Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding - ആർബിഐ - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding
SEMI-URBAN | | | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||||
AND ITS ASSOCIATES | | | | | | | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Out- | Accounts | Limit | Out | Accounts | Limit | Out- | ||||||
| | standing | | | standing | | | standing | ||||||
| | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 24,40,725 | 5235,16 | 4424,11 | 26,66,438 | 4849,30 | 4381,67 | 2 | 1,49 | 78 |
1. | Direct Finance | 24,14,747 | 4695,22 | 4065,07 | 26,35,915 | 4376,19 | 4008,27 | 2 | 1,49 | 78 | ||||
2. | Indirect Finance | 25,978 | 539,94 | 359,05 | 30,523 | 473,11 | 373,40 | - | - | - | ||||
II. | INDUSTRY | 4,01,747 | 7072,07 | 5988,41 | 4,84,727 | 9062,92 | 7666,93 | 195 | 545,77 | 466,95 | ||||
1. | Mining & Quarrying | 2,029 | 168,11 | 136,70 | 2,120 | 294,57 | 240,32 | 1 | 2,54 | 1,73 | ||||
2. | Food Manufacturing & Processing | 19,899 | 1184,48 | 925,66 | 20,246 | 1866,67 | 1445,59 | 3 0 | 115,68 | 88,85 |
(a) | Rice Mills, Flour & Dal Mills | 6,043 | 385,19 | 306,85 | 6,467 | 493,30 | 380,18 | 2 | 1,66 | 1,74 | ||||
(b) | Sugar | 226 | 236,37 | 171,57 | 308 | 688,91 | 579,69 | - | - | - | ||||
(c) | Edible Oils & Vanaspati | 2,621 | 273,45 | 223,24 | 2,511 | 178,48 | 129,87 | - | - | - | ||||
(d) | Tea Processing | 152 | 31,61 | 24,87 | 332 | 87,17 | 64,18 | 0 2 | 87,40 | 64,94 | ||||
(e) | Processing of Fruits & Vegetables | 257 | 12,41 | 11,07 | 270 | 22,93 | 17,28 | 4 | 3,62 | 3,20 | ||||
(f) | Others | 10,600 | 245,44 | 188,06 | 10,358 | 395,87 | 274,40 | 4 | 23,00 | 18,96 | ||||
3. | Beverage & Tobacco | 671 | 35,29 | 28,21 | 1,033 | 82,13 | 68,51 | 6 | 17,38 | 17,23 | ||||
4. | Textiles | 10,980 | 984,65 | 863,55 | 15,030 | 1688,69 | 1391,82 | 0 1 | 11,24 | 10,05 | ||||
(a) | Cotton Textiles | 4,166 | 535,99 | 459,33 | 4,031 | 744,46 | 636,75 | 1 | 1,10 | 1,10 | ||||
(b) | Jute Textiles | 150 | 11,89 | 7,53 | 240 | 17,51 | 10,77 | - | - | - | ||||
(c) | Handloom Textiles & Khadi | 693 | 19,16 | 15,85 | 2,002 | 65,12 | 60,79 | - | - | - | ||||
(d) | Other Textiles | 5,971 | 417,60 | 380,84 | 8,757 | 861,60 | 683,51 | 9 | 10,14 | 8,94 | ||||
5. | Paper, Paper Products & Printing | 3,845 | 303,07 | 258,74 | 5,314 | 332,41 | 302,38 | 2 | 9,00 | 9,35 | ||||
6. | Leather & Leather Products | 1,214 | 70,29 | 63,12 | 1,502 | 52,75 | 52,74 | - | - | - | ||||
7. | Rubber & Rubber Products | 1,374 | 146,90 | 120,39 | 1,475 | 96,50 | 83,28 | 4 1 | 13,30 | 12,91 | ||||
8. | Chemicals & Chemical Products | 6,065 | 976,54 | 870,75 | 7,828 | 1336,42 | 1142,93 | 4 9 | 61,20 | 51,66 | ||||
(a) | Heavy Industrial Chemicals | 667 | 124,88 | 94,70 | 582 | 228,18 | 195,36 | 9 | 15,33 | 15,54 | ||||
(b) | Fertilisers | 144 | 79,96 | 71,86 | 121 | 193,71 | 143,03 | - | - | - | ||||
(c) | Drugs & Pharmaceuticals | 749 | 120,57 | 102,58 | 1,194 | 223,98 | 207,36 | 4 | 3,71 | 4,18 | ||||
(d) | Non-Edible Oils | 230 | 62,09 | 52,49 | 240 | 24,01 | 22,67 | - | - | - | ||||
(e) | Other Chemicals & Chemical Products | 4,275 | 589,04 | 549,12 | 5,691 | 666,55 | 574,51 | 3 6 | 42,16 | 31,94 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 552 | 50,81 | 46,80 | 548 | 103,02 | 97,36 | - | - | - | ||||
10. | Manufacture of Cement & Cement Products | 1,301 | 109,18 | 84,60 | 1,457 | 128,79 | 135,72 | 1 | 50 | 5 | ||||
11. | Basic Metals & Metal Products | 6,831 | 969,78 | 817,25 | 9,286 | 900,37 | 814,29 | 2 | 70 | - | ||||
(a) | Iron & Steel | 1,711 | 555,78 | 483,35 | 2,376 | 576,72 | 524,42 | - | - | - | ||||
(b) | Non-Ferrous Metals | 371 | 163,98 | 113,72 | 383 | 85,09 | 69,13 | - | - | - | ||||
(c) | Other Metal Products | 4,749 | 250,01 | 220,18 | 6,527 | 238,56 | 220,74 | 2 | 70 | - | ||||
12. | Engineering | 7,162 | 741,58 | 620,67 | 8,841 | 679,39 | 560,76 | 3 8 | 62,81 | 50,31 | ||||
(a) | Heavy Engineering | 936 | 162,91 | 137,51 | 1,057 | 153,15 | 100,23 | 2 | 2,51 | 2,61 | ||||
(b) | Light Engineering | 3,014 | 188,41 | 165,88 | 3,819 | 165,05 | 140,29 | 20 | 24,31 | 17,58 | ||||
(c) | Electrical Machinery & Goods | 1,667 | 225,22 | 178,77 | 2,255 | 224,24 | 183,90 | 2 | 8,26 | 6,95 | ||||
(d) | Electronic Machinery & Goods | 1,545 | 165,04 | 138,51 | 1,710 | 136,94 | 136,33 | 1 4 | 27,73 | 23,17 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,284 | 159,96 | 123,60 | 3,391 | 168,05 | 140,97 | 2 3 | 107,72 | 100,23 | ||||
14. | Other Industries | 3,33,119 | 1033,26 | 917,33 | 4,02,569 | 1160,93 | 1045,83 | 0 1 | 54,25 | 51,92 | ||||
15. | Electricity, Gas & Water | 1,791 | 61,72 | 49,36 | 709 | 65,06 | 49,99 | 7 | 86,45 | 69,69 | ||||
(a) | Electricity Generation & Transmission | 1,406 | 53,18 | 42,99 | 491 | 53,10 | 40,67 | 7 | 86,45 | 69,69 | ||||
(b) | Non-Conventional Energy | 28 | 79 | 55 | 57 | 0 9 | 80 | - | - | - | ||||
(c) Gas, Steam & Water Supply | 357 | 7,75 | 5,82 | 161 | 11,06 | 8,52 | - | - | - | |||||
16. | Construction | 1,630 | 76,45 | 61,69 | 3,378 | 107,15 | 94,44 | 2 | 3,00 | 2,98 | ||||
III. | TRANSPORTOPERATORS | 1,08,039 | 704,80 | 527,08 | 1,28,516 | 794,93 | 631,60 | - | - | - | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 80,615 | 468,18 | 390,33 | 3,64,052 | 1015,72 | 859,80 | 5 | 40,03 | 24,85 | ||||
V. | PERSONALLOANS | 12,67,405 | 3581,89 | 3143,97 | 10,91,591 | 3606,02 | 3213,16 | 6,780 | 30,97 | 9,05 | ||||
1. | Loans for Purchase of Consumer Durables | 1,11,385 | 203,35 | 175,98 | 78,386 | 143,70 | 122,07 | - | - | - | ||||
2. | Loans for Housing | 1,10,905 | 1056,07 | 916,71 | 1,28,035 | 1024,77 | 904,56 | 8 | 23 | 19 | ||||
3. | Rest of the Personal Loans | 10,45,115 | 2322,47 | 2051,28 | 8,85,170 | 2437,55 | 2186,53 | 6,772 | 30,74 | 8,86 | ||||
VI. | TRADE | 8,06,836 | 2962,26 | 2559,58 | 10,50,420 | 3190,91 | 2729,10 | 8 | 9,56 | 10,30 | ||||
1. | Wholesale Trade | 67,166 | 889,77 | 759,87 | 42,100 | 761,97 | 607,28 | 7 | 4,20 | 4,99 | ||||
2. | Retail Trade | 7,39,670 | 2072,49 | 1799,71 | 10,08,320 | 2428,94 | 2121,82 | 1 | 5,36 | 5,31 | ||||
VII. | FINANCE | 655 | 96,07 | 73,37 | 1,849 | 251,95 | 197,06 | 3 | 5,93 | 4,48 | ||||
VIII. | ALL OTHERS | 2,47,457 | 1021,63 | 837,60 | 7,35,379 | 1544,57 | 1412,48 | 1 | - | - | ||||
TOTALBANKCREDIT | 53,53,479 | 21142,07 | 17944,45 | 65,22,972 | 24316,31 | 21091,79 | 6,994 | 633,74 | 516,42 | |||||
OF WHICH: | 1. Artisans & Village Industries | 1,46,285 | 250,73 | 225,40 | 1,58,277 | 224,57 | 207,35 | - | - | - | ||||
| 2 . Other Small Scale Industries | 1,94,487 | 2173,05 | 1856,80 | 2,21,241 | 3019,13 | 2547,35 | 2 | 28,37 | 25,98 | ||||
| | | | | | | | | | | | |||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | |||||
Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | ||||||
| | standing | | | standing | | | standing | ||||||
| | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | |||
I. | AGRICULTURE | 8,73,349 | 750,92 | 694,18 | 2,81,171 | 688,90 | 628,45 | 62,61,685 | 11525,78 | 10129,19 | ||||
1. | Direct Finance | 8,56,096 | 726,59 | 673,65 | 2,73,357 | 612,83 | 565,36 | 61,80,117 | 10412,32 | 9313,12 | ||||
2. | Indirect Finance | 17,253 | 24,33 | 20,54 | 7,814 | 76,07 | 63,10 | 81,568 | 1113,46 | 816,08 | ||||
II. | INDUSTRY | 1,63,819 | 157,70 | 141,16 | 46,566 | 1831,47 | 1475,87 | 10,97,054 | 18669,92 | 15739,33 | ||||
1. | Mining & Quarrying | 200 | 3,79 | 3,01 | 356 | 56,86 | 43,48 | 4,706 | 525,87 | 425,25 | ||||
2. | Food Manufacturing & Processing | 2,296 | 13,80 | 11,50 | 3,289 | 329,82 | 251,50 | 45,760 | 3510,44 | 2723,10 | ||||
(a) | Rice Mills, Flour & Dal Mills | 254 | 6,25 | 5,02 | 1,133 | 85,17 | 64,03 | 13,899 | 971,57 | 757,82 | ||||
(b) | Sugar 226 | 1 | 12 | 1 | 28 | 19,94 | 12,71 | 573 | 945,34 | 764,08 | ||||
(c) | Edible Oils & Vanaspati | 136 | 1,88 | 1,61 | 605 | 53,74 | 40,31 | 5,873 | 507,55 | 395,04 | ||||
(d) | Tea Processing | - | - | - | 38 | 11,33 | 12,00 | 542 | 217,51 | 166,00 | ||||
(e) | Processing of Fruits & Vegetables | 50 | 61 | 60 | 32 | 3,58 | 3,33 | 613 | 43,15 | 35,48 | ||||
(f) | Others | 1,845 | 4,94 | 4,16 | 1,453 | 156,07 | 119,10 | 24,260 | 825,31 | 604,68 | ||||
3. | Beverage & Tobacco | 42 | 49 | 31 | 331 | 27,50 | 25,02 | 2,083 | 162,78 | 139,28 | ||||
4. | Textiles | 627 | 5,59 | 4,47 | 4,328 | 539,55 | 431,76 | 30,975 | 3229,72 | 2701,65 | ||||
(a) | Cotton Textiles | 94 | 2,00 | 1,43 | 1,787 | 338,77 | 274,07 | 10,079 | 1622,32 | 1372,69 | ||||
(b) | Jute Textiles | 1 | 1 | - | 17 | 11,05 | 9,76 | 408 | 40,46 | 28,06 | ||||
(c) | Handloom Textiles & Khadi | 77 | 50 | 47 | 154 | 17,03 | 13,49 | 2,926 | 101,82 | 90,59 | ||||
(d) | Other Textiles | 455 | 3,09 | 2,57 | 2,370 | 172,70 | 134,45 | 17,562 | 1465,13 | 1210,31 | ||||
5. | Paper, Paper Products & Printing | 170 | 2,06 | 1,82 | 1,275 | 112,13 | 99,48 | 10,606 | 758,68 | 671,77 | ||||
6. | Leather & Leather Products | 5 8 | 36 | 37 | 214 | 8,97 | 8,76 | 2,988 | 132,37 | 124,99 | ||||
7. | Rubber & Rubber Products | 40 | 53 | 40 | 472 | 55,34 | 25,78 | 3,375 | 312,57 | 242,75 | ||||
8. | Chemicals & Chemical Products | 129 | 2,12 | 1,85 | 1,521 | 145,27 | 114,23 | 15,592 | 2521,55 | 2181,43 | ||||
(a) | Heavy Industrial Chemicals | 1 | 1 | 1 | 60 | 10,59 | 10,61 | 1,319 | 378,99 | 316,22 | ||||
(b) | Fertilisers | 1 | 1 | 1 | 16 | 1,93 | 1,76 | 282 | 275,60 | 216,65 | ||||
(c) | Drugs & Pharmaceuticals | 35 | 57 | 50 | 264 | 26,85 | 23,22 | 2,246 | 375,67 | 337,84 | ||||
(d) | Non-Edible Oils | 6 | 6 | 3 | 55 | 6,14 | 4,96 | 531 | 92,29 | 80,15 | ||||
(e) | Other Chemicals & Chemical Products | 86 | 1,48 | 1,30 | 1,126 | 99,76 | 73,69 | 11,214 | 1398,99 | 1230,56 | ||||
9. | Petroleum, Coal Products & Nuclear Fuels | 6 | 4 | 4 | 64 | 11,29 | 11,53 | 1,170 | 165,16 | 155,72 | ||||
10. | Manufacture of Cement & Cement Products | 43 | 72 | 51 | 330 | 27,76 | 27,31 | 3,132 | 266,95 | 248,19 | ||||
11. | Basic Metals & Metal Products | 162 | 1,36 | 1,16 | 1,068 | 101,94 | 89,98 | 17,349 | 1974,15 | 1722,67 | ||||
(a) | Iron & Steel | 8 | 13 | 14 | 306 | 68,12 | 57,45 | 4,401 | 1200,75 | 1065,36 | ||||
(b) | Non-Ferrous Metals | - | - | - | 18 | 57 | 70 | 772 | 249,65 | 183,55 | ||||
(c) | Other Metal Products | 154 | 1,23 | 1,02 | 744 | 33,24 | 31,83 | 12,176 | 523,75 | 473,77 | ||||
12. | Engineering | 335 | 3,44 | 2,86 | 1,372 | 101,80 | 83,87 | 17,748 | 1589,03 | 1318,45 | ||||
(a) | Heavy Engineering | 86 | 1,37 | 1,12 | 234 | 14,18 | 13,36 | 2,315 | 334,13 | 254,83 | ||||
(b) | Light Engineering | 96 | 93 | 73 | 413 | 47,01 | 37,01 | 7,362 | 425,71 | 361,49 | ||||
(c) | Electrical Machinery & Goods | 70 | 47 | 42 | 360 | 28,13 | 23,32 | 4,354 | 486,32 | 393,35 | ||||
(d) | Electronic Machinery & Goods | 83 | 68 | 59 | 365 | 12,48 | 10,18 | 3,717 | 342,87 | 308,78 | ||||
13. | Vehicles, Vehicle Parts & Transport Equipments | 340 | 4,26 | 3,33 | 671 | 27,18 | 17,81 | 7,709 | 467,18 | 385,94 | ||||
14. | Other Industries | 1,59,078 | 113,37 | 103,93 | 29,431 | 205,52 | 173,56 | 9,24,207 | 2567,33 | 2292,58 | ||||
15. | Electricity, Gas & Water | 5 | 8 | 5 | 34 | 2,15 | 2,20 | 2,546 | 215,47 | 171,29 | ||||
(a) | Electricity Generation & Transmission | 3 | 6 | 4 | 17 | 1,52 | 1,57 | 1,924 | 194,31 | 154,95 | ||||
(b) | Non-Conventional Energy | - | - | - | 3 | 22 | 22 | 88 | 1,91 | 1,57 | ||||
(c) | Gas, Steam & Water Supply | 2 | 2 | 1 | 14 | 42 | 41 | 534 | 19,25 | 14,77 | ||||
16. | Construction | 288 | 5,68 | 5,55 | 1,810 | 78,38 | 69,60 | 7,108 | 270,67 | 234,26 | ||||
III. | TRANSPORTOPERATORS | 46,681 | 154,03 | 119,03 | 32,679 | 411,56 | 316,74 | 3,15,915 | 2065,32 | 1594,45 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 94,489 | 89,59 | 79,81 | 48,274 | 260,95 | 217,48 | 5,87,435 | 1874,47 | 1572,27 | ||||
V. | PERSONALLOANS | 2,58,368 | 416,02 | 372,01 | 3,81,501 | 1066,19 | 981,36 | 30,05,645 | 8701,09 | 7719,56 | ||||
1. | Loans for Purchase of Consumer Durables | 33,571 | 43,70 | 36,40 | 23,673 | 44,58 | 36,77 | 2,47,015 | 435,32 | 371,21 | ||||
2. | Loans for Housing | 20,129 | 121,91 | 112,42 | 32,047 | 297,08 | 263,20 | 2,91,124 | 2500,06 | 2197,09 | ||||
3. | Rest of the Personal Loans | 2,04,668 | 250,41 | 223,19 | 3,25,781 | 724,54 | 681,39 | 24,67,506 | 5765,71 | 5151,25 | ||||
VI. | TRADE | 4,37,462 | 403,77 | 365,66 | 1,16,005 | 1214,78 | 939,14 | 24,10,731 | 7781,27 | 6603,77 | ||||
1. | Wholesale Trade | 4,748 | 22,91 | 20,43 | 9,297 | 465,19 | 329,13 | 1,23,318 | 2144,04 | 1721,69 | ||||
2. | Retail Trade | 4,32,714 | 380,86 | 345,23 | 1,06,708 | 749,58 | 610,01 | 22,87,413 | 5637,23 | 4882,07 | ||||
VII. | FINANCE | 46 | 1,35 | 1,26 | 596 | 72,97 | 61,02 | 3,149 | 428,26 | 337,19 | ||||
VIII. | ALL OTHERS | 1,32,061 | 116,73 | 110,28 | 2,86,337 | 517,36 | 454,18 | 14,01,235 | 3200,30 | 2814,53 | ||||
TOTALBANKCREDIT | 20,06,275 | 2090,11 | 1883,39 | 11,93,129 | 6064,18 | 5074,24 | 150,82,849 | 54246,41 | 46510,29 | |||||
OF WHICH: | 1. Artisans & Village Industries | 1,26,253 | 83,31 | 75,29 | 9,560 | 22,15 | 19,25 | 4,40,375 | 580,75 | 527,29 | ||||
| 2 . Other Small Scale Industries | 31,158 | 41,55 | 37,61 | 23,308 | 708,41 | 567,29 | 4,70,216 | 5970,51 | 5035,04 |