,68

861

1798,24

1513,55

 

13.

Vehicles, Vehicle Parts & Transport Equipments

582

441,87

323,49

820

1717,59

1190,81

 

14.

Other Industries

1,965

1464,53

1143,54

2,129

4384,61

3507,17

 

15.

Electricity, Gas & Water

161

116,04

77,91

229

516,63

405,83

  

(a)

Electricity Generation & Transmission

120

85,51

56,10

200

453,11

354,56

  

(b)

Non-Conventional Energy

14

10,27

7,13

14

30,41

26,53

  

(c)

Gas, Steam & Water Supply

27

20,26

14,68

15

33,10

24,74

 

16.

Construction

475

356,11

329,56

535

1074,55

921,85

III.

TRANSPORT OPERATORS

210

156,60

114,03

191

384,74

298,74

IV.

PROFESSIONAL AND OTHER SERVICES

1,428

1045,43

891,91

984

1902,55

1608,14

V.

PERSONAL LOANS

268

194,99

153,00

182

363,46

320,69

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

255

187,43

147,60

180

361,04

316,63

 

3.

Rest of the Personal Loans

13

7,56

5,40

2

2,42

4,05

VI.

TRADE

3,998

2987,33

2261,53

3,037

6090,44

4636,26

 

1.

Wholesale Trade

2,508

1884,75

1410,59

1,905

3964,09

2881,30

 

2.

Retail Trade

1,490

1102,58

850,94

1,132

2126,34

1754,96

VII.

FINANCE

1,006

789,32

610,51

1,478

3207,89

2536,74

VIII.


ALL OTHERS


3,202


2451,90


2136,86


1,953


3924,99


3362,52


TOTAL BANK CREDIT

30,958

23192,59

18504,32

30,591

62628,38

50054,77

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

 
 
 

2. Other Small Scale Industries


5,450


4010,65


3016,33


3,895


7592,78


5735,97


 
 
 
 
 
 
 
 
 
 
    

ABOVE Rs. 4 CRORE AND

ABOVE Rs. 6 CRORE AND

    

UPTO Rs. 6 CRORE


UPTO Rs. 10 CRORE


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

    

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


 
 
 
 

31


32


33


34


35


36


I.

AGRICULTURE

116

572,29

477,64

92

718,11

584,16

 

1.

Direct Finance

47

233,12

194,82

34

262,28

214,23

 

2.

Indirect Finance

69

339,17

282,82

58

455,83

369,93

II.

INDUSTRY

3,596

17883,86

13996,22

2,675

21162,95

16026,52

 

1.

Mining & Quarrying

46

234,64

189,67

34

265,06

197,67

 

2.

Food Manufacturing & Processing

327

1619,49

1218,55

236

1808,66

1321,10

  

(a)

Rice Mills, Flour & Dal Mills

29

136,72

113,79

15

110,79

92,11

  

(b)

Sugar

63

317,56

258,36

77

599,88

465,28

  

(c)

Edible Oils & Vanaspati

66

320,02

224,80

45

345,91

219,93

  

(d)

Tea Processing

49

240,82

156,97

21

162,52

123,97

  

(e)

Processing of Fruits & Vegetables

8

38,65

29,92

5

38,03

36,46

  

(f)

Others

112

565,71

434,71

73

551,53

383,36

 

3.

Beverage & Tobacco

59

297,28

278,45

38

305,74

263,00

 

4.

Textiles

667

3311,93

2596,46

418

3266,48

2331,51

  

(a)

Cotton Textiles

319

1581,24

1254,38

190

1488,36

1062,59

  

(b)

Jute Textiles

21

102,48

71,66

21

158,09

101,31

  

(c)

Handloom Textiles & Khadi

5

22,94

17,54

2

14,80

12,98

  

(d)

Other Textiles

322

1605,27

1252,89

205

1605,24

1154,63

 

5.

Paper, Paper Products & Printing

83

409,58

353,71

58

467,23

379,55

 

6.

Leather & Leather Products

68

338,72

240,52

43

335,60

211,36

 

7.

Rubber & Rubber Products

59

300,89

224,27

43

344,69

244,35

 

8.

Chemicals & Chemical Products

575

2870,99

2231,32

430

3373,44

2601,49

  

(a)

Heavy Industrial Chemicals

98

494,10

379,85

92

713,83

520,99

  

(b)

Fertilisers

52

258,58

203,42

51

403,56

342,62

  

(c)

Drugs & Pharmaceuticals

193

968,50

730,02

150

1171,43

911,98

  

(d)

Non-Edible Oils

9

46,15

37,72

6

46,94

34,85

  

(e)

Other Chemicals & Chemical Products

223

1103,66

880,32

131

1037,69

791,05

 

9.

Petroleum, Coal Products & Nuclear Fuels

41

205,57

140,18

47

386,34

316,83

 

10.

Manufacture of Cement & Cement Products

59

288,59

241,14

41

329,53

267,21

 

11.

Basic Metals & Metal Products

376

1859,37

1533,36

282

2267,92

1708,36

  

(a)

Iron & Steel

255

1258,96

1051,67

199

1593,90

1283,34

  

(b)

Non-Ferrous Metals

46

232,23

179,84

28

222,18

129,34

  

(c)

Other Metal Products

75

368,17

301,84

55

451,84

295,68

 

12.

Engineering

561

2797,77

2076,44

505

3989,67

3071,17

  

(a)

Heavy Engineering

148

736,08

526,43

149

1169,28

848,51

  

(b)

Light Engineering

115

578,79

453,88

111

865,83

660,26

  

(c)

Electrical Machinery & Goods

144

709,00

527,55

117

934,81

712,28

  

(d)

Electronic Machinery & Goods

154

773,90

568,58

128

1019,75

850,11

 

13.

Vehicles, Vehicle Parts & Transport Equipments

149

734,20

585,89

102

818,04

534,79

 

14.

Other Industries

347

1715,31

1376,13

276

2177,57

1745,04

 

15.

Electricity, Gas & Water

78

399,11

295,80

65

544,47

437,24

  

(a)

Electricity Generation & Transmission

70

357,35

263,52

63

527,21

419,99

  

(b)

Non-Conventional Energy

6

31,26

26,60

-

-

-

  

(c)

Gas, Steam & Water Supply

2

10,50

5,67

2

17,25

17,25

 

16.

Construction

101

500,41

414,30

57

482,50

395,86

III.

TRANSPORT OPERATORS

31

151,71

128,17

21

178,52

145,71

IV.

PROFESSIONAL AND OTHER SERVICES

151

755,32

588,10

101

825,78

683,10

V.

PERSONAL LOANS

37

186,02

165,07

20

165,64

157,08

 

1.

Loans for Purchase of Consumer Durables

      
 

2.

Loans for Housing

37

186,02

165,07

20

165,64

157,08

 

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

413

2057,81

1599,15

306

2486,34

1807,70

 

1.

Wholesale Trade

289

1444,50

1086,78

236

1910,73

1367,19

 

2.

Retail Trade

124

613,31

512,37

70

575,60

440,51

VII.

FINANCE

287

1432,20

1146,26

251

2091,95

1764,83

VIII.


ALL OTHERS


263


1279,49


1088,56


204


1607,64


1311,94


TOTAL BANK CREDIT

4,894

24318,70

19189,17

3,670

29236,94

22481,04

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

 
 
 

2. Other Small Scale Industries


375


1856,49


1420,80


239


1849,90


1359,62


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